Veridian Credit Union Ankeny IA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Veridian, your trusted financial partner located at 410 N Ankeny Blvd, Ankeny, IA 50023. Since our establishment in 1934, we have proudly served our community with a commitment to helping members achieve their financial goals. With a growing membership of over 354,920, we are more than just a credit union; we're a community dedicated to fostering financial wellness. At Veridian, we believe in the power of personalized service and community impact. Our total assets stand at an impressive $7,719,183,098, allowing us to offer competitive rates and a variety of services tailored to meet your needs. We currently hold $396,228,784 in deposits and have extended loans totaling 339,099, ensuring that we can support both individual aspirations and local businesses alike. Our leadership team is dedicated to maintaining transparency and building lasting relationships with our members. Under the guidance of CEO Renee Christoffer and Board President Stephanie Atkin, we strive to uphold the values that matter most trustworthiness, accessibility, and community involvement. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be directed to our mailing address: PO Box 6000, Waterloo, IA 50704-6000. We invite you to explore our range of services including personal banking, auto loans, mortgages, and business banking solutions all designed with your financial success in mind. Feel free to reach out by calling us at (319) 236-5600 or visit our website at veridiancu.org for more information. Join us today and experience the difference that comes from being part of a credit union committed to its members!

Branch History & Mission

Community Engagement

Veridian is more than just a financial institution; we're committed to giving back to the communities we serve. Through various outreach programs and partnerships with local organizations, we strive to make a positive impact in Ankeny and beyond. As part of our commitment to innovation and service excellence, we ensure that all transactions are secure and efficient. With ATM availability on-site, you can access your funds whenever you need them.

Join Us

We invite you to be part of the Veridian family! Experience firsthand how we can help you navigate your financial journey with confidence and care. Visit us at our Ankeny branch or check out our website at Veridian for more information on membership eligibility and how to open an account today! Together, let's build a brighter future for you and your community!

Our Mission

Our mission at Veridian is simple yet profound: to empower our members to achieve their financial goals while fostering a strong sense of community. We understand that each member has unique needs; thus, we offer a wide range of services, including personal banking, auto loans, mortgages, and business banking solutions. Our dedicated team is always ready to provide personalized assistance. We believe in making banking accessible for everyone. Our branch features ADA-compliant facilities and offers digital banking options such as online banking and mobile payments for your convenience. You can also visit us during our operating hours Monday through Friday from 9:00 AM to 7:00 PM, Saturday from 9:00 AM to 6:00 PM, and Sunday from 10:00 AM to 2:00 PM.

Branch Location & Accessibility

Welcome to Veridian at our Ankeny Hy-vee location! Conveniently situated at 410 N Ankeny Blvd in Ankeny, IA, our branch is designed to be easily accessible for all your banking needs. Whether you're running errands or simply stopping by to chat, we're here to make your experience as smooth as possible. If you need to send us official correspondence, please address it to our mailing address at PO Box 6000, Waterloo, IA 50704-6000. Our branch is nestled near familiar landmarks, making it easy to find us. With ample parking available right outside the entrance and features that meet ADA compliance, we strive to ensure everyone can visit comfortably. Our operating hours are tailored to fit your busy schedule. You can stop by Monday through Friday from 9:00 AM to 7:00 PM, Saturday from 9:00 AM to 6:00 PM, and Sunday from 10:00 AM to 2:00 PM. We also offer an ATM for quick access to cash whenever you need it. At Veridian, we pride ourselves on providing a variety of services that cater to your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. While we currently do not have drive-thru banking available at this location, our friendly staff is always ready to assist you inside. We invite you to come visit us soon or give us a call at 319-236-5600 for any questions you may have. We're excited to help you achieve your financial goals!

Member Eligibility

At Veridian, we believe that everyone deserves a supportive community where they can thrive financially. Becoming a member is easy and welcoming! If you live, work, or worship in the areas we serve, or if you have family members who are already part of our credit union, you're likely eligible to join us. Plus, we offer a variety of financial products designed to meet your unique needs, from checking accounts to loans. You can find more detailed eligibility criteria on our website at http://www.veridiancu.org/belong/membership. Ready to take the next step? Opening an account with us is straightforward! Just visit our website at https://www.veridiancu.org/registration or give us a call at (319) 236-5600 for assistance. We're located at 410 N Ankeny Blvd Ankeny Ia 50023, and our friendly team is here to help you start your journey toward better banking today!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services that make everyday transactions smoother. Imagine running your business without worrying about payment processing our solutions help you accept payments easily, so you can focus on what you do best: serving your customers. Visit us at 410 N Ankeny Blvd Ankeny Ia 50023 in Ankeny, IA, or give us a call at (319) 236-5600 to learn more about how we can assist your business!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $304 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $736,859,745, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility and Support

At Veridian, we believe in providing accessible banking options for everyone. Our ATM services ensure you have basic access for withdrawals and balance checks right when you need it. And should you have any questions or require assistance, don't hesitate to reach out via phone at 319-236-5600 during our convenient hours: Monday through Friday from 9:00 AM to 7:00 PM; Saturday from 9:00 AM to 6:00 PM; and Sunday from 10:00 AM to 2:00 PM. We invite you to explore all that Veridian has to offer. Visit us online at Veridian's website for more details about our services or stop by the branch today! Your financial journey starts here with us at Veridian.

Business Banking Solutions

For entrepreneurs, our business banking services include everything from merchant services that simplify payment processing to various types of business loans that can help fund growth and innovation. We understand that running a business comes with its own set of challenges, and we're here to provide the financial tools necessary for success.

Credit Cards and Rewards

Our credit cards with rewards allow you to earn points on everyday purchases. Imagine earning cash back or travel rewards just by using your card for groceries or gas it's an easy way to maximize your spending!

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking features. With our user-friendly platform, you can manage your accounts anytime, anywhere check balances, transfer funds, pay bills, or even send money to friends through our person-to-person payment service. Plus, access to ATMs means you can withdraw cash without hassle.

Personal Banking Services

For individuals and families, we provide essential personal banking services including checking and savings accounts that help you manage your daily expenses while saving for your goals. If you're in the market for a new car, consider our auto loans and vehicle financing options that make purchasing a vehicle straightforward and affordable. We also offer mortgage loans and refinancing solutions tailored to fit your budget, whether you're buying your first home or looking to lower your current mortgage rate. Additionally, our personal loans and debt consolidation services can assist you in managing existing debts more effectively. With competitive rates and flexible terms, achieving financial freedom is within reach.

Digital & Online Banking

Accessibility and Ease-of-Use

Whether you're checking your balance during lunch or making a payment late at night, our online banking platform makes managing your money straightforward. With user-friendly navigation, even those new to online banking will find it easy to get started. Join us at Veridian and experience how digital banking can simplify your financial life. Explore all these features today by visiting https://www.veridiancu.org/!

Key Features

Our online banking services are designed with you in mind. Enjoy the freedom of 24/7 access to your accounts, ensuring you have control over your finances whenever you need it. For those who prefer mobile solutions, our dedicated mobile application offers features like mobile payments, enabling quick and secure transactions right from your smartphone. Security is a top priority at Veridian. We utilize electronic signature authorization to ensure that your transactions are safe and secure. Plus, with e-statements available, you can keep track of your finances without the clutter of paper statements just another way we help you stay organized. Need to send money to a friend? Our person-to-person transfer feature makes it simple and fast. No more cash or checks; just send funds directly from your account with ease.

Financial Strength

Growing Member Trust

Total Share and Deposit Accounts: 793,311, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $12,629,929 further underscores our ability to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Veridian is your trusted partner. Visit us at 410 N Ankeny Blvd Ankeny Ia 50023 or call (319) 236-5600 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings

Members' savings are secured through $2,955,015,613 in share certificates and $655,349,620 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $100,246,019, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident with a net income of $34,681,707, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,025 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $555,316,810 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $125,606 in used auto loans and $6,649,965,066 in total loans and leases.

Solid Financial Foundation

With a net worth of $865,903,737, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.18% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,473,588,841 in used vehicle loans and $645,377,692 in new vehicle loans already helping members get on the road. We provide competitive financing options for both new and used vehicles, making it easier for you to drive off with the car you want. Plus, refinancing options are available if you're looking to adjust your current loan terms.

Business Financing

For business owners, our outstanding commercial loans totaling $736,859,745 provide the capital needed to grow and expand. Whether you're starting a new venture or enhancing an existing one, our tailored solutions can help meet your business needs. At Veridian located at 410 N Ankeny Blvd, Ankeny IA 50023, we're committed to offering personalized service and expert guidance. If you have any questions or need assistance choosing the right loan product for you, don't hesitate to reach out! You can contact us at (319) 236-5600 during our operating hours: Monday through Friday from 9:00 AM to 7:00 PM; Saturday from 9:00 AM to 6:00 PM; and Sunday from 10:00 AM to 2:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Visit our website at Veridian for more information about our services and how we can assist you in achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $608,576,439, make buying or refinancing simple. We aim to guide you through each step of the mortgage process so that you can make informed decisions about your home financing.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $148,974,018 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can help enhance your spending power while keeping your budget in check.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers tailored to their needs.

Disclaimer

Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that the information they receive is accurate and up-to-date. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means users see all available options equally, allowing them to choose what best fits their financial situation. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Whether you're looking for a mortgage or an auto loan, LendMesh delivers current information at your fingertips. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the effectiveness of LendMesh in helping individuals secure better financing options. Ready to find the best loan rates for your needs? Compare real-time loan offers today at LendMesh.

VERIDIAN CREDIT UNION - Ankeny, IA

Type of Loan Offerings

Home Equity Loans

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Loan rates in Ankeny, IA (50023)