Verity Credit Union Barre VT | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Vermont Federal Credit Union, your trusted partner in financial well-being since 1953. Located at 315 N Main St, Barre, VT 05641, our Barre Branch is dedicated to serving our community with a personal touch. With a robust membership of over 55,762 and total assets amounting to an impressive $976,387,089, we pride ourselves on being more than just a financial institution; we are a community resource committed to your success. At Vermont Federal, we understand that your financial needs are unique. That's why we offer a wide range of services designed for everyone from individuals seeking personal loans and credit cards with rewards to businesses looking for merchant services and business loans. Our members enjoy the peace of mind that comes from knowing their money is safe, supported by total deposits of $16,528,806 and a net worth of $95,181,079. While you can visit us in person at our Barre location for friendly assistance, please note that official correspondence should be sent to our mailing address at 275 Kennedy Dr, South Burlington, VT 05403-6706. Our team is here to assist you during our operating hours: Monday through Friday from 8:30 AM to 5:00 PM. Under the leadership of CEO Jean Giard and Board President Megan Manahan Bliss, we strive not only for excellence in service but also for building strong relationships within our community. Our dedicated staff of 173 employees is ready to help you navigate your financial journey with confidence. If you're ready to take the next step towards achieving your financial goals or simply want to learn more about what we offer, don't hesitate to reach out! Give us a call at 888-252-0202 or visit our website at www.vermontfederal.org for more information. Join us today and discover how Vermont Federal Credit Union can make a positive impact on your financial life!

Branch History & Mission

A Vision for the Future

As we look ahead, Vermont remains committed to embracing technology while maintaining the personal touch that sets us apart. Our digital banking options include online account management and mobile payments, making it easier than ever for members to manage their finances anytime, anywhere. Join us at Vermont today! Experience firsthand how we can help you achieve your financial dreams while being an integral part of your community. Together, let's build a brighter future! For more information or assistance, feel free to contact us at $(888) 252-0202.

Commitment to Community

Our mission goes beyond just providing financial services; it is about making a positive impact in the communities we serve. We are actively involved in local outreach initiatives that support education, health care, and economic development. Whether it's sponsoring community events or partnering with local organizations, we believe in giving back and fostering a sense of belonging among our members. While members can visit us at 315 N Main St Barre Vt 05641, official correspondence should be sent to 275 Kennedy Dr, South Burlington, VT 05403-6706. We are here for you Monday through Friday from 8:30 AM to 5:00 PM. Our branch also features convenient drive-thru banking and ATM availability for easy access to your funds.

Our Journey

Since opening our doors at 315 N Main St, Barre, VT 05641, we have welcomed countless members into our credit union family. With a current membership of over 55,000 and total assets amounting to nearly $1 billion ($976,387,089), we have become a trusted partner for individuals and families seeking reliable financial services. Our dedicated team works tirelessly to provide personalized support, helping members navigate their financial journeys with ease. As part of our mission to improve the lives of our members and the community, we offer a wide range of products and services tailored to meet diverse needs. From personal banking options like checking and savings accounts to auto loans, mortgages, and business banking solutions, we strive to empower our members with the tools they need to achieve their goals.

Branch Location & Accessibility

Accessibility Features

Getting to us is a breeze! We offer ample parking right outside our branch, making it easy for you to drop by for your banking needs. Our facility is fully ADA-compliant, ensuring that everyone can access our services with ease. Whether you're visiting for a quick transaction or need assistance with more complex banking needs, we are here to help.

Operating Hours and Services

Our friendly team is ready to assist you Monday through Friday from 8:30 AM to 5:00 PM. We understand that life can get busy, so we also provide a drive-thru service for quick deposits and withdrawals without leaving your car. Plus, members can enjoy access to our ATM services at any time, adding even more convenience to your banking experience. If you need assistance while on the go, remember that our shared service center allows members from partner credit unions to conduct basic transactions here as well. While members can visit us at 315 N Main St Barre Vt 05641, official correspondence should be sent to our mailing address at 275 Kennedy Dr, South Burlington, VT 05403-6706. We invite you to stop by and discover how we can support your financial journey. If you have questions or need more information, don't hesitate to give us a call at (888) 252-0202. We look forward to welcoming you soon!

Member Eligibility

Becoming a member of Vermont means joining a welcoming community where your financial well-being is our priority. If you're looking to unlock exclusive benefits, you'll be happy to know that membership is open to anyone who lives, works, or worships in the area. This inclusive approach ensures that everyone can take advantage of our personalized services and competitive rates. As part of our family, you'll gain access to a wide range of financial products designed with your needs in mind, from checking accounts to auto loans. Getting started is easy! You can check the specific eligibility details, which will give you all the information you need about joining us. Once you're ready, opening an account is just a click away through our convenient online application at https://vermontfederalcreditunionportal.mymortgage-online.com/loan-app/?siteid=5901102705&workflowid=143244. If you have any questions or need assistance, feel free to reach out at (888) 252-0202. We're here to help you every step of the way as you embark on this exciting journey with us at Vermont, located at 315 N Main St Barre Vt 05641.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $202 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $99,728,847, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine a bustling café or retail shop where transactions flow smoothly, thanks to reliable payment solutions. Our merchant services help you accept payments effortlessly, enhancing customer satisfaction while giving you more time to focus on what you do best running your business. From credit card processing to mobile payments, we provide tools that fit your needs. Visit us at 315 N Main St Barre Vt 05641 in Barre, VT, or call us at (888) 252-0202 to learn how our business banking solutions can fuel your success!

Comprehensive List Of Services

Business Banking Solutions

For our business members, we offer comprehensive business banking services including merchant services and business loans that empower you to grow your company. We know how vital support is for small businesses, so we're here every step of the way.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking options. You can easily check balances, transfer funds, and pay bills from the comfort of your home or on the go. Plus, our ATM and cash withdrawal services ensure you have access to your money when you need it.

Credit Cards with Rewards

Why not earn rewards while spending? Our credit cards with rewards allow you to get something back every time you shop. Whether it's cashback or travel points, these cards can turn your everyday purchases into exciting benefits.

Drive-Thru and Shared Branch Services

Sometimes simplicity is best. Our basic drive-thru banking allows for quick deposits, withdrawals, and simple transactions without stepping inside. Additionally, if you're a member of partner credit unions, our shared branch transactions enable you to make deposits and withdrawals conveniently. Whether you're reaching out by phone at 888-252-0202, visiting us in person during our operating hours from Monday to Friday (8:30 AM - 5:00 PM), or utilizing our digital services, we're committed to making banking as easy as possible for you. Join us at Vermont, where we believe in providing not just services but building lasting relationships with our members. Visit us today or explore more about what we offer by checking out our website!

Loans Made Easy

When it comes to financing your dreams, we offer various auto loans and vehicle financing options. Imagine driving off in a new car without the financial stress our competitive rates make this possible. If you're thinking about buying a home or refinancing your current mortgage, our mortgage loans provide flexible solutions tailored just for you. For those unexpected expenses or consolidating debt, our personal loans are there to lend a helping hand.

Personal Banking

We understand that managing your finances can sometimes be overwhelming. That's why our personal banking services include checking and savings accounts designed to fit your lifestyle. Whether you need a simple account for everyday transactions or a high-yield savings option to grow your funds, we've got you covered.

Digital & Online Banking

Conclusion

At Vermont, we strive to provide an accessible and user-friendly digital banking experience. With tools like mobile payments, e-statements, and a comprehensive mobile app, managing your finances has never been simpler or more secure. Explore all these features today through our website and see how easy banking can be!

Key Features

We know that security is a top concern for our members. That's why our platform includes robust features to protect your information. While we currently do not offer electronic signature authorization (No), you can rest assured knowing that your data is safe with us. Our e-statements feature (Yes) allows you to view your account statements online, saving paper and making it easy to keep track of your finances. You can also take advantage of our mobile payments feature (Yes), which lets you pay for goods and services using your smartphone perfect for those on-the-go moments. For even greater accessibility, check out our mobile application (Yes). This user-friendly app puts all the power of online banking right in your pocket. With just a few taps, you can manage your accounts, set up alerts, and even conduct person-to-person transfers (Yes) with ease.

Financial Strength

At Vermont, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand how important it is for you to feel confident in your financial institution, especially in today's economic landscape. With a net worth of $95,181,079, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 975 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $215,450,819 in share certificates and $147,132,306 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $89,439,817 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $54,464 in used auto loans and $783,040,768 in total loans and leases. Our operational efficiency is reflected in our net income of $5,589,587, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 162 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share and Deposit Accounts: 126268, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vermont is your trusted partner. Visit us at 315 N Main St Barre Vt 05641 or call 888-252-0202 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Additional Options

If you're considering refinancing your current loans or need assistance determining your eligibility for any of our products, we encourage you to reach out. Our experienced staff at Vermont, located at 315 N Main St Barre Vt 05641, Barre, VT, is ready to discuss how we can assist you in achieving your financial objectives. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information about our loan offerings or to get started today, give us a call at (888) 252-0202 or visit our website at https://www.vermontfederal.org/.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $94,310,307 in used vehicle loans and $25,854,501 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure you can drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $99,728,847 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are committed to supporting local entrepreneurs through tailored financing solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $70,159,871, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our dedicated team is here to help you navigate the process.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $23,911,715 in loans helping members manage their finances effectively. Our credit cards come with various benefits tailored to suit your lifestyle, making it easier for you to make purchases and build credit.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in the rates presented. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results so you can trust what you see. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions empower users to make well-informed decisions about their borrowing needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers, making it easier to understand the options available.

VERMONT FEDERAL CREDIT UNION - Barre, VT

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Barre, VT (05641)

Introduction

Branch History & Mission

A Vision for the Future

Commitment to Community

Our Journey

Branch Location & Accessibility

Accessibility Features

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Solutions

Convenient Online & Mobile Banking

Credit Cards with Rewards

Drive-Thru and Shared Branch Services

Loans Made Easy

Personal Banking

Digital & Online Banking

Conclusion

Key Features

Financial Strength

Loan Offering

Additional Options

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Cards

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

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