Verity Credit Union Lynnwood WA | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Verity, your trusted financial partner located at 18530 33Rd Ave W, Lynnwood, WA 98037. Established in 1933, we have proudly served our community for decades, building lasting relationships with our 37,075 members. At Verity, we believe that banking should be personal and accessible, which is why our dedicated team of 138 employees, led by CEO Tonita Webb and Board President Will Collins, is here to support you every step of the way. While you can visit us at our branch in Lynnwood, official correspondence should be sent to our mailing address at 11027 Meridian Ave N, Seattle, WA 98133. With total assets of over $750 million, including $61,219,738 in deposits and a net worth of $77,374,124, we are committed to providing financial stability and growth for our members. Our services span across various areas including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. We currently manage a total of 22,920 loans and leases, ensuring that both personal and business needs are met efficiently. At Verity, we don't just focus on numbers; we focus on community impact. Our goal is to empower you financially while maintaining a strong connection with the neighborhoods we serve. Whether you're looking to open a new account or explore loan options tailored to your needs, our friendly staff is always ready to assist you. Feel free to give us a call at 425-712-0379 or visit our website at veritycu.com for more information about how we can help you achieve your financial goals. Come discover what makes Verity your ideal choice for banking!

Branch History & Mission

At Verity, we take pride in our rich legacy of service and community support that dates back to 1933. Our Alderwood Branch, located at 18530 33Rd Ave W, Lynnwood, WA 98037, has been a cornerstone of the community for decades. Over the years, we have grown from humble beginnings into a trusted financial institution with a total membership of over 37,000 members and total assets amounting to $750,263,748. Our mission is clear: to provide exceptional financial services while fostering community growth and support. We strive to empower our members through personal banking options such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our commitment extends beyond just financial transactions; we believe in building lasting relationships within our community. As we look back on our journey, we celebrate key milestones that have shaped who we are today. From embracing digital advancements to ensuring ADA compliance, we have consistently adapted to meet the needs of our members. We also offer convenient services like online banking, mobile payments, and an ATM for easy access to funds. While our Alderwood Branch does not feature drive-thru banking, we proudly provide shared service center availability for added convenience. Verity's headquarters is located in Seattle, WA. Our operating hours are designed with you in mind: Monday through Friday from 10 AM - 6 PM and Saturday from 10 AM - 2 PM. For any official correspondence, please direct your mail to our mailing address at 11027 Meridian Ave N, Seattle, WA 98133. We are deeply committed to supporting our local community through various outreach efforts and partnerships. Whether it's participating in local events or providing financial education workshops, we aim to make a positive impact in Lynnwood and beyond. Join us at Verity and experience a credit union that puts you first. Explore how our services can help you achieve your financial goals while being part of a community-focused organization. Visit us today or give us a call at 425-712-0379 to learn more about becoming a member!

Branch Location & Accessibility

Accessibility Features

At Verity, we prioritize accessibility for all our members. Our branch is equipped with ADA-compliant features, including ramps and designated parking spaces to ensure everyone can enjoy a seamless banking experience. Whether you're visiting for personal banking, auto loans, or business services, we strive to make your visit comfortable and hassle-free.

Call to Action

We invite you to stop by the Verity Alderwood Branch today! Experience personalized service in a welcoming environment where your financial goals are our priority. Whether you're looking for guidance on loans or want to explore our various account options, we're here to help!

Operating Hours

We're here for you Monday through Friday from 10 AM to 6 PM, and on Saturday from 10 AM to 2 PM. Our extended hours during the week allow you to drop by at a time that suits your schedule best. If you need assistance outside of these hours, feel free to give us a call at 425-712-0379.

Services Offered

The Verity Alderwood Branch offers a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, we've got you covered. Plus, our shared service center allows members of partner credit unions to perform basic transactions like deposits and withdrawals right here at our branch. While members can visit us at our Lynnwood address for all their banking needs, please remember that official correspondence should be sent to our mailing address at 11027 Meridian Ave N, Seattle, WA 98133.

Member Eligibility

Joining the Verity family is more than just opening an account; it's about becoming part of a caring community that values its members. If you're looking to be a member at our Lynnwood branch located at 18530 33Rd Ave W, you'll find that eligibility is designed to be welcoming and inclusive. Generally, anyone who lives, works, or worships in Snohomish County can apply for membership. This means that whether you're starting your first savings account or looking for competitive loan options, we're here to support you every step of the way. For detailed eligibility requirements, feel free to check out our website at . Opening an account with us is a breeze! You can easily begin the process online through this link: https://secure.veritycu.com/veritycu/sdk/autoenrollmente2e . If you have any questions or need assistance along the way, don't hesitate to call us at (425) 712-0379. We're here to help you make the most of your financial journey with Verity!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $380 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $31 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $98,099,830, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the ability to process payments seamlessly, access your funds quickly, and manage transactions efficiently all essential elements for any thriving business. Our merchant services provide you with tools that simplify payment processing and enhance your customer experience. From accepting card payments to managing cash flow, we empower you to focus on what you do best: running your business. Ready to take your business to the next level? Visit us at 18530 33Rd Ave W Lynnwood Wa 98037 in Lynnwood, WA, or give us a call at (425) 712-0379 today!

Comprehensive List Of Services

Business Banking

For local entrepreneurs and business owners, Verity offers comprehensive business banking services including merchant services and business loans. We understand the unique challenges businesses face, and we are here to support your growth every step of the way.

Credit Solutions

Life can throw unexpected expenses your way, and that's where our personal loans and debt consolidation services come in handy. We offer solutions that can help you regain control over your finances. Plus, our credit cards with rewards allow you to earn points on everyday purchases making each swipe more rewarding.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we've invested in robust online and mobile banking platforms. You can easily manage your accounts from anywhere whether it's checking balances, transferring funds, or paying bills all from the comfort of your smartphone or computer. With features like ATM access for cash withdrawals and balance checks, banking has never been easier.

Get in Touch

We encourage you to visit us at our Alderwood Branch or give us a call at 425-712-0379 during our operating hours Monday through Friday from 10 AM to 6 PM and Saturday from 10 AM to 2 PM. Let us show you how Verity can help you achieve your financial goals with personalized service and a wide array of products designed just for you. Discover more about what we offer by visiting our website today!

Personal Banking

We understand that managing your money is crucial. That's why we provide various checking and savings accounts designed to fit different lifestyles. If you're planning to buy a car, our auto loans and vehicle financing options are competitive and straightforward, making it easier for you to get behind the wheel. For those considering homeownership or looking to refinance an existing mortgage, our mortgage loans come with flexible terms that suit your situation.

Shared Branch Transactions

If you're a member of another credit union that partners with us, you'll find it easy to conduct basic transactions like deposits and withdrawals through our shared branch services. This means you can access your funds even when you're not close to your home branch.

Digital & Online Banking

Convenient Online Access

With our online banking services available 24/7 at http://www.veritycu.com , you can check your account balances, transfer money, and pay bills anytime, anywhere. Whether you're at home or on the go, your bank is always just a click away. Plus, if you're looking for paperless options, our e-statements make it simple to access your financial information without cluttering your mailbox.

Easy Account Management

Managing your finances has never been easier. With real-time account updates and the ability to view all transactions in one place, you'll always know where you stand financially. Our digital tools are designed to help you stay organized and in control of your money. At Verity, we're committed to providing accessible banking solutions that cater to your needs. Explore our digital banking services today and experience a smarter way to manage your finances!

Mobile Banking on the Go

For those who prefer mobile banking, our user-friendly mobile application makes it easy to manage your accounts right from your smartphone. You can enjoy features like mobile payments and person-to-person transfers, allowing you to send money quickly and securely to friends and family without any hassle.

Secure Transactions

Your security is our top priority. While we do not currently offer electronic signature authorization, rest assured that our online platforms are built with robust security features to protect your personal information. You can bank with confidence knowing that we take every precaution to keep your data safe.

Financial Strength

At Verity, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's financial landscape, knowing your credit union is financially sound is vital for your peace of mind. That's why we are proud to share insights into our robust financial health, demonstrating our commitment to serving you reliably. With a net worth of $77,374,124, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,031 showcases a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $165,388,305 in share certificates and $93,224,360 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $0, our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $67,165,353 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, with $1,986 in used auto loans and a total of $636,632,457 in loans and leases available. Our operational efficiency is reflected in our $2,361,364, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 135 full-time employees and 3 part-time employees ready to assist you with knowledge and commitment. The trust placed in us by our growing member base is evident from our Total Share Accounts standing at 75,631. This reflects the confidence you have in Verity, further underlining our mission to provide exceptional service tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Verity is your trusted partner. Visit us at 18530 33Rd Ave W Lynnwood Wa 98037 or call (425) 712-0379 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $29,531,856 in used vehicle loans and $19,114,494 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure that you can find a loan that fits your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $98,099,830 provide the capital needed to grow and expand. We recognize that small businesses are vital to our economy, and we're here to support your entrepreneurial journey with tailored lending solutions. At Verity, we are committed to transparency and support throughout your borrowing process. If you're considering refinancing or exploring eligibility options, don't hesitate to reach out. Our team is available at (425) 712-0379 to discuss how we can assist you further. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our loan offerings today at our branch located at 18530 33Rd Ave W Lynnwood Wa 98037, Lynnwood, WA, or visit us online for more information!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $65,503,243, make buying or refinancing simple. We believe in making the dream of owning a home achievable for everyone in our community, offering guidance every step of the way.

Unsecured Credit Card Loans

Managing finances can be challenging, which is why we also offer flexible terms on unsecured credit card loans, with a total of $28,532,921 in loans helping members manage their finances effectively. These cards come with various benefits and are designed to give you the purchasing power you need without compromising your financial health.

Loan Aggregator

Ensuring Accurate Comparisons

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Verity