Verity Credit Union Seattle WA | Affordable Auto Loans & Business Banking

Introduction

At Verity, we believe that financial services should be as reliable as your morning coffee. Located at 11027 Meridian Ave N Ste 101, Seattle, WA 98133, our Northgate Branch has been serving the community since 1933. With a commitment to fostering financial wellness, we proudly support over 37,000 members and hold an impressive $750,263,748 in total assets. Our branch is more than just a place to manage your money; it's a hub of community engagement and support. Whether you're looking for personal banking options like checking accounts and auto loans or business services such as merchant solutions and business loans, Verity is here for you. We understand that each member's needs are unique, which is why our experienced team is dedicated to providing personalized service tailored just for you. Under the leadership of our CEO, Tonita Webb, and Board President, Will Collins, we strive to create a welcoming environment where everyone can thrive financially. Our branch employs 138 friendly staff members who are ready to assist you with any inquiries or needs. While members can visit us at our Northgate location, official correspondence should be sent to the same address: 11027 Meridian Ave N Ste 101, Seattle, WA 98133. With a net worth of $77,374,124 and total deposits reaching $61,219,738, you can trust that your money is in safe hands. Ready to experience banking that puts you first? Give us a call at 206-361-5346 or stop by during our operating hours Monday through Friday from 10 AM to 6 PM and Saturday from 10 AM to 2 PM. Join us in creating a brighter financial future today! For more information about our services, visit our website at Verity Credit Union.

Branch History & Mission

At Verity, located in the heart of Seattle, WA, our journey began in 1933. Over the decades, we have built a strong foundation as a trusted financial partner for our community. From our humble beginnings to becoming a significant player in the local financial landscape, Verity has always prioritized the needs of its members. Our branch at 11027 Meridian Ave N Ste 101 has become a beacon of support and service for thousands of individuals and families in the area. Throughout our history, we've achieved remarkable milestones that reflect our commitment to serving our members. With a total membership of over 37,000 and assets totaling $750,263,748, we have grown significantly while maintaining our core values. Our mission is clear: to empower our members with financial services that enhance their lives and support their dreams. We strive not only to provide exceptional banking products but also to foster a sense of community. Our branch is conveniently located near local landmarks and offers essential services such as personal banking, auto loans, mortgage options, credit cards with rewards, and business banking solutions. While members can visit us at 11027 Meridian Ave N Ste 101 Seattle Wa 98133, official correspondence should be sent to 11027 Meridian Ave N Ste 101, Seattle, WA 98133. Verity's mission extends beyond traditional banking; we are deeply committed to community outreach and partnerships that uplift those around us. Our team actively engages in local initiatives aimed at fostering financial literacy and supporting various charitable organizations. We believe that when our community thrives, we all succeed together. In addition to our robust service offerings, we embrace modern technology to ensure convenience for all members. With features like online banking and mobile payments available, we cater to every lifestyle while adhering to ADA compliance standards. We invite you to join us at Verity and experience firsthand the difference that comes from being part of a credit union that genuinely cares about its members and their communities. Whether you're looking for personal assistance or seeking guidance on your financial journey, our friendly staff is here to help. Contact us today at (206) 361-5346 or visit us during our operating hours: Monday through Friday from 10 am - 6 pm and Saturday from 10 am - 2 pm. Together, let's achieve your financial goals!

Branch Location & Accessibility

Welcome to the Verity Northgate Branch, your friendly neighborhood credit union located at 11027 Meridian Ave N Ste 101 in Seattle, WA. Nestled in the vibrant Northgate area, our branch is easily accessible for all your banking needs. Whether you're coming from nearby landmarks like Northgate Mall or Roosevelt High School, you'll find our location convenient and welcoming. At Verity, we prioritize your comfort and accessibility. Our branch features ADA-compliant facilities, ensuring everyone can access our services without hassle. Parking is available right outside, making it simple for you to pop in and take care of your banking transactions. We understand that your time is valuable, which is why we offer flexible operating hours. You can visit us Monday through Friday from 10 AM to 6 PM and on Saturday from 10 AM to 2 PM. Whether you need to open an account, apply for a loan, or simply ask a question, our friendly staff is here to assist you. In addition to personal banking services like checking and savings accounts, auto loans, and credit cards with rewards, we also provide drive-thru banking for quick deposits and withdrawals. If you're part of a partner credit union, don't worry we offer shared services so you can conduct transactions seamlessly. For those on the go, we have an ATM available at our location for easy cash withdrawals and balance checks. While members can visit us at 11027 Meridian Ave N Ste 101 Seattle Wa 98133, official correspondence should be sent to the same address as we keep it simple and straightforward for you. So why wait? Come by the Verity Northgate Branch today or give us a call at (206) 361-5346! We look forward to serving you!

Member Eligibility

Joining Verity means becoming part of a welcoming community that values you and your financial well-being. To become a member, you'll need to meet some friendly eligibility criteria. Typically, this includes living, working, or going to school in the areas we serve, but we invite everyone to explore membership options with us. The best way to find out if you qualify is to check our detailed eligibility information at . Once you know you're eligible, opening an account is a breeze! You can start the process online through this link: https://secure.veritycu.com/veritycu/sdk/autoenrollmente2e, or simply give us a call at (206) 361-5346 for personalized assistance. We can't wait to welcome you into the Verity family at our location: 11027 Meridian Ave N Ste 101 Seattle Wa 98133!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services designed to simplify your payment processing. Imagine being able to accept payments from customers quickly and easily, whether they're shopping online or in-store. Our merchant services not only streamline transactions but also help you manage your cash flow effectively, so you can focus on what matters most growing your business. Visit us at 11027 Meridian Ave N Ste 101 Seattle Wa 98133 or give us a call at (206) 361-5346 to explore how our business banking services can make a real difference for your enterprise.

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $380 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $31 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $98,099,830, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

We also cater to members who prefer face-to-face interactions through our basic Drive-Thru Banking, which allows for quick deposits and withdrawals without leaving your car. If you're a member of a partner credit union, take advantage of our shared branch transactions for deposits and withdrawals too! With all these services available at Northgate Branch, we are committed to providing personalized experiences that cater to every member's unique needs. If you have any questions or would like to learn more about how we can assist you on your financial journey, don't hesitate to reach out! Call us at (206) 361-5346, visit us at our location in Seattle, WA, or check out our website at http://www.veritycu.com. We look forward to serving you!

Business Banking Solutions

For our business members, we understand that managing finances is crucial for success. Our Business Banking services include essential tools like Merchant Services & Business Loans, designed to help your business thrive.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features. You can check balances, transfer funds, and pay bills all from your phone or computer anytime, anywhere. Our ATMs and cash withdrawal services ensure that accessing your money is easy and hassle-free.

Financial Support

Life can throw curveballs, which is why we also provide Personal Loans & Debt Consolidation options. Whether it's unexpected expenses or a desire to simplify your finances, we're here to help you get back on track. Plus, our Credit Cards with Rewards allow you to earn while you spend, making every purchase count.

Personal Banking Services

Whether you're opening your first checking account or looking to grow your savings, our Personal Banking options are designed with you in mind. We offer a variety of Checking & Savings Accounts that fit different lifestyles. Need extra funds for a new car? Our Auto Loans & Vehicle Financing can help you hit the road in no time. If you're considering buying a home, our competitive Mortgage Loans & Refinancing solutions are here to guide you through the process smoothly.

Digital & Online Banking

Accessibility at Your Fingertips

No matter where life takes you, Verity is here to support you with easy access to all your banking needs. Whether you're at home or out and about, our online banking services ensure that you can manage your finances efficiently and securely. Experience the ease of modern banking today with us!

E-Statements and Mobile Payments

Say goodbye to paper clutter with our e-statements option! Enjoy the benefits of receiving your statements electronically while being environmentally friendly. Plus, if you like making payments through your phone, our mobile payments feature allows you to pay for goods and services directly from your account no wallet needed!

Key Features

Our online banking platform is user-friendly and secure, ensuring that your personal information is always protected. You can easily check your balance, review transactions, and transfer funds all with just a few clicks. For those who prefer to manage their accounts on the go, our mobile application offers the same functionalities right from your smartphone. Need to send money to a friend or family member? Our person-to-person transfer feature makes it simple and quick. You won't have to worry about cash or checks; just send money directly from your account.

Financial Strength

Comprehensive Lending Capacity

Our lending capacity supports members' financial goals across various sectors with $1,986 in used auto loans and $636,632,457 in total loans and leases. Whether you're purchasing a vehicle or need financing for other purposes, we're here to help.

Dedicated Team

We also take pride in having 135 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our staff is dedicated to helping you navigate your financial journey.

Member-Centric Focus

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks tailored for our valued members.

Operational Efficiency

Our $2,361,364 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. Efficient operations mean more value for you as a member of Verity.

Reinvestment for Growth

With $67,165,353 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This reinvestment helps us adapt to your evolving needs while strengthening our overall position.

Secure Savings Options

Members' savings are secured through $165,388,305 in share certificates and $93,224,360 in money market shares, offering stable and rewarding financial growth opportunities. Your funds are safe with us, allowing you to plan for the future confidently.

Solid Capital Foundation

Our net worth ratio of $1,031 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This ratio reflects our commitment to maintaining a stable environment for all members.

Strong Net Worth

With a net worth of $77,374,124, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid base means we're well-equipped to support our community's needs.

Trustworthy Financial Partner

Total Share Accounts: 75,631, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Verity is your trusted partner. Visit us at 11027 Meridian Ave N Ste 101 Seattle Wa 98133 or call (206) 361-5346 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already helped members secure $29,531,856 in used vehicle loans and $19,114,494 in new vehicle loans. This means you can trust us to help you get on the road with financing that fits your budget.

Commercial Loans

For business owners, our outstanding commercial loans totaling $98,099,830 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges and opportunities; our tailored loan solutions can help ease some of those burdens.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With Junior Lien 1-4 Family Residential Properties loans totaling $65,503,243, we are here to support you through every step of the process whether it's your first home or an investment property.

Refinancing and Eligibility Options

If you're considering refinancing existing loans or exploring eligibility for any of our products, our knowledgeable staff is ready to assist you. We believe in making the borrowing process as straightforward as possible so you can focus on what matters most. For more information on how we can help you with your financial journey, feel free to contact us at 206-361-5346 or visit us at 11027 Meridian Ave N Ste 101 Seattle WA 98133. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Verity, we're committed to providing personalized service and support for all your borrowing needs!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $28,532,921 in loans helping members manage their finances effectively, our credit card options are designed to give you the freedom and flexibility you need for everyday purchases and emergencies alike.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that users can trust the information they receive is accurate and fair. By only including lenders who adhere to these standards, LendMesh ensures that all loan offers presented are legitimate and dependable.

Verity