Vibe Credit Union Sterling Heights MI | Affordable Auto Loans & Checking

Introduction

At Vibe, located at 33950 Van Dyke Ave, Sterling Heights, MI 48312, we believe in building strong relationships with our members and the community. Since our establishment in 1953, we have proudly served over 76,966 members, providing them with reliable financial services tailored to their needs. With total assets of $1,429,523,725 and total deposits of $253,961,422, we are committed to ensuring your financial well-being. Led by our dedicated CEO, Chaz Rzewnicki, and Board President, Gaia Piir, Vibe stands out not only for our robust financial health but also for our deep commitment to member satisfaction. Our team of 240 employees works tirelessly to deliver personalized banking solutions. Whether you're looking for auto loans, mortgage refinancing, or everyday banking services, we've got you covered. While members can visit us at our branch location, official correspondence should be sent to the same address: 33950 Van Dyke Avenue, Sterling Heights, MI 48312. We invite you to explore our offerings and experience the friendly service that sets us apart. With a net worth of $156,880,838 and cash in hand amounting to $5,699,833, we maintain a solid foundation to support your financial goals. Our diverse range of services includes personal banking options like checking and savings accounts as well as business banking solutions tailored for entrepreneurs. If you're ready to take the next step towards securing your financial future with a trusted partner by your side, don't hesitate to reach out! Call us at 248-735-9500 or visit our website at www.vibecu.com today. Together at Vibe, let's create a brighter financial tomorrow!

Branch History & Mission

A Legacy of Service

Since opening our doors, Vibe has grown alongside the community. We now proudly serve over 76,000 members with total assets reaching an impressive $1,429,523,725. This growth reflects not only our commitment to excellence but also the trust placed in us by our members. Our location on Van Dyke Ave is easily accessible and close to local landmarks, making it convenient for all your banking needs.

Community Commitment

Vibe is more than just a credit union; we are an active part of Sterling Heights. Our community outreach efforts include partnerships with local organizations to promote financial literacy and support various initiatives aimed at improving the lives of residents. We understand that when our community thrives, so do we.

Join Us Today!

We invite you to become part of the Vibe family! Visit us at 33950 Van Dyke Ave in Sterling Heights or give us a call at 248-735-9500 for more information about how we can help you achieve your financial dreams. Experience firsthand the difference that comes from being part of a credit union that puts you first. Together, let's build a brighter financial future!

Modern Banking Solutions

To better serve you in today's fast-paced world, we've embraced digital advancements while ensuring ADA compliance for all members. Our online banking platform allows you to manage your finances from anywhere at any time. Whether it's through mobile payments or person-to-person transfers, we aim to make your banking experience as seamless as possible.

Our Mission

At Vibe, we are driven by a simple yet powerful mission: to enhance the financial well-being of our members while fostering a sense of community. We offer a range of personal banking services including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. Additionally, we support local businesses through our merchant services and business loans. Our approach is rooted in understanding the unique needs of our members. We believe that financial success should be within everyone's reach. That's why we focus on creating meaningful relationships and providing resources that help you achieve your goals.

Branch Location & Accessibility

Accessibility Features

At Vibe, we prioritize accessibility for all our members. Our branch is equipped with ramps and ADA-compliant facilities, ensuring everyone can navigate our space comfortably. Additionally, there is ample parking available so you won't have to worry about finding a spot during your visit.

Banking Hours & Services

We understand that your time is valuable. That's why our lobby hours are designed to accommodate your busy schedule: we're open Monday through Friday from 9 AM to 5 PM. If you prefer the convenience of drive-thru banking, our drive-thru service operates from 8:30 AM to 5:30 PM on weekdays and from 9 AM to noon on Saturdays. At Vibe, we offer a variety of services tailored to meet your needs whether it's personal banking with checking and savings accounts or auto loans and mortgages. You can also enjoy basic ATM services for quick cash withdrawals and balance checks.

Get in Touch!

For any questions or to learn more about how we can assist you financially, feel free to give us a call at 248-735-9500. We look forward to welcoming you at the Vibe Sterling Heights Branch! Come visit us today and discover how we can support your financial journey!

Member Eligibility

At Vibe, we believe that everyone deserves a chance to be part of a supportive community where you can thrive. Becoming a member is simple and welcoming! If you live, work, worship, or go to school in the Sterling Heights area, you're already eligible to join us. We also welcome family members of current members, so if someone you know is already part of our Vibe family, you can easily become one too! To discover all the details about eligibility, feel free to check out this page for the most up-to-date information. Opening an account with us is just as easy! You can start your journey towards financial empowerment by visiting us at our branch located at 33950 Van Dyke Ave Sterling Heights Mi 48312 or giving us a call at (248) 735-9500. Our friendly team is here to assist you with any questions and guide you through the process. Join Vibe today and unlock a world of benefits tailored just for you!

Business Banking & Commercial Services

Loan Options That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $96 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $168 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $47,945,213, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Designed for You

Imagine processing payments seamlessly while focusing on what you do best running your business. Our merchant services are designed to simplify transactions, allowing you to accept payments easily and securely. Whether you're selling online or in-store, our tools can help enhance your customer experience and boost sales. Located at 33950 Van Dyke Ave Sterling Heights Mi 48312 in Sterling Heights, MI, we invite you to explore how Vibe can support your business journey. For more information, call us at (248) 735-9500 or visit our website at http://www.vibecu.com . Let's grow together!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our ATM services allow easy access to your funds for withdrawals and balance checks whenever necessary. With drive-thru banking available for simple transactions like deposits and withdrawals, we're committed to making banking as convenient as possible. At Vibe, we strive to create a welcoming environment where members can access all their financial needs under one roof. With our commitment to exceptional service and community involvement, we invite you to experience everything we have to offer. If you want more information about any of our services or wish to speak with someone directly, don't hesitate to call us at (248) 735-9500. Come visit us soon at 33950 Van Dyke Ave Sterling Heights Mi 48312 in Sterling Heights, MI, where we look forward to serving you!

Business Banking

For business owners, our merchant services and business loans can support your company's growth and operations. Whether you're starting a new venture or expanding an existing one, we're here to provide the financial backing you need.

Mortgage Solutions

Looking to buy a home? We provide mortgage loans and refinancing options tailored for you. Our experienced staff will guide you through the process, ensuring you find the best fit for your budget and lifestyle. Picture yourself in the home of your dreams, with manageable monthly payments that keep your finances on track.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services. You can access your accounts anytime, anywhere whether it's transferring funds, checking balances, or paying bills all from the comfort of your home or on-the-go.

Personal Banking

Managing your finances has never been easier. Whether you're looking to open a checking or savings account, our personal banking services cater to everyone. Imagine having the flexibility to manage your money while earning interest on your savings that's what we offer! Plus, if you're thinking about purchasing a new car, our auto loans and vehicle financing options can help you hit the road without breaking the bank.

Personal Loans and Credit Cards

We understand that life can sometimes throw unexpected expenses your way. That's why we offer personal loans and debt consolidation options to help you manage those costs effectively. Additionally, our credit cards come with rewards that make everyday purchases more rewarding. Imagine earning points while shopping for groceries or dining out!

Digital & Online Banking

Key Services

Our online banking features are user-friendly and packed with tools to help you stay on top of your finances. Enjoy the convenience of 24/7 access to your accounts, allowing you to check balances, pay bills, and review transactions whenever it suits you. Plus, if you're looking to send money to friends or family, our person-to-person transfer service makes it a breeze. We also prioritize your security. With electronic signature authorization available, signing documents online is not only quick but also safe. You can feel confident knowing that your information is protected while you manage your finances from anywhere.

Mobile Access

Stay connected on the go with our mobile application, which offers many of the same features as our online banking platform. Whether you want to deposit checks remotely or view e-statements also available for all members you have everything at your fingertips. Although we currently don't support mobile payments, our app will keep evolving to serve you better. In this fast-paced world, having real-time account management is essential. At Vibe, we aim to provide an accessible and straightforward banking experience so you can focus on what matters most in your life. Join us today and discover how easy banking can be!

Financial Strength

Commitment to Growth and Innovation

Our commitment extends beyond basic services; with $83,031,450 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $11,162 in used auto loans and $876,605,273 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member-Centric Savings Options

Your savings are secured through $276,430,162 in share certificates and $116,861,696 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 224 full-time employees and 16 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $156,880,838, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,166 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Membership Base

The strength of our credit union is further highlighted by our total share accounts: 174,390. This number shows a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vibe is your trusted partner. Visit us at 33950 Van Dyke Ave Sterling Heights Mi 48312 or call (248) 735-9500 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Information

If you're considering refinancing or have questions about eligibility for any of our loan products, please don't hesitate to reach out. Our team at Vibe is ready to help you explore all available options that suit your situation best. You can contact us at (248) 735-9500, or visit us at 33950 Van Dyke Ave Sterling Heights Mi 48312 in Sterling Heights, MI. We look forward to assisting you on your financial journey! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $176,655,770 in used vehicle loans and $66,686,254 in new vehicle loans already helping members get on the road. We provide flexible financing options that can fit any budget, making it easier for you to drive away in the vehicle you desire.

Business Financing

For business owners, our outstanding commercial loans totaling $47,945,213 provide the capital needed to grow and expand. We understand the challenges faced by small businesses and are here to assist with your financing needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $89,845,341, make buying or refinancing simple. We strive to offer competitive rates and personalized service to guide you through the home-buying process.

Unsecured Credit Card Loans

Managing finances can be tricky, but our flexible terms on unsecured credit card loans, with a total of $30,039,899 in loans helping members manage their finances effectively, can provide the support you need. Whether it's for emergencies or everyday purchases, our credit card options are tailored to give you peace of mind.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency and reliability. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for every user. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing them to make informed decisions without delay. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of LendMesh in helping individuals secure better financial options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

LendMesh prioritizes accuracy and fairness in its loan comparisons. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that users receive fair and transparent offers tailored to their needs.

VIBE CREDIT UNION - Sterling Heights, MI