Verity Credit Union Seattle WA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Verity, your trusted partner in financial well-being located at 4505 California Ave SW, Seattle, WA 98116. Since our establishment in 1933, we have dedicated ourselves to serving our community with care and commitment, ensuring that every member feels valued and supported. With a robust membership of 37,075, we pride ourselves on being more than just a credit union; we are a community hub where financial dreams come to life. As of now, Verity boasts total assets of $750,263,748 and total deposits amounting to $61,219,738. Our prudent management has also led us to maintain a solid net worth of $77,374,124, reflecting our stability and reliability. We currently hold a portfolio of 22,920 loans and leases, demonstrating our active role in helping members achieve their financial goals. Under the leadership of CEO Tonita Webb and Board President Will Collins, we strive to foster an environment where both individuals and businesses can thrive. Our team of 138 employees is here to assist you with various services including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. While members can visit us at our branch for face-to-face assistance during our operating hours from 10:00 AM to 6:00 PM (Monday through Friday), official correspondence should be sent to the same address as our branch location. We invite you to explore the many ways Verity can support your financial journey. Feel free to reach out by calling us at (206) 641-2810 or visiting our website at veritycu.com. Join us as we work together towards a brighter financial future!

Branch History & Mission

Welcome to Verity, your trusted financial partner in Seattle, WA. Since opening our doors in 1933, we have proudly served our community with a commitment to providing exceptional financial services tailored to the needs of our members. Located at 4505 California Ave SW, Seattle, WA 98116, our branch has grown alongside the vibrant West Seattle community and stands as a testament to our dedication and resilience over the decades. From our humble beginnings, Verity has evolved significantly. Today, we serve over 37,000 members and manage total assets amounting to $750,263,748. Our journey reflects a rich history of community support and innovation in banking practices. We continually strive to enhance our offerings by embracing modern technology while ensuring that personal service remains at the heart of what we do. At Verity, our mission is clear: we aim to empower individuals and families by providing accessible financial solutions that foster growth and stability. We believe that everyone deserves a chance to achieve their financial goals, whether it's buying a home, financing a vehicle, or managing day-to-day expenses. Our team is dedicated to offering personalized assistance and expert guidance every step of the way. While members can visit us at our branch location for in-person assistance during our operating hours from Monday to Friday, 10:00 AM to 6:00 PM, official correspondence should be sent to the same address: 4505 California Ave SW, Seattle, WA 98116. We also offer ATM services for added convenience. Verity is more than just a credit union; we are an integral part of the West Seattle community. Our outreach programs aim to uplift local initiatives and strengthen connections among residents. By partnering with local organizations and supporting community events, we strive to make a meaningful impact beyond just banking. As we look towards the future, we invite you to join us on this journey. Experience the benefits of being a member at Verity where your financial health is our priority. Together, let's build a stronger community through shared values and mutual support. For more information or to become a member today, please call us at 206-641-2810 or visit us online at veritycu.com.

Branch Location & Accessibility

Welcome to the Verity Credit Union, located conveniently at 4505 California Ave SW in beautiful Seattle, WA. Our West Seattle Branch is not just a place to bank; it's your community hub for personal and business financial needs. Nestled in the heart of West Seattle, we're close to local favorites like Alki Beach and the West Seattle Junction, making it easy for you to stop by while enjoying everything our vibrant neighborhood has to offer. At Verity, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ample parking options, ensuring that everyone can easily reach us. While you can visit us at our branch address for all your banking needs, official correspondence should be sent to the same address: 4505 California Ave SW, Seattle, WA 98116. We're here to serve you during the week with convenient hours from Monday through Friday, opening at 10:00 AM and closing at 6:00 PM. Whether you're looking to open a checking account, apply for an auto loan, or explore mortgage options, our friendly staff is ready to assist you with personalized service. For those who prefer cash access without stepping inside, we have an ATM available right on-site. Unfortunately, we don't offer drive-thru banking at this location, but our team is more than happy to help you with any transactions inside the branch. Feel free to give us a call at 206-641-2810 if you have any questions or need assistance before your visit. We invite you to come by and experience the welcoming atmosphere of Verity Credit Union today!

Member Eligibility

Joining the Verity community is an exciting step toward achieving your financial goals! At Verity, we believe everyone deserves access to a supportive banking experience. To become a member, you'll need to meet a few simple eligibility requirements. If you live, work, or worship in certain areas of Washington State, or if you have a family member who is already a member, you can easily join us! We invite you to check out the detailed eligibility criteria on our website at . Once you're ready to take this step, opening an account is quick and straightforward. You can start your journey by visiting us online at https://secure.veritycu.com/veritycu/sdk/autoenrollmente2e or give us a call at (206) 641-2810 for any questions. We're here to help you every step of the way at our branch located at 4505 California Ave Sw Seattle Wa 98116. Welcome to Verity where your financial future begins!

Business Banking & Commercial Services

Financing That Fuels Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $380 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $31 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $98,099,830, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

Imagine having a reliable partner that not only helps you secure funding but also makes everyday transactions smoother. Our merchant services are designed with your needs in mind. From seamless credit card processing to easy online payment options, we ensure that your customers have a hassle-free experience when they shop with you. This means more sales and happier customers! Located at 4505 California Ave Sw Seattle Wa 98116 in Seattle, WA, our team is ready to assist you in navigating the path to financial success. Contact us today at (206) 641-2810 to learn more about how we can support your business!

Comprehensive List Of Services

Business Banking

If you're a business owner, we haven't forgotten about you! Our business banking services include merchant services and business loans designed to support your growth and operational needs. With Verity by your side, managing finances for your business becomes simpler and more efficient.

Connect With Us

Ready to explore how Verity can meet your financial needs? Feel free to reach out at 206-641-2810 or visit us during our lobby hours from Monday to Friday between 10:00 AM and 6:00 PM. Our team is eager to assist you with any questions about our services or help set up an account that fits your lifestyle. Join us at Verity and experience the difference that personalized service makes in achieving your financial goals!

Digital Banking Solutions

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. You can easily check balances, transfer funds, or pay bills from the comfort of your home or on the go. Our ATM services allow for cash withdrawals and balance checks whenever you need them no waiting in line!

Loans and Credit Options

For those who may need additional funding, we offer mortgage loans and refinancing solutions tailored to your financial situation. Planning a major purchase or consolidating debt? Our personal loans and debt consolidation services provide flexible terms to help you regain control over your finances. Plus, with our credit cards that come with rewards, you can earn benefits while making everyday purchases.

Personal Banking

Our personal banking services include checking and savings accounts designed for everyday use. If you're just starting out or looking to manage your finances better, we can assist you in choosing the right account. Additionally, our auto loans and vehicle financing options make it easy to get behind the wheel of your next car. Imagine driving off in a new vehicle without the stress of complicated financing; that's what we're here for!

Digital & Online Banking

Explore Our Services

Our online banking platform, accessible at http://www.veritycu.com , offers a wide range of features to help you stay on top of your financial needs. Whether you're checking your balance, transferring funds, or paying bills, our secure system ensures that your information remains protected. Plus, with 24/7 online banking services, you can handle your banking tasks at times that suit you best.

Key Features for Your Ease

Take advantage of e-statements available through our service. This eco-friendly option lets you view and manage your statements online without the clutter of paper. If you're on the go, our mobile application makes it easy to bank from your smartphone or tablet. You can even make mobile payments quickly and securely no need to carry cash. Need to send money to a friend? Our person-to-person transfer feature allows you to send funds instantly with just a few taps on your screen. And if you ever need to sign documents electronically, we provide electronic signature authorization for added convenience. At Verity, we prioritize user-friendly experiences so that banking is not just simple but also enjoyable. We're here to support you in managing your finances effectively while ensuring top-notch security every step of the way. Dive into our digital offerings today and discover how we can make banking easier for you!

Financial Strength

Building Trust Through Growth

Total Share Accounts stand at 75,631, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Verity is your trusted partner. Visit us at 4505 California Ave Sw Seattle Wa 98116 or call (206) 641-2810 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Member-Centric Savings Options

Members' savings are secured through $165,388,305 in share certificates and $93,224,360 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This focus allows us to ensure that resources are directed toward benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our performance shows through our $2,361,364, reflecting our operational efficiency. This success enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 135 full-time employees and 3 part-time employees who are dedicated to serving you with knowledge and care.

Reinvestment for Growth

With $67,165,353 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $1,986 in used auto loans and $636,632,457 in total loans and leases, supporting your financial goals across various sectors.

Solid Financial Metrics

With a net worth of $77,374,124, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,031 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Information

If you're interested in refinancing any existing loans or exploring eligibility options for our products, feel free to reach out. Our team is ready to assist you in understanding what works best for your situation. You can visit us at our branch located at 4505 California Ave Sw Seattle Wa 98116, or give us a call at 206-641-2810 during our operating hours from Monday to Friday between 10:00 am and 6:00 pm. We pride ourselves on being part of your financial journey and look forward to providing you with the support you need. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $29,531,856 in used vehicle loans and $19,114,494 in new vehicle loans already helping members get on the road. Whether you want to finance a brand-new model or a reliable used car, we have options that fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $98,099,830 provide the capital needed to grow and expand. We understand the unique challenges faced by local businesses and are dedicated to supporting your success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $65,503,243, make buying or refinancing simple. We provide guidance through the process so you can feel secure in your decision.

Unsecured Credit Card Loans

Managing day-to-day expenses can be easier with our unsecured credit card loans. We offer flexible terms and conditions, with a total of $28,532,921 in loans helping members manage their finances effectively. This option provides peace of mind when unexpected expenses arise.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that they are seeing accurate and up-to-date information. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means that users see all available options without being influenced by advertising. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh helps users make informed decisions quickly. The platform's focus on current data allows for better financial planning. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in helping individuals save money and secure better loan terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. --- Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures fair and transparent offers, allowing users to compare loans with confidence.

Verity