Via Credit Union Warsaw IN | Best Auto Loans & Business Banking

Introduction

Welcome to Via Credit Union, your trusted financial partner located at 1911 Plaza Dr, Warsaw, IN 46580. Established in 1936, our mission has always been to serve our community and support our members with personalized banking solutions. With a strong membership of 37,662 individuals and total assets reaching an impressive $570,991,268, we are dedicated to providing you with the resources needed for financial success. At Via Credit Union, we understand that every member's journey is unique. Whether you're looking to finance a new vehicle, save for a dream home, or manage day-to-day expenses, we offer a range of services tailored to meet your needs. Our total loans and leases amount to 27,831, showing our commitment to helping you achieve your goals through responsible lending. Our leadership team is here for you every step of the way. Under the guidance of our CEO, Cindy Kohlmorgen, and Board President Deleane Solomon, we strive to create a welcoming environment where your financial health is our top priority. While members can visit us at our branch in Warsaw, official correspondence should be directed to the same address. We are also proud to offer online banking services for added convenience. With total deposits of $35,459,798 and net worth standing at $68,772,911, we ensure your funds are safe while you enjoy competitive rates on savings and loans. Plus, with cash in hand totaling $3,823,494, we maintain liquidity to serve your needs promptly. Our friendly staff is ready to assist you from Tuesday through Saturday during convenient hours. For any inquiries or assistance, feel free to call us at 765-674-6631. Join us today at Via Credit Union and discover how we can help you navigate your financial future confidently. Visit our website at viacu.org or stop by our branch we're excited to welcome you into our family!

Branch History & Mission

At Via Credit Union, we take pride in our rich history and commitment to the community of Warsaw, IN. Founded in 1936, our branch has been a cornerstone of financial support for generations. Located at 1911 Plaza Dr, Warsaw, IN 46580, we have grown alongside our members, adapting to their needs while maintaining our core values of service and trust. Over the years, we have evolved significantly. From our humble beginnings to becoming a trusted financial institution with over 37,000 members and total assets amounting to $570,991,268, our journey reflects our dedication to empowering individuals and families. We believe in providing not just financial services but also fostering community growth through outreach programs and partnerships that make a real difference. Our mission is clear: to offer reliable banking solutions that enhance the financial well-being of our members while actively contributing to the prosperity of the communities we serve. We prioritize accessibility and inclusivity in all that we do. With features like ADA compliance, online banking options, and mobile applications, we ensure that everyone can engage with us comfortably. In addition to traditional banking services such as checking accounts and auto loans, we provide educational resources and support for personal finance management. Our drive-thru service offers convenience for those on the go, while our ATM availability ensures easy access to cash whenever you need it. While members can visit us at 1911 Plaza Dr Warsaw In 46580, official correspondence should be sent, if applicable. You can reach us at 765-674-6631 during our operating hours: Tuesday through Thursday from 8:30 AM to 5:00 PM, Friday from 8:30 AM to 5:30 PM, and Saturday from 8:30 AM to 12:00 PM. We invite you to join Via Credit Union today! Experience firsthand how we can help you achieve your financial goals while being part of a caring community. Together, let's build a brighter future!

Branch Location & Accessibility

Branch Features

At Via Credit Union, we prioritize accessibility for all our members. Whether you're visiting us for personal banking or exploring loan options, you'll find our branch equipped with ADA-compliant features and ample parking. If you prefer not to enter the building, our drive-thru service is available for quick and simple transactions like deposits and withdrawals. Plus, we have an ATM on-site for your convenience, allowing you to access your cash anytime.

Contact Us

Have questions or need assistance? Don't hesitate to give us a call at 765-674-6631. We're excited to help you with everything from checking accounts and auto loans to mortgage options and credit cards with rewards. Visit us today at Via Credit Union where your financial well-being is our top priority!

Operating Hours

We understand that your time is valuable. That's why our lobby hours are designed to fit into your busy schedule: we're open from 8:30 AM to 5:00 PM Tuesday through Thursday, until 5:30 PM on Fridays, and from 8:30 AM to 12:00 PM on Saturdays. Our team is ready and waiting to assist you during these hours, ensuring that you receive personalized service whenever you need it. While members can visit us at our main location in Warsaw, please note that official correspondence should be directed to the same address as there is no separate mailing address.

Member Eligibility

Becoming a member of Via Credit Union is like joining a welcoming family where your financial well-being is our top priority. If you live, work, or worship in the Kosciusko County area, you're already on the right path to membership! We believe that everyone deserves access to quality financial services, and that's why we make it easy for you to join us. Whether you're looking to open a checking account, secure an auto loan, or explore savings options, you'll find that our friendly team is here to support you every step of the way. To learn more about the specific eligibility criteria and see if you qualify, check out our detailed information at https://www.viacu.org/membership/index.html. When you're ready to take the next step and open your account, just visit us at https://www.viacu.org/apply/index.html. If you have any questions or need assistance, feel free to give us a call at (765) 674-6631. We're excited to help you start your journey with Via Credit Union at our branch located at 1911 Plaza Dr Warsaw In 46580!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine running your business smoothly with reliable payment solutions. Our merchant services allow you to accept payments easily, helping you focus on what truly matters growing your business. From point-of-sale systems to online payment processing, we offer practical tools that fit seamlessly into your daily operations. Located at 1911 Plaza Dr Warsaw In 46580 in Warsaw, IN, our team is here to help you navigate the world of business finance. Reach out today at (765) 674-6631 and discover how we can partner with you for success!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $47 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $19 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $5,506,403, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash on the go? Our ATM & Cash Withdrawal Services are available for quick access to your funds. Plus, our Basic Drive-Thru Banking lets you handle deposits, withdrawals, and simple transactions without leaving your car perfect for those busy days when time is of the essence. At Via Credit Union, we believe in making banking accessible and straightforward. Whether you're visiting us in person or using our digital platforms, we aim to provide an experience that meets your needs while keeping things simple. If you have any questions or want to learn more about how we can assist you further, don't hesitate to reach out! Give us a call at (765) 674-6631 or visit us online at Via Credit Union. We look forward to serving you!

Business Banking

For entrepreneurs and business owners, Via Credit Union provides Business Banking solutions, including Merchant Services and Business Loans. We understand the challenges of running a business, and we're here to support your growth.

Credit Cards and Rewards

Enjoy shopping with our Credit Cards featuring rewards programs that make every purchase more rewarding. You can earn points for cash back or travel rewards, turning your everyday spending into valuable benefits.

Online and Mobile Banking

Convenience is key in today's fast-paced world. That's why we offer robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. With easy access to account information, bill payments, and fund transfers at your fingertips, banking has never been easier.

Personal Banking

We offer a variety of personal banking options, including Checking & Savings Accounts designed to fit your lifestyle. Whether you're saving for a vacation or managing daily expenses, our accounts provide the flexibility you need. Need help with financing a new car? Our Auto Loans & Vehicle Financing options come with competitive rates and terms that suit your budget. When it comes to home ownership, our Mortgage Loans & Refinancing services can guide you through the process smoothly. We also offer Personal Loans & Debt Consolidation solutions that can help simplify your finances and relieve some stress.

Digital & Online Banking

Key Features

Security is a top priority for us. Our electronic signature authorization process makes it simple and safe to sign documents digitally. You can also opt for e-statements, which are not only eco-friendly but also provide quick access to your account statements without the hassle of paper clutter. If you're looking to send money easily, our person-to-person transfer feature might be something to keep in mind for future updates. For now, enjoy making payments directly from your phone using mobile payments though this feature isn't available yet, we're always working on enhancements to better serve you. Real-time account management means no more waiting until business hours to check your account status or make transactions. With Via Credit Union's online banking services, you're always connected and in control of your finances. Experience the freedom and convenience of digital banking today. Join us at Via Credit Union and see how easy managing your money can be!

Financial Strength

Commitment to Growth

With $66,392,712 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $14,049 in used auto loans and $444,299,593 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is reflected in our $493,673, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 106 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Savings

Your savings are secure with us through $129,261,099 in share certificates and $105,852,636 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $34,306,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $68,772,911, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. This strong foundation supports our ability to serve you effectively and efficiently. Our net worth ratio of 12.04% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Reliability

The financial metrics speak volumes about the trust you can place in Via Credit Union. With net shares available for lending and investments totaling $1,344,960, along with a growing member base demonstrated by 78,640, we are here to support your needs today and into the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Via Credit Union is your trusted partner. Visit us at 1911 Plaza Dr Warsaw In 46580 or call (765) 674-6631 to learn more about how we can help you achieve your financial goals.

Loan Offering

At Via Credit Union, we understand that everyone has different financial needs. That's why we offer a variety of loan products designed to help you achieve your goals, whether you're looking to buy a car, purchase a home, or manage everyday expenses. With over 27,831 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular among members. Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $229,445,586 in used vehicle loans and $55,909,180 in new vehicle loans already helping members get on the road. If homeownership is on your mind, consider our mortgage options. We provide Junior Lien 1-4 Family Residential Properties loans totaling $13,639,956. These loans make buying or refinancing simple and accessible for our members. For those seeking flexibility in managing expenses, we also offer unsecured credit card loans with a total of $5,445,283 helping members manage their finances effectively. If you're running a business, our outstanding commercial loans totaling $5,506,403 provide the capital needed to grow and expand. Additionally, if you're interested in refinancing your existing loans or exploring eligibility options, our team is here to assist you every step of the way. You can find us at 1911 Plaza Dr Warsaw In 46580 in Warsaw, IN. For any inquiries or assistance, feel free to call us at (765) 674-6631 during our operating hours: Tuesday - Thursday from 8:30 AM to 5:00 PM, Friday until 5:30 PM, and Saturday from 8:30 AM to 12:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're ready to apply for a loan or just want more information about our offerings, visit us online at https://www.viacu.org/ or stop by our branch today!

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VIA CREDIT UNION - Warsaw, IN

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