Verity Credit Union Seattle WA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Verity, your trusted financial partner located at 4545 Stone Way N, Seattle, WA 98103. Since our establishment in 1933, we have been dedicated to serving our community with reliable banking solutions tailored to meet your needs. With a total membership of over 37,000 and assets exceeding $750 million, we take pride in offering a range of services that empower our members financially. At Verity, we understand that each member has unique goals. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgages, or seeking business banking solutions such as merchant services and business loans, we are here to help you navigate your financial journey. Our commitment to providing exceptional service is reflected in our strong net worth of $77,374,124 and total deposits amounting to $61,219,738. Our friendly team is led by CEO Tonita Webb and Board President Will Collins, who both share a passion for enhancing the financial well-being of our members. We have a dedicated staff of 138 employees, ready to assist you during our operating hours: Monday through Friday from 10 AM to 6 PM and Saturday from 10 AM to 2 PM. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be sent to our mailing address at 11027 Meridian Ave N, Seattle, WA 98133. We invite you to explore what Verity has to offer by visiting our website at veritycu.com or giving us a call at 206-357-0644. Join us today and experience the difference that comes with being part of a community-focused credit union!

Branch History & Mission

Join Us!

As we continue our journey in Seattle's vibrant Wallingford neighborhood, we invite you to become part of the Verity family. Experience firsthand how our commitment to excellent service and community engagement sets us apart from other institutions. Visit us during our operating hours Monday through Friday from 10 AM - 6 PM and Saturday from 10 AM - 2 PM or give us a call at 206-357-0644. Together, let's build a brighter financial future!

Our Mission

At Verity, our mission is simple yet profound: to empower individuals and communities through accessible financial services and unwavering support. We focus on offering a range of personal banking options including checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards designed to enhance the financial well-being of our members. We understand that financial education is vital. That's why we prioritize outreach programs aimed at improving financial literacy within our community. By building partnerships with local organizations and schools, we work tirelessly to ensure that everyone has the knowledge they need to make informed decisions about their finances. While members can visit us at 4545 Stone Way N Seattle WA 98103 for all their banking needs, official correspondence should be sent to our mailing address at 11027 Meridian Ave N, Seattle, WA 98133. In today's fast-paced world, we also embrace technological advancements that make banking more convenient for you. With online and mobile banking services available alongside ATM access and shared service centers, we are dedicated to making your banking experience as smooth as possible.

Branch Location & Accessibility

Accessibility Features

At Verity, we strive to ensure that all members can access our services with ease. Our branch is equipped with ADA-compliant features and ramps for wheelchair access. Plus, there's ample parking available nearby so you won't have to worry about finding a spot during your visit.

Connect With Us

If you have questions or need assistance before visiting, feel free to give us a call at 206-357-0644. Our friendly staff is eager to help! We invite you to come by the Verity Wallingford Branch today and experience banking that's designed around you.

Convenient Operating Hours

We understand that life can be busy, which is why we offer flexible operating hours. You can visit us Monday through Friday from 10 AM to 6 PM, and on Saturdays from 10 AM to 2 PM. Our team is here during these hours to assist you with personal banking services such as checking and savings accounts, auto loans, mortgage refinancing, and much more.

Services Offered

At Verity Wallingford Branch, we're committed to providing a variety of financial services tailored to meet your needs. Whether you're looking for personal loans or business banking solutions like merchant services and business loans, we've got you covered. We also offer convenient online and mobile banking options for managing your finances on the go. Need cash? Our ATM is available for quick withdrawals and balance checks. Although we don't have drive-thru service at this branch, we do participate in shared services with partner credit unions. This means you can conduct basic transactions like deposits and withdrawals even if you're a member of another participating credit union.

Member Eligibility

Becoming a member of Verity means joining a welcoming community that values your financial well-being. At our branch located at 4545 Stone Way N Seattle Wa 98103, we strive to make membership accessible for everyone. To be eligible, you simply need to live, work, or worship in the areas we serve, which fosters a deep connection with our members. This means if you're part of our local neighborhoods, we'd love to have you! Plus, being a member comes with fantastic perks like personalized service and competitive rates on loans and savings accounts. Getting started is easy! You can open your account online by visiting https://secure.veritycu.com/veritycu/sdk/autoenrollmente2e or by giving us a call at (206) 357-0644 if you have any questions. We're here to help guide you through the process and ensure you feel right at home. For more detailed information about eligibility criteria, feel free to check out the specifics at . We can't wait to welcome you into the Verity family!

Business Banking & Commercial Services

Merchant Services for Everyday Needs

Imagine a bustling café that needs quick access to funds for inventory or a local retailer looking for efficient payment processing. Our merchant services allow businesses like these to operate smoothly. From accepting payments seamlessly to managing cash flow, we provide the tools needed to simplify daily operations and focus on what matters most serving your customers. Visit us at 4545 Stone Way N Seattle Wa 98103 in Seattle, WA, or call us at (206) 357-0644 to learn how we can support your business journey today!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $380 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $31 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $98,099,830, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Services

Need cash? Our ATM services allow easy access for withdrawals and balance checks whenever you need it. Located conveniently throughout Seattle, getting cash on the go is simple. We invite you to experience all these services firsthand by visiting us or giving us a call at 206-357-0644 during our operating hours: Monday through Friday from 10 am to 6 pm and Saturday from 10 am to 2 pm. Join us at Verity where your financial well-being is our priority!

Business Banking

For entrepreneurs and small business owners, we offer comprehensive business banking services, including merchant services and business loans. This means whether you're just starting out or looking to expand your operations, Verity is equipped to assist with financial solutions tailored specifically for businesses.

Credit Cards

In today's world, having a reliable credit card is essential. Our credit cards with rewards allow you to earn points on every purchase you make, which can be redeemed for travel, shopping, and more! This means that each time you use your card for groceries or dining out, you're moving closer to rewards that enhance your lifestyle.

Digital Banking Features

In today's fast-paced world, digital access is vital. At Verity, we pride ourselves on our robust online and mobile banking platforms. With features such as mobile payments and person-to-person transactions, managing your finances has never been easier. You can conduct basic transactions like deposits and withdrawals seamlessly at any time through our shared branch network.

Loans and Financing

When it comes to financing, we understand that each member's journey is unique. That's why our offerings include auto loans and vehicle financing options that can help you drive off in the car you've been dreaming about. If you're considering a new home or refinancing an existing mortgage, our mortgage loans and refinancing services are designed to make this process straightforward and stress-free. We also provide personal loans and debt consolidation options to assist you in managing unexpected expenses or combining multiple debts into one manageable payment.

Personal Banking

For those looking for everyday banking solutions, we offer personal banking services that include checking and savings accounts. These accounts come with features designed for convenience, like online and mobile banking. Imagine being able to check your balance or transfer funds from your phone while waiting in line at your favorite coffee shop!

Digital & Online Banking

Accessibility & Security

Whether you're using our mobile payments feature or managing your accounts through the app, you'll enjoy a safe banking experience backed by robust security measures. Our platform is designed with you in mind easy to navigate and always within reach whenever you need it. With all these features combined, Verity ensures that you have everything needed for real-time account management right at your fingertips. Embrace the convenience of modern banking today!

Key Features

Our online banking service allows you to manage your accounts 24/7. You can check balances, view transaction history, and even transfer funds with ease. Need to send money to a friend? With our person-to-person transfer feature, it's as simple as a few taps on your smartphone. Plus, our mobile application makes it even more convenient for you to bank on the go. We also offer e-statements, giving you the option to go paperless while keeping your records organized and accessible. And while electronic signature authorization is not available at this time, rest assured that all our online services prioritize your security and privacy.

Financial Strength

Commitment to Growth

With $67,165,353 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,986 in used auto loans and $636,632,457 in total loans and leases.

Growing Member Base

We are proud to have a total of 75,631 share accounts, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $0, further emphasizing our commitment to facilitating your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Verity is your trusted partner. Visit us at 4545 Stone Way N Seattle Wa 98103 or call (206) 357-0644 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Focused Savings

Your savings are secured through $165,388,305 in share certificates and $93,224,360 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $2,361,364 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 135 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $77,374,124, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,031 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $29,531,856 in used vehicle loans and $19,114,494 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable pre-owned vehicle, we can assist you every step of the way.

Business Financing

For business owners, our outstanding commercial loans totaling $98,099,830 provide the capital needed to grow and expand your business. We understand that running a business comes with its challenges, and having the right financial support can make all the difference. At Verity, we're dedicated to serving our community in Seattle, WA, located at 4545 Stone Way N Seattle Wa 98103. If you have any questions or want to learn more about our loan offerings, feel free to call us at (206) 357-0644. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help you navigate your financial journey with confidence!

Credit Lines and Unsecured Loans

Managing day-to-day expenses or unexpected costs? We also offer flexible terms on unsecured credit card loans, with a total of $28,532,921 in loans helping members manage their finances effectively. Additionally, our credit lines totaling $162,398,906 provide quick access to funds whenever you need them.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $65,503,243, make buying or refinancing simple. We provide various mortgage products that cater to different budgets and financial situations. If you're considering refinancing, our team can guide you through eligibility options to help secure better terms.

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Real-Time Rate Comparisons

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