Verve Credit Union La Crosse WI | Affordable Vehicle Loans & Online Banking

Introduction

Welcome to Verve, A Credit Union, your trusted financial partner in the heart of La Crosse, WI. Located at 307 Main St Ste 101, our branch has been serving the community since 1938, building a legacy of trust and reliability for over 85 years. With a robust membership base of 61,952 individuals, we are committed to providing exceptional service tailored to meet your unique financial needs. At Verve, we understand that every member has distinct goals and aspirations. That's why we offer a wide range of services, from personal banking options like checking and savings accounts to auto loans and mortgages. Our total assets stand impressively at $1,569,899,564, reflecting our strong financial health and commitment to serving you better. While members can visit us at our branch for face-to-face consultations or quick transactions through our drive-thru service, official correspondence should be sent to our mailing address: PO Box 3046, Oshkosh, WI 54903-3046. With total deposits amounting to $103,717,683 and a net worth of $145,549,542, we take pride in ensuring your money is not just safe but also working hard for you. Under the leadership of CEO Kevin Ralofsky and Board President Victoria Beltran, our dedicated team of 267 employees is here to support you on your financial journey. Whether you're looking for loans or seeking advice on budgeting and saving, we're here every step of the way. We invite you to explore all that Verve has to offer by visiting our website at verveacu.com. Feel free to call us at 920-236-7040 with any questions or to learn more about how we can help you achieve your financial dreams. Join us today and experience the difference of being a part of a credit union that truly cares about its members!

Branch History & Mission

At Verve, A Credit Union, we take pride in our rich history and unwavering commitment to the community. Founded in 1938, our branch has been a cornerstone of financial support for individuals and families in La Crosse, Wisconsin, for over eight decades. Located at 307 Main St Ste 101, La Crosse, WI 54601, we are easily accessible to our members and neighbors alike. From our humble beginnings to becoming a trusted financial partner for over 61,000 members, Verve has grown significantly. With total assets exceeding $1.5 billion, we have established ourselves as a reliable institution that prioritizes both financial services and community engagement. As we continue to evolve, our mission remains clear: to empower our members through personalized banking solutions while actively contributing to the well-being of our local community. Our branch is not just about numbers; it's about people. We believe that every member deserves tailored financial solutions to meet their unique needs. Whether you're seeking a checking account, an auto loan, or mortgage refinancing, our dedicated team is here to guide you every step of the way. In addition to traditional banking services, we offer innovative digital banking options like online banking and mobile payments for your convenience. While members can visit us at 307 Main St Ste 101 La Crosse Wi 54601, official correspondence should be sent to PO Box 3046, Oshkosh, WI 54903-3046 if needed. Our operating hours are designed with your schedule in mind: we're open Monday through Friday from 9 AM to 5 PM. Verve is more than just a credit union; it's a community hub where partnerships flourish. We actively engage with local organizations and participate in outreach efforts that enrich the lives of those around us. From sponsoring youth programs to supporting local businesses, we strive to make a positive impact in La Crosse. With features like ATM availability and drive-thru banking service for simple transactions, we aim to provide all members with a seamless banking experience. Our commitment to accessibility also includes ADA compliance measures that ensure everyone can benefit from our services. We invite you to join us on this journey as we continue to build a brighter financial future together. Explore how you can become part of the Verve family and experience firsthand the difference that community-focused banking can make in your life. Contact us today at (920) 236-7040 or visit our website for more information!

Branch Location & Accessibility

Call to Action

We invite you to stop by Verve, A Credit Union in La Crosse today! Our friendly team is ready to assist you with any questions or financial needs you may have. Come see how we can support your journey toward financial well-being!

Convenient Location

Our branch is conveniently situated near popular landmarks like Riverside Park and the historic downtown area, so you can enjoy your visit while taking in the local sights. With ample parking available right outside, accessing our services is hassle-free. We also ensure that our location is ADA compliant, featuring ramps and accessible entrances for all members.

Operating Hours & Services

We understand that your time is valuable, which is why we offer flexible operating hours designed to accommodate your schedule. Feel free to reach out at 920-236-7040 during our regular hours if you have questions or need assistance. At Verve, A Credit Union, we pride ourselves on providing a variety of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, with our drive-thru service available for quick transactions and ATM access for cash withdrawals or balance checks, managing your finances has never been easier. While you can visit us at 307 Main St Ste 101 for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 3046, Oshkosh, WI 54903-3046.

Member Eligibility

Becoming a member of Verve, A Credit Union feels like joining a caring community that supports your financial journey. If you're interested in membership, you're in luck! At Verve, A Credit Union, we welcome anyone who lives or works in the communities we serve, along with their family members. This means that if you're looking for a place to grow your finances with personalized service and great benefits, you're already on the right track. For more detailed eligibility criteria, check out our website at https://verveacu.com/join-now/. Once you know you're eligible, opening an account is simple and straightforward. Our friendly team is here to guide you through the process so you can start enjoying the advantages of being part of Verve, A Credit Union. From competitive loan rates to tailored financial advice, we're committed to helping you thrive. If you have any questions or need assistance, feel free to give us a call at (920) 236-7040. We can't wait to welcome you to our community at 307 Main St Ste 101 La Crosse Wi 54601!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $656 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $89 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $288,273,343, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Matter

In today's fast-paced world, having reliable merchant services can set your business apart. Imagine processing payments seamlessly while keeping track of sales effortlessly. Our solutions enable you to accept payments from various channels, ensuring that you can focus on what matters most growing your business. Located at 307 Main St Ste 101 La Crosse Wi 54601, La Crosse, WI 54601, we are here to partner with you on your journey. Reach out today at (920) 236-7040 to learn more about how we can help take your business to the next level!

Comprehensive List Of Services

ATM Access and Drive-Thru Services

For those times when you prefer face-to-face interactions, our drive-thru banking allows for easy deposits and withdrawals without leaving your car. Additionally, we have ATM services available for quick cash withdrawals or balance checks at your convenience. Whether you're visiting us at the branch or using our digital platforms from home, Verve is here to support your financial journey every step of the way. If you're ready to take advantage of these services or have any questions about what we offer, don't hesitate to reach out at 920-236-7040 or visit us online at verveacu.com. Join us today and experience a credit union that's truly invested in your success!

Business Banking Solutions

We also cater to small businesses through our business banking services. If you're a business owner looking for reliable financial support, we provide essential tools like merchant services and business loans designed to help your business thrive in a competitive market.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we prioritize online and mobile banking, giving you easy access to manage your accounts anytime, anywhere. With features such as mobile payments and person-to-person transfers, handling your finances has never been simpler.

Loans and Credit Options

For those unexpected expenses or consolidating debt, our personal loans can provide quick access to cash when you need it most. Plus, our credit cards with rewards allow you to earn while you spend, making every purchase more rewarding.

Personal Banking Services

Starting with personal banking, we offer various checking and savings accounts designed for all lifestyles. Whether you're saving for a rainy day or managing daily expenses, our accounts come with features that fit your needs. For instance, if you're looking to buy a new car, our auto loans and vehicle financing options provide flexible terms and competitive rates that make getting behind the wheel easier than ever. If homeownership is on your horizon, consider our mortgage loans and refinancing services. We understand that buying a home is one of the most significant decisions you'll make, and we're here to guide you through the process. Our mortgage specialists will work with you to find the right loan that suits your budget.

Digital & Online Banking

Key Services for Your Convenience

With our online banking system, you have the power to check your balances, pay bills, and transfer funds with just a few clicks. Our platform is user-friendly, so you won't need to be a tech expert to navigate it smoothly. Plus, if you ever need to sign documents quickly, our electronic signature authorization feature makes it simple and secure. We also provide e-statements, allowing you to view your account statements digitally. This not only helps you keep track of your finances but also reduces paper clutter saving the environment one statement at a time!

Mobile Banking at Your Fingertips

For those on the go, our mobile application is a game changer. Whether you're out shopping or relaxing at home, you can make mobile payments effortlessly. Want to send money to a friend? Our person-to-person transfer feature lets you do just that in seconds no cash needed! Your security is our top priority. We ensure that all transactions made through our online and mobile platforms are protected with advanced security measures. So you can bank with peace of mind. In summary, Verve, A Credit Union is committed to providing accessible and easy-to-use digital banking solutions that empower our members. With features like 24/7 online banking services and the ability to manage your accounts from anywhere, we're here to support your financial journey every step of the way!

Financial Strength

Growing Together

Total Share Accounts stand at an impressive 154,272, showing a strong and growing member base that trusts us with their finances. With $4,573,531 available for lending and investments (Net Shares), we're positioned to help you achieve your goals today and tomorrow. Our financial strength means we can continue serving you with confidence. Whether you're saving or borrowing or planning for the future, Verve A Credit Union is your trusted partner. Visit us at 307 Main St Ste 101 La Crosse Wi 54601 or call 920-236-7040 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $373,279,023 in share certificates and $285,986,563 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,130,951, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $222,374 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 254 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Our Financial Health

With a net worth of $145,549,542, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 926 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting in Your Future

With $112,385,308 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $10,028 in used auto loans and a total of $1,141,943,929 in loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $153,654,639 in used vehicle loans and $28,689,716 in new vehicle loans already helping members get on the road. We make it easy for you to finance your next vehicle with competitive rates and terms that fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $288,273,343 provide the capital needed to grow and expand your business. We understand the unique challenges businesses face and are here to support your journey with tailored lending solutions. If you're considering refinancing any existing loans or would like more information about eligibility options available at our branch located at 307 Main St Ste 101 La Crosse Wi 54601, feel free to reach out. You can contact us at 920-236-7040 for personalized assistance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and see how we can assist you in reaching your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $82,486,745, make buying or refinancing simple. We offer various mortgage products that can help you secure the financing needed for your new home or to refinance your existing one at favorable terms.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $20,004,307 in loans helping members manage their finances effectively. These cards come with benefits designed to help you track spending and earn rewards while making everyday purchases easier.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers, helping them navigate the often complex world of loans with confidence.

Verve A Credit Union