Veritas Credit Union Smyrna TN | Affordable Auto Loans & Business Banking

Introduction

Welcome to Veritas, your trusted financial partner located at 685 Ken Pilkerton Dr, Smyrna, TN 37167. Established in 1973, our credit union has been dedicated to serving our community for over 50 years. With a commitment to member satisfaction and community impact, we proudly serve 5,049 members and manage total assets of $52,349,327. At Veritas, we believe in providing personalized banking solutions that fit your needs. Whether you're looking for a checking account, an auto loan, or business financing, we have the resources to help you achieve your financial goals. Our team of 20 employees, led by CEO Teri Crowl and Board President Michelle Garcia, is here to support you every step of the way. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO BOX 2659, Smyrna, TN 37167. We encourage you to reach out with any questions or visit our website at veritasfcu.org for more information about our services. With total deposits reaching $1,838,683 and a net worth of $4,222,874, we are well-positioned to meet your financial needs. We invite you to join our growing family today and experience the Veritas difference! Call us at 615-786-0452 or stop by during our lobby hours from Monday to Friday between 7:00 a.m. and 4:00 p.m. Let's build a brighter financial future together!

Branch History & Mission

Community Engagement

Veritas is not just about banking; it's about building relationships and giving back. We actively engage with local organizations and participate in outreach programs designed to uplift our community. We understand that a strong community leads to stronger members and ultimately a thriving credit union. Our commitment extends beyond traditional banking hours as well. With operating hours from Monday to Friday, 7:00 a.m. until 4:00 p.m., we aim to be available when you need us most. Plus, enjoy the convenience of an ATM on-site and drive-thru services for quick transactions. If you're looking for a place where your financial goals can thrive alongside personalized service from dedicated staff who truly care about your success, look no further than Veritas in Smyrna. Join us today! Experience the difference at Veritas Credit Union where your aspirations are met with understanding and support every step of the way. For more information or to get started on your journey with us, call us at 615-786-0452 or visit us online at veritasfcu.org. Let's build a brighter financial future together!

Our Mission

At Veritas, our mission is simple yet profound: to empower individuals and families by offering exceptional financial products and services while nurturing a supportive community atmosphere. We strive to provide personal banking solutions that include checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking services. As part of our commitment to excellence, we also embrace modern technology to enhance your banking experience. We offer convenient online banking options, mobile applications for easy access on-the-go, and electronic signatures for seamless transactions. Whether you prefer visiting us at our branch or accessing services online, we ensure that you receive the support you need.

Branch Location & Accessibility

Welcome to the Veritas Smyrna Office, your friendly neighborhood credit union located at 685 Ken Pilkerton Dr in beautiful Smyrna, TN. Our branch is situated near popular local spots, making it easy for you to pop in before or after running errands. Whether you're headed to a nearby restaurant or visiting friends, we're conveniently positioned for all your banking needs. At Veritas, we prioritize accessibility. Our branch features ADA-compliant facilities, ensuring everyone can navigate easily. Plus, we have ample parking available right outside our doors, so you won't have to worry about finding a spot. When it comes to convenience, we've got you covered with our operating hours from Monday through Friday, starting bright and early at 7:00 a.m. and wrapping up at 4:00 p.m. If you're in need of quick transactions, take advantage of our drive-thru service for deposits and withdrawals without leaving your car. For members who need cash or want to check their balances, our ATM is always accessible. And if you're visiting us for shared services or basic transactions with partner credit unions, we make that easy too! While you can visit us at our Smyrna address for all your banking needs, please note that official correspondence should be directed to PO BOX 2659, Smyrna, TN 37167. We invite you to come see us soon! Whether you want to open an account or simply ask a question about our services like personal loans or vehicle financing we're here to help. Feel free to give us a call at 615-786-0452 if you have any questions before your visit. We look forward to serving you!

Member Eligibility

At Veritas, we believe that everyone deserves to be part of a supportive community. Becoming a member is simple and welcoming! If you live, work, or attend school in the Smyrna area, you're likely eligible to join us. Our community-centric approach means we prioritize relationships over transactions, ensuring every member feels valued and supported. For those interested in specific eligibility details, feel free to check out the information at . Opening an account with us is just as easy! You can start your journey towards better financial health by visiting our online application at https://my.veritasfcu.org/enroll . If you have any questions or need assistance along the way, don't hesitate to call us at (615) 786-0452. We're here to help you every step of the way as you take this exciting step towards membership at Veritas located at 685 Ken Pilkerton Dr Smyrna Tn 37167. Join us today and experience the advantages of being part of our credit union family!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services designed for today's business environment. Imagine effortlessly processing customer payments while keeping track of sales data all from one platform. Our services simplify transactions so you can focus on what matters most: growing your business. Visit us at 685 Ken Pilkerton Dr Smyrna Tn 37167 in Smyrna, TN, or call us at (615) 786-0452 to learn more about how Veritas can support your business journey.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility for Everyone

At Veritas, we also prioritize accessibility for all members. Our shared branch transactions allow partner credit union members to make deposits and withdrawals seamlessly. And if you need assistance, don't hesitate to reach out at (615) 786-0452 during our operating hours from Monday to Friday, 7:00 a.m. until 4:00 p.m. Whether you're visiting us in person at 685 Ken Pilkerton Dr Smyrna Tn 37167 or managing your finances online via our website at Smyrna Office, we are committed to providing personalized service and support every step of the way. Ready to take charge of your financial future? Visit us today or explore more about opening an account by clicking here. Join the Veritas family and experience the difference!

Business Banking Made Easy

For entrepreneurs and small business owners, our Business Banking services include Merchant Services & Business Loans designed to support your growth and simplify transactions. We believe in empowering local businesses and helping them thrive in our community.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer Online & Mobile Banking solutions that let you manage your accounts from anywhere at any time. With features like ATM access for cash withdrawals and balance checks, plus the ability to handle transactions through our basic drive-thru service, banking with us is hassle-free.

Financial Support When You Need It

Life can throw unexpected expenses your way, which is why we offer Personal Loans & Debt Consolidation options. Whether it's for medical bills, emergencies, or consolidating debt into one manageable payment, we're here to assist you. Plus, enjoy the benefits of our Credit Cards with Rewards, allowing you to earn points on everyday purchases.

Personal Banking Solutions

Our personal banking options start with Checking & Savings Accounts, tailored to help you save for the future while keeping your funds easily accessible. If you're in the market for a vehicle, consider our Auto Loans & Vehicle Financing. We offer competitive rates to help you get behind the wheel without breaking the bank. For those looking to purchase a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services can guide you through every step of the process.

Digital & Online Banking

Key Services

Our 24/7 online banking allows you to check balances, pay bills, and transfer funds at your convenience. Whether you're at home or on the go, you can manage your finances with ease. Plus, our mobile application makes it even simpler to stay connected to your accounts right from your smartphone. Need to send money to a friend? Our person-to-person transfer feature lets you do just that without any hassle. It's quick and efficient just another way we strive to make banking easier for you.

Security and Convenience

Security is a top priority at Veritas. We utilize electronic signature authorization, ensuring that all your transactions are secure and verified. Additionally, our e-statements provide an eco-friendly way to keep track of your finances while reducing paper clutter. With our user-friendly interface and robust features, managing your money has never been more accessible. You can enjoy the peace of mind that comes with knowing you have control over your finances whenever you need it. Join us today and experience the benefits of modern banking with Veritas!

Financial Strength

Committed Team

We also take pride in having 20 full-time employees and 0 part-time employees who are dedicated to serving you with expertise and care. Our team is always ready to assist you with your banking needs.

Growing Membership Base

Total Share and Deposit Accounts stand at 8,556, showing a strong and growing member base that trusts us with their finances. Our operational efficiency is highlighted by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Veritas is your trusted partner. Visit us at 685 Ken Pilkerton Dr Smyrna Tn 37167 or call (615) 786-0452 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $11,637,033 in share certificates and $1,210,233 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,990,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

Our commitment to our members is further reflected in our $4,171,464 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $2,258 in used auto loans and $41,734,461 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Strong Financial Position

With a net worth of $4,222,874, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $807 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $11,161,144 in used vehicle loans and $2,143,724 in new vehicle loans, helping members get on the road with confidence. Whether you're considering financing a brand-new model or a reliable used car, we're here to help you find the right option.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,671,436 in loans helping members manage their finances effectively. Our credit card options come with great benefits that can help you build your credit while enjoying rewards along the way.

Credit Lines

In addition to auto and mortgage loans, we provide access to credit lines totaling $4,200,000. This flexible funding can be essential for unexpected expenses or planned projects. If you're considering refinancing any existing loans or exploring eligibility options for our products, please reach out to us directly at 615-786-0452. Our knowledgeable team is ready to assist you through every step of the process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We pride ourselves on transparency and ensuring that our members are well-informed as they navigate their financial choices. Visit us at 685 Ken Pilkerton Dr Smyrna TN 37167, or explore more about our offerings at veritasfcu.org. Let us help you take the next step towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $10,097,149, making buying or refinancing simple. We believe that everyone deserves a place they can call home, and our mortgage solutions are tailored to make this dream attainable for our members.

Loan Aggregator

Call to Action

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VERITAS FEDERAL CREDIT UNION - Smyrna, TN