Veridian Credit Union Council Bluffs IA | Best Auto Loans & Business Banking

Introduction

Welcome to Veridian, your trusted financial partner located at 2040 W Broadway, Council Bluffs, IA 51501. Since our establishment in 1934, we've been committed to serving our community and providing members with the financial tools they need to thrive. With a total membership of 354,920 and assets exceeding $7.7 billion, we take pride in our ability to support individuals and families through various financial services. At Veridian, we understand that each member's journey is unique. That's why we offer a wide range of products, from checking and savings accounts to auto loans and mortgages. Our total deposits stand at an impressive $396,228,784, showcasing the trust our members place in us. We also have a net worth of $865,903,737, which highlights our stability and reliability as a credit union. Under the leadership of CEO Renee Christoffer and Board President Stephanie Atkin, our dedicated team of over 1,000 employees is here to help you achieve your financial goals. Whether you're looking for personal banking solutions or business services, we're ready to assist you every step of the way. While members can visit us at our branch location on West Broadway, official correspondence should be sent to the same address. Our friendly staff is available during lobby hours: Monday through Thursday from 8:30 AM to 5:00 PM, Friday until 5:30 PM, and Saturday until noon. You can reach us at 712-314-6030 for any inquiries or assistance. Explore more about what we offer by visiting our website at Veridian. Join us today and experience the Veridian difference where your financial future matters!

Branch History & Mission

Community Involvement

Veridian actively participates in local outreach programs and partnerships aimed at supporting education and economic development within Council Bluffs. By investing in community projects and collaborating with local organizations, we strive to create lasting positive change. While members can visit us at 2040 W Broadway Council Bluffs Ia 51501, official correspondence should be sent to 2040 W. Broadway, Council Bluffs, IA 51501. We invite you to experience the benefits of membership at Veridian. Join us today and let's work together towards a brighter financial future! For more information about opening an account or exploring our services further, please call us at (712) 314-6030 or visit our website at Veridian.

Our Mission

At the heart of Veridian's mission is the desire to empower individuals and families to achieve their financial goals while strengthening the community around us. We believe that everyone deserves access to reliable financial resources and personalized support. Our mission statement emphasizes not just serving our members' financial needs but also engaging in initiatives that uplift and enrich our local neighborhoods. As technology evolves, so do we. Our branch is equipped with modern amenities such as mobile banking options, online account management, and ATMs for easy access to your funds. We are dedicated to ensuring all members can utilize our services comfortably; hence we maintain ADA compliance throughout our facilities.

Branch Location & Accessibility

Call Us Anytime

If you have questions or need assistance, don't hesitate to reach out! You can give us a call at 712-314-6030. Our friendly staff is always ready to help you navigate your financial journey. We invite you to stop by Veridian at 2040 W Broadway in Council Bluffs today where convenience meets community!

Convenient Access

Our location is designed with you in mind. Parking is readily available, making it simple for you to pop in whenever you need assistance. We also ensure that our facilities are ADA compliant, so everyone can access our services comfortably.

Operating Hours Tailored for You

At Veridian, we understand that life can be busy. That's why we offer flexible operating hours. Our lobby is open Monday through Thursday from 8:30 AM to 5:00 PM, Friday from 8:30 AM to 5:30 PM, and Saturday from 8:30 AM to noon. Whether you're stopping by on your way to work or running errands on the weekend, we're here when you need us.

Services Just for You

When you visit us at our West Broadway branch, you'll find a wide range of services designed to meet your banking needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, if you're in a hurry, take advantage of our drive-thru service for quick transactions like deposits and withdrawals.

Member Eligibility

At Veridian, we believe that becoming a member is like joining a close-knit community where your financial well-being is our top priority. If you're looking to join us at our Council Bluffs branch located at 2040 W Broadway, you'll be happy to know that membership is open to individuals who live, work, worship, or attend school in our community, as well as their family members. This means that whether you're new to the area or have deep roots here, there's a place for you at Veridian. The process of becoming a member is straightforward and welcoming. You can find all the details on eligibility by visiting our website at http://www.veridiancu.org/belong/membership. Once you're ready to open an account, just head over to this link, and you'll see how easy it is to get started. If you have any questions or need assistance, don't hesitate to give us a call at (712) 314-6030. We're here for you every step of the way!

Business Banking & Commercial Services

Practical Merchant Services

Our merchant services make transactions smoother for you. Imagine being able to accept payments easily, whether you're at a bustling market or running an online store. With tools that help you manage your sales efficiently, you can focus on what really matters growing your business. Visit us at 2040 W Broadway Council Bluffs Ia 51501, Council Bluffs, IA, or call us at (712) 314-6030 to learn how we can help your business thrive!

Tailored Loan Options for Your Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $304 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $736,859,745, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility and Support

Our branch at 2040 W Broadway Council Bluffs Ia 51501 welcomes you with friendly staff ready to assist with any inquiries during operating hours: M-Th 8:30 am - 5:00 pm; Fri 8:30 am - 5:30 pm; Sat 8:30 am - Noon. For simple transactions like deposits and withdrawals, take advantage of our convenient drive-thru service. If you have questions or need assistance choosing the right service for your needs, don't hesitate to give us a call at (712) 314-6030. Our team is always ready to help! At Veridian, we believe that banking should be straightforward and accessible for everyone in the community. Explore how we can assist you by visiting us online at West Broadway - Council Bluffs or stop by our branch today! Your financial success is just around the corner!

Business Banking

For entrepreneurs and business owners, our Business Banking services include essential offerings like Merchant Services and various types of Business Loans. Whether you're launching a startup or expanding an existing venture, we have the tools and expertise to help your business thrive.

Credit Cards and Rewards

We know that everyday purchases add up, which is why our Credit Cards with Rewards program allows you to earn points on purchases you already make. This could translate into cash back, gift cards, or travel perks all designed to reward you for choosing us as your financial partner.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Veridian, we emphasize our advanced Online & Mobile Banking features. With our platform, managing your finances has never been easier. You can transfer money, pay bills, or check balances right from your smartphone anytime and anywhere. Plus, access to our ATMs ensures that cash withdrawals are quick and hassle-free.

Personal Banking

For those who are just starting their financial journey or looking for a reliable banking partner, our Personal Banking services cover everything from Checking & Savings Accounts to Auto Loans & Vehicle Financing. Imagine the ease of opening a checking account that suits your lifestyle or getting an auto loan that helps you drive away in your dream car this is what we offer. We also provide Mortgage Loans & Refinancing, making home ownership more accessible. If you're facing unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation options can provide relief and peace of mind.

Digital & Online Banking

Key Services

Our online banking portal, accessible at https://www.veridiancu.org/, allows you to check balances, pay bills, and transfer funds with ease. You can enjoy 24/7 access to your accounts, making it simple to handle transactions on your schedule. Plus, our electronic signature authorization feature means you can sign important documents without needing to visit the branch in person saving you time and hassle. If you're looking to go paperless, our e-statements are available for all members. They provide an easy way to keep track of your financial activity while helping the environment. You'll receive monthly statements directly in your inbox, giving you quick access whenever you need them.

Mobile Banking Made Easy

With our mobile application, available for download on your smartphone, managing your finances has never been easier. You can make mobile payments for purchases or send money directly to friends and family through our person-to-person transfer feature. Whether you're grabbing coffee or splitting a dinner bill, this feature adds convenience right at your fingertips. We prioritize security in everything we do. Our online banking system utilizes advanced encryption technology to protect your personal information and transactions. You can bank with confidence knowing that your data is safe with us. In summary, Veridian offers robust digital banking solutions that fit into your life seamlessly. From managing accounts on-the-go with our mobile app to accessing important documents electronically, we're here to help simplify your banking experience while keeping everything secure. Explore all that our online services have to offer today!

Financial Strength

Growing Together

Total Share Accounts stand at 793,311, showcasing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $12,629,929, reinforcing our position as your trusted partner in achieving financial success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Veridian is your trusted partner. Visit us at 2040 W Broadway Council Bluffs Ia 51501 or call (712) 314-6030 to learn more about how we can help you achieve your financial goals.

Member Savings

Members' savings are secured through $2,955,015,613 in share certificates and $655,349,620 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $100,246,019, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operations reflect our commitment to efficiency; our $34,681,707 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,025 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $865,903,737, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.18% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Growth

With $555,316,810 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $125,606 in used auto loans and $6,649,965,066 in total loans and leases, we support members' financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,473,588,418 in used vehicle loans and $645,377,692 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your vehicle purchase as affordable as possible.

Commercial Loans

For business owners, our outstanding commercial loans totaling $736,859,745 provide the capital needed to grow and expand your business operations. We understand the unique challenges faced by businesses today and are committed to supporting our members in achieving success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $608,576,439, make buying or refinancing simple. We offer personalized guidance throughout the mortgage process, ensuring you find the right fit for your situation.

Personal Loans and Credit Lines

Need some extra cash for unexpected expenses? We also provide unsecured credit card loans with a total of $148,974,018 in loans helping members manage their finances effectively. Additionally, our credit lines are designed to give you flexibility when it comes to borrowing whether it's for home improvements or personal projects.

Refinancing Options

If you're considering refinancing existing loans, we offer various eligibility options that can help you lower your monthly payments or adjust your loan terms to better suit your financial situation. At Veridian, we're not just about lending; we're about building lasting relationships with our members. Visit us today at 2040 W Broadway Council Bluffs Ia 51501 in Council Bluffs, IA, or contact us at (712) 314-6030 for more information on how we can assist you with your financial needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

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VERIDIAN CREDIT UNION - Council Bluffs, IA

Type of Loan Offerings

Home Equity Loans

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