Verve Credit Union Oshkosh WI | Quick Personal Loans & ATM Services

Introduction

Welcome to Verve, A Credit Union, located at 215 W Murdock Ave, Oshkosh, WI 54901. Since opening our doors in 1938, we have proudly served our community, growing to a robust membership of over 61,952 individuals. With total assets of $1,569,899,564 and a commitment to fostering financial well-being, we are more than just a credit union; we are your trusted partner in achieving your financial goals. Our dedicated team, led by CEO Kevin Ralofsky and Board President Victoria Beltran, is here to provide personalized service tailored to your needs. We offer a wide range of financial solutions including auto loans, mortgages, personal loans, and business banking services. As of now, our total loans stand at 32,650, with deposits totaling an impressive $103,717,683. This strong foundation allows us to maintain a net worth of $145,549,542, demonstrating our stability and reliability. For those who prefer convenient banking options, we offer online and mobile banking services along with an ATM on-site. Whether you're visiting us for a simple transaction or seeking comprehensive financial advice, we are here for you every step of the way. While members can visit us at our branch location in Oshkosh, official correspondence should be sent to our mailing address: PO Box 3046, Oshkosh, WI 54903-3046. We invite you to explore what we have to offer. If you have questions or need assistance, don't hesitate to call us at 920-236-7040. Come experience the Verve difference today!

Branch History & Mission

Join Us

As we look to the future, we invite you to become part of our story. At Verve, A Credit Union, we don't just offer banking; we provide pathways toward achieving your dreams. Experience firsthand the benefits of membership with us by visiting our website or calling us at 920-236-7040. Together, let's build a brighter financial future!

Our Journey

From our humble beginnings, Verve has consistently evolved to meet the needs of our members. Over the decades, we've adapted to changing times while maintaining our commitment to personalized service and community involvement. Today, with total assets exceeding $1.56 billion, we stand as a testament to what can be achieved when a credit union puts its members first. Our headquarters in Oshkosh is more than just an office; it's a hub where dreams are nurtured and financial goals are realized. We offer a wide range of products from checking accounts and auto loans to mortgages and personal loans catering to every aspect of financial life. And with features like ATM availability and drive-thru banking, we ensure that convenience is always at your fingertips.

Our Mission

At the heart of Verve's mission is the belief that everyone deserves access to meaningful financial services. We strive to empower our members through education and support, helping them make informed decisions about their finances. Whether you're looking for assistance with budgeting or exploring loan options, we're here every step of the way. We understand that financial wellness goes beyond transactions; it's about building relationships and fostering community growth. That's why we actively engage in local initiatives, partnering with organizations that uplift and enrich our neighborhoods. While members can visit us at 215 W Murdock Ave, official correspondence should be sent to PO Box 3046, Oshkosh, WI 54903-3046 if needed.

Branch Location & Accessibility

Branch Features and Accessibility

At Verve, we prioritize your convenience and comfort. Our branch features ample parking and is fully compliant with ADA standards, ensuring everyone can easily navigate our space. You'll find ramps and accessible entrances designed to make your visit as smooth as possible. For those on the go, our drive-thru banking service offers a quick way to handle deposits and withdrawals without leaving your vehicle. We also have an ATM available for your convenience, so you can access your funds anytime.

Operating Hours

We understand that life can get busy! That's why we're here for you Monday through Friday from 9 AM to 5 PM. Whether you need assistance with personal banking or are interested in loans and other services, our friendly staff is ready to help during these hours.

Services Offered

At Verve Credit Union, we offer a range of services tailored to meet your needs. From checking and savings accounts to auto loans and mortgage refinancing, we have financial solutions for every member of the community. Our online and mobile banking options make managing your money even easier!

Visit Us Today!

We invite you to stop by our Murdock branch or give us a call at 920-236-7040 for any questions you may have. Come experience the difference at Verve a place where members come first!

Member Eligibility

At Verve, A Credit Union, we're excited to welcome you into our community where your financial well-being is our priority. Becoming a member is straightforward and inclusive! If you live, work, or worship in the areas we serve, you're likely eligible to join us. We embrace individuals from all walks of life who are looking for better banking solutions and personalized service. Not only will you gain access to a wide range of financial products designed to meet your needs, but you'll also enjoy the benefits of being part of a supportive community that values its members. Ready to take the next step? You can find detailed eligibility criteria by visiting this link. If you have questions or want to chat about how membership at Verve can benefit you, feel free to give us a call at (920) 236-7040. We're here to help! Plus, when you're ready to open an account, check out more information on the process at this page. Join us at our branch located at 215 W Murdock Ave Oshkosh Wi 54901, and let's start this journey together!

Business Banking & Commercial Services

Merchant Services That Make Life Easier

In addition to loans, we offer merchant services tailored for your business needs. Imagine having a reliable partner who helps you process transactions smoothly while minimizing costs. Whether you're a retail store or an online service provider, our merchant solutions can enhance your customer experience and streamline operations. Located at 215 W Murdock Ave Oshkosh Wi 54901 in Oshkosh, WI, we're ready to assist you. Contact us at (920) 236-7040 or visit our website at Verve A Credit Union to explore how we can support your business today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $656 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $89 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $288,273,343, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For business owners, Verve provides tailored banking solutions that include merchant services and business loans. We aim to support local businesses in their growth by providing essential financial tools and resources.

Credit Cards and Debt Solutions

We also understand that managing debt can be overwhelming. That's why we offer personal loans for debt consolidation, allowing you to combine multiple debts into one manageable payment. Plus, our credit cards come with rewards that can benefit you every time you make a purchase.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our online and mobile banking services allow you to manage your accounts from anywhere. You can easily check balances, transfer funds, and pay bills all from your smartphone or computer. We also offer ATM services for quick cash withdrawals and balance checks without stepping inside the branch.

Drive-Thru Services

If you prefer face-to-face interactions but need something quick, take advantage of our basic drive-thru banking services. You can handle deposits, withdrawals, and simple transactions without leaving your car. Whether you're visiting us in person or taking advantage of our digital features, Verve is here to meet your financial needs with warmth and understanding. If you'd like more information about our services or how we can assist you further, feel free to call us at 920-236-7040 or visit our website at verveacu.com. Explore all that Verve has to offer today! Your financial future starts here at Verve, A Credit Union.

Personal Banking

Our personal banking options include checking and savings accounts designed to help you manage your money effectively. Whether you're saving for a big purchase or just want a reliable account for everyday expenses, we have solutions that fit your lifestyle. Need a loan? We offer competitive auto loans and vehicle financing to get you on the road with confidence. Additionally, if you're looking to buy a home or refinance your current mortgage, our mortgage loans provide flexible terms that suit your budget.

Digital & Online Banking

Accessibility and Security

We prioritize your security as much as your convenience. Our digital banking tools come equipped with advanced security measures to protect your information and transactions. You can also enjoy person-to-person transfers directly through our platform sending money to friends or family has never been easier! With all these features combined, managing your finances is not just easy; it's also safe and efficient. Experience the peace of mind that comes from knowing you have access to your accounts whenever you need it. Join us at Verve, A Credit Union and take advantage of modern banking solutions tailored just for you!

Key Services

Explore our user-friendly online banking platform at https://verveacu.com/ where you can perform various transactions with just a few clicks. From checking your balance to transferring funds, our 24/7 online banking services ensure that you have complete control over your financial activities. Plus, with the ability to set up electronic signatures, signing documents is quick and hassle-free no more printing or scanning required! For those who prefer going paperless, our e-statements feature allows you to receive your account statements electronically, helping you stay organized while reducing clutter. And if you're out and about, take advantage of our mobile application, which not only lets you check balances but also enables mobile payments for an effortless shopping experience.

Financial Strength

Growing Together

We have a strong member base with a total of 154,272 share accounts, reflecting the trust placed in us by our community. Additionally, net shares available for lending and investments amount to $4,573,531, illustrating our commitment to supporting your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Verve A Credit Union is your trusted partner. Visit us at 215 W Murdock Ave Oshkosh Wi 54901 or call 920-236-7040 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $112,385,308 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $10,028 in used auto loans and a total of $1,141,943,929 in loans and leases available to help support your financial goals across various sectors.

Member-Centric Approach

Members' savings are secured through $373,279,023 in share certificates and $285,986,563 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,130,951, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by our net income of $222,374, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 254 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Strong Financial Health

With a net worth of $145,549,542, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 926 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services and Support

We understand that navigating loan options can be complex. That's why we offer refinancing opportunities and various eligibility options to ensure you find the right fit for your financial situation. If you're interested in learning more about how we can help you achieve your financial goals or if you have specific questions about our loan offerings, please don't hesitate to reach out! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. For more details about becoming a member or applying for a loan with us today visit Verve A Credit Union!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $15,365,463 in used vehicle loans and $28,689,716 in new vehicle loans to help members get on the road. Whether you're considering a brand-new model or a reliable used car, our flexible terms make it easy to find financing that fits your budget.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $288,273,343 provide the capital needed to expand operations or invest in new projects. We are committed to supporting local businesses and fostering economic development within our community.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $82,486,745. We provide straightforward processes for both buying and refinancing homes. Our knowledgeable staff is here to assist you every step of the way.

Unsecured Credit Card Loans

Managing your expenses effectively is crucial. That's why we also offer flexible terms on unsecured credit card loans. With a total of $20,004,307 in loans available, our credit cards help members manage their finances while providing rewards that benefit your everyday spending.

Loan Aggregator

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Verve A Credit Union