Veridian Credit Union Ankeny IA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Veridian, your trusted financial partner located at 2115 Sw State St, Ankeny, IA 50023. Since our establishment in 1934, we have been dedicated to serving our community with integrity and personalized service. With a strong membership base of 354,920 members and total assets amounting to an impressive $7,719,183,098, we are proud to be a cornerstone of financial support in the area. At Veridian, we believe in making banking accessible and straightforward for everyone. Whether you're looking for checking accounts, auto loans, or business financing options, we have tailored solutions to meet your needs. As part of our commitment to excellence, we currently hold total deposits of $396,228,784 and maintain a net worth of $865,903,737, ensuring your funds are secure with us. Our leadership team is here to guide you every step of the way. Under the direction of CEO Renee Christoffer and Board President Stephanie Atkin, we strive to create a welcoming environment where members feel valued and empowered. Our knowledgeable staff is always ready to assist you with any inquiries or services you may need. While members can visit us at our Ankeny location for face-to-face support or utilize our drive-thru services, official correspondence should be sent to our mailing address: PO Box 6000, Waterloo, IA 50704-6000. We invite you to experience the Veridian difference today! Feel free to call us at (319) 236-5600 or explore our website at VeridianCU.org for more information on how we can help you achieve your financial goals. Join us as we continue to grow together in this vibrant community!

Branch History & Mission

Welcome to Veridian, a credit union with a rich history and a steadfast commitment to our community. Established in 1934, we have grown alongside the residents of Ankeny, IA, serving as a financial partner that prioritizes people over profits. Our branch is located at 2115 Sw State St, Ankeny, IA 50023, making it convenient for you to access a wide range of financial services right in your neighborhood. From humble beginnings, Veridian has blossomed into a trusted institution with over 354,920 members and total assets reaching an impressive $7,719,183,098. Our growth reflects not just our financial strength but also the trust our members place in us. Over the years, we have expanded our offerings to include personal banking products like checking and savings accounts, auto loans, mortgages, and business banking solutions. At Veridian, our mission is clear: we are dedicated to empowering our members through exceptional financial services while giving back to the communities we serve. We believe that when our members succeed, so does the community. This philosophy drives our various outreach initiatives and partnerships aimed at improving local lives. While members can visit us at our branch location in Ankeny for all their banking needs from quick transactions at our drive-thru to personalized consultations official correspondence should be sent to PO Box 6000, Waterloo, IA 50704-6000 if necessary. We are proud to offer modern conveniences such as online and mobile banking services that allow you to manage your finances anytime, anywhere. Additionally, we prioritize accessibility with features that comply with ADA standards. Our ATM availability and drive-thru service ensure that you can easily access your funds without delay. Veridian is more than just a credit union; it's a community hub where relationships are built on trust and mutual support. We invite you to join us on this journey towards financial well-being. Experience the difference of being part of a member-focused organization where your voice matters. Come visit us today or explore more about becoming a member at Veridian's website. Together, let's build a brighter future for ourselves and our community!

Branch Location & Accessibility

Accessibility Features

Our branch is fully ADA compliant, ensuring that everyone can access our services comfortably. There's plenty of parking available right outside, so you can quickly find a spot when you visit. If you're in need of quick transactions, our drive-thru banking service is ready to assist you without leaving your vehicle.

Call to Action

We invite you to come by and experience the friendly atmosphere at Veridian Prairie Trail! Whether you're a long-time member or new to our credit union family, our team is here to help. Feel free to give us a call at 319-236-5600 if you have any questions or need assistance before your visit. We look forward to seeing you soon!

Operating Hours

At Veridian Prairie Trail, we understand that your time is valuable. Our office hours are designed with flexibility in mind: Monday through Thursday from 8:30 AM to 5:00 PM, Friday until 5:30 PM, and Saturday mornings from 8:30 AM to noon. If you need extended hours for drive-thru banking, we open even earlier at 7:30 AM on weekdays!

Services Offered

We offer a wide range of services to meet all your financial needs. Whether you're looking for personal banking options like checking and savings accounts or financing solutions including auto loans and mortgages, we have you covered. Plus, our ATM is available for quick cash withdrawals and balance checks whenever you need it. While members can visit us at our Ankeny location, please note that official correspondence should be sent to PO Box 6000, Waterloo, IA 50704-6000.

Member Eligibility

At Veridian, we believe in creating a welcoming community where every member feels valued and supported. Becoming a member is simple and open to anyone who meets our eligibility criteria. Generally, you can join if you live or work in the areas we serve, or if you're a family member of an existing member. We're here to help you navigate this easy process, which opens the door to a range of benefits like personalized banking services, competitive loan rates, and access to exclusive financial education resources. For detailed eligibility information, feel free to check out our website at http://www.veridiancu.org/belong/membership. Ready to get started? You can open your account online by visiting https://www.veridiancu.org/registration. If you have any questions along the way or need assistance, don't hesitate to call us at (319) 236-5600. Join us at Veridian, located at 2115 Sw State St Ankeny Ia 50023, and take the first step towards being part of something special!

Business Banking & Commercial Services

Business Loans That Make a Difference

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $304 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $736,859,745, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Every Transaction

In addition to loans, our merchant services simplify payment processing so you can focus on what matters growing your business. Picture this: your customers can pay easily whether they're shopping online or in-store. Our services ensure that you never miss a sale due to complicated payment systems. Located conveniently at 2115 Sw State St Ankeny Ia 50023, Ankeny, IA, we're here to partner with you on your journey to success. Let's explore how we can support your business today!

Comprehensive List Of Services

ATM & Cash Services

Need cash? Our ATMs provide quick access for withdrawals and balance checks without any hassle. If you prefer face-to-face transactions, take advantage of our basic drive-thru banking for deposits and withdrawals. At Veridian in Ankeny, we're not just about transactions; we're about building relationships with our members. If you have questions about any of our services or need assistance selecting the right options for you, please don't hesitate to reach out at 319-236-5600. Ready to explore all we have to offer? Visit us today or check out more details on our website: Veridian. Let us help you achieve your financial goals!

Business Banking

If you're a business owner, we've got you covered with our Business Banking services. From merchant services that help streamline transactions to business loans designed to support your growth, we're dedicated to helping local businesses thrive.

Digital Banking Convenience

In today's fast-paced world, we know how important it is to have access to your accounts anytime, anywhere. That's why we offer robust online and mobile banking features. Whether you're checking balances, transferring funds, or paying bills from the comfort of your home or on the go, our digital banking platform makes it easy.

Home Financing

If owning a home is on your agenda, consider our mortgage loans and refinancing solutions. We understand that buying a home is one of the biggest decisions you'll make. That's why our team is here to guide you through every step of the process, ensuring you find the right mortgage option for your budget.

Personal Banking

For those looking to manage their finances effectively, our Personal Banking services include checking and savings accounts tailored to fit your lifestyle. Imagine having an account that not only keeps your money safe but also helps you grow it! Our auto loans and vehicle financing options make purchasing your dream car easier than ever. With competitive rates and flexible terms, you can drive away with confidence.

Personal Loans & Credit Cards

For unexpected expenses or consolidating debt, our personal loans offer a straightforward solution. Plus, don't forget about our credit cards that come with rewards perfect for earning benefits on your everyday purchases!

Digital & Online Banking

Accessibility and Support

Whether you're at home or out and about, Veridian makes it easy to stay connected to your finances. Our team is always here to help if you have questions or need assistance navigating our online services. Discover how easy banking can be by visiting us today!

Key Features

One of the standout features of our online banking is the availability of 24/7 access, ensuring you can check your balance, pay bills, and transfer funds whenever it suits you. You can also enjoy the benefit of e-statements, which means your financial statements are just a click away saving you time and paper! For those who prefer mobile banking, our dedicated mobile application lets you manage your accounts on the go. You can make person-to-person transfers with ease, allowing you to send or receive money from friends and family instantly. Plus, with our mobile payments feature, paying for goods and services is simple and secure.

Security Matters

Your security is our top priority. We provide electronic signature authorization for transactions so that you can conduct business confidently online. Our robust security measures ensure that your personal information remains safe while using our digital services.

Financial Strength

Commitment to Growth

With $555,316,810 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant with $125,606 in used auto loans and $6,649,965,066 in total loans and leases, supporting members' financial goals across various sectors.

Member Trust

Total Share and Deposit Accounts stand at 793,311, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $12,629,929, demonstrating our capability to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Veridian is your trusted partner. Visit us at 2115 Sw State St Ankeny Ia 50023 or call (319) 236-5600 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our efficient operations are reflected in our $34,681,707, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,025 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $2,955,015,613 in share certificates and $655,349,620 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $100,246,019, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $865,903,737, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.18% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

At Veridian, we understand that financial needs come in all shapes and sizes. Whether you're looking to buy a new car, purchase your dream home, or manage your everyday expenses, we offer a variety of loan products designed to help you achieve your goals. With over 339099 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular; if you're considering a vehicle purchase, our offerings include over $2,473,588,418 in used vehicle loans and $645,377,692 in new vehicle loans. We pride ourselves on providing some of the lowest rates in the industry to make getting on the road easier for our members. Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $608,576,439, making it simple to buy or refinance your home. We aim to support you through every step of the process. For those managing day-to-day expenses or looking for extra flexibility, we also provide unsecured credit card loans totaling $148,974,018. These loans help our members manage their finances effectively with flexible terms tailored to fit individual needs. In addition to personal loans, our outstanding commercial loans amounting to $736,859,745 are available for business owners seeking capital for growth and expansion. If you're interested in refinancing options or would like to learn more about eligibility requirements, please reach out to us at 319-236-5600. You can also visit us at our branch located at 2115 Sw State St Ankeny Ia 50023. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Veridian can assist you today!

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VERIDIAN CREDIT UNION - Ankeny, IA

Type of Loan Offerings

Home Equity Loans

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Loan rates in Ankeny, IA (50023)