Veridian Credit Union West Des Moines IA | Low Mortgage Rates & Top Checking Accounts

Introduction

Welcome to Veridian, your trusted partner in financial well-being! Located at 5910 University Ave, West Des Moines, IA 50266, our branch is dedicated to providing exceptional service and support to our community. Established in 1934, we have grown alongside our members, currently serving over 354,920 individuals with a strong commitment to their financial needs. At Veridian, we pride ourselves on being more than just a credit union; we are part of the fabric of our community. With total assets reaching an impressive $7,719,183,098 and total deposits amounting to $396,228,784, we ensure that your money is safe and working for you. Our robust portfolio includes over 339,099 loans and leases, demonstrating our dedication to helping members achieve their goals whether that's financing a new vehicle or purchasing a home. Our leadership team, led by CEO Renee Christoffer and Board President Stephanie Atkin, is committed to maintaining a member-focused approach. With 1,033 employees ready to assist you, we strive to create a welcoming environment where your financial aspirations can thrive. For any official correspondence, please note that our mailing address is PO Box 6000, Waterloo, IA 50704-6000. We invite you to visit us in person or reach out via phone at (319) 236-5600. Our doors are open Monday through Thursday from 8:30 AM to 5:00 PM, Friday until 5:30 PM, and Saturday from 8:30 AM until noon. Join us at Veridian and experience banking that puts you first! For more information or to get started with your membership today, visit our website at Veridian Credit Union. We look forward to helping you achieve your financial dreams!

Branch History & Mission

Our Mission

At Veridian, our mission is clear: to empower individuals and families through sound financial services while actively supporting the communities we serve. We believe in building long-lasting relationships based on trust and transparency. This mission drives us to engage in various outreach initiatives that uplift our local neighborhoods. While members can visit us at 5910 University Ave, official correspondence should be sent to PO Box 6000, Waterloo, IA 50704-6000. Our dedicated team works diligently during operating hours Monday through Thursday from 8:30 AM to 5:00 PM; Friday until 5:30 PM; and Saturday mornings until noon to ensure each member receives personalized service. As we look ahead, Veridian remains committed to enhancing the lives of our members while fostering a sense of belonging within the community. We invite you to join us on this journey and experience firsthand the benefits of being part of Veridian. Visit our website or stop by our branch today!

Our Story

From the start, Veridian has focused on the well-being of its members and their families. Over the years, we have expanded our services to meet the evolving needs of our community. Today, we manage total assets of approximately $7.72 billion, which allows us to offer a range of financial solutions including personal banking, auto loans, mortgages, and business banking services. Our commitment to innovation is evident in our digital offerings. Members can enjoy convenient online and mobile banking features such as mobile payments and electronic statements. We understand that accessibility is key, which is why we maintain an ADA-compliant facility equipped with an ATM and drive-thru service for ease of transactions.

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all our members. Our branch features ramps and ADA-compliant entrances, ensuring everyone can comfortably access our services. Ample parking is available right outside the entrance, making your visit as hassle-free as possible.

Call to Action

We invite you to stop by or give us a call at 319-236-5600. Our dedicated team is eager to assist you with any questions or financial needs you may have. Experience personalized service today at Veridian's West Lakes branch!

Operating Hours

Our doors are open for you during convenient hours: Monday through Thursday from 8:30 AM to 5:00 PM, Friday until 5:30 PM, and Saturday mornings until noon. Plus, if you need to use the drive-thru for quick transactions, we're ready to serve you starting at 7:30 AM on weekdays!

Services Offered

At Veridian's West Lakes branch, we offer a variety of personal banking services including checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. Need help with business banking? We have that covered too! Enjoy the convenience of online and mobile banking services anytime.

Member Eligibility

Joining the Veridian family is more than just opening an account; it's about becoming part of a caring community that supports you every step of the way. If you're looking to become a member at our West Des Moines branch, located at 5910 University Ave, you'll find that eligibility is quite accessible. Generally, anyone who lives, works, worships, or attends school in the areas we serve can join us. We aim to make membership inclusive and beneficial for all our members. To get the full details on eligibility criteria, feel free to visit our website at this link. Opening your account is straightforward and can be done online. Just head over to this page for quick access to our registration process. If you have any questions along the way, don't hesitate to give us a call at 319-236-5600. We're here to help you start your journey with Veridian and enjoy all the advantages that come with being a member!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having a partner who simplifies payment processing while enhancing customer experience. Our merchant services make it easy for businesses to accept payments securely and efficiently. Whether you're operating a brick-and-mortar store or an online shop, our solutions ensure you can focus on what you do best serving your customers. Located at 5910 University Ave West Des Moines Ia 50266 in West Des Moines, IA, we are here to help your business thrive. Visit us today or explore more about how we can support your growth!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $304 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $736,859,745, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

Need quick access to cash? Our branch offers an ATM for easy withdrawals and balance checks without stepping inside. For those who prefer face-to-face interactions but want to save time, our basic drive-thru service allows for deposits and simple transactions all from the comfort of your car. At Veridian, we are committed to making banking simple and convenient for all our members. Our friendly staff is ready to assist you in finding the right solutions tailored just for you. Feel free to reach out to us at 319-236-5600 if you have any questions or would like more information about how we can assist you on your financial journey. Visit us today at Veridian's West Lakes branch!

Auto Loans and Vehicle Financing

Thinking about buying a new car? With our competitive auto loans, financing your vehicle is straightforward and hassle-free. We offer flexible terms that fit your budget so you can drive away with confidence.

Business Banking Services

For entrepreneurs, we offer specialized business banking services. From merchant services that simplify payment processing to various business loans, we are here to support your venture every step of the way.

Credit Cards with Rewards

Don't forget about our credit cards with rewards! They provide great benefits for everyday purchases while helping you build your credit score. Enjoy points on what you buy and redeem them for exciting rewards.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Veridian, we prioritize digital banking features. Access your accounts anytime through our secure online banking platform or via our user-friendly mobile app. You can pay bills, transfer funds, or even send money to friends using our person-to-person payment service. Plus, with features like mobile payments and electronic statements, managing your finances has never been easier.

Personal Banking Solutions

Our personal banking options are crafted with you in mind. Open a checking or savings account that fits your lifestyle and financial goals. Need a little extra support? Our personal loans and debt consolidation services can help you manage unexpected expenses or simplify your finances. If you're dreaming of owning a home, explore our mortgage loans and refinancing options that make homeownership more attainable than ever.

Digital & Online Banking

Key Features

Our online banking service provides members with 24/7 access to their accounts. Whether you want to check your balance, transfer funds, or pay bills, you can do it all from the comfort of your home or on the go. Our user-friendly interface makes navigation easy, so you can focus on what matters most your finances. Need to sign important documents quickly? With electronic signature authorization available at Yes, you can handle paperwork without the hassle of printing or mailing. Plus, our e-statements feature ensures you receive your account statements electronically at Yes, helping you stay organized while reducing paper waste. For those who prefer mobile banking, our dedicated mobile application is available for download, making it even easier to manage your money. With mobile payments enabled Yes, you can make purchases directly from your smartphone no wallet needed! Additionally, our person-to-person transfer option allows you to send money effortlessly to friends and family whenever you need to Yes.

Security You Can Trust

At Veridian, we prioritize your security. Our digital banking services come equipped with advanced security measures that protect your information and transactions. You can bank with confidence knowing that we are committed to keeping your data safe. With all these features at your fingertips, managing your finances has never been easier. Experience the convenience of digital banking today with Veridian!

Financial Strength

Commitment to Growth

Our financial strength allows us to reinvest back into the credit union for your benefit. With $555,316,810 in undivided earnings, we continuously improve our banking tools and lending options while enhancing security measures to serve you better. We also support your dreams with $125,606 in used auto loans and $6,649,965,066 in total loans and leases, helping you achieve your financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Dedicated Team

Behind all these numbers is a dedicated team ready to serve you. We take pride in having 1,025 full-time employees and 8 part-time employees who are committed to helping you navigate your financial journey.

Member-Focused Savings

Your savings are secure with us. We proudly hold $2,955,015,613 in share certificates and $655,349,620 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $100,246,019, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $865,903,737, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,118 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Community Trust

Our community trusts us with their finances, as shown by our Total Share Accounts of 793,311, illustrating a strong and growing member base that believes in what we do. Furthermore, our Net Shares (Funds available for lending and investments) stand at $12,629,929, reinforcing our ability to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Veridian is your trusted partner. Visit us at 5910 University Ave West Des Moines Ia 50266 or call (319) 236-5600 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,473,588,841 in used vehicle loans and $645,377,692 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates designed to fit your budget. You can also explore refinancing options if you want to lower your monthly payments or improve your loan terms.

Business Loans

For business owners seeking to expand or invest in their companies, our outstanding commercial loans totaling $736,859,745 provide the capital needed for growth. We understand the challenges faced by small businesses and are committed to supporting our local economy. At Veridian, we pride ourselves on providing personalized service and transparent lending practices. If you're interested in exploring our loan products or checking your eligibility for specific offerings, please don't hesitate to contact us at (319) 236-5600 or visit us at 5910 University Ave West Des Moines Ia 50266. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $608,576,439, make buying or refinancing simple. We are here to guide you through the process and offer competitive rates that make homeownership more accessible than ever.

Unsecured Credit Cards

Managing day-to-day expenses can sometimes be tricky. That's why we also offer flexible terms on unsecured credit card loans, with a total of $148,974,018 in loans helping members manage their finances effectively. Enjoy the convenience of cashless transactions while taking advantage of rewards programs tailored to meet your needs.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This guarantees that users receive fair and transparent offers. Each lender listed has been thoroughly vetted to ensure they meet established guidelines, which enhances the reliability of the information provided.

VERIDIAN CREDIT UNION