Veridian Credit Union Cedar Falls IA | Top Checking & Business Loans

Introduction

Welcome to Veridian, your trusted financial partner located at 1000 Brandilynn Blvd, Cedar Falls, IA 50613. Established in 1934, we have proudly served our community for nearly a century, building relationships and providing exceptional service to our 354,920 members. At Veridian, we believe in empowering our members through personalized financial solutions tailored to fit their needs. With total assets of over $7.7 billion, we are committed to maintaining a strong financial foundation for our members. Our dedication is reflected in the $396 million in total deposits and an impressive $865 million net worth. We also understand the importance of accessible financing options, which is why we currently manage a portfolio of 339,099 loans and leases. Whether you're looking for auto loans, mortgages, or personal loans, we're here to help you achieve your financial goals. Our leadership team, including CEO Renee Christoffer and Board President Stephanie Atkin, is dedicated to fostering a culture of trust and transparency. With a friendly staff of over 1,033 employees, we strive to provide outstanding customer service that makes banking easy and enjoyable. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address: PO Box 6000, Waterloo, IA 50704-6000. Explore more about how we can support you by visiting our website at Veridian Credit Union. We invite you to call us at 319-236-5600 or stop by during our operating hours: Monday through Friday from 8:30 AM to 5 PM and Saturday from 8:30 AM to 12 PM. At Veridian, we're not just about numbers; we're about people our members, our community, and making a difference together. Come see how we can help you thrive!

Branch History & Mission

Our Mission

Our mission is simple yet powerful: We aim to empower our members by providing accessible financial services while fostering a sense of community support. We believe that everyone deserves the opportunity to thrive financially. This commitment drives us to create valuable partnerships and engage in outreach efforts throughout Cedar Falls. By participating in local events and supporting local businesses, we strive to make a positive impact on our community. While members can visit us at 1000 Brandilynn Blvd Cedar Falls Ia 50613, official correspondence should be sent to PO Box 6000, Waterloo, IA 50704-6000. Our operating hours are convenient for busy lifestyles Monday through Friday from 8:30 AM to 5 PM and Saturday from 8:30 AM to 12 PM. In addition, we offer ATM access and drive-thru banking for added convenience. Veridian is also committed to keeping pace with digital advancements. With online banking options and mobile payments available, we ensure that our services are accessible anytime and anywhere. We prioritize ADA compliance so that all members can enjoy equal access to our facilities. As you consider joining us at Veridian, know that you're not just becoming part of a financial institution; you're joining a community that truly cares about your success. Experience firsthand the benefits of membership by visiting us or exploring more about how we can assist you on your financial journey at veridiancu.org. Together, let's build a brighter future!

Branch Location & Accessibility

Call Us Today!

While members can visit us at 1000 Brandilynn Blvd, official correspondence should be sent to PO Box 6000 in Waterloo. If you have any questions or would like more information about our services, don't hesitate to give us a call at 319-236-5600. We look forward to seeing you soon!

Convenient Access and Parking

At our Cedar Falls location, we prioritize accessibility for all our members. You'll find ample parking right outside the branch, along with features that cater to individuals with mobility challenges. Our building is ADA compliant, ensuring that everyone can easily navigate their way inside.

Operating Hours and Services

We understand that life gets busy, so we've designed our hours to fit your schedule. Visit us Monday through Friday from 8:30 AM to 5 PM, and on Saturdays from 8:30 AM to 12 PM. Our friendly staff is here to assist you with a variety of services including personal banking, auto loans, mortgages, and even business banking solutions. For those who prefer banking on-the-go, we also offer ATM services right here at our branch. Plus, if you're in a hurry, take advantage of our drive-thru service for quick deposits and withdrawals without leaving your vehicle.

Member Eligibility

Becoming a member of Veridian is more than just opening an account; it's about joining a community that supports your financial goals. At our Cedar Falls branch located at 1000 Brandilynn Blvd Cedar Falls Ia 50613, we welcome individuals who live or work in specific areas, as well as those who have family members already part of our credit union. This inclusive approach ensures that everyone has the opportunity to benefit from our personalized services and competitive rates. You can find all the details regarding eligibility on our website at http://www.veridiancu.org/belong/membership. Opening an account is straightforward and designed with you in mind. Simply visit us online at https://www.veridiancu.org/registration or give us a call at (319) 236-5600 for assistance. We're here to make the process easy, so you can start enjoying the many advantages of being a member at Veridian, including access to a range of financial products tailored to your needs. Join us today and experience the difference!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $304 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $736,859,745, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer essential merchant services designed to simplify daily operations. Picture having a reliable payment processing system that allows you to focus on serving your customers while ensuring transactions are smooth and secure. Our services are here to help streamline your processes so you can concentrate on what really matters growing your business. Visit us at 1000 Brandilynn Blvd Cedar Falls Ia 50613, Cedar Falls, IA and discover how we can partner together for your success!

Comprehensive List Of Services

Business Banking Solutions

For our business members, we offer comprehensive banking solutions tailored specifically for small businesses. Our Business Banking services include merchant services and business loans that help you grow and manage your operations smoothly.

Convenient Digital Banking Options

In today's fast-paced world, having easy access to your accounts is essential. That's why we provide robust Online & Mobile Banking services. With these tools, managing your accounts from anywhere is simple and secure. Need cash? Our ATM & Cash Withdrawal Services are readily available for your convenience, along with basic drive-thru banking options for quick deposits and withdrawals.

Credit Cards That Reward You

Our credit cards come with rewards that can make your spending even more beneficial. Whether it's cash back or points towards future purchases, we aim to enhance your purchasing power while rewarding you for being a loyal member.

Friendly Assistance When You Need It

Whether you're using our drive-thru service for quick transactions or accessing funds through an ATM, we prioritize making your experience as smooth as possible. If you have any questions or need assistance, feel free to reach out at (319) 236-5600; our team is always ready to help! At Veridian, we believe in providing services that meet the diverse needs of our members while fostering a community-oriented atmosphere. Come visit us at 1000 Brandilynn Blvd Cedar Falls Ia 50613, or explore more about what we offer on our website: East Viking. We look forward to helping you achieve all your financial goals!

Personal Banking Made Easy

We offer various personal banking options to suit your lifestyle. Whether you're looking for a checking or savings account, our tailored solutions help you manage your money effectively. For those planning to purchase a vehicle, our Auto Loans & Vehicle Financing can assist you in finding the right loan to fit your budget. Maybe you're thinking about buying a home? Our Mortgage Loans & Refinancing options are here to support you every step of the way, ensuring that you get the best rates available. If you're facing unexpected expenses or need a little extra financial support, consider our Personal Loans & Debt Consolidation services. We understand that life can sometimes throw curveballs, and we're here to help you get back on track.

Digital & Online Banking

Access Your Accounts Anytime

With our 24/7 online banking services available at https://www.veridiancu.org/, you can check your account balances, make transfers, and pay bills whenever it suits you. There's no need to rush to the bank before closing time; everything you need is just a click away.

Easy Transfers and Payments

Want to send money to a friend? Our person-to-person transfer feature makes it simple to share funds without any hassle. Plus, with our mobile payments option, you can make secure transactions directly from your smartphone, whether you're shopping online or paying for coffee.

Go Paperless with E-Statements

Stay organized and eco-friendly by opting for e-statements. You'll have access to your financial documents anytime, anywhere, and they come straight to your inbox. No more sifting through piles of paper your statements are just a quick search away!

Sign with Ease

Worried about signatures? With electronic signature authorization available, signing documents is straightforward and secure. You can complete transactions without ever needing to visit a branch.

Stay Connected On-the-Go

Download our mobile application to manage your accounts right from your phone. It's user-friendly and packed with features that allow you to stay connected with your finances while you're out and about. In today's fast-paced world, having reliable online banking options is essential. At Veridian, we're committed to providing you with the tools you need for easy access and management of your finances. Explore all that our digital banking services have to offer today!

Financial Strength

At Veridian, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to maintaining a strong financial foundation that benefits our community. With a net worth of $865,903,737, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.18% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,955,015,613 in share certificates and $655,349,620 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $100,246,019, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $555,316,810 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $125,606 in used auto loans and $6,649,965,066 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is evident in our $34,681,707, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,025 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $12,629,929. Total Share and Deposit Accounts: 793,311, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Veridian is your trusted partner. Visit us at 1000 Brandilynn Blvd Cedar Falls Ia 50613 or call (319) 236-5600 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Financing Solutions

For those who need additional flexibility, our credit lines totaling $1,740,135,577 provide an extra layer of financial security. This option allows you to access funds when needed without the hassle of traditional borrowing methods. If you're looking into refinancing options or want to know more about eligibility for any of these products, feel free to reach out! We're here to guide you through the process and help you find what works best for your financial situation. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. To learn more about our loan offerings or to start your application today, call us at (319) 236-5600 or visit us at our branch located at 1000 Brandilynn Blvd Cedar Falls Ia 50613 in Cedar Falls, IA. We look forward to helping you achieve your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,473,588,418 in used vehicle loans and $645,377,692 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable pre-owned vehicle, we have financing options that fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $608,576,439, make buying or refinancing simple. We provide competitive rates and flexible terms to help you secure your dream home without the stress.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $148,974,018 in loans helping members manage their finances effectively. These cards come with features that allow you to handle everyday expenses while building your credit history.

Loan Aggregator

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VERIDIAN CREDIT UNION - Cedar Falls, IA

Type of Loan Offerings

Home Equity Loans

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