Vergennes VT Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Vermont, your trusted financial partner located at 100 Panton Rd, Vergennes, VT 05491. Since our establishment in 1953, we have been dedicated to serving our community with a range of financial services designed to meet the unique needs of our members. With a strong commitment to member satisfaction, we proudly support over 55,762 members, helping them achieve their financial goals while fostering a sense of community. At Vermont, we understand that every dollar counts. That's why our total assets stand at an impressive $976,387,089, and we maintain a robust net worth of $95,181,079. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we've got you covered. Our total loans and leases amount to 32,984, while our total deposits reach $16,528,806, reflecting our members' trust in us. Our team is led by CEO Jean Giard and Board President Megan Manahan Bliss, who are both committed to ensuring that Vermont remains a pillar of support for the community. With a friendly staff of 173 employees, we're here to help you navigate your financial journey. We also offer convenient services such as online and mobile banking, ATM access, and more. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: 100 Panton Rd, Vergennes, VT 5491. We invite you to explore what Vermont has to offer. For any questions or assistance, feel free to call us at 802-877-4540. Your financial well-being is our priority! Visit our website at vermontfederal.org for more information or to start your journey with us today!

Branch History & Mission

A Commitment to Community

Located at 100 Panton Rd, Vergennes, VT 05491, our branch is more than just a financial institution; it's a cornerstone of the community. We believe in supporting not only our members but also the neighborhoods and families we serve. Over the years, we have proudly partnered with local organizations and schools to foster economic growth and support educational initiatives. Our mission is straightforward: to empower our members with the financial tools they need while reinforcing our dedication to community development. We offer a range of services including personal banking, auto loans, mortgages, business banking solutions, and innovative online and mobile banking options. We strive to ensure everyone can access affordable financial services that align with their needs.

Embracing Modern Solutions

As times change, so do we. Vermont has embraced digital advancements to provide convenient and user-friendly services for our members. Our commitment to accessibility includes ADA compliance across all platforms and offering robust online banking features such as mobile payments and e-statements. Our goal is to make banking as easy as possible for everyone. We also understand the importance of traditional banking methods alongside modern technology. While we don't currently offer drive-thru services, we do provide an ATM on-site for quick cash withdrawals and basic transactions.

Looking Ahead

While our mailing address remains the same as our branch address at 100 Panton Rd, Vergennes, VT 5491 for any official correspondence. With total assets reaching $976 million and continuous growth in membership and services offered, Vermont is poised for a bright future. Join us on this journey! Whether you're looking for your first account or considering expanding your business finances, we invite you to become part of the Vermont family. Visit us or call at 802-877-4540 to learn more about how we can help you achieve your financial goals. Together, let's create a thriving community where everyone can succeed!

Branch Location & Accessibility

Additional Features

For those who prefer cash transactions, we provide ATM access right here at our branch. However, please note that we currently do not have drive-thru banking available. We invite you to come visit us at the Vermont Credit Union in Vergennes. If you have any questions or need assistance before your visit, feel free to give us a call at 802-877-4540. We look forward to serving you!

Operating Hours

We are open Monday through Thursday from 9:00 AM to 4:00 PM and on Fridays from 9:00 AM to 5:00 PM. This schedule allows you plenty of opportunities to drop in when it works best for you!

Services Offered

Our branch offers a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. You can also take advantage of our online and mobile banking services, making it easier than ever to manage your finances on the go. If you're a member of another credit union, we are proud to offer shared services too! This means you can perform basic transactions like deposits and withdrawals at our location.

Member Eligibility

At Vermont, we believe that becoming a member is like joining a caring family where everyone supports each other's financial journeys. If you live, work, or worship in the Vergennes area, you are likely eligible to join us! We welcome individuals from various backgrounds and aim to provide services that meet your unique needs. Being part of our community means not just access to exceptional banking services but also joining a group dedicated to helping you achieve your financial goals. For a deeper dive into the eligibility criteria, feel free to check out this link for the most updated information. Opening an account with us is simple and straightforward. You can easily start the process by visiting our online application here. If you have any questions or need assistance, don't hesitate to give us a call at (802) 877-4540. We're here for you and excited to welcome you into our vibrant community at Vermont, located at 100 Panton Rd Vergennes Vt 05491!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $202 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $99,728,847, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to simplify your payment processes. Imagine being able to accept payments seamlessly, whether online or in-store. Our solutions make it easier for your customers to pay while ensuring you get paid quickly keeping your business running smoothly. If you're ready to take your business to the next level, visit us at 100 Panton Rd Vergennes Vt 05491, Vergennes, VT, or give us a call at (802) 877-4540. Let's explore how we can help you achieve your goals!

Comprehensive List Of Services

Accessibility

Located at 100 Panton Rd Vergennes VT 05491, feel free to reach out at 8028774540 during our lobby hours Monday to Thursday from 9:00 AM to 4:00 PM and Friday from 9:00 AM to 5:00 PM. Our friendly staff is always ready to assist you with any questions or concerns. In summary, whether you're managing personal finances or running a business, Vermont's Vergennes Office has the tools and support you need. We invite you to explore all we have to offer by visiting us online at Vermont Federal or stopping by our branch today!

Business Banking

For our business members, we offer comprehensive business banking services that include merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our team is ready to assist you with tailored financial solutions.

Digital Banking Convenience

In today's fast-paced world, we know convenience is key. Our online and mobile banking platforms give you access to your accounts anytime, anywhere. You can check balances, transfer funds, and pay bills with just a few clicks on your smartphone or computer. We also provide ATM and cash withdrawal services, so you can easily access cash when needed. Our network allows for basic shared branch transactions like deposits and withdrawals for partner credit union members, giving you flexibility wherever you are.

Personal Banking

We offer various personal banking services, including checking and savings accounts designed to fit your lifestyle. Imagine having easy access to your funds whenever you need them, whether it's for everyday expenses or saving for a future goal. Our auto loans and vehicle financing make it simple to drive home the car of your dreams with competitive rates and flexible terms. If you're considering purchasing a home or refinancing your current mortgage, our mortgage loans and refinancing options can provide the support you need. Our friendly staff will guide you through the process, ensuring everything runs smoothly. For those unexpected expenses, our personal loans and debt consolidation options allow you to manage finances more effectively. With our credit cards with rewards, you can earn points on your purchases that can be redeemed for exciting rewards, making every purchase a bit more rewarding.

Digital & Online Banking

Key Services Available

With our online banking platform, you can easily manage your accounts through our user-friendly interface at https://www.vermontfederal.org/. From checking your balance to transferring funds, everything is just a few clicks away. Plus, you can enjoy the added benefit of e-statements, which help keep your documents organized while reducing paper clutter. For those who love using their smartphones, our mobile application is available for download, giving you access to all your banking needs right in your pocket. You can make mobile payments with ease and send money to friends and family through person-to-person transfers all securely and quickly.

Security and Accessibility

We prioritize the security of your information. Our services are designed with robust security features so you can bank with peace of mind. And if you're someone who prefers electronic transactions, we offer electronic signature authorization for certain services, making the process even more convenient. Our 24/7 online banking services mean that no matter what time it is, you have real-time access to your accounts. This way, managing your money becomes straightforward and stress-free. In summary, Vermont's digital and online banking services provide a comprehensive suite of tools that empower you to take control of your finances effortlessly. Start exploring all the benefits today by visiting us at https://www.vermontfederal.org/!

Financial Strength

At Vermont, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on maintaining a robust financial foundation that allows us to serve our community effectively. With a net worth of $95,181,079, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.75% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $215,450,819 in share certificates and $147,132,306 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $89,439,817 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $5,464 in used auto loans and $783,040,768 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $2,442,679 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 162 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $1,960,098. Total Share and Deposit Accounts: 126,268, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vermont is your trusted partner. Visit us at 100 Panton Rd Vergennes Vt 05491 or call (802) 877-4540 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $94,310,307 in used vehicle loans and $25,854,501 in new vehicle loans already helping members get on the road. We also provide refinancing options for those who want to lower their monthly payments or pay off their vehicles faster.

Business Loans

For business owners, our outstanding commercial loans totaling $99,728,847 provide the capital needed to grow and expand. Whether you need funds for equipment, inventory, or other operational costs, we have solutions tailored to your business needs. At Vermont, we are committed to helping you find the right loan product that suits your situation. For more information about eligibility and how we can assist you further, please contact us at (802) 877-4540 or visit our branch located at 100 Panton Rd Vergennes Vt 05491 in Vergennes, VT. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $70,159,871, make buying or refinancing simple. We pride ourselves on offering competitive rates and personalized service to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $23,911,715 in loans helping members manage their finances effectively. This can be a great option if you're looking for a convenient way to handle everyday purchases or unexpected expenses.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all offers displayed are fair and transparent. Every loan comparison is backed by verified data from legitimate financial institutions, which adds a layer of trust to your decision-making process.

VERMONT FEDERAL CREDIT UNION - Vergennes, VT

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

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Loan rates in Vergennes, VT (05491)

Introduction

Branch History & Mission

A Commitment to Community

Embracing Modern Solutions

Looking Ahead

Branch Location & Accessibility

Additional Features

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Commercial Loan Options

Merchant Services

Comprehensive List Of Services

Accessibility

Business Banking

Digital Banking Convenience

Personal Banking

Digital & Online Banking

Key Services Available

Security and Accessibility

Financial Strength

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

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