Vibe Credit Union Canton MI | Best Auto Loans & Personal Banking

Introduction

Welcome to Vibe, your trusted financial partner located at 44300 Warren Rd, Canton, MI 48187. Since our establishment in 1953, we have proudly served our community with a commitment to providing reliable financial services tailored to meet your needs. With a membership base of over 76,966, we understand the importance of fostering a sense of belonging and trust among our members. At Vibe, we have grown significantly over the years. Currently, our total assets stand at an impressive $1,429,523,725, ensuring we have the resources to support you in achieving your financial goals. Our dedication is evident in the $253,961,422 in deposits from our valued members and the robust 44,733 loans and leases that help families and businesses thrive. Our leadership team is led by CEO Chaz Rzewnicki and Board President Gaia Piir, who work diligently to ensure that Vibe remains a pillar of support in the Canton community. We take pride in having a dedicated staff of 240 employees ready to assist you with personal banking solutions such as checking and savings accounts, auto loans, mortgages, and much more. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 44300 Warren Rd, Canton, MI 48187. We invite you to explore how Vibe can make a positive impact on your financial journey. For any inquiries or assistance, feel free to reach out by calling us at 248-735-9500 or visiting our website at www.vibecu.com. Join us today and experience the Vibe difference where your financial well-being is our priority!

Branch History & Mission

Community Engagement and Innovation

At Vibe, we embrace innovation while maintaining a personal touch. Our digital advancements make banking easier with features like online banking and mobile app access. However, we also prioritize face-to-face interactions, offering convenient drive-thru services during operating hours from Monday through Friday and limited hours on Saturday. We are committed to being ADA compliant and ensuring that all members can access our services easily. Our staff is always ready to assist you with any questions or concerns at our branch or over the phone at 248-735-9500. As an integral part of the Canton community, we actively engage in partnerships and outreach efforts aimed at enhancing the lives of those around us. Whether it's sponsoring local events or supporting charitable organizations, we believe in giving back.

Join Us Today!

We invite you to become part of the Vibe family. Experience firsthand how we blend personal service with modern convenience. Join us today and discover how we can help you achieve your financial goals while making a positive impact in the community you love!

Our Mission

Our mission at Vibe is simple yet profound: to empower our members through exceptional financial services while fostering a sense of community and belonging. We believe that everyone deserves access to reliable banking solutions, whether it's personal banking, auto loans, or business financing. We strive not only to enhance your financial well-being but also to support local initiatives that uplift our community. While members can visit us at 44300 Warren Rd, official correspondence should be sent to the same address as our mailing address: 44300 Warren Rd, Canton, MI 48187. This allows us to serve you better and ensure that your inquiries reach us promptly.

Branch Location & Accessibility

Welcome to Vibe, your friendly neighborhood credit union located at 44300 Warren Rd in Canton, MI! Our branch is designed with your convenience in mind, ensuring easy access to all your banking needs. Nestled in Wayne County, our location is just a stone's throw from the bustling area of downtown Canton and close to popular landmarks like Heritage Park and the Canton Public Library, making it a convenient stop for both locals and visitors. At Vibe, we prioritize accessibility. Our branch features ADA-compliant facilities, including ramps and designated parking spaces to ensure everyone can visit us without hassle. Whether you're coming in for personal banking services or just stopping by to use our ATM available right on-site we strive to make your experience smooth and welcoming. Our operating hours are designed to fit your busy schedule. You can visit us from Monday to Thursday between 9 AM and 5 PM, and on Friday from 9 AM to 6 PM. If you prefer the drive-thru, we offer service from 8:30 AM to 5:30 PM on weekdays and until 6 PM on Fridays. Plus, we're open Saturday mornings from 9 AM to noon for your convenience. Should you need assistance or have any questions, don't hesitate to reach out! You can give us a call at 248-735-9500. We're here to help you with everything from checking accounts and auto loans to credit cards with rewards. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same address: 44300 Warren Rd, Canton, MI 48187. We invite you to stop by Vibe today! Experience personalized service that puts you first because at Vibe, we believe banking should feel good.

Member Eligibility

Becoming a member of Vibe is like joining a caring family that values your financial well-being. Anyone who lives, works, or worships in the Canton area is welcome to join us! We believe that everyone deserves access to friendly service and great financial products tailored to their needs. By becoming a member, you'll enjoy benefits like competitive loan rates, personalized banking services, and a supportive community that truly cares about your success. If you're ready to take the next step, opening an account is simple! Just visit us at 44300 Warren Rd Canton Mi 48187 or give us a call at (248) 735-9500 for more information. To get detailed eligibility criteria, feel free to check out our resource here: . Joining Vibe means you're not just a member; you're part of something special!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to our loan options, we offer merchant services that simplify transactions for your business. Imagine being able to accept payments anytime, anywhere our solutions make it easy for you to manage sales efficiently. This means more time focusing on what you do best: running your business. Visit us at 44300 Warren Rd Canton Mi 48187 in Canton, MI, or call us at (248) 735-9500 to learn how we can help your business thrive!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $96 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $168 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $47,945,213, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility and Support

Need cash? Our ATM & Cash Withdrawal Services ensure that you're never far from accessing your funds. Plus, our friendly staff at Vibe is always ready to assist with any inquiries during our operating hours: M-TH 9-5 and F 9-6. So whether you're visiting us in person at 44300 Warren Rd Canton Mi 48187 or connecting online through our website at http://www.vibecu.com , we invite you to explore all the ways we can serve you. If you have questions or need assistance, don't hesitate to give us a call at (248) 735-9500 we're here to help! Join the Vibe family today and discover how our comprehensive services can empower your financial future!

Business Banking Services

For business owners, Vibe offers Business Banking solutions that include Merchant Services and Business Loans. We understand the unique challenges of running a business, and our knowledgeable team is ready to support you with tailored financial products designed specifically for your needs.

Credit Options for Everyone

We know that unexpected expenses can arise, so our Personal Loans & Debt Consolidation services are there when you need them most. Whether it's consolidating debt or covering an emergency expense, we've got you covered. And if you want rewards while spending, our Credit Cards with Rewards program lets you earn points on everyday purchases.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide Online & Mobile Banking options that allow you to manage your accounts anytime and anywhere. From checking balances to transferring funds and paying bills, all it takes is a few clicks or taps from your smartphone or computer.

Personal Banking Solutions

Our personal banking services cater to everyone. If you're looking to manage your day-to-day finances, we offer Checking & Savings Accounts that make it easy to keep track of your money. Whether you're making deposits or withdrawals, our Basic Drive-Thru Banking service allows for quick transactions without leaving your car. Imagine pulling up, making a deposit, and being on your way in minutes! For those considering major purchases, our Auto Loans & Vehicle Financing options can help get you on the road with competitive rates tailored to fit your budget. Planning to buy a house? Our Mortgage Loans & Refinancing solutions provide flexible terms to help you secure the right financing for your home.

Digital & Online Banking

Key Services

Our online banking platform provides a user-friendly experience, allowing you to manage your accounts effortlessly. You can check balances, transfer funds, and pay bills with just a few clicks. If you prefer using your smartphone, our mobile application makes banking even more convenient, giving you all the essential features right in your pocket. Need to send money to friends or family? Our person-to-person transfer service makes it easy to share funds quickly and securely. Plus, if you're looking for an eco-friendly option, we offer e-statements so you can view your account statements electronically no more paper clutter!

Security and Convenience

Security is our top priority. With electronic signature authorization available, signing documents online is not only safe but also quick and hassle-free. You can rest assured knowing that your information is protected while you enjoy the flexibility of digital banking. Whether you're checking your balance or making a payment, every interaction is designed to be smooth and efficient. Our commitment to accessibility ensures that managing your finances has never been easier. Join us at Vibe and discover how our digital banking services can simplify your financial life today!

Financial Strength

At Vibe, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining strong financial health, ensuring that you can trust us with your savings and loans. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $156,880,838, we maintain a robust financial foundation that allows us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,166 demonstrates our solid capital position, ensuring we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $276,430,162 in share certificates and $116,861,696 in money market shares, which provide stable and rewarding growth opportunities for your hard-earned money. Unlike traditional banks, we prioritize our members; with non-member deposits at $0, we ensure our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, with $83,031,450 in undivided earnings, we reinvest back into our credit union. This means more innovative banking tools, stronger lending options, and enhanced security measures designed to serve you better. Our lending capacity supports your financial goals across various sectors, as evidenced by our $11,162 in used auto loans and $876,605,273 in total loans and leases. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 224 full-time employees and 16 part-time employees ready to assist you with personalized service. With total share accounts numbering 174,390, it's clear that our member base trusts us with their finances. This growing community allows us to focus on serving you better while maintaining a secure environment for your investments. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vibe is your trusted partner. Visit us at 44300 Warren Rd Canton Mi 48187 or call (248) 735-9500 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $176,655,770 in used vehicle loans and $66,686,254 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, our flexible financing options can fit your budget.

Commercial Loans

For business owners seeking capital for growth and expansion, our outstanding commercial loans total $47,945,213. We understand the unique challenges faced by businesses and are here to support your endeavors with tailored financing solutions. At Vibe, we prioritize making the loan process as straightforward as possible. If you're considering refinancing or exploring eligibility options for any of our products, don't hesitate to reach out. You can contact us at 248-735-9500 or visit us at 44300 Warren Rd Canton MI 48187. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Credit Lines

In addition to our traditional loan products, we offer credit lines totaling $142,742,798. These lines provide you with immediate access to funds as needed while allowing you to pay interest only on what you use making it an excellent option for those looking for financial flexibility.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide loans for Junior Lien 1-4 Family Residential Properties totaling $89,845,341. Our team will work closely with you to ensure you understand your options and help you through each step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $30,039,899 in loans helping members manage their finances effectively, you can enjoy peace of mind knowing that you have access to funds when needed without collateral requirements.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures fair and transparent offers for users seeking loans. Each lender's information is regularly updated to reflect current rates, helping you avoid outdated or misleading data.

Key Benefits of Using LendMesh

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Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Vibe