Verve Credit Union Chicago IL | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Verve, A Credit Union! Located at 808 W 35th St, Chicago, IL 60609, we are proud to serve our community with a commitment to financial wellness since 1938. With a total membership of 61,952 and assets exceeding $1.56 billion, we strive to provide the best banking experience tailored just for you. At Verve, our mission is to empower you on your financial journey. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, our dedicated team is here to help. We currently manage over $103 million in deposits and have issued more than 32,650 loans, showcasing our commitment to lending that supports the needs of our members. Under the leadership of CEO Kevin Ralofsky and Board President Victoria Beltran, our passionate staff of 267 employees works tirelessly to ensure that your financial goals are met with personalized service and attention. We understand the importance of trust in banking; that's why we maintain a net worth of $145 million and keep over $17 million in cash reserves for your security. While you can visit us directly at our branch for any inquiries or services, please note that official correspondence should be sent to the same address: 808 W 35th Street, Chicago, IL 60609. Explore more about what we offer by visiting our website at Verve Credit Union. We invite you to reach out at 312-491-7190 or simply drop by during our convenient hours: Monday through Friday from 8:00 AM to 6:00 PM and Saturday from 8:00 AM to 1:00 PM. Join us today and discover how Verve can make a positive impact on your financial life!

Branch History & Mission

At Verve, A Credit Union, we take pride in our rich history and steadfast mission to serve our community. Founded in 1938, our branch has been a cornerstone of financial support for residents in Chicago, Illinois. Over the decades, we have grown from a small local credit union into a trusted institution with over 61,000 members and total assets exceeding $1.5 billion. Located at 808 W 35th St, our branch is easily accessible and just a stone's throw away from local landmarks that foster community spirit. Our journey has been marked by milestones that reflect our commitment to providing personalized financial services while nurturing community relationships. We believe that banking should be about people not just numbers and this philosophy shapes everything we do. Our mission is simple yet profound: to empower our members through exceptional financial services while actively engaging in community support. We offer a range of products including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Every service is designed with you in mind because we understand that your financial health impacts your overall well-being. While members can visit us at 808 W 35Th St Chicago Il 60609, official correspondence should be sent to 808 W 35th Street, Chicago, IL 60609 if different. We are open Monday through Friday from 8:00 AM to 6:00 PM and Saturday from 8:00 AM to 1:00 PM, making it convenient for you to stop by or reach out via phone at (312) 491-7190. In addition to traditional banking services, we embrace technology with online banking and mobile payment options that allow you to manage your finances on your terms. Our drive-thru service ensures that even your busiest days don't hinder your access to essential banking needs. Community outreach is also at the heart of what we do. We collaborate with local organizations to support initiatives that uplift those around us whether it's financial education workshops or charitable contributions aimed at helping those in need. As we look ahead, Verve remains committed to growing alongside our members and the communities we serve. Join us today and discover how being part of Verve can lead to better financial opportunities for you and your family. Experience the difference of a credit union that truly cares!

Branch Location & Accessibility

Convenient Access

At Verve, we understand that accessibility matters. Our branch features ADA-compliant facilities, making it easy for everyone to navigate comfortably. Ample parking is available for those driving in, ensuring you can stop by without any hassle. Plus, with our drive-thru banking service, completing simple transactions like deposits and withdrawals has never been easier!

Operating Hours

We know your time is valuable. That's why our lobby is open Monday through Friday from 8:00 AM to 6:00 PM and on Saturdays from 8:00 AM to 1:00 PM. The drive-up service operates slightly different hours, from 8:30 AM to 6:00 PM on weekdays and until 1:00 PM on Saturdays. This flexibility means you can manage your banking when it suits you best.

Services Tailored for You

At Verve Credit Union, we offer a wide range of services designed to meet your financial needs from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. Need cash? Our ATM is available for quick withdrawals and balance checks. Whether you're visiting us for everyday banking or specific financial services, our friendly team is here to assist you every step of the way. Have questions? Feel free to call us at 312-491-7190. We invite you to drop by Verve, A Credit Union at our Chicago branch today! Experience banking that prioritizes your convenience and satisfaction. We look forward to serving you!

Member Eligibility

At Verve, A Credit Union, we believe that becoming a member is like stepping into a community where your financial needs are truly understood. If you're looking to join us at our Chicago branch located at 808 W 35th St, we'd love to welcome you! Membership is open to anyone who lives or works in the area, as well as their family members. This means that if you're part of our neighborhood, you can enjoy all the benefits we offer from personalized service to competitive rates on loans and savings accounts. Getting started is easy! To find out more about the eligibility criteria, feel free to visit our website at verveacu.com/join-now. Once you're ready to open an account, check out the details available at verveacu.com/personal/product/loans/signature-unsecured-loan. If you have any questions or need assistance, don't hesitate to call us at 312-491-7190. We're excited for you to join our family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $656 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $89 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $288,273,343, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments seamlessly while offering your customers a variety of options. Our merchant services make this possible, enabling you to focus on what you do best running your business. From secure payment processing to easy online transactions, we equip you with the tools necessary for smooth operations. Whether you're starting out or looking to expand, Verve, A Credit Union is here to provide the financial support you need. Visit us at 808 W 35Th St Chicago Il 60609 in Chicago, IL, or call us at (312) 491-7190 to learn how we can help your business succeed!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're thinking about purchasing a new car or refinancing your current auto loan, our competitive rates on auto loans make it easy for you to drive away in the vehicle of your dreams. We understand that buying a car is a significant decision, and our team is here to guide you through the financing process with personalized assistance.

Business Banking

For our business members, we offer comprehensive banking solutions that include merchant services and business loans. If you're looking to expand your operations or need assistance managing cash flow, we're here to support your business goals with tailored solutions.

Convenient Access

In addition to all these services, we provide ATM access for quick withdrawals and balance checks as well as basic drive-thru banking for deposits and simple transactions making it easy for you to conduct your banking needs without hassle.

Credit Cards with Rewards

Our credit cards come with rewards that give back to you! Enjoy perks like cashback or travel points while making everyday purchases. It's an easy way to earn rewards on things you already buy, helping you get more out of every dollar spent.

Get Started Today!

We invite you to visit us at Verve, A Credit Union in Chicago or give us a call at 312-491-7190. Discover how our comprehensive list of services can support your financial journey today! Whether you're opening an account or applying for a loan, our friendly team is ready to assist you every step of the way. Explore more about what we offer at verveacu.com.

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing options. Whether you're buying your first home or looking to lower your monthly payments through refinancing, we provide expert advice and support throughout your journey. Our mortgage specialists will work closely with you to find the right solution that fits your financial situation.

Personal Banking

Whether you're opening a new checking or savings account, we offer various personal banking options tailored just for you. Imagine enjoying the flexibility of online and mobile banking that allows you to check your balance, transfer funds, and pay bills from anywhere. Our members appreciate having access to their accounts through our user-friendly mobile app or website, giving them peace of mind knowing they can manage their money on the go.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation services designed to help you manage those costs effectively. With flexible repayment terms, these solutions can help ease financial stress while providing the funds you need when life happens.

Digital & Online Banking

Mobile Banking Experience

Our mobile application ensures that you have everything you need right in the palm of your hand. You can manage your accounts, pay bills, and even make mobile payments with ease. And if you're looking for a paperless option, our e-statements make it easy to view your account information securely online.

Security and Accessibility

Security is a top priority for us. We offer electronic signature authorization for added protection when completing transactions online. You can trust that your information is safe while enjoying the benefits of real-time account management. With user-friendly features like these, banking has never been easier. With all these options available at Verve, A Credit Union, you'll find that managing your money fits seamlessly into your lifestyle. Whether you're using a desktop or mobile device, we're here to help you navigate your financial journey with confidence and convenience.

Financial Strength

At Verve, A Credit Union, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing a safe and reliable banking experience, ensuring that your hard-earned money is well-protected and working for you. With a net worth of $145,549,542, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $926 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $373,279,023 in share certificates and $285,986,563 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,130,951, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to your financial well-being is further supported by our $112,385,308 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $10,028 in used auto loans and $1,141,943,929 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Additionally, our operational efficiency is evident with a net income of $222,374, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 254 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our net shares (funds available for lending and investments) amount to $4,573,531, while our growing membership base is reflected in the 154,272 total share accounts. This shows that many trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Verve, A Credit Union is your trusted partner. Visit us at 808 W 35Th St Chicago Il 60609 or call (312) 491-7190 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Are you considering purchasing a new vehicle? Our auto loans provide some of the most competitive rates in the industry. We have issued over $20,056 in total auto loans, which includes $15,365,463 in used vehicle loans and $2,868,716 in new vehicle loans. These offerings make it easier for you to get on the road with a reliable car that fits your needs.

Business Financing

For business owners seeking capital to grow and expand their operations, we provide outstanding commercial loans totaling $288,273,343. This financing can help you invest in your business's future and drive success. If you're interested in any of these loan products or want to explore refinancing options, please don't hesitate to contact us at (312) 491-7190. Our knowledgeable staff is ready to assist you with eligibility inquiries and guide you through the application process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to supporting you on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $82,486,745, making buying or refinancing simple and accessible. Whether you're a first-time buyer or looking to refinance your existing mortgage, our team is here to guide you through every step.

Unsecured Credit Card Loans

For those looking for flexible financing solutions, we offer unsecured credit card loans with a total of $20,004,307 helping members manage their finances effectively. These cards come with beneficial terms to assist you in maintaining a healthy budget while enjoying the convenience of credit.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that the rates they see are accurate and reflective of current market conditions. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you can feel confident that you're seeing the best options available without any hidden agendas. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, helping users make informed decisions. This feature allows borrowers to compare loans quickly and efficiently. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimony highlights the effectiveness of using LendMesh for finding favorable loan terms. To explore real-time loan offers tailored to your needs, compare today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This sourcing ensures that users receive fair and transparent offers tailored to their needs.

Verve A Credit Union

Introduction

Branch History & Mission

Branch Location & Accessibility

Convenient Access

Operating Hours

Services Tailored for You

Member Eligibility

Business Banking & Commercial Services

Commercial Loan Options

Merchant Services

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Business Banking

Convenient Access

Credit Cards with Rewards

Get Started Today!

Mortgage Loans & Refinancing

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Mobile Banking Experience

Security and Accessibility

Financial Strength

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

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