Veridian Credit Union Waukee IA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Veridian, your trusted financial partner in Waukee, IA! Located at 655 E Hickman Rd, we have been serving our community since 1934. With a strong commitment to our members, we proudly support over 354,920 individuals and families with their financial needs. At Veridian, we understand that each member's journey is unique. That's why we offer a wide range of services tailored just for you from personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing. As of now, our total assets stand impressively at $7,719,183,098, with total deposits reaching $396,228,784. We also maintain a robust net worth of $865,903,737 and have $53,543,007 in cash readily available for our members. Our team of dedicated professionals is here to assist you every step of the way. Under the leadership of CEO Renee Christoffer and Board President Stephanie Atkin, we strive to create a welcoming environment where your financial success is our priority. Whether you're looking for business banking options or simply want to open a new account online at Veridian's website, we're here to help! While members can visit us at our branch location in Waukee, please send any official correspondence to our mailing address: PO Box 6000, Waterloo, IA 50704-6000. We're excited to be part of your financial journey. Feel free to reach out at 800-235-3228 or visit us during our lobby hours from Monday to Friday. Come see how Veridian can make a difference in your life today!

Branch History & Mission

Veridian has a rich legacy of serving the community since it first opened its doors in 1934. Located at 655 E Hickman Rd in Waukee, IA, this branch has become a vital part of the local landscape, helping individuals and families achieve their financial goals for nearly nine decades. Over the years, Veridian has grown significantly, now boasting a total membership of 354,920 and total assets exceeding $7.7 billion. The mission of Veridian is simple yet profound: to provide exceptional financial services while making a positive impact in the community. This commitment is evident in everything we do, from our personal banking options like checking and savings accounts to specialized services such as auto loans, mortgages, and business banking solutions. We believe that financial health is key to overall well-being, and we strive to empower our members with the tools they need to succeed. While members can visit us at our main location on Hickman Road, official correspondence should be sent to PO Box 6000 in Waterloo, IA. This ensures that your important communications are handled promptly and effectively. At Veridian, we understand the importance of accessibility. Our operating hours are designed with your convenience in mind: Monday through Thursday from 7:30 AM to 5:30 PM, Friday until 6:00 PM, and Saturday mornings from 8:30 AM to noon. Additionally, we offer both ATM availability and drive-thru banking services for those who prefer quick transactions. Our commitment goes beyond just banking; it extends into community outreach initiatives as well. We partner with local organizations to support various causes that matter most to our members. Whether it's sponsoring events or providing financial education resources, Veridian is dedicated to being a force for good in Waukee and beyond. As we continue to embrace technological advancements like online and mobile banking, our focus remains on delivering customer-centric services that meet the evolving needs of our members. We invite you to join us at Veridian and experience firsthand how we can help you thrive financially while contributing positively to our community. Discover more about membership benefits by visiting Veridian's website or call us at 800-235-3228 today!

Branch Location & Accessibility

Welcome to Veridian, your trusted financial partner located conveniently at 655 E Hickman Rd, Waukee, IA 50263. Our branch is nestled in a bustling area that's easy to reach for all your banking needs. Whether you're just around the corner or coming from nearby landmarks like the Waukee City Hall or the popular Waukee Family YMCA, we are here to serve you. At Veridian, we strive to make your visit as smooth as possible. Our branch features accessible parking and is compliant with ADA standards, ensuring that everyone can access our services comfortably. If you're short on time, you'll be pleased to find our drive-thru banking available for quick transactions such as deposits and withdrawals. Plus, with ATM availability right on-site, you can manage cash needs effortlessly. Our operating hours are designed to accommodate your busy schedule. We're open Monday through Thursday from 7:30 AM to 5:30 PM, Friday from 7:30 AM to 6:00 PM, and Saturday from 8:30 AM to 12:00 PM. This means you have plenty of time throughout the week and into the weekend to stop by or call us at 800-235-3228 for any assistance. While members can visit us at our branch location, official correspondence should be sent to our mailing address at PO Box 6000, Waterloo, IA 50704-6000. Whether you're looking for personal banking options like checking and savings accounts or need support with auto loans or mortgages, our friendly staff is ready to assist you every step of the way. We invite you to come by and experience the Veridian difference today!

Member Eligibility

At Veridian, we believe that everyone deserves a supportive financial community, and becoming a member is easier than you might think! If you live, work, or attend school in our service area, or if you have a family member who is already part of our credit union, you're likely eligible to join us. We welcome individuals from all walks of life and offer a range of products designed to meet your financial needs. By choosing Veridian, you'll not only gain access to excellent banking services but also become part of a network that values personal relationships and community growth. For detailed eligibility requirements, feel free to check out our resource page at http://www.veridiancu.org/belong/membership. Ready to start your journey with us? Opening an account is simple and straightforward! Just visit our account opening page at https://www.veridiancu.org/registration or give us a call at (800) 235-3228 for any questions you might have. We're here to help you every step of the way as you join the Veridian family at our location on 655 E Hickman Rd Waukee Ia 50263.

Business Banking & Commercial Services

Financing Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $304 in commercial loans for our members, helping businesses scale and succeed. These loans are designed to provide the capital necessary for everything from purchasing new equipment to expanding your physical space. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions that adapt to various business scenarios. - With an outstanding commercial loan portfolio of $736,859,745, we continue to drive economic growth by financing new and expanding businesses.

Streamlined Merchant Services

In addition to our loan options, we offer merchant services that simplify payment processing. Imagine running a bustling café or retail store where customers can easily pay with their cards or mobile wallets. Our solutions ensure that your transactions are quick and secure, allowing you more time to focus on what really matters: serving your customers and growing your business. Visit us at 655 E Hickman Rd Waukee Ia 50263 in Waukee, IA, and let's explore how we can partner together for your business success! For more information, give us a call at (800) 235-3228.

Comprehensive List Of Services

Business Banking

For our business members, we provide comprehensive business banking services including merchant services and business loans. This means whether you're starting a new venture or expanding an existing one, we have the tools to help you thrive.

Convenient Access

At Veridian, convenience is key. We offer online and mobile banking features that allow you to conduct transactions from the comfort of your home or on-the-go. Our ATM services provide easy access for cash withdrawals and balance checks whenever you need them. Plus, with basic drive-thru banking available for deposits and withdrawals, managing your money has never been easier. Whether you're visiting us in person or utilizing our digital services, we're committed to making every interaction smooth and efficient. We invite you to visit us at 655 E Hickman Rd Waukee Ia 50263 in Waukee, IA, or call us at (800) 235-3228 to learn more about how we can assist you today! Join us at Waukee where every member counts!

Credit Cards

With our credit cards that come with rewards, you can earn points on everyday purchases. Whether it's groceries, gas, or dining out, enjoy the benefits while managing your spending responsibly.

Loans & Financing

When it comes to financing, Veridian offers a variety of loan options to help you reach your goals. Need a new vehicle? Our auto loans and vehicle financing make purchasing or refinancing a car straightforward and hassle-free. If you're dreaming of owning a home, our mortgage loans and refinancing options provide competitive rates tailored to fit your budget. For those unexpected expenses or consolidating debt, our personal loans offer flexibility and support when you need it most.

Personal Banking

Our personal banking services are tailored to meet your daily banking needs. With options for checking and savings accounts, you can easily manage your finances while earning interest on your savings. Imagine effortlessly keeping track of your budget with our user-friendly online banking platform or mobile app. You can access your accounts anytime, anywhere, making it simple to stay on top of your finances.

Digital & Online Banking

Key Features

With our online banking platform, available at https://www.veridiancu.org/, you can access your accounts anytime, anywhere. This means checking balances, transferring funds, and paying bills can all be done with just a few clicks. Plus, our 24/7 online banking services ensure that you're never out of touch with your money. Need to sign important documents? Our electronic signature authorization feature makes it simple and secure to handle paperwork without needing to visit a branch. You can also opt for e-statements, which not only help reduce paper clutter but also allow you to view your financial statements quickly and easily.

Mobile Banking

For those who prefer banking on their smartphones, our mobile application brings all the features of online banking right to your fingertips. You can even make mobile payments, allowing you to pay for goods and services directly from your phone no cash or cards needed! Plus, our person-to-person transfer option lets you send money to friends and family instantly, making splitting bills or sharing expenses a breeze. In today's world, staying connected to your finances is essential. At Veridian, we prioritize accessibility and ease-of-use so that you can manage your account in real-time without any hassle. Join us today and experience a new way of banking that fits into your busy lifestyle!

Financial Strength

At Veridian, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that knowing your credit union is financially strong can give you peace of mind. That's why we're proud to share our financial highlights with you. With a net worth of $865,903,737, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1118 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,955,015,613 in share certificates and $655,349,620 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $100,246,019, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $555,316,810 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $125,606 in used auto loans and a total of $6,649,965,066 in loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,025 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts: 793,311 show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Veridian is your trusted partner. Visit us at 655 E Hickman Rd Waukee IA 50263 or call us at 800-235-3228 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,473,588,841 in used vehicle loans and $645,377,692 in new vehicle loans already helping members get on the road. Whether you are considering financing for a brand-new model or a reliable used car, our team is here to assist you every step of the way.

Business Financing

For business owners, our outstanding commercial loans totaling $736,859,745 provide the capital needed to grow and expand. We recognize that running a business comes with its own set of challenges; thus we strive to offer solutions that support your success. At Veridian in Waukee (655 E Hickman Rd), IA 50263, we invite you to explore our loan offerings further. For any inquiries or personalized assistance regarding eligibility options or refinancing opportunities available through our services, please reach out at 800-235-3228. Our knowledgeable staff is ready to help you navigate your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to partnering with you as you take important steps towards achieving your financial aspirations!

Credit Cards and Personal Loans

We also offer flexible terms on unsecured credit card loans, with a total of $148,974,018 in loans helping members manage their finances effectively. This allows you to handle unexpected expenses or consolidate debt with ease. Additionally, our personal loans provide another avenue for funding life's needs without the burden of collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $608,576,439, make buying or refinancing simple. We aim to make home financing straightforward and accessible. If you're looking to refinance your existing mortgage, our options can help lower your monthly payments or tap into your home's equity.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all offers are fair and transparent. By working exclusively with verified financial institutions, LendMesh guarantees that users receive only legitimate loan offers.

VERIDIAN CREDIT UNION - Waukee, IA

Type of Loan Offerings

Home Equity Loans

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Loan rates in Waukee, IA (50263)