Via Credit Union Gas City IN | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Via Credit Union, your trusted financial partner in the heart of Gas City, Indiana! Located at 1033 E Main St, we have been serving our community since 1936. With a rich history and a commitment to improving the financial well-being of our members, we proudly boast a membership of over 37,600 individuals who rely on us for their banking needs. At Via Credit Union, we understand that every dollar matters. That's why we've grown our assets to an impressive $570,991,268 while maintaining $35,459,798 in deposits. Our dedicated team is here to support you with a range of services including personal banking, auto loans, mortgage options, and business financing. We currently manage a total loan portfolio of 27,831 loans and leases, ensuring that we can meet the diverse financial needs of our members. Leadership is key to our success. Our CEO, Cindy Kohlmorgen, along with Board President Deleane Solomon, lead our team of 111 employees with a focus on community involvement and exceptional member service. We believe in building relationships that extend beyond transactions; it's about fostering trust and creating lasting impact. While members can visit us at our branch for personalized assistance or use our convenient online services through our website viacu.org, official correspondence should be sent to the same address: 1033 E Main St, Gas City, IN 46933-1622. Whether you're looking to open a new account or need guidance on loans and investments, we're here for you every step of the way. Call us at 765-677-9943 or stop by during our lobby hours Tuesday through Thursday from 8:30 AM to 5:00 PM and Friday until 5:30 PM. We also welcome you on Saturday from 8:30 AM to 12:00 PM. Join us at Via Credit Union today where community and finance come together for your benefit!

Branch History & Mission

Join Us

We invite you to become part of the Via Credit Union family. Experience firsthand how we can help you achieve your financial goals with personalized service designed just for you. Visit us during our operating hours Tuesday through Thursday from 8:30 AM to 5:00 PM, Friday until 5:30 PM, and Saturday from 8:30 AM to 12:00 PM or call us at 765-677-9943 for more information. Together, let's build a brighter financial future!

Our Mission

At the core of Via Credit Union is our unwavering mission: to empower individuals with the tools they need for financial success while fostering community growth. We aim to offer personalized banking solutions that include checking and savings accounts, auto loans, mortgages, personal loans, and business banking services. Our commitment extends beyond just financial products; we actively participate in community outreach efforts. By partnering with local organizations and supporting various initiatives, we strive to make a positive impact in Gas City and surrounding areas. We believe that when our members thrive, the entire community flourishes. While members can visit us at 1033 E Main St, official correspondence should be sent to 1033 E Main St, Gas City, IN 46933-1622 if different from the branch address.

Our Story

From our humble beginnings as a small credit union, we have transformed into a trusted financial partner for individuals and businesses alike. Throughout the decades, we have embraced innovation and technology while maintaining our commitment to personal service. Our journey reflects our adaptability and resilience, qualities that are essential in today's fast-changing world. As we evolved, we made significant strides in enhancing accessibility for all members. Our drive-thru banking services provide convenience for those on the go, while our ATM availability ensures easy access to funds whenever needed. We also prioritize digital advancements by offering online banking services that cater to modern lifestyles.

Branch Location & Accessibility

Get in Touch!

Have questions? Give us a call at 765-677-9943, and our friendly staff will be happy to assist you. Come visit us today at Via Credit Union we look forward to serving you!

Nearby Landmarks and Accessibility

Just a stone's throw away from popular local spots, our branch is not only easy to find but also designed with your convenience in mind. You can stop by after visiting the nearby parks or shopping areas. We offer ample parking right outside the entrance, ensuring that your visit is as hassle-free as possible. Our facility is fully ADA compliant, featuring ramps and accessible entrances for all members. We want everyone to feel welcome and comfortable when they visit us.

Operating Hours and Services

We're open during the week from Tuesday to Thursday from 8:30 AM to 5:00 PM, Friday until 5:30 PM, and Saturday mornings until noon. This means you have plenty of opportunities to come in and talk with our team about personal banking options like checking and savings accounts, auto loans, mortgages, and more! For those who prefer flexibility, we also provide an ATM on-site for quick cash withdrawals and balance checks. Plus, our drive-thru service makes banking even easier simply pull up for deposits, withdrawals, or simple transactions without leaving your vehicle. While you can visit us at 1033 E Main St, if you need to send any official correspondence, please direct it to our mailing address: 1033 E Main St, Gas City, IN 46933-1622.

Member Eligibility

At Via Credit Union, we believe that everyone deserves a place in our friendly community. Becoming a member is simple and welcoming! If you live, work, or worship in the area, you're likely eligible to join us. We embrace individuals from various backgrounds, making it easy for you to access our services and benefits. To learn more about the specific eligibility criteria, feel free to visit our website at https://www.viacu.org/membership/index.html. Joining means gaining access to personalized financial services tailored just for you, whether it's opening an account or applying for loans. The process is straightforward just give us a call at (765) 677-9943, or check out the details for opening an account at https://www.viacu.org/apply/index.html. We can't wait to welcome you into the Via Credit Union family at 1033 E Main St Gas City In 46933!

Business Banking & Commercial Services

Merchant Services Made Easy

In addition to loans, our merchant services simplify transactions so you can focus on what you do best running your business. Imagine having a reliable payment processing system that works seamlessly, allowing you to serve your customers efficiently. Whether it's accepting credit cards or managing online payments, we provide the tools that fit your needs. Visit us at 1033 E Main St Gas City In 46933 in Gas City, IN, or call us at (765) 677-9943 to discover how Via Credit Union can empower your business today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $47 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $19 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $5,506,403, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For our entrepreneurial members, we offer robust business banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we understand the unique challenges you face and are ready to support your growth.

Convenient Access Options

We understand that sometimes you need cash quickly. That's why we provide ATM access for easy withdrawals and balance checks whenever you need it. If visiting us in person is more your style, our basic drive-thru banking service ensures quick deposits and withdrawals without stepping inside. At Via Credit Union, we're here to empower you financially with services designed around your life. If you're ready to explore how we can assist you further, don't hesitate to give us a call at (765) 677-9943 or visit us at https://www.viacu.org/ for more information. Let's take this journey together!

Digital Convenience at Your Fingertips

Embracing technology is essential in today's world, and at Via Credit Union, we make banking accessible from anywhere. Our online and mobile banking platforms allow you to manage your accounts anytime, anywhere perfect for those who are always on the go! You can check balances, transfer funds, and pay bills all from the comfort of your home or while out running errands.

Financing Your Dreams

Thinking about purchasing a new car? Our auto loans and vehicle financing solutions make it simple and affordable. With competitive rates, you can drive off in your dream car without breaking the bank. Plus, if you're considering buying a home, our mortgage loans and refinancing options can help turn that dream into reality. We guide you through every step, ensuring you feel confident in your decision.

Personal Banking Made Easy

Managing your money should be straightforward, and that's why we offer checking and savings accounts designed to fit various lifestyles. Our personal banking options allow you to keep track of your finances with ease. Imagine having a checking account that helps you save effortlessly while keeping your funds accessible when needed.

Supporting Your Goals

Life can throw unexpected expenses your way, which is why our personal loans and debt consolidation services are here to help. Whether it's for a sudden medical bill or consolidating existing debts into one manageable payment, we've got your back. And don't forget about our credit cards with rewards they not only offer purchasing power but also let you earn points on every transaction!

Digital & Online Banking

At Via Credit Union, we understand that managing your finances should be as easy and secure as possible. That's why we offer a robust suite of digital and online banking services designed to fit your lifestyle. With our user-friendly platform, you can access your accounts anytime, anywhere, giving you the freedom to bank on your terms. One of the standout features is our 24/7 online banking service available at https://www.viacu.org/. This means you can check your balance, pay bills, and transfer money from the comfort of your home or on the go. Plus, with e-statements, you'll receive your account statements electronically, making it easier to keep track of your finances without cluttering your mailbox. Security is a top priority for us. Our platform includes electronic signature authorization, ensuring that your transactions are not only easy but also protected. You can rest easy knowing that your personal information is safe while you enjoy the convenience of online banking. For those who prefer mobile banking, our mobile application is here to help. It allows for quick access to all the essential features right from your smartphone. Whether you're making deposits or checking transactions, everything is just a tap away. While we currently don't offer mobile payments or person-to-person transfers, our app provides all the basics you need for effective account management. We are committed to enhancing your banking experience by offering services that make managing your money straightforward and efficient. Visit us today at https://www.viacu.org/ and explore how our digital banking solutions can support your financial journey!

Financial Strength

Commitment to Growth and Support

With $66,392,712 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $14,049 in used auto loans and $444,299,593 in total loans and leases. Our operational efficiency is reflected in our $493,673, enabling us to continue offering competitive loan rates and solid financial products for our members. Additionally, we take pride in having 106 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Savings Opportunities

Members' savings are secured through $129,261,099 in share certificates and $105,852,636 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $34,306,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $68,772,911, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.04% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership for Your Financial Future

Net Shares (Funds available for lending and investments): $1,344,960. Total Share and Deposit Accounts: 78,640, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Via Credit Union is your trusted partner. Visit us at 1033 E Main St Gas City In 46933 or call (765) 677-9943 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Offerings

For business owners seeking to expand their ventures, our outstanding commercial loans total $5,506,403, providing the capital needed for growth. Additionally, if you're interested in personal lending solutions such as debt consolidation or other types of personal loans, we're here to help you explore those options too. At Via Credit Union located at 1033 E Main St Gas City IN 46933, we pride ourselves on delivering personalized service and support throughout your borrowing journey. For any questions or to learn more about our loan products and services, feel free to reach out at 765-677-9943. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. We invite you to visit us online at viacu.org for more information on how we can assist you with your financial needs!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've already issued over $22,944,5586 in used vehicle loans and $55,909,180 in new vehicle loans, helping many members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, our team is here to help you navigate the process and find the best option for your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $13,639,956, making buying or refinancing simple. We work closely with our members to ensure they understand their options and are comfortable with their decisions. If you're considering refinancing your existing mortgage or exploring eligibility options for a new one, we can assist you every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $5,445,283 in loans helping members manage their finances effectively, our credit cards come with competitive rates and rewards programs that cater to your spending habits.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This sourcing ensures that the offers you see are fair and transparent.

VIA CREDIT UNION - Gas City, IN

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