Vibe Credit Union Clarkston MI | Affordable Vehicle Loans & Checking

Introduction

Welcome to Vibe, your trusted financial partner located at 6580 Dixie Hwy, Clarkston, MI 48346. Since our establishment in 1953, we have proudly served our community, building a strong reputation for reliability and member-focused service. With over 76,966 members and total assets exceeding $1.4 billion, Vibe stands as a pillar of strength in the local financial landscape. At Vibe, we are dedicated to providing exceptional banking services tailored to meet your needs. Whether you are looking for personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, we've got you covered. Our commitment extends beyond just loans and deposits; we strive to empower our members with the financial knowledge they need to succeed. While you can visit us at our Clarkston branch, please note that all official correspondence should be sent to our mailing address: 6580 Dixie Hwy, Clarkston, MI 48346-3419. Our team of 240 employees, led by CEO Chaz Rzewnicki and Board President Gaia Piir, is here to assist you every step of the way. With total deposits reaching $253,961,422 and a net worth of $156,880,838, Vibe is well-positioned to support your financial goals. Our friendly staff is ready to provide personalized assistance that reflects our deep commitment to the community. Feel free to reach out at 248-922-5608 or explore more about us on our website at www.vibecu.com. We invite you to join the Vibe family today and experience the difference of banking with a credit union that truly cares!

Branch History & Mission

Join Us

As we continue this journey together, we invite you to become part of the Vibe family. Experience firsthand the benefits of being a member of a credit union dedicated not only to your financial well-being but also to uplifting our community. If you're ready to take the next step towards financial empowerment, contact us today at (248) 922-5608 or visit our website at Vibe. Your journey towards financial freedom starts here!

Mission Statement

Our mission is simple yet profound: We strive to empower individuals and families by providing tailored financial solutions while giving back to the community we serve. At Vibe, we believe that everyone deserves access to quality financial services that can help them achieve their goals. Our offerings include checking and savings accounts, auto loans, mortgage options, personal loans, business banking services, and more all designed with you in mind. As part of our community focus, we actively engage in outreach programs that support local initiatives and charities. We are proud to partner with various organizations that enhance the lives of those around us. While members can visit us at 6580 Dixie Hwy Clarkston Mi 48346, official correspondence should be sent to 6580 Dixie Hwy, Clarkston, MI 48346-3419.

Our Journey

Located at 6580 Dixie Hwy, just off the main thoroughfare and near local landmarks that include scenic parks and vibrant shopping areas, our branch has witnessed significant changes over the decades. From humble beginnings to becoming a trusted financial partner, we've made it our mission to provide exceptional personal banking services that meet the needs of our diverse membership base. Over the years, Vibe has embraced technological advancements while maintaining a personal touch. We've introduced online banking and mobile applications to make managing finances easier for everyone. Our commitment to accessibility is evident through features like ADA compliance and an ATM available for convenient access.

Branch Location & Accessibility

Convenient Access and Parking

At Vibe, we understand that accessibility is important. That's why our branch features ADA-compliant ramps and accessible parking spots for those who need them. You'll find ample parking available right outside the building, so you can easily park and walk in without hassle.

Operating Hours That Fit Your Schedule

Our lobby hours are designed with your convenience in mind. We are open Monday through Thursday from 9 AM to 5 PM and on Friday from 9 AM to 6 PM. If you prefer the drive-thru service, you can visit us Monday through Friday from 8:30 AM to 6 PM, and on Saturday from 9 AM to noon. We're here when you need us!

Services Tailored for You

At Vibe's Clarkston Branch, we offer a range of personal banking services including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. For businesses, we provide merchant services and business loans. Need cash? Our ATM is ready for withdrawals and balance checks anytime. Feel free to call us at 248-922-5608 if you have any questions or need assistance. We invite you to visit us soon! Your financial wellness is our priority at Vibe Credit Union.

Member Eligibility

At Vibe, we believe that everyone deserves a supportive financial community. Joining us is straightforward and welcoming, as we want you to feel right at home. To become a member, you just need to meet some simple eligibility criteria which often include living or working in the local area, or being related to an existing member. We invite you to explore these details further by visiting our eligibility page at . Once you're ready, opening an account is a breeze! Just give us a call at (248) 922-5608, and our friendly staff will guide you through the process. We can't wait for you to join our growing family at Vibe located at 6580 Dixie Hwy Clarkston Mi 48346.

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, our merchant services are designed to streamline your operations. Imagine effortlessly processing payments while managing your cash flow all from one platform. Our solutions make it easier for you to accept payments, giving you more time to focus on what matters most: growing your business. Located conveniently at 6580 Dixie Hwy Clarkston Mi 48346 in Clarkston, MI, our dedicated team is here to help you navigate your financial needs. Contact us today at (248) 922-5608 to learn how we can partner with you for success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $96 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $168 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $47,945,213, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we offer comprehensive solutions such as merchant services and business loans. We understand that running a business comes with its own set of challenges, so we're here to support your growth every step of the way.

Credit Cards & Rewards

Looking for a way to earn rewards while making purchases? Our credit cards with rewards offer benefits that can enhance your shopping experience. Enjoy cashback on everyday spending or accumulate points for future travel it's all about rewarding you for being a loyal member.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at Vibe, we prioritize technology in banking. With our online and mobile banking, managing your finances has never been easier. You can check balances, transfer funds, and pay bills right from your phone or computer no need to visit the branch unless you want to! Plus, our ATM services ensure that cash withdrawal is quick and easy whenever you need it.

Drive-Thru & ATM Access

For those who prefer face-to-face interactions but still appreciate speed, our basic drive-thru banking allows you to handle deposits, withdrawals, and simple transactions without leaving your car. Coupled with our basic ATM access for withdrawals and balance checks, Vibe ensures that your banking experience is as smooth as possible. Whether you're in Clarkston or just passing through, remember that Vibe is here to serve you with friendly support and comprehensive financial products. Don't hesitate to reach out at 248-922-5608 if you have questions or need assistance. Visit us today at our Clarkston Branch we look forward to helping you achieve your financial goals!

Personal Banking Solutions

Our personal banking options include checking and savings accounts that fit your lifestyle. For those considering a new vehicle, our auto loans and vehicle financing can help you hit the road in no time. If you're dreaming of home ownership or want to refinance your current mortgage, our mortgage loans and refinancing services are here to guide you through the process. Need extra cash for unexpected expenses? Our personal loans and debt consolidation options provide flexible solutions tailored just for you.

Digital & Online Banking

Always Here for You

At Vibe, we prioritize your security. Our systems are designed with advanced security measures to keep your information safe. Enjoy peace of mind knowing that your transactions are protected while you manage your account in real-time. Experience the future of banking today with Vibe. Whether you're checking balances or transferring funds, our digital and online banking services provide a convenient and secure way to manage your finances effortlessly. Visit us at http://www.vibecu.com to learn more about how we can help you bank smarter!

Key Features

Our online banking service includes essential features like electronic signature authorization, which allows you to sign documents securely without the hassle of printing or mailing. You can also opt for e-statements, so you can view your financial statements electronically saving paper and helping the environment. If you're on the move, our mobile application is here to help! It offers the same great features as our online banking platform but optimized for your smartphone or tablet. You can manage your accounts anytime and anywhere. And while our mobile payments feature isn't available yet, we do support person-to-person transfers, making it easy to send money to friends and family without needing cash.

Financial Strength

At Vibe, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial foundation with you, which reflects our commitment to serving your needs effectively and reliably. With a net worth of $156,880,838, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1166 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $276,430,162 in share certificates and $116,861,696 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $83,031,450 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $11,162 in used auto loans and $876,605,273 in total loans and leases, we support your financial goals across various sectors. Our financial performance is reflected in our net income of $0, which underscores our operational efficiency and ability to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 224 full-time employees and 16 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts: 174390, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vibe is your trusted partner. Visit us at 6580 Dixie Hwy Clarkston Mi 48346 or call us at 248-922-5608 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Additional Options

If you're interested in refinancing any of these loans or exploring eligibility options, our team is ready to assist you. We believe everyone should have access to affordable financing solutions tailored to their unique circumstances. Feel free to reach out to us at (248) 922-5608 for more information about our loan products or visit us at our branch located at 6580 Dixie Hwy Clarkston Mi 48346 in Clarkston, MI. Your financial journey starts here!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $176,655,770 in used vehicle loans and $66,686,254 in new vehicle loans already helping members get on the road. We provide flexible terms that fit your budget so you can drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $47,945,213 provide the capital needed to grow and expand. We know how important it is for businesses to have access to funds when opportunities arise.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $89,845,341, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $30,039,899 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards that can enhance your purchasing power while keeping your spending under control.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. Each listing is carefully vetted to provide only verified data from legitimate financial institutions, so you can trust that the information you see is accurate and up-to-date.

The Benefits of Using LendMesh

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