Vibe Credit Union Southfield MI | Best Auto Loans & Business Banking

Introduction

Welcome to Vibe, your trusted partner in financial well-being, located at 26595 Evergreen Rd, Southfield, MI 48076. Since our establishment in 1953, we have dedicated ourselves to serving our community with integrity and commitment. With over 76,966 members and total assets exceeding $1.42 billion, we are proud to be a cornerstone of financial support in Southfield and beyond. At Vibe, we believe that everyone deserves access to quality financial services. That's why we offer a wide range of products including personal banking solutions like checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, and business banking options. Our total deposits stand at a robust $253 million, reflecting the trust our members place in us. Our leadership team is here to guide you every step of the way. Under the stewardship of CEO Chaz Rzewnicki and Board President Gaia Piir, we continuously strive to enhance your banking experience. We take pride in employing a dedicated team of 240 professionals who are always ready to assist you with your financial needs. While you can visit us directly at our branch for all your banking needs, please note that any official correspondence should be sent to the same address: 26595 Evergreen Rd, Southfield, MI 48076. If you're looking for personalized service from a credit union that truly cares about its members, don't hesitate to reach out! Call us at 248-735-9500 or explore more about our offerings by visiting our website at www.vibecu.com. Join us today and experience the difference that comes with being part of the Vibe family!

Branch History & Mission

At Vibe, we take great pride in our rich history and unwavering commitment to serving the community of Southfield, MI. Established in 1953, Vibe has grown from a small credit union into a thriving financial institution with over 76,000 members. Located at 26595 Evergreen Rd, our branch is easily accessible and positioned near local landmarks that make it a hub for financial services in the area. Throughout our journey, we have focused on building lasting relationships with our members and the communities we serve. From humble beginnings, we've achieved significant milestones, including accumulating total assets of over $1.4 billion. This growth reflects not just our success but also the trust and loyalty of our members who have made us their preferred financial partner. Our mission at Vibe is simple yet profound: to provide exceptional financial services while actively supporting our community. We believe that everyone deserves access to quality banking solutions that empower them to achieve their financial goals. Whether it's through personal banking, auto loans, or business services, we strive to meet the diverse needs of our members. While members can visit us at 26595 Evergreen Rd for in-person assistance, official correspondence should be sent to the same address as our mailing address is unchanged. We understand the importance of convenience in today's fast-paced world; hence, we offer ATM availability and drive-thru banking options for those on the go. In addition to traditional banking services, we are committed to digital advancements that enhance member experiences. Our online banking platform allows members to manage their accounts from anywhere while ensuring security and accessibility for all users. Community involvement is at the heart of what we do at Vibe. We take pride in partnering with local organizations and participating in outreach efforts that uplift our neighbors. By investing back into Southfield and surrounding areas, we aim to contribute positively and create opportunities for all. As we look ahead, we invite you to join our growing family at Vibe. Experience firsthand how we're dedicated to your financial well-being while making a meaningful impact in our community. Visit us or call us at 248-735-9500 to learn more about how Vibe can support your journey towards financial success!

Branch Location & Accessibility

Branch Hours

Our team is here to assist you during the week with lobby hours from Monday to Thursday from 9 AM to 5 PM and Friday until 6 PM. Need some weekend banking? We're open Saturday mornings from 9 AM to noon. For those on the go, take advantage of our drive-thru service available Monday through Friday from 8:30 AM to 6 PM.

Connect With Us

Got questions or ready to get started? Don't hesitate to give us a call at 248-735-9500. We look forward to welcoming you into the Vibe family come visit us soon!

Getting Here

Whether you're coming from the bustling downtown area or nearby neighborhoods, you'll find ample parking right at our doorstep. Our branch is designed with accessibility in mind, featuring ADA-compliant ramps and entranceways to ensure everyone can visit us comfortably. If you need to send official correspondence, please note that our mailing address is also 26595 Evergreen Rd, Southfield, MI 48076. This helps keep everything streamlined for our members!

Services Available

At Vibe, we offer a range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Our drive-thru facilitates quick deposits, withdrawals, and simple transactions without leaving your car. Plus, we provide ATM services for easy cash access whenever you need it.

Member Eligibility

Becoming a member of Vibe is like stepping into a welcoming community where your financial needs are truly understood. If you live, work, or worship in the Southfield area, you're already on the right path to joining us! Our membership is designed to be inclusive, so whether you're just starting your financial journey or looking for ways to enhance your current situation, we are here for you. At Vibe, located at 26595 Evergreen Rd Southfield Mi 48076, you'll find a range of benefits tailored to support your goals, from competitive loan rates to personalized service. Getting started is easy! Simply give us a call at (248) 735-9500 or visit our website for more details on how to become a member. For complete eligibility criteria, feel free to check out the resource at . We can't wait to welcome you to our family and help you achieve your financial aspirations!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $96 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $168 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $47,945,213, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In addition to loans, we offer practical merchant services designed to streamline your operations. Imagine having a payment processing system that integrates seamlessly with your sales platforms, allowing you to focus more on serving your customers and less on managing transactions. Our services help you accept payments easily and efficiently, giving you more time to grow your business. Visit us at 26595 Evergreen Rd Southfield Mi 48076 in Southfield, MI, or give us a call at (248) 735-9500 to learn how we can support your business journey!

Comprehensive List Of Services

Additional Services

To further enhance your banking experience, we also offer features like basic ATM access for balance checks and cash withdrawals. Whether it's quick transactions or comprehensive financial planning you need, we're here for you every step of the way. If you're ready to take the next step in achieving your financial goals or simply want more information about our offerings at Southfield, don't hesitate to reach out! Call us at (248) 735-9500, or visit us at our branch today. Let's build a brighter financial future together!

Business Banking Services

For our business members, we understand that managing finances can be complex. That's why we offer comprehensive business banking services, including merchant services and business loans, designed to support your growth and success. We believe that when businesses thrive, communities prosper too.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why Vibe provides robust online and mobile banking services. You can easily check your balances, transfer funds, and pay bills from the comfort of your home or on-the-go using our user-friendly mobile application. Plus, with access to an ATM for cash withdrawals and a basic drive-thru service for deposits and simple transactions, managing your finances has never been easier.

Credit Options

Looking for a way to earn rewards while spending? Our credit cards with rewards are perfect for those who want to make the most out of their purchases. With various perks and benefits, you'll enjoy more than just a card; you'll gain value in every transaction.

Personal Banking Solutions

For individuals looking to manage their everyday finances, our personal banking services are designed just for you. We offer checking and savings accounts that come with competitive interest rates and low fees, making it easier for you to save money while enjoying easy access to your funds. If you're planning to purchase a vehicle, our auto loans and vehicle financing options can help you drive away in your dream car without breaking the bank. Thinking about buying a home? Our mortgage loans and refinancing services can guide you through the process, ensuring that you find the best rate and terms for your situation. Additionally, if you're facing unexpected expenses or wish to consolidate debt, our personal loans and debt consolidation options provide flexible solutions that fit your budget.

Digital & Online Banking

Key Features

Our online banking platform also supports E-Statements, allowing you to receive your account statements electronically. This not only helps you stay organized but also promotes environmental sustainability by reducing paper waste. Plus, if you need to sign documents quickly, we offer Electronic Signature Authorization for added convenience. For those on the go, our Mobile Application provides an excellent way to manage your accounts right from your smartphone. With this app, you can initiate Person-to-Person Transfers, making it simple to send money to friends or family without the hassle of cash or checks. While we currently do not support Mobile Payments, our focus remains on enhancing other features that matter most to you. Rest assured that with every transaction you make through our digital channels, your security is prioritized. In today's fast-paced world, having access to real-time account management is crucial. At Vibe, we strive to provide services that fit seamlessly into your lifestyle while ensuring that you have the tools necessary for effective financial management. Join us today and experience the ease of digital banking!

Financial Strength

Commitment to Growth

With $83,031,450 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $11,162 in used auto loans and $876,605,273 in total loans and leases.

Growing Trust

Total Share and Deposit Accounts: 174,390, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0 further enhance our ability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vibe is your trusted partner. Visit us at 26595 Evergreen Rd Southfield Mi 48076 or call (248) 735-9500 to learn more about how we can help you achieve your financial goals.

Member-Centric Resources

Members' savings are secured through $276,430,162 in share certificates and $116,861,696 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 224 full-time employees and 16 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $156,880,838, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,166 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $176,655,770 in used vehicle loans and $66,686,254 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure that you can drive away with confidence. If you're considering refinancing your current auto loan, we also offer great refinancing options that could lower your monthly payments.

Business Loans

For business owners, our outstanding commercial loans totaling $47,945,213 provide the capital needed to grow and expand. Whether you need funds for equipment purchases or working capital, we have tailored solutions designed to support your business goals. At Vibe, our goal is to empower our members through accessible financing options that fit their unique situations. If you're interested in learning more about our loan offerings or checking eligibility requirements, don't hesitate to contact us at (248) 735-9500 or visit us at 26595 Evergreen Rd Southfield Mi 48076 in Southfield, MI. We're here to help you take the next step toward achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $89,845,341, make buying or refinancing simple. We understand how significant this investment is for you and are here to help guide you through every step of the process. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team is ready to assist.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $30,039,899 in loans helping members manage their finances effectively. These cards come with competitive interest rates and no hidden fees, making them a practical choice for everyday spending and emergencies alike.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means users receive fair and transparent offers that reflect the current market conditions. Each loan listing is carefully vetted to ensure accuracy, allowing you to trust the information you see.

Key Benefits of Using LendMesh

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Vibe