Veridian Credit Union Omaha NE | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Veridian, your trusted partner in financial well-being right here in Omaha, NE! Located at 17050 Wright Plz, our branch has been a pillar of the community since 1934. With a commitment to serving over 354,920 members, we pride ourselves on providing personalized banking solutions tailored to your needs. At Veridian, we understand that financial decisions can be daunting. That's why our experienced team is here to guide you every step of the way. Whether you're looking for a new auto loan or planning for your dream home with our mortgage services, we have the resources and expertise to help you succeed. Our financial health speaks volumes about our dedication. With total assets of $7,719,183,098 and total deposits reaching $396,228,784, we're well-equipped to support our members' dreams and aspirations. Our net worth stands strong at $865,903,737, ensuring that your investments are secure with us. While members can visit us at our branch location for their banking needs, official correspondence should be sent to PO Box 6000, Waterloo, IA 50704-6000. Our friendly staff is always available to assist you during our office hours: Monday through Thursday from 8:30 AM to 5:00 PM, Friday until 5:30 PM, and Saturday from 8:30 AM to noon. If you prefer drive-up services, we have you covered as well! Under the leadership of CEO Renee Christoffer and Board President Stephanie Atkin, Veridian continues to thrive as a community-focused credit union. We employ over 1,033 dedicated individuals who share a passion for helping you achieve your financial goals. Ready to take the next step? Visit us online at Veridian's website or give us a call at 800-235-3228 today! Let's work together toward a brighter financial future!

Branch History & Mission

Join Us

As we continue to grow and adapt, we invite you to become part of the Veridian family. Experience firsthand the benefits of membership from personalized service during office hours (Monday - Thursday: 8:30 AM - 5:00 PM; Friday: 8:30 AM - 5:30 PM; Saturday: 8:30 AM - Noon) to convenient drive-thru banking options available daily. Join us today and let us help you achieve your financial goals! Visit our website for more information or apply for membership. Together, let's build a brighter future!

Our Evolution

From the moment we opened our doors, Veridian has been dedicated to offering exceptional financial services while keeping our community's needs front and center. We have adapted to the changing times by introducing digital banking solutions that empower our members to manage their finances conveniently. Today, we provide various services like personal loans, auto financing, mortgage options, and credit cards with rewards that cater to diverse needs. Our commitment extends beyond just banking. We believe in giving back to our community through partnerships and outreach programs designed to uplift those around us. With a focus on accessibility, our facilities are ADA compliant, ensuring everyone can benefit from our services.

Our Mission

At Veridian, our mission is clear: we strive to improve the financial well-being of our members while fostering strong relationships within the communities we serve. We understand that financial stability is a cornerstone of healthy living, which is why we aim to provide not only competitive rates but also education and resources to help individuals make informed decisions about their finances. While members can visit us at 17050 Wright Plz, official correspondence should be sent to PO Box 6000, Waterloo, IA 50704-6000. For any inquiries or assistance, feel free to reach out at 800-235-3228.

Branch Location & Accessibility

Convenient Location

Situated near popular local landmarks, our branch is a short drive from the bustling shops and restaurants of Omaha. With ample parking available, you can park with ease and head inside to experience our welcoming atmosphere. Our facility is fully ADA compliant, featuring ramps and accessible entrances to ensure everyone can access our services comfortably.

Operating Hours

At Veridian, we value your time. Our office hours are designed to fit your busy schedule: Monday through Thursday from 8:30 AM to 5:00 PM, Friday until 5:30 PM, and Saturday mornings until noon. If you're looking for additional convenience, our drive-thru service opens early at 7:30 AM on weekdays and 8:30 AM on Saturdays.

Services Tailored for You

From checking and savings accounts to auto loans and mortgage refinancing, we offer a wide range of services tailored to meet your financial needs. Our ATM is always available for quick cash withdrawals or balance checks, ensuring that you have access to your funds whenever you need them. While we do not have shared service centers at this location, our dedicated staff is ready to help you with everything from personal loans to business banking solutions. For any inquiries or assistance, feel free to give us a call at 800-235-3228. We invite you to visit us at Veridian where your financial well-being is our top priority!

Member Eligibility

At Veridian, we believe that everyone deserves a chance to thrive in their financial journey, and becoming a member is your first step into a welcoming community. If you're located in our service area or have connections to it, you may be eligible to join us! We value individuals from diverse backgrounds, including those who live, work, or worship in the communities we serve. To learn more about the specific eligibility requirements, feel free to visit our detailed membership page at http://www.veridiancu.org/belong/membership. Joining Veridian opens up a world of benefits tailored just for you like personalized banking services, competitive loan rates, and access to exclusive member events. Plus, the account opening process is straightforward and designed with your convenience in mind. You can get started by visiting our account registration page at https://www.veridiancu.org/registration or simply give us a call at (800) 235-3228 if you have any questions. We're excited to welcome you into our family at 17050 Wright Plz Omaha Ne 68130!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having the ability to accept payments seamlessly, track sales in real-time, and manage your cash flow effortlessly. Our merchant services offer just that. They allow you to focus on what you do best running your business while we handle the financial details. From card processing to online payment solutions, we help ensure that your transactions are as smooth as possible. Visit us at 17050 Wright Plz Omaha Ne 68130, Omaha, NE, or call us at (800) 235-3228 to learn how we can assist you in achieving your business goals. Your success is our mission!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $304 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $736,859,745, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, you'll find our business banking services essential. From merchant services that facilitate transactions to various types of business loans, we're here to support your growth and success.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. Whether it's checking your balance or transferring funds between accounts, everything is just a few taps away. Plus, with access to an ATM for cash withdrawals, you can easily get cash when you need it.

Credit Cards with Rewards

For those who want to earn while they spend, our credit cards with rewards give you cash back on everyday purchases. This means your expenses can work for you, making it easier to enjoy the things you love.

Drive-Thru & ATM Services

For those who prefer in-person banking but are short on time, our basic drive-thru service is available for deposits, withdrawals, and simple transactions. Our ATMs also provide easy access for balance checks and cash withdrawals without stepping inside. At Veridian, we aim to make banking straightforward and accessible for everyone in the community. Our friendly staff is ready to assist you with any questions or concerns you may have. Don't hesitate! Reach out today at (800) 235-3228 or visit us at 17050 Wright Plz Omaha Ne 68130 in Omaha, NE. Explore how we can help enhance your financial well-being!

Personal Banking Solutions

We understand that managing personal finances can be challenging. That's why we offer checking and savings accounts designed to help you reach your financial goals. With competitive interest rates and no monthly maintenance fees, our accounts are both accessible and rewarding. If you're considering purchasing a new car, our auto loans and vehicle financing options provide flexible terms and quick approvals, so you can hit the road without delay. When it comes to homeownership, our mortgage loans and refinancing options make it easier than ever to buy a home or lower your monthly payments. We also offer personal loans and debt consolidation services that can help simplify your finances by combining multiple debts into one manageable payment.

Digital & Online Banking

Always Available

Our 24/7 online banking services mean that you can check your balance, pay bills, or make transfers whenever it's convenient for you day or night! No more rushing to the bank before it closes; with Veridian, you're always in control of your financial life. Experience the convenience and security of digital banking today with Veridian!

E-Statements and Mobile Access

Gone are the days of paper statements cluttering your mailbox! With e-statements readily available, you can view your account activity anytime, anywhere. This not only helps you stay organized but also supports our commitment to sustainability. For those who prefer banking on the move, our mobile application offers all the features you need right at your fingertips. Enjoy mobile payments for quick purchases and manage your accounts directly from your smartphone or tablet.

Security and Convenience

Your security is our top priority. We use advanced encryption methods to keep your information safe while you bank online. Plus, with electronic signature authorization available, you can handle important transactions quickly and securely without needing to visit a branch.

Financial Strength

Community Trust

Currently, we manage a total of 793,311 share accounts, reflecting the trust our growing member base places in us. We have net shares available for lending and investments totaling $12,629,929, indicating our readiness to support community members with their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Veridian is your trusted partner. Visit us at 17050 Wright Plz Omaha Ne 68130, Omaha, NE 68130 or call (800) 235-3228 to learn more about how we can help you achieve your financial goals.

Investment in Growth

Our commitment to you is further reflected in our $555,316,810 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $125,606 in used auto loans and a total of $6,649,965,066 across all loans and leases, we stand ready to help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $2,955,015,613 in share certificates and $655,349,620 in money market shares, providing stable growth opportunities for your hard-earned money. Unlike traditional banks, we focus our resources on benefiting you; with non-member deposits totaling $100,246,019, we ensure that your financial interests come first.

Operational Efficiency

Our operational efficiency is evident as we report a net income of $0, which helps us maintain competitive loan rates and solid products tailored for our members. We take pride in having 1,025 full-time employees and 8 part-time employees who are dedicated to providing excellent service at every visit.

Strong Financial Health

With a net worth of $865,903,737, we showcase our robust financial foundation. This strength enables us to offer competitive loans and savings options while ensuring your funds are safe and accessible. Additionally, our net worth ratio of $1,118 highlights our solid capital position, ensuring we can support you even during uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,473,588,418 in used vehicle loans and $645,377,692 in new vehicle loans already helping members get on the road. We provide flexible terms and financing options tailored to fit your budget.

Business Financing

For business owners in our community, we also provide outstanding commercial loans totaling $736,859,745. These loans are designed to support your business growth and expansion plans. At Veridian, we're dedicated to providing personalized service and guidance throughout the loan process. If you're interested in learning more about eligibility requirements or want to explore refinancing options for any of our products, please don't hesitate to reach out at 800-235-3228. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to visit us or check out our website for more information on how our loan products can help you achieve your financial dreams!

Credit Lines and Personal Loans

For those who need extra flexibility in their finances, we offer total credit lines of $1,740,135,577. These lines give you access to funds when you need them most without the hassle of reapplying for a loan each time. Additionally, we provide unsecured credit card loans totaling $148,974,018. These cards come with flexible terms that help you manage your expenses effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $608,576,439, make buying or refinancing simple. We also have refinancing options available if you're looking to lower your monthly payments or access cash from your home equity.

Loan Aggregator

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Veridian