Veridian Credit Union Ankeny IA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Veridian, your trusted financial partner located at 2180 N Ankeny Blvd, Ankeny, IA 50023. Since our establishment in 1934, we've dedicated ourselves to serving the community and empowering our members with a variety of financial solutions. With a strong membership base of 354,920 individuals, we pride ourselves on fostering a sense of belonging while helping you achieve your financial goals. At Veridian, we understand that every member's needs are unique. That's why we offer personalized services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. Our total assets amount to an impressive $7,719,183,098, reflecting our commitment to providing robust financial support to our community. While members can visit us at 2180 N Ankeny Blvd, official correspondence should be sent to our mailing address: PO Box 6000, Waterloo, IA 50704-6000. Our branch is equipped with modern conveniences including online banking and ATMs for easy access to your funds anytime you need them. Our leadership team is passionate about ensuring that each member receives exceptional service. Under the guidance of CEO Renee Christoffer and Board President Stephanie Atkin, we strive to create a welcoming atmosphere where your financial well-being is our top priority. With total deposits reaching $396,228,784 and cash in hand amounting to $53,543,007, we are here to support you with confidence and stability. Whether you're looking to open a new account or explore loan options our dedicated team is ready to assist you. Feel free to reach out by calling us at (319) 236-5600 or visit our website at Veridian for more information. Join us in experiencing the difference that a community-focused credit union can make in your financial journey!

Branch History & Mission

At Veridian, we take pride in our rich legacy of serving the community of Ankeny, IA, since 1934. Our journey began with a simple yet profound mission: to provide accessible financial services to our members while fostering a spirit of community support. Over the years, we have grown from a small credit union into a trusted institution with over 354,920 members and assets totaling more than $7.7 billion. Located at 2180 N Ankeny Blvd, our branch is not just a place for banking; it's a hub for connection and support. Just down the road from popular landmarks like the Ankeny Market & Pavilion, we strive to make banking convenient for our community members. Whether you're stopping by for personal banking services or utilizing our drive-thru facilities, we're here to assist you during our operating hours: Monday through Thursday from 8:30 AM to 5:00 PM, Friday until 5:30 PM, and Saturday from 8:30 AM to 12:00 PM. Our mission is clear: we aim to empower individuals and businesses by offering a wide range of financial solutions tailored to meet their unique needs. From checking and savings accounts to auto loans and mortgage options, we are dedicated to helping our members achieve their financial goals. Our commitment extends beyond traditional banking; we actively engage in community outreach programs that support local initiatives and foster economic growth. As we embrace technology, we've made strides in enhancing accessibility. We offer online and mobile banking services, ensuring that our members can manage their finances anytime and anywhere. Additionally, with ADA compliance in mind, we strive to create an inclusive environment where everyone can benefit from our offerings. While members can visit us at 2180 N Ankeny Blvd, official correspondence should be sent to PO Box 6000, Waterloo, IA 50704-6000 if needed. Our dedicated team is always ready to assist you with any inquiries at 319-236-5600. In closing, we invite you to join Veridian and experience the difference that comes with being part of a member-focused credit union. Discover how we can help you thrive financially while making a positive impact in our community together! Visit us today or explore more at VeridianCU.org.

Branch Location & Accessibility

Convenient Services and Accessibility

At Veridian, we prioritize your comfort and convenience. Our branch features ample parking and is fully ADA compliant, ensuring everyone can access our services without hassle. If you're in need of quick transactions, our drive-thru banking service is available to help you get in and out swiftly. Plus, we offer an ATM on-site for easy cash withdrawals and balance checks.

Operating Hours Tailored for You

We understand that life can be busy, which is why our operating hours are designed to fit your schedule. Visit us Monday through Thursday from 8:30 AM to 5:00 PM, Friday until 5:30 PM, and Saturday mornings from 8:30 AM to 12:00 PM. We're here to assist you during these hours with a range of services including personal banking accounts, auto loans, mortgages, and more.

Your Go-To Financial Partner

While members can visit us at our branch address for all their banking needs, please remember that official correspondence should be sent to PO Box 6000 in Waterloo if needed. Our dedicated team is always ready to help you navigate your financial journey with personalized support. Ready to experience banking like never before? Stop by Veridian today or give us a call at 319-236-5600. We look forward to welcoming you!

Member Eligibility

At Veridian, we believe that joining our credit union is like stepping into a welcoming community where your financial well-being matters. If you're looking to become a member, it's a straightforward process! Our eligibility criteria are designed to be inclusive anyone who lives, works, worships, or attends school in the communities we serve can join. This means that if you're in or around 2180 N Ankeny Blvd Ankeny Ia 50023, you're likely already eligible! For more detailed information about membership requirements, feel free to check out our dedicated page at http://www.veridiancu.org/belong/membership. Becoming a member opens up a world of advantages, from personalized banking services to competitive loan rates and financial education resources. If you're ready to take the next step and open an account with us, simply visit https://www.veridiancu.org/registration for easy online registration. Should you have any questions or need assistance, don't hesitate to reach out at (319) 236-5600. We're here to help you every step of the way as you embark on this exciting journey with Veridian!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $304 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $736,859,745, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Matter

In addition to loans, we offer comprehensive merchant services tailored to make transactions smoother. Imagine having a reliable payment processing system that allows you to focus on serving your customers rather than worrying about technical issues. Our merchant services ensure that whether you're at the register or online, payments are handled efficiently and securely. Visit us at 2180 N Ankeny Blvd, Ankeny, IA 50023, or call us at (319) 236-5600 to explore how Veridian can help your business thrive!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're considering purchasing a vehicle, our auto loans provide competitive rates and flexible terms. Whether it's a brand-new car or a reliable used one, we can help make that dream a reality. Our team is ready to assist you in navigating the financing process so that you can drive away with confidence.

Business Banking

For local entrepreneurs and business owners, we provide comprehensive business banking services including merchant services and business loans. We understand the challenges of running a business and aim to support you with resources that promote growth and success.

Credit Cards with Rewards

Our credit cards come with rewards programs designed to benefit your everyday spending. Whether you're shopping for groceries or planning a getaway, earn points that can be redeemed for travel, merchandise, or cash back it's like getting paid for being a loyal member!

Drive-Thru & Basic Banking Services

In addition to our digital offerings, we also provide traditional banking services like deposits and withdrawals through our drive-thru service. If you prefer face-to-face interactions, we are here during regular hours Monday through Saturday to assist with any transactions or inquiries. With (319) 236-5600 as our contact number, we encourage you to reach out if you have any questions about these services or need assistance in choosing what's best for your financial journey. At Veridian, we believe in building strong relationships with our members by providing accessible and trustworthy financial solutions. Visit us today at 2180 N Ankeny Blvd Ankeny Ia 50023 or explore more at Georgetown. Let's take this journey together!

Mortgage Loans & Refinancing

For those looking to buy their first home or refinance an existing mortgage, our mortgage loans are tailored just for you. We understand that buying a home is one of the most significant decisions you'll ever make, and we're here to ensure that you have all the support you need along the way.

Personal Banking

Starting with personal banking, we offer checking and savings accounts designed to fit various lifestyles and financial goals. Imagine having easy access to your funds through our user-friendly online and mobile banking platforms. You can check balances, transfer money, and pay bills right from your phone. This convenience extends to our ATM services, allowing you to withdraw cash or check balances whenever you need it.

Personal Loans & Debt Consolidation

If you're dealing with unexpected expenses or want to consolidate debt for easier management, our personal loans can offer relief. We work with members to find solutions that fit their budgets while helping them regain control over their finances.

Digital & Online Banking

Key Features for Your Convenience

We offer electronic signature authorization Yes, making it simple to complete important transactions without needing to visit a branch. Plus, you can go green with e-statements Yes that keep your financial documents organized and accessible. If you're looking to simplify payments, our mobile payments feature Yes allows you to make purchases directly from your phone. For even more convenience, download our mobile application Yes for quick access to all your banking needs right at your fingertips.

Online Banking Services

Our robust online banking platform, available at https://www.veridiancu.org/, offers a user-friendly experience. You can access your accounts 24/7, check balances, pay bills, and transfer funds effortlessly. Whether you're at home or on the go, managing your money has never been easier.

Real-Time Money Management

Want to send money to friends or family? Our person-to-person transfer service Yes makes it easy to share funds quickly and securely. You can also rest easy knowing that all these services are protected by top-notch security measures. At Veridian, we believe that banking should fit into your life seamlessly. Experience the ease of real-time account management with our digital tools today!

Financial Strength

Growing Member Base

With a total of 793,311 share accounts, we demonstrate a strong and growing member base that trusts us with their finances. Our Net Shares (funds available for lending and investments) stand at $12,629,929, highlighting our ability to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Veridian is your trusted partner. Visit us at 2180 N Ankeny Blvd Ankeny Ia 50023 or call (319) 236-5600 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $34,681,707, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,025 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $555,316,810 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also robust, with $125,606 in used auto loans and $6,649,965,066 in total loans and leases available to support your financial goals across various sectors.

Secured Savings and Member Focus

Members' savings are secured through $2,955,015,613 in share certificates and $655,349,620 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $100,246,019, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $865,903,737, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.18% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,473,588,841 in used vehicle loans and $645,377,692 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, we're here to help you find the right financing solution.

Credit Lines

For those looking for additional flexibility in their borrowing options, our total credit lines amount to $1,740,135,577. These lines can provide you with quick access to funds whenever you need them. At Veridian located at 2180 N Ankeny Blvd Ankeny IA 50023, we prioritize your financial well-being. For any inquiries about our loan products or assistance with applications and eligibility requirements, please feel free to reach out at (319) 236-5600. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. We invite you to explore how our lending solutions can help you move forward on your financial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $608,576,439, making it easier for you to secure your dream home. Our team is ready to guide you through the process and answer any questions about eligibility or refinancing options.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $148,974,018 in loans helping members manage their finances effectively, these cards come with competitive rates and no collateral required. They are perfect for everyday purchases or unexpected expenses.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means users can trust the information they receive while exploring their loan options.

VERIDIAN CREDIT UNION - Ankeny, IA

Type of Loan Offerings

Home Equity Loans

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