Verve Credit Union Fond Du Lac WI | Top Auto Loans & Checking Accounts

Introduction

Welcome to Verve, A Credit Union, where our commitment to the Fond Du Lac community has been unwavering since 1938. Nestled at 1045 E Johnson St, Fond Du Lac, WI 54935, we proudly serve over 61,952 members with a range of financial services tailored to meet your needs. Our mission is simple: to help you achieve your financial goals while providing exceptional service and support. At Verve, we believe in the power of community. That's why we've grown our total assets to an impressive $1,569,899,564 and maintain a net worth of $145,549,542. Our dedication to responsible lending is evident in our total loans and leases amounting to 32,650, empowering individuals and families to invest in their futures. With total deposits reaching $103,717,683, we ensure that your money is not only safe but also working for you. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 3046, Oshkosh, WI 54903-3046. This allows us to streamline communications and better serve your needs. Under the leadership of CEO Kevin Ralofsky and Board President Victoria Beltran, our team of dedicated professionals comprising 267 employees is always ready to assist you. Whether you're looking for personal banking options such as checking accounts or auto loans, or business services like merchant solutions and business loans, we have you covered. If you're ready to experience financial growth with a trusted partner by your side, give us a call at 920-236-7040 or visit us online at Verveacu.com. Let's build a brighter financial future together!

Branch History & Mission

Commitment to Excellence

Verve is dedicated to providing exceptional service every day from 7 AM to 6 PM during weekdays. With features such as ATM availability and drive-thru banking options, we ensure that accessing your funds is both easy and efficient. As we look ahead to the future, we invite you to join us on this journey. Experience the benefits of membership at Verve where your financial health matters. Together, let's build a strong community rooted in trust and support. For more information or to become a member today, please call us at (920) 236-7040 or visit us online at verveacu.com.

Our Journey

Since opening our doors at 1045 E Johnson St, Fond Du Lac, WI 54935, we have built a legacy rooted in service and dedication. Over the years, Verve has welcomed a thriving membership base of over 61,000 individuals who have chosen us for their financial needs. With total assets exceeding $1.5 billion, we are proud to be a reliable partner in your financial journey. Our evolution reflects not only our growth but also our adaptation to the changing needs of our community. As technology advanced, so did we. Today, we offer robust online banking services and mobile applications that put convenience at your fingertips. Whether you prefer visiting us in person or managing your finances from home, Verve is here to serve you.

Our Mission

At Verve, our mission is clear: to empower our members through personalized financial services while actively supporting the communities we serve. We believe that everyone deserves access to quality financial solutions tailored to their unique circumstances. Our offerings include checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. We pride ourselves on being more than just a credit union; we are an integral part of Fond Du Lac's vibrant community. From sponsoring local events to partnering with organizations that uplift those in need, our commitment to social responsibility is unwavering. While members can visit us at 1045 E Johnson St Fond Du Lac Wi 54935, official correspondence should be sent to PO Box 3046, Oshkosh, WI 54903-3046.

Branch Location & Accessibility

Welcome to Verve, A Credit Union, conveniently located at 1045 E Johnson St in Fond Du Lac, WI! Our branch is nestled in a vibrant area near local favorites and essential services, making it easy for you to stop by. Whether you're heading to the nearby shopping center or enjoying a day out in the city, visiting us is a breeze. At Verve, we understand that accessibility matters. Our branch features ADA-compliant facilities to ensure everyone can access our services comfortably. Plus, parking is ample and convenient for our members. If you're in need of quick banking services, our drive-thru option is ready to serve you with efficiency for deposits, withdrawals, and simple transactions. We are proud to offer a full range of services designed to support your financial needs. From personal banking options like checking and savings accounts to auto loans, mortgages, and credit cards with rewards our friendly staff is here to assist you every step of the way. You can also take advantage of our ATM availability for quick cash withdrawals and balance checks whenever you need them. Our lobby hours are designed with your convenience in mind. We are open Monday through Friday from 7 am to 6 pm, giving you plenty of time to visit us after work or during your lunch break. While members can come directly to us at our Fond Du Lac branch for all their banking needs, official correspondence should be directed to our mailing address: PO Box 3046, Oshkosh, WI 54903-3046. If you have any questions or would like more information about our services, feel free to reach out at 920-236-7040. We invite you to stop by and experience the welcoming atmosphere at Verve! Your financial success is our priority, and we look forward to serving you soon!

Member Eligibility

At Verve, A Credit Union, we believe that becoming a member is like joining a family that supports your financial journey. If you live, work, or go to school in Fond Du Lac County, you're already on the right path to membership! We welcome individuals who share our values and are ready to take advantage of our personalized financial services. Whether you're looking for a savings account, an auto loan, or just a community to grow with, we've got something special for you. You can learn more about the specific eligibility criteria by visiting us at https://verveacu.com/join-now/. Joining is easy! Simply stop by our branch located at 1045 E Johnson St Fond Du Lac Wi 54935, give us a call at (920) 236-7040, or explore how to open an account online through this link: https://verveacu.com/personal/product/loans/signature-unsecured-loan/. We're excited to help you take this important step and look forward to welcoming you into our vibrant member community!

Business Banking & Commercial Services

Loan Options That Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $656 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $89 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $288,273,343, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

Imagine running your daily operations without the hassle of complicated payment systems. Our merchant services offer straightforward solutions that make accepting payments easy. With tools that integrate smoothly into your existing setup, you can focus on what matters most growing your business. Visit us at 1045 E Johnson St Fond Du Lac Wi 54935 in Fond Du Lac, WI, or call us at (920) 236-7040 to learn more about how we can support your business goals today!

Comprehensive List Of Services

ATM & Drive-Thru Access

If you prefer face-to-face transactions or need quick cash withdrawals, we offer basic drive-thru banking for deposits and withdrawals along with ATM services for balance checks and cash access. Our branch also features an ATM on-site for even greater convenience. At Verve, A Credit Union, we pride ourselves on making banking accessible and straightforward for all our members. If you're interested in learning more about any of these services or have specific questions, don't hesitate to reach out! You can contact us at 920-236-7040 during our operating hours from 7 am to 6 pm, Monday through Friday. Let us help you achieve your financial goals today! Visit us at Verve A Credit Union or stop by our branch in Fond Du Lac. We look forward to serving you!

Business Banking Services

For local entrepreneurs and business owners, we offer robust Business Banking services. From essential merchant services to tailored business loans, we aim to support your growth every step of the way. Our team understands the local market and is ready to assist you in achieving your business goals.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we've made sure that our Online & Mobile Banking platforms are user-friendly and secure. Access your accounts anytime and anywhere through our mobile application or website whether it's transferring funds between accounts or paying bills on the go.

Flexible Loan Options

Sometimes life throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation come in handy. We provide straightforward terms and competitive rates to help you take control of your finances. Plus, if you prefer using credit for everyday purchases, check out our Credit Cards with Rewards that allow you to earn points on the things you buy most often.

Personal Banking Solutions

Whether you're just starting out or looking to manage your wealth, our Personal Banking options cover everything you might need. Open a checking or savings account that suits your lifestyle, allowing you easy access to your funds while earning interest. If you're considering purchasing a new vehicle, our Auto Loans & Vehicle Financing can help you get behind the wheel without breaking the bank. And for those dreaming of homeownership, explore our Mortgage Loans & Refinancing options designed to make buying a home more affordable.

Digital & Online Banking

Accessibility and Real-Time Management

No more waiting in line or rushing to the bank before closing time. With the features offered at Verve, A Credit Union, you have real-time control over your accounts right at your fingertips. Need to make a quick payment? Just open our app! Want to check if a deposit has cleared? It's all there for you. At Verve, A Credit Union, we are committed to providing a secure and easy way for our members to manage their finances digitally. Experience the ease of modern banking with us today!

Key Features

Security is a top priority for us. Our electronic signature authorization feature allows you to sign documents securely without the hassle of printing or scanning. You can also opt for e-statements, which not only save paper but also provide quick access to your financial records anytime you need them. Managing your money on the go is easier than ever with our mobile application. Whether you're making mobile payments or sending money to friends through person-to-person transfers, you'll find that banking has never been so accessible. Plus, our 24/7 online banking services mean you can take care of your finances whenever it suits you.

Financial Strength

Dedicated Team of Professionals

We also take pride in having 254 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Your satisfaction is our top priority.

Growing Member Community

Total Share Accounts: 154,272, showing a strong and growing member base that trusts us with their finances. Our net shares amount to $4,573,531, demonstrating the funds available for lending and investments. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Verve A Credit Union is your trusted partner. Visit us at 1045 E Johnson St Fond Du Lac Wi 54935 or call 920-236-7040 to learn more about how we can help you achieve your financial goals.

Reinvesting in Member Services

With $112,385,308 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to support your financial goals effectively.

Robust Lending Capacity

We have $10,028 in used auto loans and an impressive total of $1,141,943,929 in loans and leases available for our members. This lending capacity reflects our dedication to helping you achieve your financial aspirations across various sectors. Our net income of $222,374 showcases our operational efficiency and enables us to continue offering competitive loan rates and solid financial products for our members.

Secure Savings Options

Members' savings are secured through $373,279,023 in share certificates and $285,986,563 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,130,951, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $145,549,542, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 926 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

For business owners looking to expand or invest further into their ventures, our outstanding commercial loans totaling $288,273,343 provide the capital necessary for growth. If you're interested in exploring refinancing options or determining your eligibility for any of these products, don't hesitate to reach out. You can contact us at (920) 236-7040 or visit us at our branch located at 1045 E Johnson St Fond Du Lac Wi 54935 in Fond Du Lac, WI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and see how we can assist you in achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $15,365,463 in used vehicle loans and $28,689,716 in new vehicle loans, helping many members get on the road with ease. Whether you're considering a brand-new model or a reliable pre-owned vehicle, we can guide you through the process smoothly.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $82,486,745, ensuring you have the support needed to make informed decisions about your future home.

Unsecured Credit Card Loans

Managing daily expenses can be a challenge. That's why we provide flexible terms on unsecured credit card loans. With a total of $20,004,307 in loans helping members effectively manage their finances, our credit cards come with competitive rates and no annual fees.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that all loan offers are fair and transparent, giving users confidence in the information presented.

Verve A Credit Union