Veridian Credit Union Coralville IA | Best Auto Loans & Checking

Introduction

Welcome to Veridian, your trusted partner in financial services right here in Coralville, Iowa! Located at 704 2nd St, Coralville, IA 52241, we have been serving our community since 1934. With a commitment to putting our members first, we proudly support over 354,920 members with personalized banking solutions designed to meet your unique needs. At Veridian, we understand the importance of financial stability and growth. That's why we're thrilled to share that our total assets stand at an impressive $7,719,183,098, while our total deposits reach $396,228,784. This demonstrates not only our strength but also our dedication to safeguarding your hard-earned money. Our net worth is a robust $865,903,737, and we maintain a healthy cash reserve of $53,543,007 to ensure liquidity for all your banking needs. Our leadership team is devoted to fostering a culture of service and integrity. CEO Renee Christoffer and Board President Stephanie Atkin lead by example, ensuring that every member receives the attention they deserve. With a dedicated workforce of 1,033 employees, we are here to assist you every step of the way. While members can visit us at our Coralville branch for all their banking needs, official correspondence should be directed to our mailing address: PO Box 6000, Waterloo, IA 50704-6000. Whether you're looking for checking and savings accounts, auto loans, mortgage options, or business banking solutions, Veridian offers a range of services tailored just for you. We invite you to explore everything we have to offer by visiting our website at VeridianCU.org. Join us today and experience the difference in community-focused banking! Feel free to reach out via phone at (319) 236-5600 for any inquiries or assistance. Your financial journey matters to us let's embark on it together!

Branch History & Mission

Commitment to Accessibility

As part of our dedication to serving all members of our community, we ensure that our branch is ADA compliant and equipped with digital tools for easy access to services. With features like online banking, mobile payments, and ATM availability, we're here for you whether you prefer visiting us in person or managing your finances from home. While members can visit us at our branch location in Coralville for all their banking needs from deposits and withdrawals to simple transactions through drive-thru service official correspondence should be sent to PO Box 6000, Waterloo, IA 50704-6000 if needed.

Join Us

As we continue on this path of service and support for our members, we invite you to join us on this journey. Experience firsthand the benefits of being part of Veridian Credit Union. Together, let's build a brighter future for ourselves and our community! For more information on becoming a member or accessing any of our services, please call us at 319-236-5600 or visit Veridian's website. We look forward to welcoming you!

Our Mission

At the heart of Veridian lies our mission: to enhance the lives of our members by providing exceptional financial services and fostering community growth. We believe that everyone deserves access to quality banking solutions tailored to their unique needs. Whether it's personal banking like checking and savings accounts, or loans for vehicles and homes, we aim to make financial management accessible and straightforward. We also recognize the importance of being involved in the community we serve. Through various outreach initiatives and partnerships with local organizations, we strive to make a positive impact beyond just financial services. By supporting local events and programs, we help build a stronger Coralville where everyone can thrive.

Branch Location & Accessibility

Accessibility and Parking

At Veridian, we prioritize making your visit as smooth as possible. Our branch offers ample parking right outside, along with accessibility features to ensure everyone can access our services comfortably. You'll find ADA-compliant entrances and ramps that cater to all members of our community.

Connect With Us

Our dedicated team is always ready to assist you with any questions or concerns. Feel free to give us a call at (319) 236-5600 or drop by during our operating hours. We look forward to welcoming you at Veridian in Coralville where your financial well-being is our top priority!

Operating Hours

We understand that life can get busy, so we aim to be here when you need us most. Our office hours are Monday through Thursday from 8:30 AM to 5:00 PM, Friday from 8:30 AM to 6:00 PM, and Saturday from 8:30 AM to Noon. If you prefer drive-thru banking, we're ready for you even earlier open from 7:00 AM on weekdays and starting at 8:30 AM on Saturdays.

Services Offered

Veridian is committed to providing a full suite of financial services tailored just for you. We offer personal banking options like checking and savings accounts, auto loans, mortgage financing, personal loans, and even credit cards with rewards! For those running businesses, we provide merchant services and business loans too. Plus, with our ATM available on-site and drive-thru services for deposits and withdrawals, accessing your money has never been easier. While members can visit us at 704 2Nd St Coralville Ia 52241, official correspondence should be sent to PO Box 6000 in Waterloo if needed.

Member Eligibility

Joining the Veridian family is more than just opening an account; it's about becoming part of a caring community that puts you first. If you're wondering how to become a member, the good news is that it's quite simple! At Veridian, anyone who lives or works in specific areas can apply for membership. Whether you're a student, a working professional, or someone looking for financial support, you may qualify! To get all the details on eligibility, feel free to visit our website at http://www.veridiancu.org/belong/membership . Once you've checked your eligibility, opening an account with us is a breeze. Just head over to https://www.veridiancu.org/registration to get started. We're here to help you every step of the way. If you have any questions or need assistance, don't hesitate to reach out at (319) 236-5600. We can't wait to welcome you into our Veridian community at 704 2Nd St Coralville IA 52241!

Business Banking & Commercial Services

Merchant Services Made Easy

Imagine running your business with efficient payment processing at your fingertips. Our merchant services enable you to accept various payment methods seamlessly, ensuring you never miss a sale. Whether you're a local café or a growing tech startup, our solutions are designed to meet your unique needs, making transactions smoother for both you and your customers. Located at 704 2Nd St Coralville Ia 52241, Coralville, IA, we're here to partner with you on your journey toward success. Let's build a brighter future together! For more information, reach out to us at (319) 236-5600 or visit our website at https://www.veridiancu.org/ .

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $304 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $736,859,745, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

For those who prefer face-to-face interactions or need cash on the go, we have convenient ATM & cash withdrawal services available at our branch. Our basic drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your car.

Business Banking

For entrepreneurs and business owners, Veridian provides essential business banking services including merchant services and business loans. Whether you're starting a new venture or looking to expand an existing one, we have the financial tools that can help support your growth.

Convenient Access

At Veridian in Coralville, we're focused on providing convenience along with quality service. Our office hours are designed to accommodate your busy schedule open Monday through Thursday from 8:30 AM to 5:00 PM, Friday until 6:00 PM, and Saturday until noon. Plus, our drive-thru opens even earlier at 7:00 AM during weekdays for those early birds!

Join Us Today!

We invite you to explore all that Veridian has to offer. Whether you're looking for personal finance solutions or business support, we're here to assist you every step of the way. Visit us today at 704 2Nd St in Coralville, give us a call at 319-236-5600, or check out our website at Veridian for more information on how we can help you achieve your financial goals!

Online and Mobile Banking

In today's fast-paced world, having access to your finances whenever you need it is crucial. That's why we offer robust online and mobile banking features. You can manage your accounts from anywhere using our user-friendly mobile application. Conduct transactions, pay bills, and even send money with ease through our person-to-person payment service.

Personal Banking

For individuals looking to manage their money effectively, we offer personal banking solutions including checking and savings accounts designed to fit various lifestyles. If you're in the market for a new car or need to finance a vehicle, our auto loans and vehicle financing options can help get you on the road quickly with competitive rates. Additionally, our mortgage loans and refinancing services provide flexible terms that can make homeownership more achievable. If you find yourself needing extra cash for unexpected expenses or wanting to consolidate debt, our personal loans and debt consolidation services are here for you. For those who love rewards, check out our credit cards with rewards, which allow you to earn while you spend.

Digital & Online Banking

Convenient Online Access

Our online banking services are available 24/7, ensuring you can check balances, transfer funds, and pay bills whenever it suits you. Whether you're at home or on the go, simply visit https://www.veridiancu.org/ to access your account with ease. Plus, if you prefer to manage your finances from your smartphone, our mobile application makes banking even more accessible.

Effortless Payments and Transfers

Need to send money to a friend? Our person-to-person transfers feature makes it simple to send or receive money in just a few taps. Additionally, our mobile payments option lets you shop with confidence using your device. Whether it's for groceries or gifts, paying has never been easier! With Veridian, managing your finances is not only convenient but also designed with your security in mind. Join us today and discover how our digital banking services can enhance your financial experience!

Secure Transactions Made Easy

We prioritize your security with features like electronic signature authorization and e-statements, allowing you to conduct transactions safely without the hassle of paperwork. You can enjoy peace of mind knowing that your sensitive information is protected while still benefiting from the convenience of digital banking.

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts: 793,311, show a strong and growing member base that trusts us with their finances. We have available funds for lending and investments amounting to $12,629,929, demonstrating our commitment to fostering community growth. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Veridian is your trusted partner. Visit us at 704 2Nd St Coralville Ia 52241 or call (319) 236-5600 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Operational Efficiency

Our efficient operations are reflected in our current $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,025 full-time employees and 8 part-time employees who are always ready to assist you with a knowledgeable, committed team.

Reinvestment for Growth

With $555,316,810 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $125,606 in used auto loans and $6,649,965,066 in total loans and leases to support your financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $2,955,015,613 in share certificates and $655,349,620 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $100,246,019, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $865,903,737, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,118 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,473,588,841 in used vehicle loans and $645,377,692 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make it easier than ever to drive off with a vehicle you love.

Credit Lines

If you're looking for extra flexibility in your finances, consider our credit lines totaling $1,740,135,577. These lines can be used for unexpected expenses or planned purchases without needing to apply for a new loan every time.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $608,576,439, making buying or refinancing simple. We offer various mortgage products tailored to meet your needs, whether you're a first-time buyer or looking to refinance your existing mortgage.

Refinancing Options

For those considering refinancing existing debts or mortgages, we have options available to help lower your interest rates or monthly payments. Contact us today to learn more about how refinancing could benefit you. Our team is here to assist you at every step of the borrowing process. To discuss your specific needs or inquire about eligibility options for any of our products, call us at 319-236-5600 or visit us at our branch located at 704 2Nd St Coralville IA 52241. We're dedicated to providing personalized service and helping you find the best financial solutions tailored just for you.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $148,974,018 in loans helping members manage their finances effectively. Our credit cards come with rewards and no annual fees, providing an excellent way to make purchases while building your credit.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This guarantees that users receive fair and transparent offers without hidden agendas or surprises. Each listed loan offer undergoes a thorough verification process to maintain accuracy and reliability.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency for users who want to know exactly where their information comes from. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results, so you can trust that the comparison reflects true market conditions. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can quickly find competitive options tailored to their needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective and user-friendly the service is for those seeking better loan terms. Ready to explore your options? Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

VERIDIAN CREDIT UNION