Verve Credit Union Sherwood WI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Verve, A Credit Union located at W585 Castle Dr, Sherwood, WI 54169. Since our establishment in 1938, we have been dedicated to serving our community with trust and reliability. With over 61,000 members, we pride ourselves on offering personalized financial services tailored to meet your needs. At Verve, we are not just about numbers; we're about people. Our total assets amount to a robust $1,569,899,564, reflecting our commitment to financial stability and growth. We understand the importance of accessible banking services our members enjoy a total deposit base of $103,717,683 and can benefit from various loan options with a total of 32,650 loans and leases available. Our leadership team is here to guide you every step of the way. Led by CEO Kevin Ralofsky and Board President Victoria Beltran, we ensure that our values align with your financial goals. Whether you're looking for personal banking solutions like checking accounts or auto loans, or business financing options, we are here to help. While members can visit us at our branch location, official correspondence should be sent to PO Box 3046, Oshkosh, WI 54903-3046 if different from the branch address. We invite you to explore what Verve has to offer. With total cash in hand amounting to $17,355,669, you can trust that your finances are in safe hands. Don't hesitate to reach out at 920-989-2850 for inquiries or visit our website at verveacu.com for more information. Join us today and experience a credit union that's as invested in your future as you are!

Branch History & Mission

Join Us

As we look towards the future, we remain dedicated to being more than just a credit union we aspire to be a trusted partner for every member who walks through our doors. Whether you are looking for your first loan or seeking advice on managing your finances, we are here for you. Experience the benefits of membership at Verve by visiting us during our operating hours from 8:30 AM - 5 PM Monday through Thursday and until 6 PM on Fridays. For those who prefer drive-thru services or ATM access, we've got you covered! Join us today and become part of a legacy that values community connection and financial well-being. For more information about how to join or open an account, please reach out at 920-989-2850 or visit us online at Verve Credit Union. Together, let's build a brighter financial future!

Our Journey

Over the decades, Verve has continuously evolved to meet the needs of our members and adapt to changing times. With a commitment to providing exceptional service and reliable financial solutions, we have amassed total assets of over $1.5 billion. Each milestone reflects our unwavering dedication to supporting our members' financial journeys and contributing positively to the Sherwood area. While we invite you to visit us at our branch address, official correspondence can be sent to PO Box 3046, Oshkosh, WI 54903-3046 if needed. We are proud to offer a variety of services including personal banking accounts, auto loans, mortgage financing, and business banking solutions.

Our Mission

At the core of Verve's mission is a deep-rooted belief in community support and empowerment. We strive not only to provide top-notch financial services but also to foster strong relationships within our neighborhoods. Our focus on customer-centric initiatives ensures that every member feels valued and supported throughout their financial journey. We understand the importance of accessibility in today's world. That's why we offer modern conveniences like online banking and mobile payment options while ensuring compliance with ADA standards for all members. Our commitment extends beyond transactions; we actively seek partnerships with local organizations to enhance community outreach efforts.

Branch Location & Accessibility

Connect With Us Today!

Have questions or need assistance? Don't hesitate to call us at 920-989-2850. We're excited to welcome you into the Verve family! Come by today and discover how we can help you achieve your financial goals in a welcoming environment that feels just like home.

Convenient Access and Amenities

At Verve, we understand how important convenience is for our members. Our branch features ample parking and is designed with accessibility in mind, including ADA-compliant ramps to ensure everyone can visit us without hassle. If you prefer banking from your car, our drive-thru service makes it simple to handle deposits and withdrawals without leaving your vehicle. For those on the go, we proudly offer ATM services right at our location. With access available 24/7, you can withdraw cash or check your balance whenever it suits you.

Operating Hours That Fit Your Schedule

We know life can get busy, which is why we're committed to providing flexible hours. You can visit us Monday through Thursday from 8:30 AM to 5:00 PM and on Friday until 6:00 PM. Our friendly staff is always ready to help you navigate our range of services from personal checking and savings accounts to auto loans and credit cards with rewards. While you can reach us at our branch for all your banking needs, if you're sending official correspondence, please use our mailing address: PO Box 3046, Oshkosh, WI 54903-3046.

Member Eligibility

At Verve, A Credit Union, we believe that everyone deserves a financial partner who truly cares. Becoming a member is simple and welcoming. If you live, work, or worship in the areas we serve, you're likely eligible to join our community. We aim to create a supportive environment where you can thrive financially, with access to a variety of services designed just for you. To check the specific eligibility details and see if you qualify, please visit our website at this link. Once you're ready to take that step, opening an account is straightforward! You can start your journey with us by checking out more information on account opening here. If you have any questions or need assistance along the way, don't hesitate to reach out at 920-989-2850. Your path to financial empowerment starts at Verve, where we're excited to welcome you into our family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $656 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $89 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $288,273,343, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services help you manage transactions smoothly. Picture a bustling store where customers can pay easily whether it's cash, card, or mobile payment options. These services streamline your operations so you can focus on what you do best: running your business. Located at W585 Castle Dr Sherwood Wi 54169 in Sherwood, WI, we invite you to explore how our tailored financial products can empower your business. Contact us today at (920) 989-2850 to learn more!

Comprehensive List Of Services

Business Banking

If you're a business owner, we haven't forgotten about you! Our business banking services include everything from merchant services that simplify payment processing to tailored business loans that help you grow and thrive in today's competitive market.

Call Us Today!

If you have any questions about our services or would like assistance in choosing the right products for your needs, please don't hesitate to reach out! You can contact us at 920-989-2850. At Verve, A Credit Union, we're here for you let's work together towards a brighter financial future!

Credit Cards & Rewards

For those who like to earn while they spend, our credit cards with rewards program offers great perks that can add value to your everyday purchases. Imagine getting cash back or points towards travel just by using your card for groceries or gas!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options, allowing you to manage your accounts anytime, anywhere. With features like ATM access for quick withdrawals and balance checks, plus the ability to conduct simple transactions via our drive-thru service, banking has never been easier.

Personal Banking

Our personal banking services are designed with you in mind. We offer a variety of checking and savings accounts that cater to different lifestyles and financial situations. Need some extra cash for a big purchase? Our auto loans and vehicle financing options make it easy to get behind the wheel of your new car without breaking the bank. When it comes time to buy a home, our mortgage loans and refinancing solutions ensure that you can find the perfect fit for your budget. Plus, if you're facing high-interest debt, our personal loans and debt consolidation services can help you manage your finances more effectively.

Digital & Online Banking

Accessibility and Ease-of-Use

Our mobile payments feature lets you pay for purchases quickly and easily using your phone, giving you more time to enjoy what matters most. And with real-time account management, you'll always know where you stand financially. At Verve, A Credit Union, we are committed to providing you with the tools necessary for effective financial management while ensuring a high level of security. Explore our digital offerings today at https://verveacu.com/ and take control of your banking experience!

Key Services

With our 24/7 online banking services, you can check your account balance, transfer funds, and pay bills all from the comfort of your home or while you're out and about. Our user-friendly mobile application enhances this experience, allowing you to manage your finances directly from your smartphone. You can even make person-to-person transfers effortlessly, ensuring that sending money to friends or family is just a tap away. We also prioritize security in all our digital transactions. With electronic signature authorization available for important documents, you can sign contracts securely without needing to visit a branch. Plus, our e-statements keep your financial information organized and accessible without the clutter of paper statements.

Financial Strength

Growing Member Base

Total Share Accounts stand at an impressive 154,272, showcasing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $4,573,531, further illustrating our ability to support your aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Verve A Credit Union is your trusted partner. Visit us at W585 Castle Dr Sherwood Wi 54169 or call us at 920-989-2850 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Member-Centric Savings Options

Members' savings are secured through $373,279,023 in share certificates and $285,986,563 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,130,951, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial performance shows strength as reflected by our net income of $222,374, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 254 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team dedicated to your needs.

Reinvestment for Growth

With $112,385,308 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $10,028 in used auto loans and a total of $1,141,943,929 in loans and leases.

Strong Financial Position

With a net worth of $145,549,542, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 926 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $153,654,639 in used vehicle loans and $28,689,716 in new vehicle loans already helping members get on the road. We know that buying a car can be daunting; that's why we strive to make the financing process straightforward and accessible.

Credit Lines and Other Financing Options

In addition to auto and mortgage loans, we provide access to credit lines totaling $552,783,517. This option can help you cover unexpected expenses or manage cash flow more effectively. For business owners seeking growth opportunities, our outstanding commercial loans totaling $288,273,343 provide the capital needed for expansion. We are dedicated to supporting local businesses and contributing to community development. If you're interested in refinancing any existing loans or exploring eligibility options for our products, please don't hesitate to ask us during your visit or call. We're here to ensure you find the best financial solutions tailored just for you. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Verve Credit Union, we're not just about lending; we're about building lasting relationships with our members through trust and transparency. Explore our loan offerings today and take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $82,486,745, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is ready to guide you through every step.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $20,004,307 in loans helping members manage their finances effectively. These cards provide the convenience of making purchases without tying up your savings and come with competitive interest rates.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to compliance guarantees that users receive fair and transparent offers. One of the key benefits of using LendMesh is its Verified Data. Loan offers are sourced from legitimate financial institutions, ensuring transparency at every step. Additionally, LendMesh operates without Sponsored Listings, meaning lenders are not prioritized based on paid promotions. The goal is to provide unbiased results that truly reflect the best options available. Moreover, LendMesh provides Real-Time Rate Comparisons from multiple institutions. This feature helps users make informed decisions quickly and efficiently. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Verve A Credit Union