Verity Credit Union Seattle WA | Top Business Banking & Auto Loans

Introduction

Welcome to Verity, your trusted financial partner located at 11027 Meridian Ave N, Seattle, WA 98133. Since our establishment in 1933, we have been dedicated to serving our community with a personal touch and a commitment to financial well-being. With over 37,000 members and counting, we pride ourselves on fostering strong relationships and providing tailored solutions that meet your unique needs. At Verity, we understand that managing your finances can be overwhelming at times. That's why we're here to simplify the process for you. Whether you're looking for checking and savings accounts, auto loans, mortgages, or business banking services, we've got you covered. Our total assets now stand at an impressive $750,263,748, reflecting our stability and ability to support our members effectively. Our leadership team is committed to ensuring that every member feels valued and supported. Under the guidance of CEO Tonita Webb and Board President Will Collins, our staff of 138 dedicated employees works tirelessly to provide exceptional service. We are not just about numbers; we're about people your neighbors and friends who care about your financial success. In addition to competitive loan offerings totaling 22,920, we also maintain robust deposits of $61,219,738. This allows us to offer favorable rates and terms that truly benefit our members. With a net worth of $77,374,124 and cash in hand amounting to $9,171,885, you can trust that your money is safe with us. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to the same address: 11027 Meridian Ave N, Seattle, WA 98133. Our doors are open Monday through Friday from 8 AM to 5 PM for your convenience. Ready to take the next step towards better banking? Give us a call at 206-440-9000 or explore more about our services online at veritycu.com. Join us today and experience the difference of a credit union that truly cares!

Branch History & Mission

Commitment to Community

Our commitment goes beyond just offering financial products. We are dedicated to making a positive impact within Seattle through various outreach initiatives and partnerships with local organizations. Whether it's hosting financial literacy workshops or supporting local events, we actively seek ways to give back and strengthen our community ties. While you can visit us at our branch for personalized service during our operating hours Monday through Friday from 8 AM to 5 PM official correspondence should be sent to our mailing address at 11027 Meridian Ave N, Seattle, WA 98133.

Looking Ahead

As we embrace modern technology, Verity is proud to offer online and mobile banking services that provide convenience without sacrificing personal touch. While we currently do not have ATM services or drive-thru banking available at this location, our commitment to accessibility remains strong. Our goal is always to ensure that every member feels valued and supported. Join us at Verity as we continue this journey together. Experience the difference that comes from being part of a community-focused credit union that puts its members first. Visit us today or reach out at 206-440-9000 to learn more about how we can help you achieve your financial dreams!

Our Journey

From humble beginnings nearly a century ago, Verity has evolved significantly. We began as a small credit union focused on helping individuals with basic banking needs. Over the years, we have expanded our services to include personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Today, our total assets stand at an impressive $750 million, reflecting the trust and support of our loyal members. Verity's mission is simple yet profound: to provide exceptional financial services while enriching the lives of our members and supporting our community. We strive to empower individuals with the resources they need to succeed financially, ensuring that everyone has access to fair and affordable banking solutions.

Branch Location & Accessibility

Contact Us

Feel free to reach out anytime at 206-440-9000 if you have questions or would like more information about how we can support your financial journey. We invite you to visit us today and discover how Verity can make a positive difference in your banking experience!

Nearby Landmarks and Accessibility

Conveniently situated near local landmarks, our branch is easily accessible whether you're coming from the bustling Northgate Mall or the serene shores of Lake Washington. Ample parking is available for your convenience, and we ensure that our facilities are ADA compliant with ramps and accessible entrances for all members.

Operating Hours and Services

We know that life can be busy, so we're here to serve you Monday through Friday from 8 AM to 5 PM. Whether you need assistance with personal banking, auto loans, mortgage refinancing, or even business services, our dedicated team is ready to help you every step of the way. While we currently do not offer ATM services or drive-thru banking at this location, our friendly staff is always available inside to provide personalized service. If you need to send us any official correspondence, please use our mailing address: 11027 Meridian Ave N, Seattle, WA 98133.

Member Eligibility

Becoming a member of Verity is like joining a welcoming family that's dedicated to your financial well-being. If you're looking to take advantage of our supportive community, you'll be glad to know that eligibility is open to anyone who lives, works, or worships in the area around 11027 Meridian Ave N Seattle Wa 98133. Our members enjoy personalized service, competitive rates, and a range of financial products designed to meet their unique needs. To find out more about specific eligibility criteria, feel free to check out our detailed information at . Opening an account with us is a breeze! You can start your journey by visiting our account opening page at https://secure.veritycu.com/veritycu/sdk/autoenrollmente2e or simply give us a call at (206) 440-9000. We're here to help make your transition into membership as smooth as possible. Join us today and experience the difference that being part of Verity can make in your financial life!

Business Banking & Commercial Services

Empowering Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $380 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $31 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $98,099,830, we continue to drive economic growth by financing new and expanding businesses.

Streamlined Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments seamlessly whether in-store or online allowing you to focus more on what you do best: serving your customers. Our goal is to make banking as easy as possible so you can concentrate on your business's success. Visit us at 11027 Meridian Ave N Seattle Wa 98133 in Seattle, WA, or call us at (206) 440-9000 to learn how we can assist you in achieving your business goals today!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have ATMs at our branch, we ensure that cash withdrawal services remain accessible through partnerships that allow members to withdraw cash conveniently. --- We invite you to discover how Verity can help enhance your financial well-being. For more information about any of these services or to get started today, feel free to reach out at (206) 440-9000 or visit us online at http://www.veritycu.com . Your future starts here let us be part of it!

Auto Loans & Vehicle Financing

Looking to buy a new car? Our auto loans and vehicle financing options are designed to make that process smooth and straightforward. We understand that purchasing a vehicle is a big decision, which is why we offer competitive rates and flexible terms, making it easier for you to hit the road in style.

Business Banking

For entrepreneurs, our business banking services are tailored to foster growth and success. From merchant services that help streamline transactions to accessible business loans for expansion, we are here to support your venture every step of the way.

Mortgage Loans & Refinancing

When it's time to invest in your dream home or refinance an existing mortgage, our team is ready to assist. Our mortgage loans cater to various needs, whether you're a first-time buyer or looking to refinance for better rates. We guide you through each step, ensuring you understand all your options.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. Access your accounts anytime from anywhere! Whether you're checking balances or transferring funds, our platform makes it easy and secure.

Personal Banking

Managing your everyday finances has never been easier with our personal banking options. We offer checking and savings accounts that fit your lifestyle, whether you're saving for a special occasion or just looking for a convenient way to manage your money. Plus, our credit cards with rewards help you earn benefits while you shop. Imagine using your card for daily purchases and receiving cash back or points towards travel!

Personal Loans & Debt Consolidation

Life can be unpredictable, and sometimes you may need extra financial support. With our personal loans and debt consolidation services, we provide the funds needed for unexpected expenses or help simplify your payments into one manageable monthly bill. You can focus on what matters most without the stress of juggling multiple debts.

Digital & Online Banking

Key Features

Our online banking platform provides real-time access to your account information, making it easy to check balances, view transaction history, and manage your money on the go. If you prefer to use your smartphone, our user-friendly mobile application is available for download, allowing you to bank from the palm of your hand. You can also make mobile payments effortlessly, ensuring that paying bills or sending money to friends is quick and hassle-free. For added convenience, we support person-to-person transfers, so sharing costs or paying back a friend is just a few taps away. Plus, with e-statements available, you can keep track of your finances while reducing paper clutter.

Security and Support

Your security is our priority. We implement robust measures to ensure that your personal information remains safe while you enjoy the convenience of digital banking. Although we do not currently offer electronic signature authorization, our other security protocols help protect your transactions. Whether you're checking in on your savings or transferring funds between accounts, our platform is designed to be intuitive and accessible. Should you have any questions or need assistance, our dedicated team is just a phone call away at (206) 440-9000 during our operating hours. At Verity, we are committed to making banking easier for you. Experience the freedom of managing your finances digitally today!

Financial Strength

At Verity, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With strong financial metrics reflecting our commitment to serving you, we are proud to share our solid foundation. With a net worth of $77,374,124, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,031 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $165,388,305 in share certificates and $93,224,360 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to reinvesting in your banking experience is reflected in our $67,165,353 in undivided earnings. This allows us to enhance banking tools, strengthen lending options, and improve security measures for our members. With $1,986 in used auto loans and $636,632,457 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our operational efficiency is evident with a net income of $2,361,364, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 135 full-time employees and 3 part-time employees who ensure that our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 75,631, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Verity is your trusted partner. Visit us at 11027 Meridian Ave N Seattle Wa 98133 or call (206) 440-9000 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $29,531,856 in used vehicle loans and $19,114,494 in new vehicle loans already helping members get on the road. Whether you're purchasing a new model or a pre-owned vehicle, we have flexible options available for you.

Business Loans

For business owners, our outstanding commercial loans totaling $98,099,830 provide the capital needed to grow and expand your operations. We understand the unique challenges faced by businesses and are here to support your journey toward success. If you're interested in exploring refinancing options or checking eligibility for any of these loan products, don't hesitate to reach out! Call us at 206-440-9000 during our operating hours from Monday through Friday from 8 AM - 5 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Verity, we're committed to helping you navigate your financial journey with confidence.

Credit Lines

For those who prefer more flexibility in managing their expenses, our credit lines totaling $162,398,906 provide an excellent option. These lines allow you to borrow as needed while only paying interest on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $65,503,243, make buying or refinancing simple. We provide competitive rates and terms to help you secure your dream home without unnecessary stress.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $28,532,921 in loans helping members manage their finances effectively. These cards come with various benefits that can help you make purchases while staying within your budget.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that every loan offer presented is fair and transparent, allowing users to make informed choices without hidden surprises.

Verity