Vibe Credit Union Moline IL | Best Auto Loans & Business Banking

Introduction

Welcome to Vibrant, your trusted credit union located at 6600 44Th Ave, Moline, IL 61265. Established in 1935, we have been proudly serving our community for over eight decades, fostering financial well-being and building lasting relationships. With a total membership of 45,710 and assets exceeding $1,073,836,463, we are committed to providing personalized banking solutions that meet your unique needs. At Vibrant, we believe that every member is part of our family. Our dedicated team of 159 employees, led by our CEO Matthew McCombs and Board President Nick Kremer, works tirelessly to ensure you receive the best service possible. Whether you're looking for auto loans or personal banking services, we've got you covered with over 18,712 loans available to help you reach your financial goals. While you can visit us at our branch location in Moline, official correspondence should be sent to PO Box 1550, Moline, IL 61265. We invite you to explore our wide range of services designed just for you including checking and savings accounts, mortgage loans, and business banking options making it easy for you to manage your finances effectively. With a strong net worth of $93,659,371 and cash readily available at $18,417,190, we take pride in our solid financial standing. Our commitment extends beyond numbers; it's about making a positive impact in our community and ensuring that every member feels valued. Ready to experience banking that truly cares? Don't hesitate to reach out! Call us today at 800-323-5109 or visit us online at Vibrant Credit Union. We look forward to welcoming you into the Vibrant family!

Branch History & Mission

Welcome to Vibrant, a credit union with deep roots and a strong commitment to the Moline community. Since our establishment in 1935, we have grown alongside our members, evolving to meet their needs and supporting them at every stage of life. Located at 6600 44th Ave, Moline, IL 61265, our branch has been a cornerstone of financial support for over eight decades. Our proximity to local landmarks ensures that we remain accessible and integrated into the fabric of our vibrant city. Over the years, Vibrant has witnessed remarkable growth. Today, we proudly serve 45,710 members and manage assets totaling over $1 billion. This achievement reflects not only our financial stability but also the trust and loyalty of our members. We understand that banking is more than just transactions; it's about building relationships and fostering community spirit. At Vibrant, our mission is simple yet profound: to provide exceptional financial services while uplifting our community. We strive to empower individuals through personalized banking solutions, including checking and savings accounts, auto loans, mortgages, and business banking services. Our focus goes beyond numbers; we aim to create meaningful connections that inspire positive change in the lives of those we serve. While members can visit us at 6600 44th Ave, official correspondence should be sent to PO Box 1550, Moline, IL 61265. Our team is dedicated to making your experience seamless and enjoyable. We offer operating hours from 8:30 am - 5:00 pm Monday through Friday, and from 8:30 am - 12:00 pm on Saturdays for your convenience. In addition to traditional services, Vibrant embraces technology with features like online banking and mobile applications. We prioritize accessibility with ADA-compliant facilities and an ATM available for quick cash withdrawals. Although we currently do not have drive-thru service or shared service centers, we are committed to serving you with excellence in every interaction. Our community outreach initiatives are designed to make a real impact whether it's through partnerships with local organizations or sponsoring events that bring people together. We believe that when our members succeed, the entire community thrives. Join us at Vibrant today! Experience firsthand how we can help you achieve your financial goals while being part of a supportive community network. Together, let's continue building a brighter future for everyone in Moline. For more information or to get started with your membership journey, call us at 800-323-5109 or visit our website at Vibrant Credit Union.

Branch Location & Accessibility

Welcome to the vibrant community hub of Vibrant, located at 6600 44Th Ave Moline Il 61265 in the heart of Moline, IL. Our branch is easily accessible, making it convenient for you to handle all your banking needs. Whether you're stopping by for a quick transaction or looking to explore our services, we are here to assist you. While members can visit us at 6600 44Th Ave Moline Il 61265, official correspondence should be sent to PO Box 1550, Moline, IL 61265. You'll find us nestled near local landmarks that make your visit even easier. With ample parking available and features designed with accessibility in mind, everyone can feel welcome here. Our friendly team is ready to serve you during our operating hours: from 8:30 AM to 5:00 PM, Monday through Friday, and 8:30 AM to 12:00 PM on Saturdays. Need cash on the go? We have an ATM available for your convenience right at our branch. At Vibrant, we offer a range of personal and business banking services, including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. You can also enjoy online banking and mobile access for added flexibility. If you have any questions or need assistance, don't hesitate to reach out! Give us a call at (800) 323-5109, or better yet, come visit us in person. We look forward to welcoming you soon!

Member Eligibility

At Vibrant, we believe that everyone deserves a chance to be part of a caring community that prioritizes your financial well-being. Joining us is a straightforward process! If you live, work, worship, or attend school in our service area, you are eligible for membership. This means that whether you're looking for a supportive place to save, borrow, or manage your money, we've got you covered. With competitive rates and personalized service, becoming a member at Vibrant opens doors to better financial opportunities. To get started on your journey with us, simply visit our website for more details on eligibility and account opening processes at https://secure-vibrantcreditunion.org/enrollonline/businessmanualenroll.aspx. If you have any questions or need assistance, don't hesitate to call us at (800) 323-5109. We're here to help you every step of the way as you take this exciting step towards joining our vibrant community! For complete eligibility criteria, please check out this resource: .

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $153 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $25 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $53,162,668, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced marketplace, having reliable merchant services can make all the difference. Imagine being able to accept payments easily and efficiently, whether online or in-store. Our services are designed to help you serve your customers better while managing your finances more effectively. Located at 6600 44Th Ave Moline Il 61265 in Moline, IL, we are ready to partner with you. For inquiries or to learn more about how we can help your business thrive, give us a call at (800) 323-5109. Let's take your business to new heights together!

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners, we offer specialized services including business banking, which encompasses merchant services and business loans. Whether starting a new venture or expanding an existing one, our team understands the unique challenges businesses face and is ready to support you every step of the way.

Convenient Access

At Vibrant, convenience is key. With our ATM services, members can withdraw cash and check balances without stepping into the branch. Our ATM availability ensures that you have access to your funds whenever needed. In addition to these essential services, we emphasize the importance of digital banking features such as e-statements and electronic signatures for secure transactions. This commitment means you can manage your finances easily while staying informed about your accounts. If you're ready to take advantage of all these benefits and more at Vibrant, give us a call at (800) 323-5109 or visit our website at Headquarters - Branch. Our friendly team is excited to assist you in achieving your financial dreams!

Credit Cards with Rewards

Our credit cards with rewards let you earn points on everyday purchases, which can be redeemed for travel, merchandise, or cashback. It's an excellent way to make your spending work for you while enjoying added benefits.

Home Loans

If homeownership is on your horizon, explore our mortgage loans and refinancing options. Our team is here to guide you through each step of the process, making it less daunting. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, we have solutions tailored just for you.

Personal Banking

Whether you're looking to open a new checking or savings account, our personal banking options are designed with your convenience in mind. Imagine easily managing your finances from anywhere through our online and mobile banking platforms. You can check balances, transfer funds, and even pay bills right from your smartphone or computer. We also offer various personal loans for those unexpected expenses or plans you want to make a reality. If you're considering consolidating debt, our personal loans can help streamline your payments.

Vehicle Financing

For those in the market for a new ride, auto loans and vehicle financing at Vibrant make it easy to get behind the wheel. We understand that purchasing a vehicle is a significant investment. That's why we provide competitive rates and flexible terms, ensuring that you find a financing solution that fits your budget.

Digital & Online Banking

Enhanced Security and User-Friendly Features

Your security is our top priority. Our online banking system uses advanced encryption technology to keep your information safe. Additionally, you'll find that navigating through our platform is user-friendly, making it easy for everyone even if you're not tech-savvy.

Key Services Available

Our online banking platform makes it simple to check balances, pay bills, and transfer funds with just a few clicks. For those who prefer to manage their finances on the go, our mobile application is available for download, providing all the features of online banking right in the palm of your hand. We also offer electronic signature authorization, which allows you to sign documents securely from home no need to visit a branch! Plus, with e-statements available, you can keep track of your transactions while being environmentally friendly.

Stay Connected

While person-to-person transfers are not currently available at Vibrant, we focus on providing reliable mobile payments options in the future. For now, enjoy the ease of managing your money with our existing features that allow you to take control of your financial journey. Join us today and experience the convenience of digital banking at Vibrant where managing your finances is just a click away!

Financial Strength

Commitment to Growth

With $87,659,647 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity for lending is highlighted by our $6,028 in used auto loans and $802,014,617 in total loans and leases, supporting members' financial goals across various sectors.

Member Trust

The number of our Total Share Accounts stands at 102,929, showing a strong and growing member base that trusts us with their finances. Additionally, net shares available for lending and investments amount to $982,806. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vibrant is your trusted partner. Visit us at 6600 44Th Ave Moline Il 61265 or call (800) 323-5109 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $309,682,179 in share certificates and $49,249,468 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $67,952,482, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $-85,714, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 158 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $93,659,371, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $872 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $84,973,969 in used vehicle loans and $24,814,380 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make financing your next vehicle straightforward.

Business Financing

For business owners, our outstanding commercial loans totaling $53,162,668 provide the capital needed to grow and expand your enterprise. Whether you're starting a new venture or seeking funds for an existing business, our commercial loan options are tailored to support your ambitions. Additionally, we offer refinancing options across many of our loan products to help you save money and reduce your monthly payments. If you're interested in exploring eligibility options or want more information about our services like personal banking accounts and online banking capabilities, please visit our website at Vibrant Credit Union. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. No matter where you are on your financial journey, Vibrant is committed to providing you with personalized service and support every step of the way. Reach out today to learn more about how we can assist you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $152,379,336, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $8,411 in loans helping members effectively manage their finances. These cards come with various benefits and rewards to suit your spending habits.

Loan Aggregator

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Vibrant