Verve Credit Union Onalaska WI | Best Auto Loans & Online Banking

Introduction

Welcome to Verve, A Credit Union located at 943 12Th Ave S, Onalaska, WI 54650. Since our establishment in 1938, we have proudly served our community with a commitment to providing exceptional financial services tailored to meet the unique needs of our members. With a total membership of over 61,952, we are dedicated to fostering a sense of belonging and trust among those we serve. At Verve, we understand that every member's financial journey is different. That's why we offer a range of services from personal banking and auto loans to business banking solutions. Our assets total an impressive $1,569,899,564, backed by $103,717,683 in deposits and a net worth of $145,549,542. This solid foundation allows us to support our members effectively and responsibly. With 267 employees on hand, including our CEO Kevin Ralofsky and Board President Victoria Beltran, our team is here to assist you every step of the way. We strive to create meaningful connections within our community while ensuring you have access to the financial tools you need for success. While members can visit us at 943 12Th Ave S, official correspondence should be sent to our mailing address: PO Box 3046w, Oshkosh, WI 54903-3046. We invite you to explore all that Verve has to offer by visiting our website at verveacu.com or calling us at 920-236-7040. Experience the difference with Verve where your financial well-being is our priority!

Branch History & Mission

At Verve, A Credit Union in Onalaska, Wisconsin, we proudly carry a legacy that began in 1938. Since our inception, we have committed ourselves to serving our members and the community with dedication and integrity. Our branch, located at 943 12th Ave S, Onalaska, WI 54650, has grown alongside the community it serves, evolving from humble beginnings into a robust financial institution with total assets of over $1.5 billion. Over the years, we've welcomed nearly 62,000 members into our credit union family. This growth reflects not only the trust placed in us but also our unwavering commitment to providing valuable services tailored to meet the needs of our diverse membership base. We offer a range of financial solutions including personal banking accounts, auto loans, mortgages, and business banking services. Our mission is simple yet profound: to empower our members through exceptional financial services while fostering a sense of community support and collaboration. We strive to ensure that everyone who walks through our doors feels valued and understood. Whether you are looking for assistance with your first home purchase or seeking guidance on managing your finances more effectively, we are here to help. In addition to traditional banking services, we embrace modern technology to enhance the member experience. Our digital offerings include online banking and mobile payments, making it easier for you to manage your finances on the go. We are also proud of our commitment to accessibility; our facilities are ADA compliant and equipped with ATMs and drive-thru banking options for your convenience. While members can visit us at 943 12th Ave S for all their banking needs, official correspondence should be sent to PO Box 3046w, Oshkosh, WI 54903-3046. Our dedicated team is available during operating hours throughout the week to assist you with any inquiries just give us a call at 920-236-7040. Verve believes in giving back to the community that supports us. We engage in numerous outreach efforts and partnerships aimed at improving the lives of those around us. Our goal is not just to be a financial institution but also a cornerstone of community engagement where people can come together for mutual growth. Join us today at Verve, A Credit Union in Onalaska! Experience firsthand how we can make a difference in your financial journey while contributing positively to our community's future. Together, let's build a brighter tomorrow!

Branch Location & Accessibility

Accessibility Features

We understand how important accessibility is for all our members. Our branch is ADA compliant, ensuring everyone can access our services comfortably. There's plenty of parking available right outside the building, including spaces for individuals with disabilities. Ramps are also provided for easy entry.

Operating Hours

We're here for you during convenient hours! Stop by any day from Monday through Friday during our operating hours listed on our website or give us a call at 920-236-7040 for more information.

Services Offered

At Verve, A Credit Union, we offer a variety of banking services tailored to meet your needs. From checking and savings accounts to auto loans and mortgages, our team is ready to assist you with personalized service. Plus, enjoy the ease of drive-thru banking for quick deposits and withdrawals. And don't forget about our ATM availability! You can access cash whenever you need it without any hassle. We invite you to visit us today at our Onalaska location or call us with any questions you might have. We look forward to serving you!

Member Eligibility

At Verve, A Credit Union, we believe that becoming a member is like joining a warm and welcoming family. We invite anyone who lives, works, worships, or attends school in La Crosse County to join our community. If you meet these criteria, you can enjoy the many benefits we offer, from competitive rates on loans to personalized financial advice tailored just for you. To get started on your journey with us, simply visit our eligibility page at https://verveacu.com/join-now/ for more details and to ensure you're ready to become part of something special. Opening an account is designed to be straightforward and inclusive. You can find all the information you need about this process at https://verveacu.com/personal/product/loans/signature-unsecured-loan/. Should you have any questions or need assistance along the way, feel free to reach out to us at 920-236-7040. We can't wait to welcome you into the Verve family at our branch located at 943 12Th Ave S, Onalaska, WI 54650!

Business Banking & Commercial Services

Loan Options That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $656 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $89 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $288,273,343, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

In today's fast-paced market, efficient payment processing can set your business apart. Our merchant services provide secure transaction solutions that allow you to focus on what matters serving your customers. Imagine the ease of accepting payments seamlessly, whether in-store or online. With our tools, you can enhance customer satisfaction and increase sales effortlessly. Located at 943 12Th Ave S Onalaska Wi 54650 in Onalaska, WI, we're here to partner with you on your journey toward success. Reach out today at (920) 236-7040 to learn more about how our business banking solutions can benefit you!

Comprehensive List Of Services

Business Banking Services

For local business owners, Verve offers robust business banking solutions including merchant services and business loans. We understand the unique challenges faced by small businesses and are committed to helping you thrive by providing the resources you need.

Convenient Digital Banking

In today's fast-paced world, convenience matters. That's why we provide comprehensive online and mobile banking services. With just a few clicks on your smartphone or computer, you can manage your accounts, pay bills, transfer funds, and even apply for loans from the comfort of home. Additionally, our ATM and cash withdrawal services ensure that accessing cash is never a hassle. With basic drive-thru banking available for deposits and withdrawals, visiting us is quick and easy.

Financial Support When You Need It

Sometimes life throws unexpected challenges your way. That's where our personal loans and debt consolidation services come in. Whether you're dealing with unexpected expenses or want to simplify your payments, we have options that can help ease your financial burden. We also offer credit cards with rewards, giving you the chance to earn benefits as you spend. Imagine earning points on your everyday purchases that can be redeemed for travel or merchandise it's like getting paid to shop!

Join Us Today!

At Verve, A Credit Union located at 943 12Th Ave S Onalaska WI 54650, we prioritize our members' needs above all else. We invite you to explore these services further by visiting our website at verveacu.com or giving us a call at 920-236-7040. Let us help you achieve your financial goals with confidence!

Personal Banking Solutions

Our personal banking options include checking and savings accounts designed with your financial goals in mind. Imagine having easy access to your funds whenever you need them, whether you're making purchases, paying bills, or saving for that dream vacation. Our accounts come with features that make managing your money straightforward and efficient. If you're considering buying a car or need financing for any vehicle, our auto loans and vehicle financing options offer competitive rates and flexible terms. Picture yourself driving off in a new car with an affordable monthly payment that fits your budget perfectly. For those looking to buy a home or refinance an existing mortgage, our mortgage loans and refinancing services provide personalized assistance throughout the process. Our experienced team is here to guide you through every step so you can feel confident in your investment.

Digital & Online Banking

Key Features

Our online banking platform is user-friendly and equipped with features that make it simple to manage your money. You can view your account balances, transfer funds, and pay bills all in one place. For those who prefer the convenience of their smartphones, our mobile application allows you to do all this on the go, putting banking right at your fingertips. Need to send money quickly? With our person-to-person transfers, you can easily send money to friends or family without any hassle. Plus, enjoy the peace of mind that comes with electronic signature authorization for secure transactions.

Security and Accessibility

We prioritize your security by offering e-statements so you can keep track of your financial activity without the risk of paper statements being lost or stolen. Our mobile payments feature lets you make purchases directly from your phone, adding another layer of convenience. With our commitment to accessibility, you'll find that managing your accounts is straightforward and efficient. Whether you're checking balances or making payments, everything is designed to help you stay in control of your finances. Explore all these features and more at https://verveacu.com/ your gateway to a smarter way of banking with Verve, A Credit Union!

Financial Strength

At Verve, A Credit Union, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on our solid financial foundation, ensuring that your funds are safe and accessible while we provide you with valuable services. With a net worth of $145,549,542, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 926 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $373,279,023 in share certificates and $285,986,563 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,130,951, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $112,385,308 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $10,028 in used auto loans and an impressive total of $1,141,943,929 in loans and leases. Our operational efficiency is reflected in our net income of $222,374, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 254 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at an impressive 154,272, showcasing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $4,573,531. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Verve is your trusted partner. Visit us at 943 12Th Ave S Onalaska WI 54650 or call 920-236-7040 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $153,654,639 in used vehicle loans and $28,689,716 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure you can drive away with confidence.

Business Financing

For business owners looking for capital to grow and expand, we offer outstanding commercial loans totaling $288,273,343. These loans can support various aspects of your business operations and help you seize opportunities as they arise. At Verve A Credit Union, we aim to empower our members by providing access to financial resources that make sense for them. For more detailed information about our loan offerings or eligibility criteria, visit us online at Verve A Credit Union or check out our eligibility page. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Let us partner with you on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $82,486,745, allowing you to invest in your dream home without the hassle. If you're considering refinancing your current mortgage, our team can guide you through eligibility options to make the process as smooth as possible.

Personal Loans and Credit Cards

In addition to auto and mortgage loans, we also provide unsecured credit card loans with a total of $20,004,307 available. These flexible terms help members manage their finances effectively while enjoying rewards on their purchases. Whether it's for debt consolidation or unexpected expenses, our personal loans are designed to fit your needs.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring that users can trust the information they receive. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide truly unbiased results for users. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing them to make informed decisions without delay. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimony reflects the positive impact LendMesh has had on many borrowers looking for the best loan options available. Ready to find competitive rates? Compare real-time loan offers today at LendMesh and discover the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This strict adherence to regulatory standards ensures that all offers presented are fair and transparent. By aggregating data from reputable institutions, LendMesh guarantees that users receive accurate comparisons tailored to their specific needs.

Verve A Credit Union