Vibe Credit Union Moline IL | Affordable Auto Loans & Business Banking

Introduction

At Vibrant, we believe that financial services should be more than just transactions; they should empower and uplift our community. Located at 4400 16Th St, Moline, IL 61265, our branch has been a trusted part of this vibrant community since 1935. With over 45,710 members, we take pride in offering personalized banking solutions designed to meet your unique needs. While you can always reach us at our physical location, for official correspondence, please send mail to 6600 44th Ave, Moline, IL 61265-8127. Our dedicated team of 159 employees, led by CEO Matthew McCombs and Board President Nick Kremer, is here to ensure you receive the highest level of service. We manage a robust portfolio with total assets exceeding $1 billion ($1,073,836,463), reflecting our commitment to financial stability and growth. Whether you're looking for auto loans where we have financed over 12,056 vehicles or are interested in exploring our range of personal loans and mortgages, we've got you covered. Our total deposits amount to an impressive $31,671,060, showcasing the trust our members place in us. At Vibrant Credit Union, we're not just about numbers; we're about making a difference in the lives of our members and the broader community. We offer various services including checking and savings accounts, credit cards with rewards, business banking options, and online banking features that make managing your finances convenient. If you're ready to experience a credit union that truly cares about its members and their financial journeys, we invite you to visit us or give us a call at (309) 796-6511. Join us today as we continue to build a brighter financial future together!

Branch History & Mission

At Vibrant, we take pride in our rich history and unwavering commitment to serving the Moline community. Since our establishment in 1935, we have grown from a small credit union into a trusted financial partner for over 45,710 members. Our branch, located at 4400 16th St, Moline, IL 61265, has been a cornerstone of this vibrant city, providing essential financial services that empower individuals and families. Our mission is simple yet impactful: to enhance the financial well-being of our members and support our local community. We believe that everyone deserves access to quality banking services tailored to their needs. Whether it's through personal banking options like checking and savings accounts or more specialized services such as auto loans and mortgage refinancing, we are dedicated to helping you achieve your financial goals. As we reflect on our journey, key milestones stand out. From humble beginnings to achieving total assets of over $1 billion, we have consistently prioritized the needs of our members. Our growth is not just about numbers; it's about the relationships we've built and the lives we've touched along the way. We understand that convenience matters in today's fast-paced world. That's why we offer amenities like ATM access and drive-thru banking to make your experience seamless. Our operating hours are designed with you in mind, allowing you to visit us Monday through Friday from 8:30 am to 5:00 pm. For those who prefer online transactions, we provide robust online banking solutions that let you manage your finances anytime, anywhere. While members can visit us at 4400 16th St, official correspondence should be sent to 6600 44th Ave, Moline, IL 61265-8127. This ensures that all communication reaches us promptly so we can continue serving you without interruption. Our commitment extends beyond individual finances; it includes a dedication to community outreach and partnerships that foster growth and support for local initiatives. We strive to be an active participant in events that matter most to our members and neighbors. Join us at Vibrant and experience firsthand how we can help you thrive financially while making a positive impact in our community. Together, let's build a future filled with possibilities! If you're ready to take the next step towards better financial health or have any questions, don't hesitate to reach out at 309-796-6511 or visit us online at Vibrant Credit Union.

Branch Location & Accessibility

Accessibility and Features

Our branch is designed with accessibility in mind, featuring ADA-compliant facilities including ramps and spacious parking options to accommodate all visitors comfortably. We also have a drive-thru service available for those who prefer the convenience of banking from their vehicles. Need cash quickly? Our ATM on-site ensures you can access your funds anytime.

Get in Touch!

Have questions or need assistance? Our friendly team is just a phone call away at (309) 796-6511. We invite you to visit us today and discover how Vibrant Credit Union can help you achieve your financial goals!

Location Highlights

You can find us in the heart of Moline, nestled within the vibrant Rock Island County. This prime location makes it simple for members to stop by while running errands or commuting. Whether you're visiting us for personal banking, auto loans, or mortgage services, you'll appreciate how easy it is to get here.

Operating Hours

We understand that your time is valuable. That's why our lobby hours are tailored to fit your busy schedule: we're open Monday through Friday from 8:30 AM to 5:00 PM. For added convenience, our drive-thru service operates during the same hours and even opens on Saturdays until noon.

Services Offered

At Vibrant Credit Union, we pride ourselves on providing a variety of services that cater to your financial needs. From checking and savings accounts to vehicle financing and credit cards with rewards, we have something for everyone. Plus, with online and mobile banking options, managing your finances has never been easier! While members can visit us at 4400 16Th St Moline Il 61265, official correspondence should be sent to our mailing address at 6600 44th Ave, Moline, IL 61265-8127.

Member Eligibility

At Vibrant, we believe that everyone deserves a chance to join our community and enjoy the benefits of membership. To become part of our family, all you need to do is meet a few simple eligibility criteria. If you live, work, or worship in the Moline area or have a family member who is already a member, you're likely eligible! We strive to make this process as welcoming as possible because we want you to feel right at home with us. The perks of joining Vibrant include access to personalized banking services, competitive loan rates, and a supportive team ready to help with your financial journey. Ready to take the next step? Opening an account is easy! Just visit us at our branch located at 4400 16Th St Moline Il 61265, or give us a call at (309) 796-6511 for more information. For detailed eligibility requirements, please check out this resource. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $153 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $25 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $53,162,668, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, we offer essential merchant services that make day-to-day operations smoother. From payment processing that allows you to accept credit cards effortlessly to cash management solutions that help you keep track of your finances our services are built with your needs in mind. Located at 4400 16Th St Moline Il 61265 in Moline, IL, we're here to partner with you every step of the way. Reach out today at (309) 796-6511 and discover how we can help your business flourish!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new car, our Auto Loans & Vehicle Financing options make it simple and affordable to drive away with your dream vehicle. We offer competitive rates and flexible terms that can adapt to your budget. Picture yourself cruising down the road in a reliable car without breaking the bank.

Business Banking

For entrepreneurs and small business owners, our Business Banking solutions include merchant services and business loans tailored specifically for you. Access essential tools that help manage cash flow and grow your business without hassle.

Convenient Access

In today's fast-paced world, convenience is key. That's why we offer both Online & Mobile Banking features, allowing you to check balances, transfer funds, and pay bills anytime, anywhere. Plus, with our ATM & Cash Withdrawal Services available 24/7, accessing your money has never been easier.

Credit Cards with Rewards

Our Credit Cards with Rewards program adds an extra layer of benefit when making purchases. Enjoy cashback on everyday spending or earn points towards travel and other perks. It's a smart way to get more from your spending habits.

Drive-Thru & ATM Services

We also understand that sometimes you need quick service. Our basic drive-thru banking lets you complete deposits and withdrawals without leaving your vehicle. Additionally, our ATMs provide easy access for withdrawals and balance checks when you're on the go. At Vibrant, we're more than just a credit union; we're a partner in your financial success. Our friendly team is ready to assist you with any questions or concerns you may have about our services. Call us today at (309) 796-6511 or visit us online at Southpark to learn more about how we can support you on your financial journey!

Mortgage Loans & Refinancing

Homeownership is an important milestone, and at Vibrant, we provide Mortgage Loans & Refinancing services that make this dream attainable. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, we're here to help you navigate every step of the process.

Personal Banking

One of our core offerings includes Personal Banking services, which encompass checking and savings accounts designed to help you manage your day-to-day expenses effortlessly. Imagine easily accessing your funds through online banking or using our user-friendly mobile app from anywhere. Our team is here to guide you in choosing the right account that fits your lifestyle.

Personal Loans & Debt Consolidation

For those unexpected expenses or plans that require extra funding, our Personal Loans & Debt Consolidation services can provide quick relief. This option allows you to consolidate multiple debts into one manageable payment, helping ease financial stress while saving on interest.

Digital & Online Banking

Key Services

Our online banking platform offers a wide range of features to help you stay on top of your financial goals. You can check your account balances, view transaction history, and transfer funds all from the comfort of your home or on the go. Plus, with our 24/7 online banking services, you're never more than a moment away from your money. For added convenience, we provide electronic statements, allowing you to receive and manage your financial documents digitally. This means less clutter in your mailbox and easy access whenever you need it. And if you're looking for a quick way to sign documents, our electronic signature authorization makes the process fast and simple.

Mobile Experience

If you prefer managing your finances on your smartphone, you'll be pleased to know that we offer a mobile application available for download. Our app puts all the essential banking features right at your fingertips ideal for checking balances or making transactions while you're out and about. While we currently do not support mobile payments or person-to-person transfers, we're always looking for ways to enhance your experience. Our focus remains on providing a secure environment for all your banking needs. In short, Vibrant is committed to making banking easy and accessible for everyone. Whether you're using our online platform or our mobile app, rest assured that managing your finances has never been simpler or safer!

Financial Strength

Commitment to Innovation

With $87,659,647 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $6,028 in used auto loans and $802,014,617 in total loans and leases.

Growing Member Base

With a total of 102,929 share accounts, we showcase a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $982,806. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vibrant is your trusted partner. Visit us at 4400 16Th St Moline Il 61265 or call (309) 796-6511 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our commitment to efficiency is evident as reflected in our $70,295, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 158 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $309,682,179 in share certificates and $49,249,468 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $67,952,482, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $93,659,371, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is reflected in our net worth ratio of 8.72%, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $84,973,969 in used vehicle loans and $24,814,380 in new vehicle loans already helping members get on the road. We provide flexible financing options that make it easy for you to drive away with the vehicle you want.

Business Financing

For business owners, our outstanding commercial loans totaling $53,162,668 provide the capital needed to grow and expand your business operations. We understand the challenges small businesses face and are here to support your journey with tailored financing solutions. At Vibrant, we also offer refinancing options for many of our loan products. If you're interested in potentially lowering your monthly payments or accessing cash from your existing equity, don't hesitate to reach out for more information about eligibility. Our branch is located at 4400 16Th St Moline Il 61265 in Moline, IL, where our team is ready to assist you during our operating hours: 8:30 am - 5:00 pm Monday through Friday. You can also reach us at (309) 796-6511 for any inquiries. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're dedicated to providing transparent services that enhance your financial well-being. Come visit us at Vibrant, where we're committed to helping you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $152,379,336, make buying or refinancing simple. We strive to offer competitive rates and terms, ensuring that your path to homeownership is as smooth as possible.

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our unsecured credit card loans. With a total of $8,411 in loans available, we provide flexible terms that help our members effectively manage their finances. Our credit cards come with benefits designed to meet your lifestyle needs.

Loan Aggregator

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VIBRANT CREDIT UNION - Moline, IL

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