Verve Credit Union Holmen WI | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Verve, A Credit Union in Holmen, WI! Since our establishment in 1938, we have been dedicated to serving our community with trust and integrity. Located at 110 Hale Dr, Holmen, WI 54636, our branch is a hub for financial solutions tailored to meet the needs of our members. With over 61,000 members and assets totaling an impressive $1.57 billion, we pride ourselves on being a reliable partner for your financial journey. At Verve, we understand that every member's story is unique. Whether you're looking for an auto loan or need assistance with personal banking, our expert team is here to help. Under the leadership of our CEO, Kevin Ralofsky, and Board President, Victoria Beltran, we strive to create a welcoming environment where you can feel confident in your financial decisions. While members can visit us at our branch address, official correspondence should be sent to PO Box 3046, Oshkosh, WI 54903-3046. We also encourage you to explore our website at verveacu.com for more information about our services and membership options. As part of our commitment to the community, we offer a range of services including checking and savings accounts, mortgage loans, credit cards with rewards, and business banking solutions. Our total deposits amounting to $103.7 million reflect the trust placed in us by our members. If you're ready to take the next step toward achieving your financial goals or simply want more information about how we can assist you, please don't hesitate to reach out! Call us at 920-236-7040 or visit us today let's work together toward a brighter financial future!

Branch History & Mission

Join Us

We invite you to experience the Verve difference firsthand. Whether you need assistance with setting up an account or exploring loan options tailored just for you, our friendly team is here to help! Visit us during our operating hours or give us a call at 920-236-7040. Discover how Verve can support your financial journey today join us as we continue to grow and strengthen our beloved community!

Our Journey

Since opening our doors more than 85 years ago, Verve has been committed to empowering individuals and families through accessible financial services. Initially serving a handful of members, we have expanded significantly over the decades. Today, with total assets exceeding $1.5 billion, we continue to reflect the values of trust and community that our founders instilled in us. As we evolved, so did our services. From basic savings accounts to comprehensive loan options including auto loans, mortgages, and credit cards we strive to meet the diverse needs of our members. Alongside traditional banking services, we've embraced modern technology with online and mobile banking capabilities that allow our members to manage their finances anytime and anywhere.

Our Mission

At Verve, our mission is clear: to provide personalized financial solutions that enhance the lives of our members while fostering a sense of community. We understand that each member's journey is unique; that's why we focus on delivering tailored support and guidance every step of the way. We take pride in being more than just a bank. Our commitment extends beyond financial transactions; we are dedicated to making a positive impact within Holmen and surrounding areas. This includes supporting local businesses and participating in various community outreach programs aimed at improving quality of life for all residents. While members can visit us at 110 Hale Dr for their banking needs, official correspondence should be sent to PO Box 3046, Oshkosh, WI 54903-3046 if different from our branch address.

Branch Location & Accessibility

ATM Availability

For added convenience, we have an ATM available on-site that allows you to access cash or check your balance anytime. While members can visit us at 110 Hale Dr, official correspondence should be sent to PO Box 3046, Oshkosh, WI 54903-3046 if needed.

Accessibility Features

At Verve, we prioritize accessibility for all our members. Our branch is fully ADA compliant, featuring ramps and spacious parking areas to ensure everyone can visit us comfortably. Whether you're here for a quick transaction or a longer consultation about your financial needs, you will find our environment welcoming.

Call to Action

We invite you to come by and experience the friendly atmosphere at Verve! Whether you're looking for assistance with loans or simply want to explore what we offer, our team is ready to help. Visit us today and discover how we can support your financial journey!

Operating Hours & Services

We're here to serve you during convenient hours, ensuring you can manage your banking needs when it suits you best. Our operating hours are designed for flexibility, so feel free to stop by or give us a call at 920-236-7040 with any questions. As part of our commitment to excellent service, we offer a variety of banking solutions including personal checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and business banking services. You can also take advantage of our drive-thru service for quick deposits and withdrawals without leaving your vehicle.

Member Eligibility

Joining Verve, A Credit Union feels like becoming part of a caring community that values its members. If you're looking to enjoy the many benefits of membership, it's easy to get started! To be eligible, you typically need to live or work in the areas we serve or have a family member who is already a member. This means that whether you're new to the area or just looking for better banking options, we welcome you with open arms. For detailed eligibility criteria, feel free to visit our page at this link. Once you're ready to take the next step, opening an account is a breeze! Our friendly team at Verve is here to guide you through the process and answer any questions you may have. You can reach us at 920-236-7040 for assistance or simply check out our account opening details here. We can't wait for you to join us at our Holmen branch located at 110 Hale Dr Holmen Wi 54636 and start enjoying all that membership offers!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $656 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $89 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $288,273,343, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

Imagine being able to accept payments seamlessly while managing your transactions effortlessly. Our merchant services simplify payment processing so you can focus on what you do best running your business. From credit card processing to online payment solutions, we provide the tools necessary for your business to thrive. Located at 110 Hale Dr Holmen Wi 54636 in Holmen, WI, we're here to support your entrepreneurial journey every step of the way. Contact us today at (920) 236-7040 and discover how we can help you achieve your business goals!

Comprehensive List Of Services

Additional Services

For everyday transactions, enjoy the ease of our basic drive-thru banking for deposits, withdrawals, and simple transactions. If you prefer automated access, our ATMs are available for balance checks and cash withdrawals. We invite you to explore all the services available at Verve, A Credit Union. Our knowledgeable staff is ready to assist you with any questions or concerns at (920) 236-7040. Visit us today at 110 Hale Dr Holmen Wi 54636, where your financial journey begins!

Business Banking

If you're a business owner, you'll find value in our business banking services, which include merchant services and business loans. We know how important it is for businesses to have reliable financial support, so we offer tailored solutions designed to help you thrive.

Credit Cards

For those who love rewards, our credit cards with rewards program allows you to earn points on purchases that can be redeemed for travel, merchandise, or even cash back. It's a great way to make the most out of your spending while enjoying the benefits of being a member at Verve, A Credit Union.

Digital Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking options that allow you to manage your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, accessing your funds has never been easier. Plus, our ATM services ensure you can withdraw cash whenever you need it without hassle.

Home Financing

Thinking about buying a home? Our mortgage loans and refinancing options are crafted to make home ownership more attainable. We understand that purchasing a home is one of the most significant decisions you will ever make, and we are committed to providing the best possible rates and terms that fit your financial situation.

Personal Banking

When it comes to personal banking, we offer a variety of options that cater to every member's lifestyle. From checking and savings accounts designed for easy access to your funds, to competitive auto loans and vehicle financing, we have solutions that can help you achieve your goals. Whether you're looking to purchase a new car or refinance an existing loan, our friendly staff is here to guide you through the process.

Personal Loans

Need some extra cash? Our personal loans and debt consolidation services can help simplify your finances. Whether it's funding a major expense or consolidating multiple debts into one manageable payment, we provide flexible options that suit your needs.

Digital & Online Banking

At Verve, A Credit Union, we understand that managing your finances should be simple, secure, and accessible anytime, anywhere. Our digital and online banking services are designed to provide you with the convenience you need in today's fast-paced world. With just a few clicks, you can access your accounts through our online banking platform at https://verveacu.com/ . Whether you're checking your balance or transferring funds, our 24/7 online banking services make it easy for you to stay on top of your financial health. Plus, with electronic signatures available, signing documents has never been easier or more secure. For those who prefer using their smartphones, our mobile application is at your fingertips. It offers features like mobile payments and person-to-person transfers, so sending money to friends or family is as simple as a tap on your screen. You can also opt for e-statements to help keep your paperwork organized and reduce clutter just another way we aim to make your banking experience smoother. Security is always a priority at Verve, A Credit Union. We utilize advanced technology to ensure that your information remains protected while you enjoy all the conveniences of modern banking. You can feel confident knowing that managing your finances online is both safe and straightforward. No matter where life takes you, our digital banking tools empower you to handle your transactions easily and efficiently. Experience the freedom of financial management that fits into your lifestyle at Verve, A Credit Union!

Financial Strength

Member Trust

Our total share accounts stand at 154,272, showing a strong and growing member base that trusts us with their finances. We also have net shares (funds available for lending and investments) totaling $4,573,531. This indicates that your money is not only safe but also actively working for you within the community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Verve is your trusted partner. Visit us at 110 Hale Dr Holmen Wi 54636 or call 920-236-7040 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Operational Efficiency

Our $222,374 net income reflects our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 254 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Growth

With $112,385,308 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is further supported by $10,028 in used auto loans and a total of $1,141,943,929 in loans and leases across various sectors. This means we're always ready to help you reach your financial goals.

Secure Savings Options

Members' savings are secured through $373,279,023 in share certificates and $285,986,563 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,130,951, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $145,549,542, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 926 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This robust financial position reflects our dedication to serving our members effectively.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have issued over $20,056,000 in total auto loans, which includes $15,365,463 in used vehicle loans and $2,868,971 in new vehicle loans already helping members get on the road. If you're considering purchasing a vehicle or refinancing an existing loan, our team can guide you through the eligibility options available.

Commercial Loans

For business owners looking to expand or invest in their future, we provide outstanding commercial loans totaling $288,273,343. These loans are designed to give businesses the capital needed for growth. At Verve A Credit Union in Holmen, we pride ourselves on offering personalized service and financial solutions that work for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're ready to explore any of these options further or need assistance with refinancing or eligibility inquiries, don't hesitate to contact us at 920-236-7040. Your financial success starts here!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $82,486,745. This means more opportunities for you to secure your dream home without the hassle.

Unsecured Credit Card Loans

Managing day-to-day expenses can be easier with our flexible unsecured credit card loans. We currently offer a total of $20,004,307 in unsecured credit card loans that help our members effectively manage their finances and take control of their spending.

Loan Aggregator

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Real-Time Rate Comparisons

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Verified Data

Loan offers on LendMesh come exclusively from legitimate financial institutions. This means you can trust that the information you receive is accurate and reliable, allowing you to make informed decisions about your borrowing options.

VERVE, A CREDIT UNION