Veridian Credit Union Cedar Falls IA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Veridian, your trusted partner in financial growth and community support. Located at 6301 University Ave, Cedar Falls, IA 50613, we have been serving our members since 1934 with a commitment to providing exceptional service and innovative financial solutions. As part of our vibrant community, you can rely on us for everything from personal banking to business loans. At Veridian, we believe that everyone deserves access to quality financial services. With a total membership of over 354,920 and assets amounting to an impressive $7,719,183,098, our focus remains on empowering individuals and businesses alike. We offer a range of services including checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and more all designed with your needs in mind. While you can visit us at our Cedar Falls branch for your banking needs, any official correspondence should be directed to our mailing address: PO Box 6000, Waterloo, IA 50704-6000. Our dedicated team of 1,033 employees, led by CEO Renee Christoffer and Board President Stephanie Atkin, is here to help you navigate your financial journey. Whether you're looking for guidance on loans or need assistance with online banking services, we're just a phone call away at (319) 236-5660. With total deposits reaching $396,228,784 and net worth standing at $865,903,737, Veridian is not just a credit union; we are a community institution devoted to fostering prosperity in the Cedar Falls area. Join us today and discover how we can support your financial goals! For more information or to get started with your membership application, visit our website at Veridian Credit Union. We look forward to welcoming you into the Veridian family!

Branch History & Mission

Commitment to Innovation

As we embrace modern technology, Veridian ensures that every member can access our services easily whether online or in person. Our digital tools offer convenient features like online banking and mobile payments. Plus, we maintain ADA compliance so that everyone can enjoy full access to our resources. While members can visit us at 6301 University Ave Cedar Falls Ia 50613, official correspondence should be sent to PO Box 6000, Waterloo, IA 50704-6000 if necessary. For any inquiries or assistance, don't hesitate to contact us at 319-236-5660.

Join Us Today!

As we look towards the future, Veridian remains committed to enhancing the financial well-being of our members. If you're looking for a credit union that puts people first and values strong community ties, consider becoming part of Veridian today. Visit us or explore more about membership benefits at Veridian's website. Experience firsthand how we can help you achieve your financial goals!

Our Journey

From humble beginnings, Veridian has evolved significantly. We started with a small group of members who shared a vision for better financial opportunities. As word spread about our personalized service and member-focused approach, we welcomed more individuals into our community. Today, we proudly serve over 354,920 members and manage total assets exceeding $7.7 billion. This growth reflects not just our success but also the trust and loyalty of those we serve. Located at 6301 University Ave, Cedar Falls, IA 50613, our branch is easily accessible for all members. We're near popular landmarks that enhance convenience for visitors. Whether you are stopping by for banking needs or simply to learn more about our services, you'll find us ready to help.

Our Mission

At Veridian, our mission is simple yet powerful: We strive to provide exceptional financial services while enriching the lives of our members and the communities they call home. We believe in fostering relationships built on trust and transparency. Our offerings include personal banking solutions like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking options all designed with your best interests in mind. We're also dedicated to community engagement through various outreach programs. From supporting local charities to participating in community events, we aim to make a positive impact beyond just banking.

Branch Location & Accessibility

Welcome to Veridian, your friendly neighborhood credit union located at 6301 University Ave in Cedar Falls, Iowa! Nestled conveniently near the bustling College Square Hy-Vee, our branch offers a welcoming atmosphere for all your banking needs. Whether you're stopping by to open an account, apply for a loan, or just ask a question, we're here to help. While members can visit us at 6301 University Ave, official correspondence should be sent to PO Box 6000, Waterloo, IA 50704-6000. Our location is easily accessible and designed with our members in mind. We have ample parking available right outside the branch, and our facility is ADA-compliant, ensuring that everyone can enjoy easy access. We know your time is valuable! That's why we offer flexible operating hours: from Monday to Friday, we're open from 9:00 AM to 8:00 PM; Saturday from 9:00 AM to 6:00 PM; and Sunday from 10:00 AM to 4:00 PM. Feel free to drop in during these hours for personal banking services like checking and savings accounts, auto loans, mortgage options, and more. For added convenience, we also have ATM services available for quick cash withdrawals and balance checks. Although we don't currently offer drive-thru banking at this location, our dedicated team is always ready inside the branch to assist you with any inquiries or transactions you may need. We invite you to come visit us at Veridian. If you have any questions or need assistance before your visit, don't hesitate to call us at 319-236-5660. We look forward to serving you!

Member Eligibility

At Veridian, we believe that everyone deserves a chance to thrive in a supportive financial community. Becoming a member is easy and open to anyone who lives, works, or worships in our service area. Whether you're looking for personal banking solutions or planning for your future, our doors are wide open to you! You can check the specific eligibility details by visiting http://www.veridiancu.org/belong/membership. Once you're ready to join us, opening an account is a breeze just head over to https://www.veridiancu.org/registration to get started. If you have any questions or need assistance, feel free to give us a call at (319) 236-5660. We can't wait to welcome you to our family at Veridian, located at 6301 University Ave Cedar Falls Ia 50613, where you'll find not just services, but a community that cares!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $304 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $736,859,745, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify transactions for your customers. With easy payment processing options, you can accept payments quickly and efficiently whether in-person or online. This allows you to focus on what matters most: running your business. Located at 6301 University Ave Cedar Falls Ia 50613 in Cedar Falls, IA, we're here to help your business succeed. Reach out today to learn more about how our tailored solutions can benefit you!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs, we understand that managing a business requires specialized financial support. Our business banking services include merchant services and business loans designed to help you grow and succeed. Think about how easy it will be to manage payroll or invest in new equipment with our tailored solutions.

Credit Cards That Reward You

With our credit cards with rewards, every purchase earns you points towards exciting benefits. Imagine using your credit card for everyday expenses and watching those points add up for travel or cash back rewards!

Digital Banking Convenience

In today's fast-paced world, convenience is crucial. That's why we offer robust online and mobile banking features that allow you to check balances, transfer funds, and pay bills anytime, anywhere. With our ATM services available for cash withdrawals and balance checks, accessing your money has never been easier. At Veridian, we are committed to helping you navigate all aspects of your financial journey with confidence. If you're ready to explore how we can assist you further, don't hesitate to reach out! Call us at 319-236-5660, visit us in person at 6301 University Ave, Cedar Falls, IA 50613, or check out our website at veridiancu.org. We look forward to serving you!

Home Financing Options

When it comes to buying a home, having the right mortgage is key. Our mortgage loans and refinancing options provide competitive rates and flexible terms. Picture yourself settling into your dream home with ease thanks to our supportive team guiding you through every step of the process.

Personal Banking Solutions

Managing your finances should be easy and accessible. That's why we offer Personal Banking options that include checking and savings accounts designed for everyday needs. Imagine having a checking account with no monthly fees and an online banking platform that allows you to track your spending effortlessly. With Veridian, you can also take advantage of our auto loans and vehicle financing services, making it simple to get behind the wheel of a new car.

Personal Loans Made Simple

Sometimes life throws unexpected expenses your way. Our personal loans and debt consolidation services are here to help you manage those costs efficiently. Whether it's for home repairs or consolidating existing debts, we offer solutions that fit within your budget.

Digital & Online Banking

Convenient Features

Need to check your balance, transfer funds, or pay bills? Our user-friendly online banking platform allows you to do all this and more with just a few clicks. Plus, with electronic signature authorization available, signing documents is quick and hassle-free. You can also opt for e-statements, making it easier to track your finances while reducing paper clutter.

Mobile Banking on the Go

Stay connected with our mobile application, which is packed with features to help you manage your money on the go. Whether you want to make mobile payments or send money through person-to-person transfers, our app puts everything at your fingertips. You can even receive notifications about account activity in real-time, keeping you informed and in control.

Security You Can Trust

We prioritize your security. Our digital banking services incorporate robust measures to protect your information so you can bank with confidence. Enjoy the peace of mind that comes from knowing your financial data is safe while you take advantage of the convenience our services offer. In short, Veridian makes it easy for you to manage your finances with flexibility and security. Experience the benefits of digital banking today by visiting us online at https://www.veridiancu.org/!

Financial Strength

At Veridian, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a strong commitment to providing reliable services, we ensure that your financial needs are met with confidence. With a net worth of $865,903,737, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1118 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,955,015,613 in share certificates and $655,349,620 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $100,246,019, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $555,316,810 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $125,606 in used auto loans and over $6.6 billion in total loans and leases supporting members' financial goals across various sectors. Our operational efficiency is reflected in our $0 net income, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,025 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments) stand at $12,629,929, while the total number of share accounts indicates a strong and growing member base that trusts us with their finances totaling 793,311 accounts. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Veridian is your trusted partner. Visit us at 6301 University Ave Cedar Falls Ia 50613 or call 319-236-5660 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,473,588,418 in used vehicle loans and $645,377,692 in new vehicle loans already helping members get on the road. We also provide flexible refinancing options to help you save even more.

Business Financing

For business owners, our outstanding commercial loans totaling $736,859,745 provide the capital needed to grow and expand. We offer tailored solutions to support your business needs.

Easy Access and Support

Our branch is located at 6301 University Ave Cedar Falls IA 50613, and our team is ready to assist you. You can reach us at (319) 236-5660 during our operating hours: Monday through Friday from 9:00 AM to 8:00 PM, Saturday from 9:00 AM to 6:00 PM, and Sunday from 10:00 AM to 4:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore all that Veridian has to offer! Whether you're ready to apply for a loan or simply want more information about your eligibility options, visit us online at Veridian today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $608,576,439, make buying or refinancing simple. We work with you to find the right terms and conditions that fit your budget.

Unsecured Credit Card Loans

Managing your finances effectively is crucial, and our unsecured credit card loans are here to help. With a total of $148,974,018 in loans available, you can enjoy flexible terms that give you peace of mind when unexpected expenses arise.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all loan offers are fair and transparent. By using verified data from legitimate financial institutions, LendMesh guarantees that users receive accurate information when comparing loan options.

Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

VERIDIAN CREDIT UNION - Cedar Falls, IA

Type of Loan Offerings

Home Equity Loans

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Loan rates in Cedar Falls, IA (50613)