VIBE CREDIT UNION - Berkley, MI

As technology evolves, so do we. Vibe offers modern conveniences such as online banking, mobile apps, and e-statements, ensuring that our members can manage their finances anytime, anywhere. We prioritize accessibility by maintaining ADA compliance across all our services. For those who prefer in-person interactions, our drive-thru service is available during extended hours: Monday through Friday from 8:30 AM to 6 PM and Saturday from 9 AM to 12 PM. Our friendly staff is always ready to assist you with your banking needs. While members can visit us at 3082 Coolidge Hwy, official correspondence should be sent to the same address as it serves as both our branch and mailing address. Join us at Vibe Credit Union today! Experience firsthand how we can help you achieve your financial goals while being part of a supportive community network. For any inquiries or assistance, feel free to reach out at 248-735-9500. Together, let's build a brighter future!

Our mission at Vibe is clear: we aim to empower our members through responsible banking practices and exceptional service. We believe that everyone deserves access to quality financial resources that support their dreams and goals. This philosophy guides every decision we make as we strive to enhance the financial well-being of our community. In addition to traditional banking services, we actively participate in community outreach initiatives. We partner with local organizations and schools to support various programs that uplift and enrich the lives of those around us. Whether it's sponsoring educational events or contributing to food drives, our focus remains on making a positive impact where it matters most.

We understand how important accessibility is for our members. Our branch features ADA-compliant ramps and convenient parking spaces right outside our doors. You won't have to worry about finding a spot; we offer ample parking to ensure a smooth visit.

Have questions or need assistance? Don't hesitate to call us at 248-735-9500. We're here to support you every step of the way! Come visit us today and see how Vibe can enhance your banking experience in Berkley!

At Vibe, we want to make banking as easy as possible for you. Our lobby hours are Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. If you prefer the drive-thru option, it's open Monday through Friday from 8:30 AM to 6 PM and Saturday from 9 AM to 12 PM. This means whether you're on your way to work or running errands on the weekend, we're here when you need us!

Our Berkley Branch offers a variety of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got what you need for your financial journey. Plus, our drive-thru service makes it easy for quick deposits and withdrawals without leaving your car.

In addition to loans, we offer merchant services that simplify payment processing, making it easier for you to focus on what matters most running your business. Imagine having a reliable partner that not only helps you manage transactions efficiently but also enhances customer satisfaction. Our solutions are designed to fit seamlessly into your operations, allowing you to accept payments easily and securely. Visit us at 3082 Coolidge Hwy Berkley Mi 48072 in Berkley, MI, or give us a call at (248) 735-9500 to discover how our business banking and commercial services can empower your success!

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $96 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $168 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $47,945,213, we continue to drive economic growth by financing new and expanding businesses.

For entrepreneurs and business owners, Vibe offers robust business banking services. From merchant services that streamline transactions to flexible business loans, we're dedicated to helping you grow your venture without unnecessary hassle.

We know convenience matters. That's why we provide essential services like ATM access for quick withdrawals and balance checks, as well as drive-thru banking for simple transactions like deposits and withdrawals. Our friendly staff is always ready to assist you during lobby hours from Monday to Friday (9 AM - 6 PM) and Saturday (9 AM - 12 PM). At Vibe, we prioritize making banking easier for everyone in our community. To learn more about how our services can benefit you or if you have any questions, feel free to call us at 248-735-9500 or visit our website at http://www.vibecu.com . We're excited to help you achieve your financial goals!

Don't forget about our credit cards with rewards! Every time you use your card for purchases, you earn points that can be redeemed for various perks. This is a great way to make your spending work for you!

If you're in the market for a vehicle or a new home, our auto loans and mortgage options make financing straightforward and stress-free. You can count on us to provide competitive rates that fit your budget. We also offer personal loans for those unexpected expenses or dreams you've been putting off. Need help consolidating debt? Our debt consolidation loans can simplify your payments into one manageable monthly bill.

Starting with personal banking, we offer checking and savings accounts tailored to help you manage your everyday finances effortlessly. Imagine having easy access to your money whenever you need it while also earning interest on your savings. With our online and mobile banking features, you can keep track of your accounts from anywhere whether you're at home or on the go.

We know security is a top concern for our members. That's why we utilize electronic signature authorization to make signing documents safe and straightforward. You can also enjoy e-statements, which provide a quick and eco-friendly way to keep track of your transactions without the clutter of paper. For those who prefer mobile banking on the go, our mobile application allows you to take control of your finances right from your smartphone. You can easily perform tasks like person-to-person transfers perfect for splitting bills or sending money to friends instantly. While we currently do not support mobile payments, our focus remains on providing a secure and user-friendly experience across all other platforms.

At Vibe, we believe in empowering our members with tools that make managing money easy. With real-time account management features, you'll always know where you stand financially. Our user-friendly interface ensures that whether you're tech-savvy or new to online banking, navigating through our services will be a breeze. Explore the full range of what digital banking has to offer at Vibe by visiting us online at http://www.vibecu.com . Experience financial freedom today!

With $83,031,450 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is reflected in our lending capacity: with $11,162 in used auto loans and $876,605,273 in total loans and leases, we support members' financial goals across various sectors.

Total Share and Deposit Accounts: 174,390, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vibe is your trusted partner. Visit us at 3082 Coolidge Hwy Berkley Mi 48072 or call (248) 735-9500 to learn more about how we can help you achieve your financial goals.

Our operational efficiency is highlighted by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 224 full-time employees and 16 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Members' savings are secured through $276,430,162 in share certificates and $116,861,696 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

With a net worth of $156,880,838, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,166 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $176,655,770 in used vehicle loans and $66,686,254 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new car or a reliable used vehicle, we have flexible terms to fit your budget.

In addition to these offerings, we provide credit lines totaling $142,742,798, giving you the flexibility to borrow as needed. If you're considering refinancing an existing loan or are curious about eligibility options for any of our products, our team is here to guide you through the process. We invite you to contact us at 248-735-9500 for more information about our loan products or visit us at Vibe in Berkley. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Let us help you achieve your financial dreams!

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $89,845,341, make buying or refinancing simple. We offer competitive rates and personalized service to ensure you feel confident every step of the way.

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $30,039,899 in loans helping members manage their finances effectively. Enjoy the convenience of easy access to funds when you need them most.

One of the key advantages of using LendMesh is Verified Data. Loan offers are sourced from legitimate financial institutions, which fosters trust and transparency in the comparison process. Additionally, LendMesh features No Sponsored Listings; lenders are not prioritized based on paid promotions. Instead, the platform focuses on delivering unbiased results so that users can find the best loans for their needs. Another significant benefit is Real-Time Rate Comparisons. With up-to-date loan rates from multiple institutions, users can quickly assess their options and choose what works best for them. This timely information empowers borrowers to make smart financial decisions without being overwhelmed. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the platform's reliability and effectiveness in assisting borrowers. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*