VERIDIAN CREDIT UNION

Welcome to Veridian, your trusted partner in financial wellness, located at 1900 3Rd Ave Se, Independence, IA 50644. Established in 1934, we have proudly served our community for nearly a century, building lasting relationships with our 354,920 members. As a member-focused credit union, we prioritize your needs and strive to provide personalized solutions that help you achieve your financial goals. At Veridian, we understand that financial security is paramount. That's why we manage a robust asset base of $7,719,183,098 and maintain total deposits of $396,228,784 to ensure that your money is safe and accessible when you need it. With a net worth of $865,903,737, our strong financial foundation allows us to offer competitive rates on loans and savings products tailored just for you. We currently support 339,099 loans and leases, demonstrating our commitment to helping you finance everything from your dream home to your next vehicle. Our dedicated team of over 1,033 employees, led by CEO Renee Christoffer and Board President Stephanie Atkin, are here to assist you every step of the way. Whether you're looking for personal banking options like checking and savings accounts or exploring business loan opportunities, we have the resources to meet your needs. While members can visit us at our branch location in Independence, official correspondence should be sent to our mailing address: PO Box 6000, Waterloo, IA 50704-6000. We invite you to explore how Veridian can enhance your financial journey. Feel free to reach out at 319-236-5600 or visit us online at VeridianCU.org for more information about our services or to open an account today! Your financial future starts here with Veridian where community matters.

At Veridian, we're excited to welcome you into our community of members who support each other in reaching their financial goals. Joining is easy! If you live, work, or worship in the area, you're likely eligible to become a member. We also extend membership to family members of current members, making it a great way to build your family's financial future together. For a deeper dive into eligibility details, feel free to check out our website at http://www.veridiancu.org/belong/membership . Becoming a member means more than just opening an account; it's about joining a supportive family that prioritizes your needs. Enjoy access to personalized services like checking and savings accounts, loans, and so much more. Ready to get started? You can open your account conveniently online or visit us at our branch located at 1900 3Rd Ave Se Independence Ia 50644. If you have any questions, don't hesitate to call us at (319) 236-5600. We can't wait for you to join us!

At Veridian, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights into our financial strength, reassuring you of our commitment to providing reliable services. With a net worth of $865,903,737, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1118 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,955,015,613 in share certificates and $655,349,620 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $100,246,019, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $555,316,810 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust: with $125,606 in used auto loans and an impressive total of $6,649,965,066 in loans and leases, we support your financial goals across various sectors. Our operational efficiency shines through with a reported net income of $0, which allows us to maintain competitive loan rates and solid financial products for our members. We also take pride in having 1,025 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. In total, we have 793,311 share accounts, showcasing a strong and growing member base that trusts us with their finances. Additionally, the net shares available for lending and investments stand at $12,629,929, further highlighting our commitment to supporting your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Veridian is your trusted partner. Visit us at 1900 3Rd Ave Se Independence Ia 50644 or call 319-236-5600 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.