Verity Credit Union Essex Jct VT | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Vermont Federal Credit Union's Essex Office, where we prioritize your financial well-being and community connection. Established in 1953, our credit union has grown to serve over 55,000 members, building a foundation of trust and reliability in Essex Junction, VT. Located at 1 Carmichael St, we offer a variety of financial services tailored to meet your needs, whether you're seeking personal banking solutions or business loans. Our commitment to our members shines through our impressive assets totaling $976,387,089 and total deposits of $16,528,806. With a strong net worth of $95,181,079, we ensure that your money is not only safe but also working hard for you. We are proud to provide loans and leases amounting to 32,984, helping our community thrive through home purchases, vehicle financing, and personal loans. While you can visit us at our main branch address, please note that official correspondence should be sent to our mailing address: PO Box 2147, So Burlington, VT 05407-2147. If you have any questions or need assistance with your accounts, don't hesitate to reach out at 888-252-0202. Our friendly team is here Monday through Friday from 8:30 AM to 5:00 PM. Under the leadership of CEO Jean Giard and Board President Megan Manahan Bliss, we are dedicated to creating a welcoming environment where every member feels valued. Join us today and experience the difference that comes with being part of a credit union that truly cares about its community! Visit our website at Vermont Federal Credit Union for more information on how we can help you achieve your financial goals.

Branch History & Mission

At Vermont, we take pride in our rich history and deep commitment to the community. Established in 1953, our Essex Office has grown from a small credit union into a thriving financial institution serving over 55,000 members. Located at 1 Carmichael St, Essex Jct, VT 05452, we are conveniently situated near local landmarks that make us accessible to all. For official correspondence, please send mail to PO Box 2147, So Burlington, VT 05407-2147. Over the decades, Vermont has not only expanded its services but also its mission. We strive to provide personal banking solutions that empower our members financially while fostering a sense of community. Our total assets now stand at an impressive $976,387,089, reflecting our dedication to responsible growth and service excellence. Our mission is simple yet impactful: to offer competitive financial products that meet the needs of our members while giving back to the communities we serve. We believe in building strong relationships through transparent and supportive banking practices. Our team is always ready to assist with services such as checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. In today's digital world, we've embraced technology to enhance member experiences. Our online banking platform allows you to manage your finances anytime from anywhere. You can enjoy the convenience of mobile payments and person-to-person transfers right from your smartphone. Additionally, we provide full ATM availability and drive-thru services for quick transactions. Vermont is more than just a bank; we are partners in community outreach initiatives aimed at uplifting those around us. Whether it's through financial education programs or local sponsorships, we actively participate in making Essex Jct a better place for everyone. Join us on this journey! Experience the benefits of being a part of Vermont by becoming a member today. Reach out at 888-252-0202 or visit our website at vermontfederal.org for more information on how we can help you achieve your financial goals. Together, let's build a brighter future!

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Our branch is nestled near popular spots like the Essex Outlets, making it a breeze to drop in while you shop. Parking is ample and convenient, ensuring you can easily access our facility without any hassle. We also prioritize accessibility, featuring ADA-compliant entrances and ramps to accommodate all members. While you can visit us at our main address for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 2147, So Burlington, VT 05407-2147.

Operating Hours and Services

We understand that life can get busy! That's why we offer flexible hours from Monday through Friday, opening at 8:30 AM and closing at 5:00 PM. Whether it's a deposit or a simple inquiry about your account, we're here during these hours to assist you. At Vermont Credit Union, we provide a range of services designed to meet your financial goals. Enjoy personal banking options like checking and savings accounts, auto loans, mortgage loans, and even credit cards with rewards. For those who prefer convenience on the go, we offer online and mobile banking services. If you're looking for quick transactions on the fly, take advantage of our drive-thru service or our ATM facilities available right at our location. Plus, if you're a member of a partner credit union, feel free to utilize our shared service center for basic transactions as well!

Visit Us Today!

We invite you to come by and explore what Vermont Credit Union has to offer. Our knowledgeable staff is ready to guide you through every step of your financial journey. Have questions? Don't hesitate to give us a call at 888-252-0202. We look forward to welcoming you soon!

Member Eligibility

Joining Vermont is like becoming part of a close-knit family where your financial needs are truly understood and supported. If you're looking to become a member, you'll be happy to know that eligibility is designed to be welcoming and inclusive. Generally, if you live, work, worship, or go to school in the area around 1 Carmichael St Essex Jct Vt 05452, you're likely eligible to join us. This means that whether you're just starting out or looking for more tailored financial solutions, we have something for everyone. The benefits of membership at Vermont are numerous, from competitive loan rates to personalized service that makes you feel valued. Plus, opening an account is straightforward! You can learn more about the specific eligibility requirements by visiting this link and find out how easy it is to take the next step in your financial journey. If you have any questions or need assistance, feel free to reach out to us at (888) 252-0202. We're excited to welcome you into our community!

Business Banking & Commercial Services

At Vermont, we understand that every business journey begins with a solid financial foundation. Whether you're launching a new startup or expanding an established company, having the right support is crucial. Our commercial loan options are designed to help you achieve your goals and grow your business. Imagine securing the funds to upgrade your equipment or expand your storefront. With our commitment to supporting businesses, we've funded over $202 in commercial loans for our members, helping them scale and succeed. We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions tailored to various needs. Our outstanding commercial loan portfolio of $99,728,847 reflects our dedication to driving economic growth by financing new and expanding businesses in Essex Jct, VT. In addition to loans, we offer essential merchant services that enable you to accept payments easily, manage transactions efficiently, and keep your cash flow steady. Visit us at 1 Carmichael St Essex Jct Vt 05452 or call us at (888) 252-0202 to learn how we can partner with you on your business journey!

Comprehensive List Of Services

Additional Services

At Vermont, we also provide basic drive-thru banking for quick transactions like deposits and withdrawals without having to step inside. For those who are members of partner credit unions, our shared branch transactions allow you to easily conduct deposits and withdrawals as well.

Business Banking Services

For business owners, we know that managing cash flow can be tough. That's why our business banking services include merchant services and business loans designed to support your growth and success. Whether you're just starting out or looking to expand, we're here to assist every step of the way.

Connect with Us

We invite you to explore all that we have to offer at Essex Office. If you have any questions or would like assistance in finding the right service for your needs, don't hesitate to reach out! You can give us a call at (888) 252-0202 during our operating hours from Monday through Friday, 8:30 AM - 5:00 PM. Join us today and experience how Vermont can help simplify your financial life!

Credit Cards and Rewards

Many members appreciate the flexibility that comes with having a credit card. Our credit cards not only offer rewards but also provide an easy way to manage your expenses while building credit.

Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options. With these services, you can manage your accounts from anywhere pay bills, transfer funds, and check balances with just a few taps on your phone or clicks on your computer. Plus, our ATM & cash withdrawal services ensure you have access to your money when you need it most.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, our personal banking services have got you covered. We provide accessible options for everyone, ensuring that you have the right tools to manage your money effectively. If you're considering financing a new vehicle, our auto loans and vehicle financing programs make it simple and straightforward. We're here to help you get behind the wheel without breaking the bank. For those considering homeownership or refinancing, our mortgage loans are tailored to fit different financial situations, making the dream of owning a home more attainable. Additionally, if you find yourself facing debt challenges, our personal loans and debt consolidation options can help simplify your payments and reduce stress.

Digital & Online Banking

Enhanced Features

At Vermont, we also provide electronic signature authorization for certain transactions, streamlining processes even further. Need to keep track of your financial statements? Our e-statements are readily available, helping you stay organized without the clutter of paper documents. Whether you're at home or out and about, our digital banking solutions give you the power to manage your finances effectively. Join us today and experience how easy banking can be with Vermont!

Key Services

Our online banking service is available 24/7, allowing you to check balances, pay bills, and transfer funds anytime you need. You can easily navigate through your accounts with just a few clicks, giving you real-time control over your finances. Plus, if you're looking to send money quickly to friends or family, our person-to-person transfer feature makes it hassle-free. For those who prefer banking on the go, our mobile application provides all the functionalities of online banking right in your pocket. Whether you're making mobile payments or reviewing e-statements, everything is just a tap away. And don't worry about security; our systems are built with robust protections to keep your information safe while you enjoy the convenience of digital banking.

Financial Strength

A Solid Foundation

With a net worth of $95,181,079, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.75% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

Total Share and Deposit Accounts: 126,268, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,960,098. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vermont is your trusted partner. Visit us at 1 Carmichael St Essex Jct Vt 05452 or call (888) 252-0202 to learn more about how we can help you achieve your financial goals.

Investing Back into the Community

With $89,439,817 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $5,464 in used auto loans and $783,040,768 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $215,450,819 in share certificates and $147,132,306 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $2,442,679 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 162 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $94,310,307 in used vehicle loans and $25,854,501 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our friendly team is here to guide you through the process.

Business Loans

For business owners, our outstanding commercial loans totaling $99,728,847 provide the capital needed to grow and expand. We know how important it is for businesses to have access to funding that supports their ambitions and operational needs.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $23,911,715 in loans helping members manage their finances effectively. These cards can be an excellent tool for everyday purchases or emergency expenses without breaking the bank.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $70,159,871, make buying or refinancing simple. We aim to support you every step of the way, ensuring you understand your options and are comfortable with your decisions.

Refinancing Options

If you're looking for better rates or terms on existing loans, we also offer refinancing options that could save you money over time. Our team will work with you to explore your eligibility and help streamline the refinancing process. At Vermont, we prioritize transparency and accessibility. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're ready to apply or just want more information, feel free to reach out at (888) 252-0202. We're here Monday through Friday from 8:30 AM to 5:00 PM. Let us help you find the right loan solution tailored just for you!

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Every listed loan comes from legitimate financial institutions, giving users peace of mind about the accuracy of their options. LendMesh takes pride in its commitment to unbiased results. There are no sponsored listings that prioritize lenders based on paid promotions. Instead, the platform focuses solely on providing users with comprehensive information to help them make informed decisions about their loans.

VERMONT FEDERAL CREDIT UNION - Essex Jct, VT

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Essex Jct, VT (05452)

Introduction

Branch History & Mission

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Operating Hours and Services

Visit Us Today!

Member Eligibility

Business Banking & Commercial Services

Comprehensive List Of Services

Additional Services

Business Banking Services

Connect with Us

Credit Cards and Rewards

Online and Mobile Banking

Personal Banking Solutions

Digital & Online Banking

Enhanced Features

Key Services

Financial Strength

A Solid Foundation

Growing Together

Investing Back into the Community

Member-Centric Savings

Operational Efficiency

Loan Offering

Auto Loans

Business Loans

Credit Card Loans

Mortgage Loans

Refinancing Options

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

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