Our branch is conveniently situated near popular landmarks, making it easy for you to find us. If you're coming from downtown Redwood or nearby areas, simply take Highway 3 and look for our welcoming entrance. Parking is readily available, so you can pull right up without any hassle. We also ensure that our facility is accessible for everyone, with ADA-compliant features and ramps that make visiting us a breeze.
If you have questions or need assistance, don't hesitate to reach out! You can contact us at 601-631-8225. While members are welcome to visit us at our branch address, please note that official correspondence should be sent to PO Box 820240 in Vicksburg if needed. At Vickswood, we pride ourselves on providing personalized service tailored to meet your financial needs. We invite you to stop by our Redwood Branch Office and experience the difference of community-focused banking. Come see us soon!
We understand that life can get busy, which is why we're here to serve you on Thursdays from 11:00 a.m. to 4:00 p.m. For those who prefer quick service without leaving their cars, our drive-thru banking option allows for deposits, withdrawals, and simple transactions perfect for those on-the-go days!
In addition to loans, we offer merchant services designed to simplify everyday transactions. Imagine having a reliable partner that streamlines payment processing, allowing you to focus on what you do best running your business. With our services, you can easily manage customer payments and keep your operations running smoothly. Whether you're looking for a loan or need support with day-to-day transactions, Vickswood is here for you. Let's work together to build a brighter future for your business!
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have not funded any commercial loans, we are eager to assist our members with flexible financing solutions tailored to their needs. Our goal is to help your business scale and succeed.
One of the key features of Vickswood is our ATM Services Only. Although we currently do not have ATMs on-site, we ensure that you have access to essential banking functions through nearby ATMs. This means you can withdraw cash or check your account balance whenever you need, providing flexibility in your day-to-day life. For those who prefer face-to-face interactions, we offer Basic Drive-Thru Banking. This service allows you to perform simple transactions like deposits and withdrawals without leaving your vehicle. It's perfect for busy individuals who want to save time while managing their finances.
If you have questions or need assistance with any services, don't hesitate to reach out! Our friendly staff is just a phone call away at 601-631-8225. We encourage you to visit us during our lobby hours on Thursdays from 11:00 a.m. to 4:00 p.m., where we'll be happy to assist you with all your financial needs. At Vickswood, we're not just about transactions; we're about building relationships within our community. Join us today and discover how we can help you achieve your financial goals!
Understanding the needs of our members is at the heart of what we do. If you're juggling work and family commitments, our drive-thru service provides a quick solution for your banking tasks. Imagine needing to deposit a check during your lunch break or withdrawing cash before picking up groceries; we're here to support those moments. In addition, our online banking options enable members to manage their accounts from anywhere. You can view balances, transfer funds, and more all designed to fit into your busy lifestyle.
One of the standout features is our online banking, which allows you to check balances, transfer funds, and pay bills with just a few clicks. You can also take advantage of person-to-person transfers to send money quickly to friends and family without any hassle. This means you can easily settle up after dinner or share expenses for a group outing all from your computer or smartphone. For those who prefer paperless options, we provide e-statements that deliver your account statements directly to your inbox. This not only helps the environment but also keeps your information safe and organized.
We prioritize your security with every feature we offer. While we currently do not support electronic signatures, rest assured that all transactions on our platform are safeguarded with top-notch security measures. Our online banking service is designed to be user-friendly, so whether you're tech-savvy or just getting started with online banking, you'll find it straightforward. Although we don't have mobile payment options or a dedicated mobile application right now, you can still access all these features from your smartphone's web browser. This flexibility means you can manage your finances while you're out running errands or relaxing at home. In summary, Vickswood is committed to making your banking experience smooth and efficient. With our reliable online services, you'll always be in control of your financial journey. For more information about what we offer, visit us at https://www.vickswoodcu.com/ today!
Total Share Accounts stand at 2,938, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vickswood is your trusted partner. Visit us at 3737 Highway 3 Redwood MS 39156 or call 601-631-8225 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
With $2,684,820 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $5,463,752 in total loans and leases including 122 used auto loans.
Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Our $0 net income reflects a commitment to operational efficiency while ensuring that we can continue offering competitive loan rates and solid financial products for our members. We also take pride in having 4 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
With a net worth of $2,684,820, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 2407 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,007,709 in used vehicle loans and $2,157,659 in new vehicle loans already helping members get on the road. We offer financing for both new and used vehicles, making it easier for you to drive away with the car you want.
For those looking for flexibility in managing expenses, we provide credit lines totaling $650,000. Additionally, while we currently do not offer unsecured credit card loans at this time, our team is always available to discuss your options and future offerings.
Thinking about homeownership? Our mortgage options make buying or refinancing simple. Currently, we don't have any Junior Lien 1-4 Family Residential Properties loans available; however, we are here to assist you through the process when you're ready.
We believe in empowering our members with choices. If you're interested in refinancing an existing loan or exploring eligibility options for any of our products, please reach out to us directly at 601-631-8225. Our knowledgeable staff is ready to help you navigate your financial journey. We invite you to visit us at our branch located at 3737 Highway 3, Redwood MS 39156, where we can provide personalized assistance tailored to your unique situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Vickswood support you in achieving your financial dreams today!