Verve Credit Union Fond Du Lac WI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Verve, A Credit Union where your financial needs are our priority! Located at 740 W Johnson St, Fond Du Lac, WI 54935, we have been serving our community since 1938. With a rich history of commitment and trust, we proudly support over 61,952 members with personalized banking solutions tailored to their unique needs. At Verve, we're more than just a credit union; we're a community partner dedicated to helping you achieve your financial goals. Our total assets amount to an impressive $1,569,899,564, reflecting our strong position in the industry. We understand the importance of accessible financing options; that's why we offer a diverse range of loans totaling 32,650, including personal loans and auto financing designed with you in mind. Your hard-earned money is safe with us. We maintain robust total deposits of $103,717,683 and ensure that our net worth stands at $145,549,542, providing you with peace of mind. With cash in hand amounting to $17,355,669, we are well-equipped to serve your banking needs promptly and efficiently. Our dedicated team of 267 employees, led by CEO Kevin Ralofsky and Board President Victoria Beltran, is committed to delivering exceptional service. Whether you're looking for checking and savings accounts or business banking services, our knowledgeable staff is here to assist you every step of the way. While members can visit us at our Fond Du Lac branch for all their banking needs, official correspondence should be sent to our mailing address: PO Box 3046, Oshkosh, WI 54903-3046. Ready to experience the Verve difference? Call us today at 920-236-7040 or visit our website at https://verveacu.com to learn more about how we can help you thrive financially!

Branch History & Mission

Join Us

As we look towards the future, we invite you to join Verve, A Credit Union. Experience firsthand how being a member means more than just having a bank; it means being part of a family dedicated to your financial success. With nearly 62 years of committed service under our belt and counting, we're excited about what lies ahead. Call us at (920) 236-7040 or visit verveacu.com to learn more about how we can help you achieve your financial goals today!

Our Evolution

From the moment we opened our doors, our focus has been on providing financial services that truly meet the needs of our members. Over the decades, we have expanded not only in size but also in the range of services we offer. Today, our members enjoy personal banking options such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We've embraced technology to enhance our offerings with online and mobile banking services that make managing finances easier than ever. As we grew, so did our commitment to community involvement. We believe in giving back and actively participate in local events and initiatives that strengthen the fabric of Fond Du Lac. Our partnerships with various organizations help us support education, health initiatives, and community development projects that impact lives positively.

Our Mission

At Verve, our mission is simple yet powerful: to improve the financial well-being of our members and the communities we serve. We strive to provide excellent customer service while ensuring that each member feels valued and supported. Whether you're looking for a loan or need assistance managing your finances, our team is here to guide you through every step. We understand the importance of accessibility; that's why we offer drive-thru banking services for those on the go and an ATM available for quick transactions. Our operating hours are designed to accommodate busy schedules our lobby is open Monday through Friday from 9 AM to 5 PM. While members can visit us at 740 W Johnson St Fond Du Lac Wi 54935, official correspondence should be sent to PO Box 3046, Oshkosh, WI 54903-3046 if necessary.

Branch Location & Accessibility

Accessibility Features

We take pride in ensuring our branch is accessible for everyone. Our location features ADA-compliant entrances and ramps, making it easy for all members of the community to visit us. Parking is available right outside the branch, providing convenient access for those who drive.

Join Us!

We invite you to stop by and see how we can assist you with your financial needs. If you have any questions or would like to learn more about our services before visiting, feel free to call us at 920-236-7040. We look forward to welcoming you to Verve Credit Union!

Operating Hours and Services

Our lobby hours are designed with your convenience in mind. We're open Monday through Friday from 9 AM to 5 PM, so you can come by during your lunch break or after work. Plus, if you need to make a quick transaction outside of lobby hours, our drive-thru service operates from 7 AM to 6 PM on weekdays. At Verve Credit Union, we offer a range of services tailored just for you whether it's checking and savings accounts, auto loans, mortgage refinancing, or credit cards with rewards. If you need cash quickly, our ATM is available on-site for your convenience.

Member Eligibility

Becoming a member of Verve, A Credit Union feels like joining a warm, welcoming family where your financial needs are truly understood. If you're looking to be part of our community, you'll be happy to know that membership is open to anyone who lives, works, or worships in Fond Du Lac County. We also welcome immediate family members of existing members, which makes it easy for you to share the benefits with those you care about. As a member, you'll enjoy a range of services designed just for you, from competitive loan rates to personalized banking experiences that fit your lifestyle. Getting started is simple! You can find all the details on how to become a member by visiting our eligibility page at https://verveacu.com/join-now/ . If you're ready to take the next step and open an account, check out the straightforward process outlined at https://verveacu.com/personal/product/loans/signature-unsecured-loan/ . Should you have any questions or need assistance along the way, feel free to give us a call at (920) 236-7040. We're here to help you every step of the way as you join us at Verve, A Credit Union, located at 740 W Johnson St Fond Du Lac Wi 54935!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, our merchant services provide practical benefits for your daily operations. Imagine being able to accept payments easily from customers, whether they're using a credit card or mobile payment app. This convenience not only improves customer satisfaction but also helps you manage cash flow more effectively. At Verve, A Credit Union, located at 740 W Johnson St Fond Du Lac Wi 54935 in Fond Du Lac, WI, we're dedicated to empowering your business with the tools it needs to thrive. Reach out today at (920) 236-7040 to learn more about how we can assist you!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $656 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $89 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $288,273,343, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Convenient Access and Support

Accessing your accounts is easy at Verve. We offer robust Online & Mobile Banking features so you can handle transactions anytime and anywhere. Need cash? Our ATM & Cash Withdrawal Services are available for quick access without any hassle. If you prefer face-to-face service, our Basic Drive-Thru Banking allows you to deposit checks or make withdrawals swiftly while staying in your vehicle ideal for busy days when time is precious!

Credit Cards and Business Banking

Our Credit Cards with Rewards program allows members to earn points on their everyday purchases. It's perfect for anyone who loves traveling or dining out every swipe brings you closer to your next reward! For business owners, we provide comprehensive Business Banking solutions including merchant services and business loans. We understand the challenges of running a business; that's why we are here to support your growth with tailored financial products.

Get Started Today!

We invite you to visit us at 740 W Johnson St, Fond Du Lac, WI 54935, or give us a call at 920-236-7040 for more information about our services. At Verve, A Credit Union, we're committed to helping our members achieve their financial goals with personalized service and community-focused solutions. Explore how we can assist you today!

Personal Banking Services

Starting with personal banking, we offer Checking & Savings Accounts designed to fit your lifestyle. Imagine having easy access to your funds with online and mobile banking features that let you manage your accounts from anywhere. You can also set up alerts for account activity, making it easier to stay on top of your finances. If you're considering buying a vehicle, our Auto Loans & Vehicle Financing options are tailored just for you. With competitive rates and flexible terms, we make it simple for you to drive away in the car you want. Our friendly loan officers will guide you through the process, ensuring you get the best deal possible. For those looking to purchase a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services provide various options to suit your needs. Picture yourself settling into a new home with peace of mind knowing you've secured a great rate through Verve. In addition to these services, we also offer Personal Loans & Debt Consolidation. Life can throw unexpected expenses your way; whether it's home repairs or medical bills, our personal loans can help ease that burden. Plus, consolidating debt with us might lower your monthly payments and simplify your finances.

Digital & Online Banking

Anytime Access

No matter what time it is, our online banking services provide real-time access to your accounts whenever you need it. From checking balances and transferring funds to managing loans, everything is at your fingertips. The ease of use combined with robust security features makes banking with Verve, A Credit Union not only convenient but also safe. Experience the future of banking today with Verve, A Credit Union! Whether you're looking for simple transactions or advanced financial management tools, we have everything you need right here in one place.

Key Services

With just a visit to https://verveacu.com/ , you can access all your banking needs from the comfort of your couch. Need to check your balance or make a payment? It's all possible with our online banking service. Plus, our mobile application makes it even simpler to manage your finances anywhere you are. You can send money directly to friends and family through our person-to-person transfer feature, making splitting bills or sending gifts quick and hassle-free. And if you're looking for a more eco-friendly option, we offer e-statements that allow you to view your account statements digitally no more paper clutter!

Security and Ease of Use

We understand that security is key when it comes to banking online. That's why Verve, A Credit Union offers electronic signature authorization for transactions, ensuring that your approvals are safe and secure. You can rest easy knowing that your personal information is protected while enjoying the ease of digital banking. Our mobile payments feature also allows you to make purchases quickly and securely using just your phone no need for cash or cards. This means you can enjoy the convenience of shopping without worrying about carrying around extra items.

Financial Strength

A Trusted Partner

Net Shares (Funds available for lending and investments): $4,573,531. Total Share and Deposit Accounts: 154,272, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Verve A Credit Union is your trusted partner. Visit us at 740 W Johnson St Fond Du Lac WI 54935 or call 920-236-7040 to learn more about how we can help you achieve your financial goals.

Member Savings Secured

Members' savings are secured through $373,279,023 in share certificates and $285,986,563 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,130,951, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $222,374 reflects our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 254 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment in Your Future

With $112,385,308 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to your financial well-being is evident in our diverse lending capacity; we have $10,028 in used auto loans and a total of $1,141,943,929 in loans and leases supporting members' financial goals across various sectors.

Solid Financial Health

With a net worth of $145,549,542, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 926 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $153,654,639 in used vehicle loans and $28,689,716 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make car ownership accessible and affordable.

Business Financing

For business owners, our outstanding commercial loans totaling $288,273,343 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to expand an existing one, we're here to support your business goals. If you're interested in any of these loan products or want to explore refinancing options or eligibility criteria further, don't hesitate to reach out! You can contact us at 920-236-7040 for personalized assistance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you on your path to financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $82,486,745, making buying or refinancing simple. We provide guidance throughout the process to ensure you find the right mortgage for your situation.

Unsecured Credit Cards

Managing day-to-day expenses? We also offer flexible terms on unsecured credit card loans, with a total of $20,004,307 in loans helping members manage their finances effectively. Our credit cards come with rewards and low-interest rates to give you more value for your spending.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This approach guarantees that users receive fair and transparent offers.

VERVE, A CREDIT UNION - Fond Du Lac, WI