VERIDIAN CREDIT UNION

Welcome to Veridian, your trusted partner in financial growth and community support. Located at 6301 University Ave, Cedar Falls, IA 50613, we have been serving our members since 1934 with a commitment to providing exceptional service and innovative financial solutions. As part of our vibrant community, you can rely on us for everything from personal banking to business loans. At Veridian, we believe that everyone deserves access to quality financial services. With a total membership of over 354,920 and assets amounting to an impressive $7,719,183,098, our focus remains on empowering individuals and businesses alike. We offer a range of services including checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and more all designed with your needs in mind. While you can visit us at our Cedar Falls branch for your banking needs, any official correspondence should be directed to our mailing address: PO Box 6000, Waterloo, IA 50704-6000. Our dedicated team of 1,033 employees, led by CEO Renee Christoffer and Board President Stephanie Atkin, is here to help you navigate your financial journey. Whether you're looking for guidance on loans or need assistance with online banking services, we're just a phone call away at (319) 236-5660. With total deposits reaching $396,228,784 and net worth standing at $865,903,737, Veridian is not just a credit union; we are a community institution devoted to fostering prosperity in the Cedar Falls area. Join us today and discover how we can support your financial goals! For more information or to get started with your membership application, visit our website at Veridian Credit Union. We look forward to welcoming you into the Veridian family!

Welcome to Veridian, your friendly neighborhood credit union located at 6301 University Ave in Cedar Falls, Iowa! Nestled conveniently near the bustling College Square Hy-Vee, our branch offers a welcoming atmosphere for all your banking needs. Whether you're stopping by to open an account, apply for a loan, or just ask a question, we're here to help. While members can visit us at 6301 University Ave, official correspondence should be sent to PO Box 6000, Waterloo, IA 50704-6000. Our location is easily accessible and designed with our members in mind. We have ample parking available right outside the branch, and our facility is ADA-compliant, ensuring that everyone can enjoy easy access. We know your time is valuable! That's why we offer flexible operating hours: from Monday to Friday, we're open from 9:00 AM to 8:00 PM; Saturday from 9:00 AM to 6:00 PM; and Sunday from 10:00 AM to 4:00 PM. Feel free to drop in during these hours for personal banking services like checking and savings accounts, auto loans, mortgage options, and more. For added convenience, we also have ATM services available for quick cash withdrawals and balance checks. Although we don't currently offer drive-thru banking at this location, our dedicated team is always ready inside the branch to assist you with any inquiries or transactions you may need. We invite you to come visit us at Veridian. If you have any questions or need assistance before your visit, don't hesitate to call us at 319-236-5660. We look forward to serving you!

At Veridian, we believe that everyone deserves a chance to thrive in a supportive financial community. Becoming a member is easy and open to anyone who lives, works, or worships in our service area. Whether you're looking for personal banking solutions or planning for your future, our doors are wide open to you! You can check the specific eligibility details by visiting http://www.veridiancu.org/belong/membership . Once you're ready to join us, opening an account is a breeze just head over to https://www.veridiancu.org/registration to get started. If you have any questions or need assistance, feel free to give us a call at (319) 236-5660. We can't wait to welcome you to our family at Veridian, located at 6301 University Ave Cedar Falls Ia 50613, where you'll find not just services, but a community that cares!

At Veridian, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a strong commitment to providing reliable services, we ensure that your financial needs are met with confidence. With a net worth of $865,903,737, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1118 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,955,015,613 in share certificates and $655,349,620 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $100,246,019, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $555,316,810 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $125,606 in used auto loans and over $6.6 billion in total loans and leases supporting members' financial goals across various sectors. Our operational efficiency is reflected in our $0 net income, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,025 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments) stand at $12,629,929, while the total number of share accounts indicates a strong and growing member base that trusts us with their finances totaling 793,311 accounts. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Veridian is your trusted partner. Visit us at 6301 University Ave Cedar Falls Ia 50613 or call 319-236-5660 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.