Welcome to vicksburg-railroad, a trusted financial institution established in 1934 that has proudly served the community of Vicksburg, MS for nearly nine decades. Our mission is to empower our members through exceptional service and a commitment to their financial well-being. Under the leadership of CEO David Bell and Board President Hugh Freeman, Jr., we aim to foster a culture of trust, accessibility, and member-first banking solutions. We are proud to be federally insured by NCUA since 7/10/1973 0:00, ensuring that your deposits are secure.

At vicksburg-railroad, we understand the importance of modern banking tools in today's fast-paced world. Our offerings include user-friendly online banking, a convenient mobile application, person-to-person transfers, e-statements, and electronic signature authorization—all designed to enhance your banking experience. While we currently do not support mobile payments, our focus remains on providing you with reliable services tailored to your needs. To learn more about us or get in touch, visit our official website at https://www.vrcums.com/ or reach us via fax at (601) 638-3163. Join us at vicksburg-railroad where your financial aspirations become our priority.

At Vicksburg Railroad Credit Union, we understand that financial needs are as unique as our members. That’s why we offer a comprehensive suite of services designed to help you navigate everyday banking, plan for life milestones, and grow your small business. Our offerings include personal banking solutions such as checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing, as well as credit cards with rewards. For businesses, we provide essential banking services including merchant services and business loans. With the convenience of online banking and our mobile application, managing your finances has never been easier. You can easily access your accounts, make person-to-person transfers, and enjoy e-statements and e-signatures for a seamless digital experience.

Whether you’re looking to achieve financial goals or secure funding for your next venture, Vicksburg Railroad Credit Union is here to support you every step of the way. We pride ourselves on being accessible to all eligible members—check out our membership qualifications at . Additionally, if you're in the market for a loan or want to compare rates, our partners at https://www.lendmesh.com/loans/vehicle_loans can help you find the best options available. If you have questions or need personalized support, don’t hesitate to reach out via fax at (601) 638-3163. Join us today and discover how Vicksburg Railroad Credit Union can empower your financial journey.

At Vicksburg Railroad Credit Union, we pride ourselves on being a trusted financial partner for our community. With a strong Total Membership of 1,027, we have built a supportive network that empowers individuals and families to achieve their financial goals. Our commitment to providing exceptional service is reflected in our impressive Total Assets, which stand at 12,178,407. This substantial foundation allows us to offer competitive rates and flexible options tailored to the needs of our members.

Our Net Worth of 3,831,622 speaks volumes about our stability and reliability as a financial institution. We are dedicated to maintaining a healthy balance sheet, evidenced by our robust Net Worth Ratio of 3,146. In addition, our focus on responsible lending practices is highlighted by our Total Loans and Leases reaching 547. This demonstrates our ability to support members with the resources they need, whether it's for personal loans, auto financing, or mortgages.

The trust placed in us is also reflected in our Total Deposits of 533,645, showcasing the confidence our members have in our management and services. Furthermore, with a Net Income of 43,470, we continue to reinvest in initiatives that enhance member experiences and community outreach.

Our small but dedicated team of just Total Employees 4 ensures personalized service at every touchpoint. We understand the importance of transparency and accountability in today’s financial landscape, which is why we prioritize clear communication with our members.

As you consider your financial options, remember that Vicksburg Railroad Credit Union stands out not only for its solid performance metrics but also for its commitment to serving you better every day. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov .

Explore your financing possibilities today by comparing real-time loan offers at https://www.lendmesh.com/loans/vehicle_loans and discover how we can help you secure the best rates tailored for your needs.