Verve Credit Union Oshkosh WI | Quick Personal Loans & ATM Services

Introduction

Welcome to Verve, A Credit Union, where our mission is to empower you and your community with exceptional financial services. Located at 2900 Universal St, Oshkosh, WI 54904, we have been serving members since 1938. With a commitment to fostering financial well-being, we proudly support over 61,000 members and manage total assets of an impressive $1,569,899,564. At Verve, we understand that financial needs vary greatly among our members. Whether you're looking for personal banking solutions like checking and savings accounts or financing options such as auto loans and mortgages, our dedicated team is here to guide you every step of the way. We offer more than just services; we strive to build lasting relationships rooted in trust and transparency. Our leadership team is passionate about creating a positive impact in the community. Under the guidance of CEO Kevin Ralofsky and Board President Victoria Beltran, we continually seek ways to enhance your banking experience while ensuring that every member's voice is heard. While members can visit us at our branch location, official correspondence should be sent to our mailing address at PO Box 3046, Oshkosh, WI 54903-3046. With total deposits reaching $103,717,683 and a net worth of $145,549,542, we're not just a credit union; we're a trusted partner in your financial journey. Our friendly staff of 267 employees is always ready to assist you with everything from opening new accounts to securing loans tailored to your needs. Ready to take the next step? Visit our website at VerveACU.com or give us a call at 920-236-7040. We look forward to helping you achieve your financial goals!

Branch History & Mission

At Verve, A Credit Union, we are proud of our rich legacy and the impact we have made in the community since our establishment in 1938. Located at 2900 Universal St in Oshkosh, WI, our branch has been a cornerstone of financial support for generations. With a total membership of over 61,000 and assets exceeding $1.5 billion, we have grown alongside our members, adapting to their needs while maintaining a focus on service and community. Our mission is clear: to empower our members by providing exceptional financial services while fostering a spirit of community support. We believe that everyone deserves access to affordable financial options, and we strive to make banking a positive experience for all. This commitment drives us to offer personal banking solutions, auto loans, mortgage options, credit cards with rewards, and business banking services that cater to diverse needs. Since opening our doors, we have celebrated numerous milestones. Our evolution reflects not just growth in numbers but also advancements in technology and service delivery. Today, we provide digital banking solutions including online banking and mobile payments, ensuring that our members can manage their finances anytime, anywhere. Our facilities are designed with accessibility in mind, meeting ADA compliance standards so that everyone feels welcome. While you can visit us at our main location on Universal St., official correspondence should be sent to PO Box 3046, Oshkosh, WI 54903-3046 if needed. Our operating hours are Monday through Friday from 7 AM to 5 PM for drive-thru service and lobby hours from 9 AM to 5 PM. With an ATM on-site and drive-thru banking available, we aim to make your banking experience as convenient as possible. Community involvement is at the heart of what we do. We actively engage in local outreach programs and partner with organizations that make a difference in Oshkosh and beyond. By supporting various initiatives from education to local charities we strengthen the fabric of our community together with our members. As we look towards the future, Verve remains committed to enhancing the lives of those we serve. We invite you to join us experience firsthand the benefits of being part of a credit union that prioritizes your financial health while supporting the community around us. For more information or to become a member today, please call us at 920-236-7040 or visit verveacu.com. Together, let's build a brighter financial future!

Branch Location & Accessibility

Operating Hours

Our friendly team is available during lobby hours from 9 AM to 5 PM, Monday through Friday. If you prefer the drive-thru option, we open at 7 AM for those early risers who want to get their banking done before starting their day.

Parking and Accessibility

At Verve, we prioritize convenience and accessibility for all our members. Our branch offers ample parking space so you can park your vehicle with ease. The building is equipped with ADA-compliant features, including ramps for easy access. Whether you're coming in on foot or driving through our drive-thru service, we aim to make your experience as smooth as possible.

Services Offered

We offer a variety of services tailored just for you! From personal banking options like checking and savings accounts to loans for auto financing and mortgages, we have something for everyone. Our ATM is available if you need cash on-the-go, and our drive-thru allows for quick deposits and withdrawals without having to leave your vehicle. Feel free to give us a call at 920-236-7040 if you have any questions or need assistance. Our dedicated staff looks forward to welcoming you at Verve! Visit us today to discover how we can support your financial journey.

Member Eligibility

At Verve, A Credit Union, we believe that everyone deserves a place to thrive financially. Becoming a member is simple and welcoming! If you live or work in the areas we serve, you're already on your way to joining our supportive community. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or even business services, we have something for everyone. We encourage you to visit our eligibility page at https://verveacu.com/join-now/ for more detailed information about who can join us and the specific criteria involved. Opening an account with us is just as easy! You can find all the details on how to get started at https://verveacu.com/personal/product/loans/signature-unsecured-loan/. If you have any questions or need assistance, feel free to call us at 920-236-7040. We're here to help you take that first step towards financial empowerment right here at 2900 Universal St, Oshkosh, WI 54904. Join us today and become part of a community that values you!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $656 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $89 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $288,273,343, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify payment processing so you can focus on what matters running your business. Imagine being able to accept payments anytime, anywhere, whether you're in your store or at a local event. Our solutions make it easy for your customers to pay securely and efficiently, enhancing their experience while boosting your sales. Located at 2900 Universal St Oshkosh Wi 54904 in Oshkosh, WI, we are here to help you navigate the financial landscape of your business. Let us partner with you on this journey towards success. For more information, feel free to reach us at (920) 236-7040!

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and business owners, Verve offers robust business banking services including merchant services and business loans. We know how important it is for businesses to have reliable support, so we're committed to helping you achieve your goals.

Connect With Us

At Verve, A Credit Union, we're committed to making banking simple and accessible for everyone in Oshkosh and beyond. If you're ready to explore how we can support your financial journey or if you have any questions about our services, don't hesitate to reach out! Give us a call at 920-236-7040, or visit us online at verveacu.com. Let's work together toward achieving your financial dreams!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we have invested in online and mobile banking features that let you manage your finances anytime, anywhere. You can easily check balances, transfer funds, pay bills, and even make deposits right from your smartphone or computer. For those who prefer traditional banking methods, we also provide basic drive-thru banking for quick transactions like deposits and withdrawals without leaving your car. Our ATM service ensures that cash withdrawal is always at your fingertips when needed.

Loans and Credit Options

Sometimes life throws unexpected expenses your way. Our personal loans and debt consolidation services provide financial relief when you need it most. Whether it's covering medical bills or consolidating credit card debt into one manageable payment, we have solutions that work for you. Additionally, our credit cards with rewards allow you to earn points on purchases while enjoying the convenience of cashless transactions. It's an excellent way to maximize your spending power and get rewarded for everyday purchases.

Personal Banking Services

We understand that managing personal finances can sometimes feel overwhelming. That's why we offer personal banking services including checking and savings accounts designed with you in mind. Imagine having a safe place for your money that also allows you to earn interest while you save. With our competitive rates, growing your funds is easier than ever. If you're considering purchasing a vehicle, our auto loans and vehicle financing options make it simple to drive away in your dream car. We offer flexible terms that cater to your budget, making the process smooth from application to approval. For those looking to buy a home, our mortgage loans and refinancing options can guide you through one of life's biggest investments. Our team is ready to assist you with personalized advice tailored to your financial situation.

Digital & Online Banking

Accessibility at Your Fingertips

Our goal is to provide real-time account management that fits into your busy lifestyle. The ease-of-use of our digital tools means you don't have to be tech-savvy to navigate them successfully. Everything is designed with you in mind so whether you're a first-time user or a seasoned pro, accessing your accounts will be straightforward and stress-free. With Verve, A Credit Union, banking is not just about transactions; it's about building relationships and making life easier for our members. Explore all that we have to offer today!

Key Services

Explore our range of online banking features at https://verveacu.com/. With 24/7 online banking services, you can check your balance, transfer funds, and pay bills whenever it suits you. Our electronic signature authorization makes signing documents a breeze no more waiting in line. Plus, with e-statements available, you can keep track of your transactions without the clutter of paper statements. If you're always on the move, you'll love our mobile application. It's user-friendly and packed with features like mobile payments and person-to-person transfers. Whether you're grabbing coffee or running errands, sending money to friends or family has never been easier.

Security You Can Trust

We prioritize your security at every step. Our platform uses advanced encryption to protect your personal information, ensuring that your data remains safe while you bank online. You can feel confident managing your accounts digitally knowing we are committed to keeping your financial information secure.

Financial Strength

Commitment to Growth

With $112,385,308 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our ability to lend is robust; we have $10,028 in used auto loans and a total of $1,141,943,929 in loans and leases. This lending capacity supports our members' financial goals across various sectors.

Growing Trust

Total Share Accounts: 154,272 shows a strong and growing member base that trusts us with their finances. With net shares (funds available for lending and investments) at $4,573,531, we are equipped to meet the needs of our community effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Verve A Credit Union is your trusted partner. Visit us at 2900 Universal St Oshkosh Wi 54904 or call us at 920-236-7040 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Member Savings Security

Members' savings are secured through $373,279,023 in share certificates and $285,986,563 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,130,951, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $222,374 reflects our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 254 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Our Financial Health

With a net worth of $145,549,542, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 926 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $153,654,639 in used vehicle loans and $28,689,716 in new vehicle loans already helping members get on the road. Whether you're buying new or used, our auto loans can help you drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $288,273,343 provide the capital needed to grow and expand. We understand the challenges of running a business and are committed to supporting local entrepreneurs with tailored financing solutions. At Verve A Credit Union in Oshkosh, WI, we aim to simplify the borrowing process for our members. If you're interested in exploring our loan offerings or have questions about eligibility or refinancing options, please don't hesitate to reach out. You can contact us at 920-236-7040 for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $82,486,745. With various refinancing options available, we can assist you in making your dream home a reality.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $20,004,307 in loans helping members manage their finances effectively. This product provides a great way to handle unexpected expenses while keeping your cash flow steady.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means users receive fair and transparent offers that reflect current market conditions. One of the key benefits of using LendMesh is its commitment to verified data. Loan offers are sourced from legitimate financial institutions, ensuring transparency in the options presented. Additionally, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for all users. With real-time rate comparisons, users can access up-to-date loan rates from multiple institutions, allowing them to make informed decisions about their borrowing options. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials underline the tool's reliability and effectiveness in helping individuals secure better financial deals. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Verve A Credit Union