Verity Credit Union Burlington VT | Best Auto Loans & Low Mortgage Rates

Introduction

Welcome to Vermont, your trusted community credit union located at 84 Pine St, Burlington, VT 05401. Since our establishment in 1953, we have proudly served over 55,762 members, offering them a variety of financial services designed to meet their needs and support their dreams. As a member-owned institution, we believe in the power of community and strive to empower our members through personalized banking solutions. At Vermont, we're not just about numbers; we're about relationships. With total assets exceeding $976 million and a robust deposit base of $16,528,806, we are committed to ensuring your financial health. Our leadership team, including CEO Jean Giard and Board President Megan Manahan Bliss, is dedicated to fostering a supportive environment where every member feels valued. We understand that life can be unpredictable, which is why we offer a range of loans totaling 32,984 to help you manage life's ups and downs effectively. Whether you're looking for auto loans, personal loans, or business financing options, our experienced team is here to guide you every step of the way. While members can visit us at our Burlington branch, official correspondence should be sent to PO Box 2147, So Burlington, VT 05407-2147. If you have any questions or need assistance, feel free to reach out at 888-252-0202. Our friendly staff is ready to help you from Monday through Friday during our lobby hours from 8:30 AM to 5:00 PM. Join us in strengthening our community together we can achieve more. Visit our website at Vermont Federal Credit Union today to learn more about our services and how we can assist you on your financial journey!

Branch History & Mission

Community Focus

Our commitment extends beyond financial transactions. We actively engage with local organizations and initiatives that uplift the Burlington area. From supporting educational programs to partnering with local charities, we strive to make a meaningful impact on the lives of those around us. While members can visit us at 84 Pine St, official correspondence should be sent to PO Box 2147, So Burlington, VT 05407-2147. If you have any questions or need assistance, please reach out at 888-252-0202 during our lobby hours Monday and Friday from 8:30 AM to 5:00 PM. We invite you to join our vibrant community at Vermont Federal Credit Union. Experience firsthand how we prioritize your financial needs while giving back to the Burlington area. Together, we can build a brighter future for everyone!

Our Mission

At Vermont Federal Credit Union, our mission is clear: to empower our members through exceptional financial services while actively contributing to the well-being of our community. We believe that when our members thrive, so does our community. This philosophy drives us to offer a range of services from personal banking such as checking and savings accounts to auto loans, mortgages, and business banking solutions. We are dedicated to ensuring that everyone feels welcome here. Our branch is ADA compliant and equipped with modern technology for ease of access. While we do not have drive-thru service at this location, we proudly offer ATM availability for your convenience. You can also enjoy online and mobile banking options that make managing your finances easier than ever.

Branch Location & Accessibility

Accessibility Features

Our Burlington branch is designed with accessibility in mind. You'll find ample parking available right outside, along with ADA-compliant features such as ramps for easy access. Whether you're visiting for a quick transaction or to discuss your financial goals, we ensure that everyone can feel welcome and comfortable in our space.

Call-to-Action

We invite you to visit us at the Vermont branch today or give us a call at 888-252-0202 if you have any questions. Our dedicated team is here to assist you with all your financial needs!

Operating Hours

We understand that life gets busy, which is why we keep our doors open on Mondays and Fridays from 8:30 AM to 5:00 PM. This schedule allows you to manage your banking needs at times that work best for you.

Services Offered

At Vermont's Burlington branch, we offer a variety of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, with ATM availability right on-site and shared service options for partner credit union members, accessing your funds has never been easier. For those who prefer digital banking, enjoy our online and mobile services that allow you to manage your accounts anytime, anywhere.

Member Eligibility

At Vermont, we believe that everyone deserves a supportive financial community to call their own. If you're looking to join us, becoming a member is simple! Our eligibility criteria are designed to be inclusive. Anyone who lives, works, or attends school in the Burlington area can apply for membership. We also welcome family members of existing members, so you can share the benefits of being part of our community with your loved ones. Joining Vermont means gaining access to a range of financial services tailored just for you, along with personalized support from our friendly staff. To get started, simply visit our website for all the details on how to qualify and what documents you may need. When you're ready to open an account, it's just as easy head over to https://vermontfederalcreditunionportal.mymortgage-online.com/loan-app/?siteid=5901102705&workflowid=143244 where you can complete your application online. If you have any questions or need assistance, don't hesitate to reach out by calling us at (888) 252-0202. We can't wait to welcome you into the Vermont family!

Business Banking & Commercial Services

Empowering Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $202 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $99,728,847, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In addition to loans, our merchant services make it easy for your business to thrive. Imagine having the tools to accept payments effortlessly, manage cash flow, and streamline transactions. Whether you run a café or a retail shop, our services are designed with your daily operations in mind. Located at 84 Pine St Burlington Vt 05401 in Burlington, VT, we invite you to explore how our business banking solutions can help your company flourish. Call us today at (888) 252-0202 or visit our website at https://www.vermontfederal.org/ for more information!

Comprehensive List Of Services

Credit Cards and Business Services

Our credit cards come with rewards that can make everyday purchases more rewarding. Whether you're shopping for groceries or dining out, every swipe brings you closer to earning benefits. For business owners, we offer specialized services such as Merchant Services & Business Loans that help you run and grow your business efficiently. It's all about providing solutions that cater directly to the unique challenges faced by entrepreneurs.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking options, allowing you to manage your accounts from anywhere at any time. With features like mobile payments and person-to-person transfers, accessing your money has never been easier. Need cash? Our ATM & Cash Withdrawal Services are available whenever you need them.

Loans and Financing

When it comes to financing life's big moments, we've got you covered. Our Auto Loans & Vehicle Financing make it easier than ever to hit the road in a new car. Picture yourself driving off in the vehicle you've always wanted, thanks to our competitive rates and flexible terms. If homeownership is on your mind, explore our Mortgage Loans & Refinancing services. We simplify the process so you can focus on making your house a home. And if you're dealing with unexpected expenses or planning a big purchase, our Personal Loans & Debt Consolidation options offer the support you need to regain control over your finances.

Personal Banking

For those looking to manage their day-to-day finances, our Personal Banking options include checking and savings accounts that can help you achieve your financial goals. Imagine having a checking account that not only keeps your funds safe but also earns you interest. With our savings accounts, you can watch your money grow while preparing for future expenses.

Shared Branching

We understand that banking should be accessible wherever life takes you. That's why we offer Basic Shared Branch Transactions, enabling members of partner credit unions to make deposits and withdrawals conveniently. To learn more about how we can assist you or if you're ready to take the next step toward better banking, don't hesitate to reach out! Call us at (888) 252-0202 or visit us online at Burlington Branch. We look forward to helping you achieve all your financial goals!

Digital & Online Banking

Convenient Online Banking

Our online banking platform is designed with you in mind. You can visit us at https://www.vermontfederal.org/ to easily check your account balances, transfer funds, and pay bills all without stepping foot in a branch. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Plus, with 24/7 online banking services, you can manage your finances whenever it suits you.

Effortless Account Management

Keeping track of your finances has never been easier. Our e-statements give you immediate access to your account activity without the clutter of paper statements. You can also authorize electronic signatures for certain transactions, providing a hassle-free way to handle paperwork digitally. In today's fast-paced world, having reliable and secure online banking options is essential. At Vermont, we're committed to providing accessible and user-friendly solutions that make managing your money straightforward and efficient. Experience the convenience of modern banking today!

Mobile Banking at Your Fingertips

For those who prefer banking on the go, our mobile application offers all the features you need right on your smartphone. Whether you're making mobile payments or viewing e-statements, everything is just a tap away. And if you're ever in doubt about the security of your information, rest assured that our systems are built to keep your data safe.

Financial Strength

At Vermont, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that when it comes to your finances, trust and reliability matter most. That's why we are committed to maintaining strong financial health to support our community. With a net worth of $95,181,079, we showcase our solid financial standing, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.75% further reflects a robust capital foundation, ensuring we can continue providing loans and competitive savings rates without interruption even in uncertain economic times. Members' savings are secured through $215,450,819 in share certificates and $147,132,306 in money market shares, which offer stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; this is evident with non-member deposits at $0, allowing us to focus our resources on benefiting you through better loan rates and exclusive perks. Our commitment to innovation is reinforced by having $89,439,817 in undivided earnings. This allows us to reinvest in advanced banking tools, stronger lending options, and enhanced security measures always with the aim of serving our members better. With $5,464 in used auto loans and $783,040,768 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Additionally, our $2,442,679 demonstrates our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products tailored for you. Our dedicated team comprises 162 full-time employees and 11 part-time employees who are always ready to assist you with their knowledge and commitment. Our net shares available for lending stand at $1,960,098, contributing to a healthy lending environment. We also proudly serve a growing member base with 126,268 total share accounts, highlighting the trust that our community places in us. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vermont is your trusted partner. Visit us at 84 Pine St Burlington Vt 05401 or call (888) 252-0202 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $94,310,307 in used vehicle loans and $25,854,501 in new vehicle loans already helping members get on the road. We provide flexible terms that make it easier for you to drive away with the vehicle you desire.

Commercial Loans

For business owners looking to grow and expand, we have outstanding commercial loans totaling $99,728,847. These funds can provide the capital necessary to invest in your business's future. We also offer refinancing options for many of our loan products. If you're interested in exploring eligibility or refinancing possibilities tailored to your situation, don't hesitate to reach out. To learn more about our loan offerings or how we can assist you further, please contact us at 888-252-0202 or visit us at 84 Pine St Burlington Vt 05401. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial aspirations are important to us at Vermont!

Credit Lines

For those who prefer more control over their borrowing, our credit lines offer up to $193,311,517 in available funds. This product allows you to draw only what you need when you need it.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $70,159,871, make buying or refinancing simple. We work with you to find a plan that fits your budget and needs.

Unsecured Credit Card Loans

Managing your finances effectively can be challenging. That's why we offer flexible terms on unsecured credit card loans, with a total of $23,911,715 in loans helping our members navigate their expenses while enjoying the benefits of credit.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By working exclusively with verified financial institutions, LendMesh prioritizes accuracy and reliability in its loan comparisons.

VERMONT FEDERAL CREDIT UNION - Burlington, VT

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Burlington, VT (05401)

Introduction

Branch History & Mission

Community Focus

Our Mission

Branch Location & Accessibility

Accessibility Features

Call-to-Action

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Empowering Business Growth

Merchant Services for Everyday Needs

Comprehensive List Of Services

Credit Cards and Business Services

Digital Banking Features

Loans and Financing

Personal Banking

Shared Branching

Digital & Online Banking

Convenient Online Banking

Effortless Account Management

Mobile Banking at Your Fingertips

Financial Strength

Loan Offering

Auto Loans

Commercial Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

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