Via Credit Union Hartford City IN | Affordable Auto Loans & ATM Access

Introduction

Welcome to Via Credit Union, your trusted partner in financial growth and community support since 1936. Located at 310 Huggins Dr, Hartford City, IN 47348, we pride ourselves on being more than just a financial institution we're a vital part of the Hartford City community. With a strong membership base of over 37,662 members and total assets reaching an impressive $570,991,268, we are dedicated to providing exceptional banking services tailored to meet your needs. At Via Credit Union, our commitment to you goes beyond numbers. We understand the importance of building strong relationships within our community. Our team, led by CEO Cindy Kohlmorgen and Board President Deleane Solomon, is focused on ensuring that every member feels valued and supported. Whether you're looking for personal banking options like checking and savings accounts or seeking financing solutions such as auto loans and mortgages, we have you covered. For your convenience, while you can visit us at our branch for all your banking needs, official correspondence should be directed to our mailing address: PO Box 47, Hartford City, IN 47348. Our financial health is reflected in our robust portfolio; with total loans amounting to 27,831 and total deposits standing at $35,459,798, we are well-equipped to serve you effectively. Additionally, our net worth of $68,772,911 demonstrates our stability and reliability as a credit union. We invite you to explore what Via Credit Union has to offer. Our friendly staff is ready to assist you during our operating hours Tuesday through Thursday from 8:30 AM to 5:00 PM, Friday until 5:30 PM, and Saturday until noon. If you have any questions or need assistance, don't hesitate to call us at 765-348-1215. Join us today and experience the difference that a community-focused credit union can make in your financial journey! For more information about membership or to apply online, visit our website at www.viacu.org.

Branch History & Mission

Community Focus

Community support is woven into everything we do at Via Credit Union. We actively participate in local events and sponsor initiatives that uplift those around us. Whether it's educational workshops or financial literacy programs aimed at empowering youth and families alike, we strive to make a lasting impact beyond just providing banking services. We also embrace digital advancements by offering online banking options that allow you to manage your finances conveniently from anywhere. With features like electronic statements and a user-friendly mobile application, managing your money has never been easier.

Join Us

As we continue this legacy of service and community support at Via Credit Union, we invite you to join us. Experience firsthand how we can help you achieve your financial goals while being part of something bigger a community-focused credit union committed to making a difference. For more information about membership or to open an account today, please visit our website or call us at 765-348-1215. Together, let's build a brighter future!

Our Mission

At the heart of Via Credit Union's mission is a simple yet profound goal: to provide exceptional financial services that empower our members to achieve their dreams. We offer a range of services, including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards all designed with your needs in mind. We understand that each member's financial journey is unique, and we're here to guide you every step of the way. Our operational hours reflect our dedication to convenience: we're open Tuesday through Thursday from 8:30 AM to 5:00 PM, Friday until 5:30 PM, and Saturday mornings until noon. In addition to our lobby services, we also provide drive-thru banking and ATM access for those on the go. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to PO Box 47, Hartford City, IN 47348 if different from the branch address.

Branch Location & Accessibility

Accessibility and Parking

At Via Credit Union, we prioritize accessibility for all our members. Our branch features ADA-compliant entryways, ensuring everyone can enjoy a smooth visit. Ample parking is available right outside, making it hassle-free for you to drop in, whether you're coming for a quick transaction or a longer consultation.

Get in Touch

Have questions or need assistance? Don't hesitate to call us at 765-348-1215. We're here to help you navigate your financial journey with ease! We invite you to stop by and see how we can support your financial goals today.

Operating Hours

We understand that life can be busy, which is why our operating hours are designed with your convenience in mind. Visit us Tuesday through Thursday from 8:30 AM to 5:00 PM, Friday from 8:30 AM to 5:30 PM, and Saturday from 8:30 AM to 12:00 PM. Our friendly staff is always here to assist you during these hours.

Services Offered

Our branch offers a variety of personal banking options, including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and more! We also provide basic drive-thru banking services for quick deposits or withdrawals ideal for those on the go. Need cash? Our ATM is available for your convenience as well. While members can visit us at 310 Huggins Dr, official correspondence should be sent to PO Box 47, Hartford City, IN 47348 if needed.

Member Eligibility

At Via Credit Union, we believe that everyone deserves a chance to be part of a warm and supportive community. Becoming a member is simple! If you live, work, or worship in the area around 310 Huggins Dr Hartford City In 47348, you're likely eligible to join us. We welcome individuals from diverse backgrounds and are committed to helping you achieve your financial goals. Plus, as a member of Via Credit Union, you'll enjoy exclusive benefits like personalized service, competitive rates, and access to a variety of financial products tailored just for you. Ready to take the next step? You can find all the detailed eligibility criteria at this link. If you have any questions or need assistance, feel free to reach out at (765) 348-1215. We're here to help you start your journey with us today!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $47 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $19 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $5,506,403, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, having the right tools can make all the difference. Our merchant services simplify payment processing, allowing you to focus on what really matters running your business. Imagine a customer walking into your store, ready to make a purchase. With our easy-to-use payment solutions, you can quickly complete the transaction while providing top-notch service that keeps them coming back. Visit us at 310 Huggins Dr Hartford City In 47348, Hartford City, IN or call us at (765) 348-1215 to learn how we can partner with you on your journey to success.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our ATM services allow for easy withdrawals and balance checks whenever you need them. Additionally, our drive-thru banking provides quick access for deposits and simple transactions without leaving your vehicle.

Accessibility

Whether you're stopping by for a quick transaction or planning a more extensive financial discussion, our branch hours are designed with your convenience in mind. We're open Tuesday through Thursday from 8:30 AM to 5:00 PM, Friday until 5:30 PM, and Saturday mornings until 12:00 PM. We invite you to experience the difference at Via Credit Union. Explore all our services today by calling us at (765) 348-1215 or visiting our website at Via Credit Union. Let us help you achieve your financial goals!

Business Banking

For entrepreneurs and small business owners, Via Credit Union offers robust business banking services. From merchant services that simplify transactions to business loans that support growth, we're committed to helping your business thrive.

Digital Banking

In today's fast-paced world, convenience is key. That's why we offer online and mobile banking services that let you manage your accounts anytime, anywhere. With just a few clicks or taps on your smartphone, you can check balances, transfer funds, and pay bills without needing to visit the branch.

Personal Banking

Our personal banking services include checking and savings accounts that make managing your money easier than ever. For those considering a new vehicle, our auto loans offer competitive rates and flexible terms, ensuring you can drive away with the car you desire. If you're thinking about buying a home, we provide mortgage loans and refinancing options tailored to your budget. Need a little extra cash? Our personal loans can assist with everything from unexpected expenses to debt consolidation. Plus, our credit cards come with rewards that let you earn while you spend, making every purchase more rewarding.

Digital & Online Banking

Key Features

Our digital services come with a variety of features tailored to meet your needs. Enjoy the ease of accessing e-statements, allowing you to view your financial documents securely online without the clutter of paper statements. Plus, with electronic signature authorization available, signing important documents is quick and hassle-free no more trips to the branch! For those who prefer managing their finances on their mobile devices, our mobile application is here to help. Available for download, it puts all your banking needs right at your fingertips. Although we currently don't offer mobile payments or person-to-person transfers, our app still provides a seamless experience for monitoring accounts and making transactions.

Security You Can Trust

We prioritize your safety. Our online banking platform uses advanced security measures to keep your information safe from unauthorized access. You can feel confident knowing that your data is protected while you enjoy easy access to your accounts. In summary, Via Credit Union aims to provide a digital banking experience that fits into your lifestyle. With features like e-statements, electronic signatures, and a handy mobile application, managing your finances has never been easier or more secure! Visit us today at https://www.viacu.org/ to explore all the ways we can help simplify your banking experience.

Financial Strength

Growing Member Base

Our commitment is evident with a total of 78,640 share and deposit accounts. This shows a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Via Credit Union is your trusted partner. Visit us at 310 Huggins Dr Hartford City In 47348 or call (765) 348-1215 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $129,261,099 in share certificates and $105,852,636 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $34,306,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 106 full-time employees and 5 part-time employees who are always ready to serve you with knowledge and commitment.

Reinvesting in Our Community

With $66,392,712 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is further demonstrated by our $14,049 in used auto loans and $444,299,593 in total loans and leases.

Strong Financial Health

With a net worth of $68,772,911, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This strength is reflected in our net worth ratio of $1,204, which demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $229,445,586 in used vehicle loans and $55,909,180 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you find the right financing for your vehicle purchase.

Business Loans

For business owners, our outstanding commercial loans totaling $5,506,403 provide the capital needed to grow and expand. We understand that businesses need reliable financing options, and we're committed to supporting our local entrepreneurs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $13,639,956, make buying or refinancing simple. Whether you are a first-time homebuyer or looking to refinance an existing loan, our team is here to guide you through the process.

Refinancing Options

If you're considering refinancing any of these loans, we can help you explore eligibility options that may lower your monthly payments or reduce your overall interest costs. Don't hesitate to reach out; our knowledgeable staff is ready to assist you. To learn more about our loan offerings or how we can support your financial goals, please visit us at 310 Huggins Dr Hartford City In 47348 in Hartford City, IN, or call us at (765) 348-1215. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let's work together toward achieving your dreams!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,445,283 in loans helping members manage their finances effectively. These credit cards come with rewards and no annual fees, making them a smart choice for everyday spending.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback illustrates the practical benefits of using LendMesh in your loan search. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that all offers are fair and transparent, allowing users to make informed choices without hidden surprises.

VIA CREDIT UNION - Hartford City, IN