Veridian Credit Union Eden Prairie MN | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Veridian, your trusted financial partner right here in Eden Prairie, MN. Located at 6385 Old Shady Oak Rd Suite 110, we pride ourselves on being more than just a credit union; we are a community hub where you can achieve your financial goals. With over 354,920 members and an impressive $7,719,183,098 in total assets, our commitment to serving you is stronger than ever. Since our establishment in 1934, we have been dedicated to supporting our members with a range of services, from personal banking options like checking and savings accounts to specialized loans for vehicles and mortgages. Our team of over 1,033 employees, led by CEO Renee Christoffer and Board President Stephanie Atkin, is here to ensure you receive personalized service tailored to your needs. While members can visit us at our branch for in-person assistance, official correspondence should be sent to our mailing address: PO Box 6000, Waterloo, IA 50704-6000. We invite you to explore the variety of services we offer online at Veridian's website, including mobile banking and loan applications. At Veridian, we understand that financial stability is crucial for both individuals and families. With total deposits amounting to $396,228,784 and a net worth of $865,903,737, we're here to help you build a secure future. Whether you're looking to take out a loan or simply want advice on managing your finances better, our doors are always open. We encourage you to reach out to us at (319) 236-5600 or visit our branch during lobby hours from Monday through Friday, 8:30 AM to 4 PM. Let's work together toward achieving your financial dreams!

Branch History & Mission

Community Engagement

Veridian's roots run deep in community engagement. Over the years, we've fostered numerous outreach efforts aimed at making a positive impact. Whether it's supporting local events or providing scholarships to students pursuing higher education, we take pride in giving back. By forming lasting partnerships with local organizations, we can extend our reach and enhance the lives of those in our neighborhoods. We understand that convenience matters in today's fast-paced world. That's why we offer a variety of digital advancements including online banking and mobile payments, ensuring that you can manage your finances anytime and anywhere. Additionally, with ATM availability at our branch, you can access your funds easily without any hassle.

Join Us

As we continue our journey from 1934 into the future, we invite you to be part of the Veridian family. Experience firsthand how being a member means more than just having a bank account it means having a partner who genuinely cares about your financial success. Whether you're looking for assistance with loans or simply want more information about our services, don't hesitate to reach out. Call us at (319) 236-5600 or visit us at 6385 Old Shady Oak Rd Suite 110 Eden Prairie Mn 55344 during our operating hours from Monday through Friday from 8:30 AM to 4 PM. Together, let's build a brighter future!

Our Mission

Our mission at Veridian is simple yet profound: we are dedicated to enhancing the financial well-being of our members and the communities we serve. We believe that everyone deserves access to quality financial services that empower them to thrive. This commitment goes beyond just offering banking products; it encompasses community support initiatives, educational programs, and partnerships aimed at uplifting those around us. With total assets reaching an impressive $7.7 billion, Veridian has established itself as a pillar of strength within the financial landscape. Our growth reflects not only our dedication to sound financial practices but also our passion for serving our members effectively. From personal banking needs like checking and savings accounts to auto loans and mortgages, we strive to provide comprehensive solutions tailored to individual circumstances.

Branch Location & Accessibility

Accessibility Features

At Veridian, we prioritize accessibility for all our members. Our branch is ADA compliant and features ramps for easy entry, ensuring that everyone can visit without hassle. Whether you're using an ATM or meeting with one of our friendly staff members, you'll find our space welcoming and accommodating.

Operating Hours & Services

We know how busy life can get! That's why we're here for you Monday through Friday from 8:30 AM to 4:00 PM. Whether you need help setting up a checking account, applying for an auto loan, or discussing mortgage options, our knowledgeable team is ready to assist you during these hours. In addition to traditional banking services such as checking and savings accounts, we offer various financial products including auto loans, personal loans, and even credit cards with rewards. Plus, with convenient ATM access available on-site, you can handle cash withdrawals and balance checks whenever it suits you. While members can visit us at 6385 Old Shady Oak Rd Suite 110, official correspondence should be sent to PO Box 6000 in Waterloo, Iowa. If you're interested in learning more about how we can help you achieve your financial goals or if you simply want to say hello, don't hesitate to give us a call at 319-236-5600. We look forward to welcoming you at Veridian!

Member Eligibility

Becoming a member of Veridian is like stepping into a welcoming community where your financial well-being is the priority. At our branch located at 6385 Old Shady Oak Rd Suite 110 Eden Prairie Mn 55344, we believe that everyone deserves access to friendly service and great financial products. If you live, work, worship, or attend school in the areas we serve, you're already eligible to join us! It's as simple as that no complicated criteria or hoops to jump through. For full details on eligibility, feel free to check out our website at http://www.veridiancu.org/belong/membership . Joining Veridian opens up a world of benefits tailored just for you. From personal banking solutions like checking and savings accounts to auto loans and mortgage options, we're here to support your journey every step of the way. Ready to get started? You can open your account easily by visiting https://www.veridiancu.org/registration or give us a call at (319) 236-5600 if you have any questions. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $304 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $736,859,745, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, having efficient payment processing is key. Our merchant services allow you to accept payments easily, ensuring smooth transactions that keep your customers happy. Imagine being able to process sales quickly whether you're at a storefront or on the go this flexibility helps you focus on what matters most: growing your business. Visit us at 6385 Old Shady Oak Rd Suite 110 Eden Prairie Mn 55344, Eden Prairie, MN or call us at (319) 236-5600 to learn how our business banking solutions can help your enterprise thrive!

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, Veridian is equipped to support your financial needs as well. Our business banking services include merchant services that simplify transactions for your customers and various types of business loans designed for growth and expansion.

Conclusion

At Veridian in Eden Prairie, we strive to make banking as straightforward as possible. With a comprehensive suite of services ranging from personal banking to business solutions, along with the ease of digital access, we're here to help you achieve your financial goals. Ready to take the next step? Visit us today or check out more information on our website at Veridian!

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we prioritize our online and mobile banking features. With our robust digital platforms, you can access your accounts anytime, anywhere. Our services include easy ATM access for withdrawals and balance checks, ensuring that you have control over your finances at all times. Additionally, features like mobile payments and person-to-person transfers make it simple to send money or pay bills without hassle. We also offer e-statements and electronic signature options for added convenience when managing your accounts.

Personal Banking Services

When it comes to personal banking, we understand that every member's needs are unique. That's why we offer various checking and savings accounts designed to help you manage your money effectively. If you're considering buying a car, our auto loans and vehicle financing options provide competitive rates and flexible terms to make your purchase easier. For those looking to invest in a home, our mortgage loans and refinancing solutions can help you secure the best deal possible. We also provide personal loans and debt consolidation services that can assist you in managing existing debts or funding special projects. And let's not forget about our rewarding credit cards, which offer benefits that can enhance your spending power.

Digital & Online Banking

Accessibility and Ease-of-Use

Our mobile payments feature adds another layer of convenience by letting you pay for purchases directly from your phone. Imagine skipping the wallet and making payments with just a tap! This innovative feature ensures that you're always ready to handle transactions on the go. At Veridian, we strive to create an accessible banking experience for all members. By combining cutting-edge technology with user-friendly features, we empower you to take control of your financial life in real-time. In short, whether you're at home or on the move, our digital and online banking services are here to support your needs every step of the way. Experience the ease and security of banking with Veridian today!

Key Features

With our online banking services available at https://www.veridiancu.org/ , you can enjoy the convenience of 24/7 account access. Whether you're checking your balance, paying bills, or transferring money, everything is just a click away. Our mobile application makes it even simpler to manage your finances right from your smartphone. You can quickly make person-to-person transfers, ensuring that sending money to friends or family is straightforward and hassle-free. Security is a top priority for us. We provide electronic signature authorization, which allows you to sign documents securely from the comfort of your home. Plus, with e-statements readily available, you can keep track of your financial activities without the clutter of paper statements.

Financial Strength

Commitment to Growth and Innovation

With $555,316,810 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports members' financial goals across various sectors with $125,606 in used auto loans and $6,649,965,066 in total loans and leases. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,025 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership Trust

Total Share and Deposit Accounts stand at 793,311, showcasing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) total $12,629,929, further demonstrating our commitment to serving you effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Veridian is your trusted partner. Visit us at 6385 Old Shady Oak Rd Suite 110 Eden Prairie Mn 55344 or call (319) 236-5600 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Solutions

Members' savings are secured through $2,955,015,613 in share certificates and $655,349,620 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $100,246,019, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $865,903,737, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,118 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,473,588,418 in used vehicle loans and $645,377,692 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, our financing options are designed to fit your budget.

Credit Lines

Need extra funds for unexpected expenses or projects? Our total credit lines amounting to $1,740,135,577 provide you with quick access to cash when you need it most. This flexibility allows you to handle life's surprises without stress. For business owners, our outstanding commercial loans totaling $736,859,745 provide the capital needed to grow and expand your business. We recognize the unique challenges faced by entrepreneurs and are here to support your journey. At Veridian, we strive to make borrowing straightforward and accessible. If you're interested in refinancing or exploring eligibility options for any of our loan products, feel free to reach out! You can contact us at (319) 236-5600 or visit us at our branch located at 6385 Old Shady Oak Rd Suite 110 Eden Prairie Mn 55344 in Eden Prairie, MN. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us assist you in taking the next step toward achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $608,576,439, make buying or refinancing simple. We help you navigate through the process with ease and provide competitive rates that can save you money in the long run.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $148,974,018 in loans helping members manage their finances effectively. These cards can be an excellent tool for making purchases while building your credit history without needing collateral.

Loan Aggregator

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VERIDIAN CREDIT UNION - Eden Prairie, MN