Veridian Credit Union Des Moines IA | Best Auto Loans & Mortgage Rates

Introduction

Welcome to Veridian, your trusted partner in financial wellness located at 3221 SE 14th St, Des Moines, IA 50320. Since our establishment in 1934, we have dedicated ourselves to serving our community with integrity and commitment. With a membership of over 354,920 individuals, we are proud to be a cornerstone of financial support in the area. At Veridian, we understand that banking is about more than just numbers it's about people. Our total assets amount to an impressive $7,719,183,098, ensuring that we have the strength and stability to support your financial journey. We offer a diverse range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions tailored to meet your needs. Our leadership team is here for you. CEO Renee Christoffer and Board President Stephanie Atkin are committed to fostering a welcoming environment where every member feels valued and empowered. With a dedicated staff of 1,033 employees, we strive to provide personalized service with a smile. While members can visit us at our branch location for friendly assistance, official correspondence should be sent to our mailing address: PO Box 6000, Waterloo, IA 50704-6000. With total deposits reaching $396,228,784 and a net worth of $865,903,737, we are well-equipped to help you achieve your financial goals. Whether you're looking to finance a new vehicle or save for the future, Veridian is here every step of the way. Explore more about what we offer by visiting our website at VeridianCU.org or give us a call at 319-236-5600. Join us today and experience the difference that comes from being part of a community-focused credit union!

Branch History & Mission

Veridian has a rich legacy that began in 1934 in Des Moines, IA, and has flourished into a trusted financial institution serving over 354,920 members today. Located at 3221 SE 14th St, Des Moines, IA 50320, our branch is more than just a place to conduct banking; it's a community hub dedicated to improving the financial well-being of those we serve. Over the years, Veridian has grown significantly, now boasting total assets of $7,719,183,098. Our journey reflects our commitment to providing quality financial services while also uplifting our community through various outreach initiatives. From humble beginnings, we have continually evolved by embracing modern technology and customer-centric practices. Today, members can enjoy convenient access to services such as online banking and mobile payments. At Veridian, our mission is clear: we aim to provide personal banking solutions that meet the needs of our members while fostering a spirit of community support. We believe that everyone deserves access to financial resources that empower them to achieve their goals. Whether it's through offering competitive loan rates or providing educational resources for financial literacy, our focus remains on enhancing the lives of those around us. While members can visit us at our main location in Des Moines, official correspondence should be sent to PO Box 6000, Waterloo, IA 50704-6000. Our branch operates with flexible hours to accommodate your busy schedule: Monday through Friday from 9:00 AM to 7:00 PM, Saturday from 9:00 AM to 6:00 PM, and Sunday from 10:00 AM to 2:00 PM. We take pride in ensuring accessibility for all our members. Our branch is equipped with an ATM for easy cash withdrawals and balance checks. Although we do not currently offer drive-thru banking or shared service centers at this location, we remain committed to enhancing your banking experience through innovative solutions. As we look toward the future, we invite you to become part of the Veridian family. Join us and experience firsthand the benefits of being a member of a credit union that truly values its community. Visit us today or check out our website at VeridianCU.org for more information about membership and services offered. Let's build a brighter financial future together!

Branch Location & Accessibility

Get in Touch!

Have questions or need assistance? Don't hesitate to give us a call at 319-236-5600. We look forward to helping you achieve your financial goals! Stop by today; we can't wait to welcome you into the Veridian family!

Nearby Landmarks and Access

Just a stone's throw away from the bustling Park Avenue Hy-Vee, you can conveniently stop by our branch while running errands or grabbing groceries. Whether you're coming from downtown Des Moines or nearby neighborhoods, our location is designed with you in mind.

Operating Hours and Services Offered

At Veridian, we know your time is valuable. That's why we offer flexible operating hours: Monday through Friday from 9:00 AM to 7:00 PM, Saturday from 9:00 AM to 6:00 PM, and Sunday from 10:00 AM to 2:00 PM. Whether you need assistance during the week or on weekends, we're here for you. Our branch offers a wide range of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgages, our knowledgeable team is ready to assist you every step of the way. Plus, enjoy the convenience of ATM access for quick cash withdrawals and balance checks. While members can visit us at 3221 SE 14th St, official correspondence should be sent to PO Box 6000 in Waterloo, IA.

Parking and Accessibility Features

We understand that accessibility is key. Our branch provides ample parking space and features that ensure everyone can easily access our services. From designated parking for those with disabilities to ADA-compliant entrances, we strive to make your visit as smooth as possible.

Member Eligibility

At Veridian, we believe that everyone deserves a supportive community where they can thrive financially. Becoming a member is simple and welcoming! If you're residing, working, or attending school in Iowa, you're likely eligible to join us. This means you can be part of a credit union that prioritizes your needs and offers personalized service. Membership not only opens the door to excellent financial products like auto loans, mortgages, and rewards credit cards, but also connects you to a network of dedicated professionals who genuinely care about your financial well-being. To get started, you can find all the detailed eligibility requirements on our website at http://www.veridiancu.org/belong/membership. Once you're ready to take the next step, opening an account is just as easy visit us online at https://www.veridiancu.org/registration or give us a call at (319) 236-5600 for any questions you might have. Join us at Veridian, located at 3221 Se 14Th St Des Moines Ia 50320, and let's work together toward your financial goals!

Business Banking & Commercial Services

Loan Options Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $304 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $736,859,745, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

In addition to loans, we offer merchant services that simplify payment processing, enabling you to focus on what you do best running your business. Imagine having the ability to accept payments quickly and securely, ensuring your customers have a smooth shopping experience. From point-of-sale systems to online payment solutions, we've got you covered. Visit us at 3221 Se 14Th St Des Moines Ia 50320 in Des Moines, IA or call us at (319) 236-5600 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? We offer competitive auto loans and vehicle financing that can make your dream ride more affordable. Our friendly staff will work with you to find a loan that fits your budget, ensuring a smooth buying experience. Plus, our quick application process means you can get on the road faster.

Business Banking Services

If you're a business owner, we understand how crucial it is to have robust financial support. That's why we offer business banking services including merchant services and business loans tailored specifically for your needs. Think of us as your partner in growth ready to help turn your business dreams into reality.

Convenient Access

We also provide ATM services for easy cash withdrawals and balance checks at any time of day or night. With our mobile app and online banking features available 24/7, managing your finances has never been easier or more convenient. At Veridian, we're committed to serving our community by offering these comprehensive financial services with a personal touch. If you're ready to take control of your financial future or just want to explore what we can do for you, don't hesitate to reach out! Give us a call at (319) 236-5600 or visit us today at 3221 Se 14Th St Des Moines Ia 50320 we're excited to help you achieve your financial goals!

Credit Cards with Rewards

Why not earn rewards while you spend? Our credit cards come with attractive rewards programs that let you earn points for everyday purchases. This means every dollar spent can bring you closer to exciting rewards like travel experiences or cashback.

Mortgage Options

When it comes to finding the right home, we know how important it is to have reliable mortgage options. At Veridian, we provide mortgage loans and refinancing solutions that cater to first-time homebuyers and seasoned homeowners alike. Picture yourself settling into your new home with confidence, knowing you have the best financing available.

Personal Banking Solutions

Our personal banking services include checking and savings accounts designed to help you manage your money effectively. Imagine having the flexibility to access your funds easily while earning interest on your savings. With Veridian, you can enjoy features like online and mobile banking, allowing you to check your balance, transfer funds, and pay bills from anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and that's where our personal loans come in handy. Whether it's for home repairs, medical bills, or debt consolidation, we offer flexible personal loan options that help relieve financial stress. Our team is here to guide you through the process so that borrowing feels manageable.

Digital & Online Banking

Key Features

Our online banking platform comes with electronic signature authorization, making it simple to sign documents without needing to visit a branch. You can also opt for e-statements, which means you'll receive your account statements electronically saving paper and keeping your information organized. For those on the go, our mobile application is available for download, allowing you to manage your accounts directly from your smartphone. Enjoy the convenience of mobile payments, so you can make purchases quickly and easily without digging for your wallet. Plus, our person-to-person transfer feature makes sending money to friends and family as simple as a few taps on your screen.

Security & Accessibility

Security is a top priority at Veridian. Our digital services are built with robust security measures to protect your information while giving you peace of mind as you bank online. Everything is designed to be user-friendly, ensuring that even if you're not tech-savvy, you'll find it easy to navigate. With real-time account management, you can stay updated on your finances anytime and anywhere. Whether you're checking in after hours or making a quick transfer during lunch, our digital banking solutions provide the flexibility you need. Explore all these features and more by visiting us online at https://www.veridiancu.org/ today!

Financial Strength

At Veridian, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our strong financial foundation, you can trust that your money is in safe hands. With a net worth of $865,903,737, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1118 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,955,015,613 in share certificates and $655,349,620 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $100,246,019, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $555,316,810 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $125,606 in used auto loans and over $6.64 billion in total loans and leases available to our members' diverse needs, our lending capacity supports your financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,025 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $12,629,929. Total Share Accounts: 793,311, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Veridian is your trusted partner. Visit us at 3221 Se 14Th St Des Moines Ia 50320 or call 319-236-5600 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,473,588,841 in used vehicle loans and $645,377,692 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new vehicle or a reliable used one, we have options that fit your budget and lifestyle.

Credit Lines

For those who need extra flexibility with their finances, our total credit lines amounting to $1,740,135,577 provide an accessible way to cover unexpected expenses or plan for larger purchases. Additionally, if you're considering refinancing your existing loans or exploring eligibility options for any of our products, we encourage you to reach out. We are here to help you make informed decisions about your financial future. At Veridian Credit Union in Des Moines, we're committed to providing solutions that work for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today or check out our website at Veridian to learn more about how we can support your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $608,576,439, make buying or refinancing simple. We provide personalized service to help you navigate the mortgage process smoothly.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $148,974,018 in loans helping members manage their finances effectively. These cards can be a great tool for making purchases while earning rewards and building your credit.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for users seeking the best options. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly and effectively. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This highlights how LendMesh can positively impact financial choices. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all offers presented are fair and transparent. Users can trust that they are comparing legitimate loan products from credible institutions.

VERIDIAN CREDIT UNION - Des Moines, IA

Type of Loan Offerings

Home Equity Loans

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Loan rates in Des Moines, IA (50320)