Vermont Credit Union Milton VT | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Vermont, your trusted partner in financial success since 1953! Located at 4 Centre Dr, Milton, VT 05468, our branch has proudly served the community for decades, providing essential banking services tailored to meet the unique needs of our members. With over 55,762 members and a commitment to fostering a supportive and inclusive environment, we strive to make a positive impact in every interaction. At Vermont, we understand that financial decisions can be daunting. That's why we offer a range of services designed to empower you on your financial journey. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Our total assets stand strong at an impressive $976,387,089, with total deposits reaching $16,528,806. We also manage over 32,984 loans and leases, ensuring that we have the resources available to help you achieve your goals. Led by our dedicated CEO Jean Giard and Board President Megan Manahan Bliss, our team of 173 employees is here to support you every step of the way. We pride ourselves on being more than just a credit union; we're part of your community. Whether you're looking for guidance on a loan or simply need assistance with your account, our friendly staff is always ready to help. While members can visit us at our Milton branch, official correspondence should be sent to the same address: 4 Centre Dr, Milton, VT 5468. For any inquiries or assistance, feel free to give us a call at 802-888-0202. Join us today and discover how Vermont can help you achieve your financial dreams! Visit our website at www.vermontfederal.org for more information or stop by during our operating hours: Monday through Friday from 8:30 AM to 5:00 PM and Saturdays from 9:00 AM to 12:00 PM. We look forward to welcoming you into our family!

Branch History & Mission

At Vermont, we take pride in our rich history and unwavering mission to serve our members and community. Established in 1953, our branch has grown alongside the vibrant town of Milton, VT. Located at 4 Centre Dr, just a stone's throw away from local landmarks like the Milton Town Hall and the scenic Lake Arrowhead, we have become a trusted financial partner for many in the area. Since our inception, we have remained committed to fostering financial well-being and empowering individuals and families through accessible banking services. Over the years, we've expanded our offerings to include personal banking solutions such as checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking services. With a total membership of over 55,762 and assets reaching an impressive $976387089, we continue to support our community with dedication and care. Our mission is simple yet profound: to provide exceptional financial services while uplifting the communities we serve. We believe that everyone deserves access to quality financial resources that can help them achieve their dreams. This commitment drives us to innovate continually; whether through mobile banking options or online services that make managing finances easier for our members. In addition to traditional banking services, we offer drive-thru banking for added convenience and ATM access to ensure you can manage your money when you need it most. Our shared service center also allows members of partnering credit unions to conduct essential transactions seamlessly. While members can visit us at 4 Centre Dr Milton Vt 05468, official correspondence should be sent to 4 Centre Dr, Milton, VT 5468. Our dedicated team is here from 8:30 AM to 5:00 PM Monday through Friday and from 9:00 AM to 12:00 PM on Saturdays, ready to assist you with any inquiries. Beyond banking, we are deeply invested in community outreach initiatives. Our partnerships with local organizations reflect our belief in giving back and supporting those around us. Whether it's sponsoring local events or hosting financial literacy workshops, we strive to make a positive impact in Milton and beyond. Join us at Vermont today! Experience firsthand how we blend exceptional service with a strong community focus. Together, let's build a brighter financial future for all!

Branch Location & Accessibility

Welcome to the Vermont branch located at 4 Centre Dr in Milton, VT! Here at Vermont, we take pride in being a convenient and accessible spot for all your banking needs. Whether you're stopping by for personal banking services or exploring loan options, our friendly team is ready to assist you. Nestled in the heart of Milton, our branch is easy to find. We're situated near popular local landmarks that make it convenient for residents and visitors alike. Parking is available right outside the building, ensuring that you can quickly access our services without hassle. Plus, we are committed to accessibility, with features designed to accommodate all members of our community. At Vermont, we understand that your time is valuable. That's why we offer flexible operating hours: we're open from 8:30 AM to 5:00 PM Monday through Friday and from 9:00 AM to 12:00 PM on Saturdays. Our drive-thru service is also available, providing an extra layer of convenience for those on the go. When you visit us, you'll find a range of services tailored to meet your needs from checking and savings accounts to auto loans and mortgage options. We also offer ATM access for quick cash withdrawals and balance checks, as well as shared services for members of partner credit unions. While members can visit us at 4 Centre Dr Milton Vt 05468, official correspondence should be sent to our mailing address at 4 Centre Dr, Milton, VT 5468 if it differs from our branch location. Feel free to give us a call at (802) 888-0202 if you have any questions or need assistance before your visit. We look forward to welcoming you soon!

Member Eligibility

At Vermont, we believe that joining our community should feel welcoming and straightforward. To become a member of our family at Vermont, you simply need to meet a few friendly criteria. If you live, work, worship, or attend school in our local area, you're already on your way! We aim to create an inclusive environment where everyone can thrive. Being a member means access to personalized financial services, competitive rates on loans and savings accounts, and a supportive team that truly cares about your financial well-being. If you're ready to take the next step and open an account with us, it's as easy as visiting our website for more details on how to apply. You can find everything you need at https://vermontfederalcreditunionportal.mymortgage-online.com/loan-app/ ?siteid=5901102705&workflowid=143244 . If you have any questions or need assistance, don't hesitate to call us at (802) 888-0202. For more specifics about eligibility, please check out our resource page at . We can't wait to welcome you into the Vermont community!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine a bustling local café that just opened its doors. They need an efficient way to accept payments while ensuring customer satisfaction. Our merchant services empower businesses like this by offering reliable payment processing solutions. From credit card acceptance to mobile payments, we provide tools that help streamline transactions and improve customer experiences. Discover how Vermont, located at 4 Centre Dr Milton Vt 05468 in Milton, VT, can be your partner in success. For more information, call us at (802) 888-0202 or visit our website at https://www.vermontfederal.org/ . Let's grow together!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $202 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $99,728,847, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, Vermont is here to support you too! Our business banking services include merchant services and business loans designed to help your company thrive. We know running a business can be challenging, so we're committed to providing personalized assistance tailored to meet your needs.

Convenient Access

Accessing your money should be easy and hassle-free. That's why we offer ATM and cash withdrawal services throughout the area. Our basic drive-thru banking allows you to complete deposits, withdrawals, and simple transactions without leaving your vehicle. Plus, if you're a member of a partner credit union, take advantage of basic shared branch transactions for deposits and withdrawals.

Credit Options

For those times when life throws unexpected expenses your way, our personal loans and debt consolidation services can provide the financial relief you need. Additionally, our credit cards with rewards allow you to earn points on every purchase perfect for those who enjoy getting more out of their spending.

Personal Banking Solutions

We offer personal banking options that include checking and savings accounts tailored to fit your lifestyle. Imagine having easy access to your funds anytime through our online and mobile banking platforms. You can manage your accounts, transfer money, and even pay bills all from the convenience of your phone or computer. If you're in the market for a vehicle, our auto loans and vehicle financing can help turn your dream car into a reality. We provide competitive rates and flexible terms to make the process smooth and straightforward. Plus, with our mortgage loans and refinancing options, you can find a home loan that works for you whether you're buying your first home or looking to refinance an existing mortgage.

Stay Connected

With features like online banking, mobile payments, and person-to-person transfers, staying connected with your finances has never been easier. You can check balances or make transactions wherever you are whether at home or on-the-go. At Vermont, we pride ourselves on being more than just a place to bank; we're part of the community in Milton. Our friendly staff is here to answer any questions you might have about our services or assist you with account openings. Ready to explore what we can do for you? Call us today at (802) 888-0202 or visit our website at Milton for more information! Your financial journey starts here at Vermont!

Digital & Online Banking

Easy and Secure Transactions

Our mobile application makes banking even simpler. With features like person-to-person transfers, sending money to friends and family is quick and easy. No need for cash or checks just use your smartphone! We also support mobile payments, letting you make purchases directly from your phone while keeping your information secure.

Go Green with E-Statements

Say goodbye to paper clutter! Our e-statements are available for all members who prefer a more eco-friendly option. With e-statements, you'll receive your account statements electronically safe, secure, and instantly accessible whenever you need them.

Sign With Ease

At Vermont, we prioritize convenience without sacrificing security. Although we currently do not offer electronic signature authorization, our team is always here to help with any documentation you may need. Our digital banking tools are designed to empower you with real-time account management in a user-friendly way. From managing transactions to accessing important information on the go, everything is just a tap away. Experience the ease of modern banking today at Vermont!

Financial Strength

Commitment to Growth

With $89,439,817 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports members' financial goals across various sectors with $5,464 in used auto loans and $783,040,768 in total loans and leases.

Growing Trust

Total Share and Deposit Accounts stand at 126,268, showing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) total $1,960,098, further reinforcing our commitment to your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vermont is your trusted partner. Visit us at 4 Centre Dr Milton Vt 05468 or call (802) 888-0202 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $215,450,819 in share certificates and $147,132,306 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $5,589,587 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 162 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundations

With a net worth of $95,181,079, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $975 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $94,310,307 in used vehicle loans and $25,854,501 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new ride or a reliable used vehicle, we have flexible financing options that make it easier for you to drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $99,728,847 provide the capital needed to grow and expand your operations. We are dedicated to supporting local businesses and ensuring they have the resources required for success. Our team is here to guide you through each step of the loan application process, including refinancing options if you're looking to adjust your current financial commitments. If you're interested in learning more about eligibility or how to apply, feel free to reach out at (802) 888-0202 or visit us at our location: 4 Centre Dr Milton Vt 05468, Milton, VT. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Discover how our loan products can help you achieve your financial objectives today!

Credit Lines and Unsecured Credit Cards

For those looking for greater financial flexibility, we also offer credit lines totaling $193,311,517 and unsecured credit card loans amounting to $23,911,715. These options help our members manage their finances effectively while providing access to funds when needed.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $70,159,871, make buying or refinancing simple. We aim to provide you with competitive rates and personalized service throughout your home-buying journey.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to transparency is based on the latest results from the NCUA, ensuring fair and reliable offers for consumers (Source: https://www.ncua.gov ).

VERMONT FEDERAL CREDIT UNION