Vibe Credit Union South Lyon MI | Top Checking & Auto Loans

Introduction

Welcome to Vibe, your trusted financial partner located at 21985 Pontiac Trl, South Lyon, MI 48178. Since opening our doors in 1953, we have proudly served our community with a commitment to excellent service and member satisfaction. With a total membership of 76,966 and assets exceeding $1.4 billion, we are here to help you achieve your financial goals. At Vibe, we understand that banking should be more than just transactions; it's about building relationships. Under the leadership of our dedicated CEO, Chaz Rzewnicki, and Board President, Gaia Piir, we strive to create an environment where every member feels valued and supported. Our team of 240 employees is ready to assist you with a range of services, including personal banking, auto loans, mortgage options, business banking solutions, and much more. We take pride in our robust financial standing, boasting total deposits of $253,961,422 and total loans amounting to 44,733. Our net worth stands strong at $156,880,838, ensuring that we have the resources necessary to support our members effectively. With over $5.6 million in cash on hand and a commitment to responsible lending practices, your finances are in safe hands with us. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 21985 Pontiac Trial, South Lyon, MI 48178. We invite you to explore our website at www.vibecu.com for more information about our services and offerings. Join us today as we continue to make a positive impact in the South Lyon community. For any questions or assistance, feel free to reach out by calling us at 248-735-9500. We look forward to helping you thrive financially!

Branch History & Mission

Community Engagement

Community outreach is at the core of what we do. Our partnerships with local organizations allow us to support various initiatives that uplift our neighborhoods. From sponsoring educational programs to participating in charity events, we strive to create lasting positive impacts. While members can visit us at 21985 Pontiac Trl for personal assistance or transactions, official correspondence should be sent to the same address for ease of communication. If you have any questions or need assistance, don't hesitate to call us at 248-735-9500.

Join Us

We invite you to experience the benefits of being part of Vibe. Join us today and discover how we can help you achieve your financial dreams while contributing positively to our vibrant community. Let's grow together!

Our Mission

At Vibe, our mission is simple yet powerful: to provide exceptional financial services that empower our members while enriching the community around us. We offer a wide range of products tailored to meet individual needs including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Every interaction is designed with you in mind because we believe that when our members thrive, so does the community. We are proud to offer advanced digital banking options like online banking and mobile applications that make managing your finances easier than ever. We also ensure accessibility through ADA compliance initiatives because everyone deserves equal access to financial services.

Our Story

Vibe began its journey with the aim of making financial services accessible and affordable for everyone in South Lyon and beyond. Over the years, we've reached numerous milestones that reflect our dedication to our members. Today, with total assets exceeding $1.4 billion, we stand as a testament to how local banking can make a significant difference in people's lives. Our branch is conveniently located at 21985 Pontiac Trl, South Lyon, MI 48178. Just a stone's throw away from local landmarks such as the South Lyon Hotel and nearby parks, we are easily accessible for all your banking needs. Whether you visit us during lobby hours Monday through Friday from 9 AM to 5 PM or take advantage of our drive-thru service, open until 6 PM on Fridays and Saturdays from 9 AM to noon, we're here to serve you.

Branch Location & Accessibility

Convenient Access

Our location is designed with you in mind. We offer ample parking right outside the entrance, along with accessibility features to ensure everyone can visit comfortably. The branch is ADA compliant, featuring ramps and wide doorways to welcome all members. If you're on the go, our drive-thru service allows for quick deposits and withdrawals without leaving your vehicle.

Get in Touch!

We invite you to visit Vibe today or give us a call at 248-735-9500. Let us help you achieve your financial goals in a welcoming environment where community matters. We look forward to seeing you soon!

Operating Hours that Fit Your Schedule

At Vibe, we know that life can get busy. That's why our lobby hours are from 9 AM to 5 PM Monday through Friday, and our drive-thru is open even earlier starting at 8:30 AM on weekdays! On Fridays, we extend our drive-thru hours until 6 PM and even have Saturday hours from 9 AM to noon. We strive to provide flexible options so you can manage your banking needs when it's most convenient for you.

Services Tailored Just for You

While you're here, take advantage of our wide range of services. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need some quick cash? Our ATM is available for your convenience as well! You can also rely on our knowledgeable staff who are always ready to assist with any questions or services you may need. If you ever need to send us official correspondence, please note that while members can visit us at 21985 Pontiac Trl, official mail should be directed to the same address.

Member Eligibility

At Vibe, we believe in building a supportive community where everyone can thrive. Joining us as a member is easy and welcoming! If you live, work, or worship in the area, you're likely eligible to become part of our family. We're dedicated to providing you with personalized financial services that cater to your unique needs, whether it's saving for a dream vacation or financing a new car. For those interested in exploring our membership criteria further, you can check out all the details at . Opening an account is a breeze; just visit us at our branch located at 21985 Pontiac Trl South Lyon Mi 48178, or give us a call at (248) 735-9500 for any questions you might have. We can't wait to help you achieve your financial goals and show you the many advantages of being part of Vibe!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $96 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $168 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $47,945,213, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify payment processing for your business. Imagine running your shop or service while seamlessly accepting payments from customers whether it's through credit cards, mobile payments, or e-commerce transactions. Our merchant services are designed to help you streamline operations, giving you more time to focus on what you do best growing your business. Visit us at 21985 Pontiac Trl South Lyon Mi 48178 in South Lyon, MI, or call us at (248) 735-9500 to learn more about how our business banking solutions can benefit you!

Comprehensive List Of Services

Business Banking

If you're a business owner, our business banking services include merchant services and business loans tailored to support your growth. We know how hard you've worked to build your business, and we're here to provide the financial tools necessary for its success.

Convenient Access

At Vibe, convenience is key. With our ATM and cash withdrawal services, accessing your money is easier than ever. Our drive-thru banking allows for quick deposits and withdrawals without leaving your car perfect for those busy days! We take pride in offering basic banking services like ATM access for balance checks and cash withdrawals as well as drive-thru services for simple transactions. With our commitment to digital banking features, everything you need is just a click away. From online banking capabilities to person-to-person payments, managing your finances has never been easier. If you're ready to explore these fantastic offerings or if you have any questions about how we can assist you further, don't hesitate to reach out! Call us at (248) 735-9500 or visit us at South Lyon Branch today! Your financial journey starts here!

Credit Cards

Enjoy the rewards of spending wisely with our credit cards with rewards program. Not only do you get a card that's accepted worldwide, but you also earn points for every dollar spent points that can be redeemed for exciting rewards!

Home Financing

Homeownership is within reach with our mortgage loans and refinancing programs. We understand that buying a home is one of the biggest decisions you'll make. That's why we're here to guide you through the process with personalized service and expert advice.

Personal Banking

Our personal banking options include a variety of checking and savings accounts that fit different lifestyles. Imagine being able to manage your money effortlessly with our online and mobile banking features. You can check your balance, transfer funds, and pay bills from anywhere, anytime. When it comes to financing, our auto loans and vehicle financing options make it simple for you to get behind the wheel of your next car. Our competitive rates and flexible terms mean that whether you're purchasing a new vehicle or refinancing an existing loan, we have solutions that work for you.

Personal Loans

For those moments when life throws unexpected expenses your way, our personal loans and debt consolidation services can help lighten the load. Whether it's medical bills or home repairs, we offer straightforward solutions that can help you regain control over your finances.

Digital & Online Banking

At Vibe, we understand that managing your finances should be easy and secure, no matter where you are. Our digital and online banking services are designed to provide you with the convenience you need in today's fast-paced world. With just a few clicks, you can access all your banking needs from the comfort of your home or on the go. One of our standout features is our comprehensive online banking platform, which you can explore at http://www.vibecu.com . Here, you'll find everything from checking balances to transferring money all available 24/7. Whether you're checking your account status late at night or making transactions during lunch breaks, our online banking ensures you're always in control. For those who prefer mobile access, our user-friendly mobile application makes banking even more accessible. With it, you can manage your accounts, pay bills, and even send money to friends or family through our person-to-person transfer service. No more waiting in long lines everything you need is right in your pocket! Security is a top priority for us at Vibe. We offer electronic signature authorization for your peace of mind when signing documents digitally. Plus, with e-statements readily available, you can keep track of your finances without the clutter of paper statements. While mobile payments are not currently offered, we continually strive to enhance our services based on member feedback. Your experience matters to us, so we remain open to suggestions that could improve your banking journey. In summary, whether you're at home or out and about, Vibe provides easy access to all your banking needs while ensuring robust security measures are in place. Join us today and experience the convenience of digital banking tailored just for you!

Financial Strength

Member Trust

Total Share Accounts: 174,390, showing a strong and growing member base that trusts us with their finances. This trust is the backbone of our operations at Vibe, where every dollar counts towards building a brighter financial future for you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vibe is your trusted partner. Visit us at 21985 Pontiac Trl South Lyon Mi 48178 or call (248) 735-9500 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings

Members' savings are secured through $276,430,162 in share certificates and $116,861,696 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 224 full-time employees and 16 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $83,031,450 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $11,162 in used auto loans and $876,605,273 in total loans and leases.

Solid Financial Foundation

With a net worth of $156,880,838, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,166 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $176,655,770 in used vehicle loans and $66,686,254 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new model or purchasing a reliable used vehicle, our team is here to guide you through the process and find the best solution for your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $47,945,213 provide the capital needed to grow and expand. Whether you need funding for equipment, inventory, or other operational costs, our experienced team is ready to assist you. At Vibe, we are committed to providing transparent information and exceptional service. If you have any questions about our loan offerings or wish to explore refinancing options, feel free to reach out at (248) 735-9500. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $89,845,341, make buying or refinancing simple. We provide personalized assistance to help you navigate the mortgage process, ensuring you understand all your options. If you're considering refinancing your current mortgage, we can discuss eligibility and options that may lower your monthly payments.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $30,039,899 in loans helping members manage their finances effectively. Our credit cards come with rewards and features designed to make your spending work for you.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring you receive accurate information. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for all users. - Real-Time Rate Comparisons: You can view up-to-date loan rates from multiple institutions, allowing you to make informed decisions without delay. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the value that LendMesh brings to its users. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to transparency guarantees that the offers you see are fair and reliable.

Vibe

Introduction

Branch History & Mission

Community Engagement

Join Us

Our Mission

Our Story

Branch Location & Accessibility

Convenient Access

Get in Touch!

Operating Hours that Fit Your Schedule

Services Tailored Just for You

Member Eligibility

Business Banking & Commercial Services

Commercial Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking

Convenient Access

Credit Cards

Home Financing

Personal Banking

Personal Loans

Digital & Online Banking

Financial Strength

Member Trust

Member-Centric Savings

Operational Efficiency

Reinvestment for Growth

Solid Financial Foundation

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

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