Verve Credit Union Oshkosh WI | Quick Personal Loans & Business Banking

Introduction

At Verve, A Credit Union, we believe in building strong financial futures for our members and the community. Established in 1938, our Oshkosh branch located at 750 Witzel Ave, Oshkosh, WI 54902 has been a trusted partner for over eight decades. With a total membership of 61,952 and assets exceeding $1.56 billion, we are proud to serve as a reliable resource for personal and business financial needs. Our commitment to your financial well-being is reflected in our impressive figures: we have facilitated 32,650 loans, with total deposits amounting to an impressive $103,717,683. We understand the importance of trust, which is why we maintain a net worth of $145,549,542 and keep $17,355,669 in cash on hand. This solid foundation enables us to offer you competitive rates and exceptional service. Led by our dedicated CEO, Kevin Ralofsky, and Board President Victoria Beltran, our team of 267 employees is here to provide personalized assistance tailored to your unique needs. Whether you're looking for auto loans, mortgages, or everyday banking services, we aim to empower you on your financial journey. While members can visit us at our Witzel Avenue location, official correspondence should be sent to our mailing address: PO Box 3046, Oshkosh, WI 54903-3046. Ready to take the next step? Call us today at 920-236-7040 or explore more about our services at verveacu.com. Join us in creating a brighter financial future together!

Branch History & Mission

Community Focus

We pride ourselves on being more than just a financial institution; we are an active participant in the Oshkosh area. Through various outreach efforts and partnerships with local organizations, Verve is dedicated to making a positive impact on our neighborhoods. With digital advancements like online banking and mobile payments available at your fingertips, managing your finances has never been simpler or more secure. We also prioritize ADA compliance to ensure that all members of our community can access our services comfortably. We invite you to join Verve today! Experience firsthand how we can help you achieve your financial dreams while being part of a caring community committed to your success. For more information about membership or services offered at Verve A Credit Union, please call us at 920-236-7040 or visit our website. Together, let's build a brighter financial future!

Our Journey

From humble beginnings, Verve has evolved significantly. Initially founded to meet the financial needs of local residents, we have expanded our offerings to include a wide range of services such as personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our journey reflects our core belief in supporting our members through every stage of life. As a member-focused credit union, we strive to create a welcoming environment that prioritizes customer service and community engagement. Our operating hours from 7 AM to 6 PM ensure that we are available when you need us most. Plus, with drive-thru banking and ATM availability right at our branch, accessing your accounts has never been easier.

Our Mission

At Verve, our mission is clear: We exist to serve you better by providing outstanding financial products and fostering a strong sense of community. We believe that everyone deserves access to affordable financial services that empower them to achieve their goals. This commitment drives us to support local initiatives and partnerships that uplift the Oshkosh community. While members can visit us at 750 Witzel Ave for all their banking needs, official correspondence should be sent to PO Box 3046, Oshkosh, WI 54903-3046 if necessary.

Branch Location & Accessibility

Easy Access and Amenities

At Verve, we prioritize your convenience. Our branch offers ample parking for your ease, along with ADA-compliant features to ensure everyone can access our services comfortably. Whether you're visiting for a quick transaction or exploring our range of financial solutions, you'll find everything you need right here. Our lobby is open from 7 AM to 6 PM on weekdays, making it easy to fit your banking needs into your busy schedule. If you're in a hurry, take advantage of our drive-thru service for fast deposits or withdrawals without leaving your vehicle. We also provide ATM access for cash withdrawals and balance checks around the clock!

Visit Us Today!

While members can visit us at 750 Witzel Ave, official correspondence should be sent to PO Box 3046, Oshkosh, WI 54903-3046 if needed. Feel free to reach out at 920-236-7040 if you have any questions or need assistance. We invite you to stop by and experience the personal touch that sets Verve apart. Our dedicated team is ready to help with all your banking needs come see us today!

Member Eligibility

Joining Verve, A Credit Union means becoming part of a warm and supportive community that values its members. If you're wondering how to become one of us, it's quite simple! We welcome anyone who lives or works in the communities we serve, including those who have family members already part of our credit union. This means you could easily fit right in and enjoy all the benefits we offer, from personalized banking solutions to competitive loan rates. For full details on eligibility criteria, feel free to check out our website at Verve Credit Union Eligibility. Opening an account is just as easy! Whether you're looking for a checking account, savings options, or loans tailored to your needs, we're here to help every step of the way. Don't hesitate to reach out with any questions by calling us at 920-236-7040. We're excited to welcome you at our branch located at 750 Witzel Ave, Oshkosh, WI 54902!

Business Banking & Commercial Services

Merchant Services Tailored for You

Beyond loans, our merchant services can simplify how you handle transactions. Imagine running your café and being able to accept payments easily from your customers while managing your finances all in one place. Our services help streamline payment processes so you can focus on what matters most: growing your business. Visit us at 750 Witzel Ave Oshkosh Wi 54902 in Oshkosh, WI or call us at (920) 236-7040 to learn more about how we can help your business thrive!

Supporting Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $656 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $89 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $288,273,343, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Options

For entrepreneurs and businesses in the Oshkosh area, we also provide robust business banking services. From merchant services that facilitate transactions to various types of business loans tailored to your needs, we are committed to supporting local businesses in their growth journey.

Embracing Digital Convenience

In today's fast-paced world, having access to your finances anytime and anywhere is crucial. That's why we've prioritized our online and mobile banking features. With these tools, managing your accounts is just a few taps away whether you're checking balances or transferring funds. Plus, our ATM services make cash withdrawals straightforward and accessible whenever you need them. Our drive-thru banking option offers a quick way for members to conduct simple transactions like deposits or withdrawals without leaving their cars. This is perfect for those busy days when time is of the essence.

Get Started Today!

We invite you to explore all that Verve has to offer! For any questions or further assistance, don't hesitate to call us at 920-236-7040. Our friendly team is here from 7 AM - 6 PM on weekdays ready to assist you. Join our community today by visiting our website or stopping by our branch at 750 Witzel Ave in Oshkosh. Let us help you achieve your financial goals with confidence!

Personal Banking Solutions

We understand that managing your finances can sometimes feel overwhelming. That's why we offer a range of personal banking services to help simplify your life. Our checking and savings accounts are designed with you in mind, offering flexibility and convenience for everyday transactions. If you're dreaming of a new car or need financing for an important purchase, our auto loans and vehicle financing options make it easy to hit the road without breaking the bank. Thinking about buying a home? Our mortgage loans and refinancing services are here to guide you through the process with competitive rates and personalized support. Additionally, if you find yourself juggling multiple debts, our personal loans and debt consolidation solutions can help ease your financial burden. To top it off, enjoy rewards on every purchase with our credit cards with rewards, making it more rewarding to spend wisely.

Digital & Online Banking

At Verve, A Credit Union, we understand that managing your finances should be as easy and secure as possible. That's why we offer a comprehensive range of digital and online banking services designed to fit your lifestyle. With our user-friendly platform, you can take control of your banking anytime, anywhere. One of the standout features is our robust online banking system available at https://verveacu.com/. This platform allows you to check balances, transfer funds, and manage your accounts with just a few clicks. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick no need for cash or checks! Security is a top priority at Verve, A Credit Union. We utilize electronic signature authorization, ensuring that your transactions are safe and verified. Plus, with e-statements available, you can access your financial information securely without the hassle of paper statements cluttering your mailbox. For those on the go, our mobile application puts banking right in your pocket. You can make mobile payments easily, allowing you to pay for goods and services directly from your phone. Whether you're grabbing coffee or shopping for groceries, you'll have everything you need at your fingertips. With 24/7 online banking services, there's no need to worry about banking hours. You can manage your finances at any time that suits you best. The combination of these features means you have real-time access to your accounts and can make informed decisions whenever needed. Experience the convenience of modern banking with Verve, A Credit Union! Join us today and discover how our digital services can simplify your financial life.

Financial Strength

Growing Member Trust

Our strong member base is illustrated by the total share accounts reaching 154,272, showing that more people trust us with their finances than ever before. This growth is not just a number; it represents individuals like you who believe in what we stand for. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Verve A Credit Union is your trusted partner. Visit us at 750 Witzel Ave Oshkosh WI 54902 or call us at 920-236-7040 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Centric Savings Options

Members' savings are secured through $373,279,023 in share certificates and $285,986,563 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,130,951, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operations reflect efficiency with a net income of $222,374, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 254 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvesting in Our Community

With $112,385,308 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is evident with $10,028 in used auto loans and an impressive $1,141,943,929 in total loans and leases, supporting members' financial goals across various sectors.

Strong Financial Health

With a net worth of $145,549,542, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 926 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $153,654,639 in used vehicle loans and $28,689,716 in new vehicle loans already helping members get on the road. We provide flexible terms that make it easy for you to drive away in the vehicle you want.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $288,273,343 provide the capital needed to grow and expand. We're committed to supporting local businesses as they thrive in our community.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $82,486,745, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your current mortgage, our team is here to guide you through every step of the process.

Personal Loans and Credit Cards

For those looking for financial flexibility, we also offer unsecured credit card loans. With a total of $20,004,307 in unsecured credit card loans available, our cards come with manageable terms to help you control your spending while earning rewards along the way.

Refinancing Options

If you're considering refinancing any existing loans or mortgages for better rates or terms, our team can assist with eligibility options tailored just for you. Our dedicated staff is always ready to answer your questions and help you find the right loan product for your needs. Feel free to contact us at 920-236-7040 or visit us at 750 Witzel Ave Oshkosh WI 54902. For more information about our offerings and how we can assist you further, please check out our website at verveacu.com. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial journey today!

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Verve A Credit Union