Veridian Credit Union Ankeny IA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Veridian, your trusted partner in financial wellness located at 1201 S Ankeny Blvd, Ankeny, IA 50023. Since our establishment in 1934, we have dedicated ourselves to serving our community with integrity and commitment. As a proud member of the Veridian family, you join over 354,920 fellow members who benefit from our extensive range of services tailored to meet your financial needs. At Veridian, we understand that every dollar counts. With total assets reaching an impressive $7,719,183,098, and total deposits amounting to $396,228,784, we are well-equipped to help you achieve your financial goals. Our strong net worth of $865,903,737 and cash reserves of $53,543,007 reflect our stability and ability to support our members through various life stages. Our team is led by the passionate CEO Renee Christoffer and Board President Stephanie Atkin, who embody the values of community focus and excellence in service. Whether you're interested in personal banking options like checking and savings accounts or seeking financing through auto loans or mortgages, we strive to provide a friendly and supportive environment for all. While you can visit us at our branch location for assistance, official correspondence should be directed to our mailing address: PO Box 6000, Waterloo, IA 50704-6000. We invite you to explore how Veridian can enhance your financial journey. Ready to get started? Call us today at (319) 236-5600 or visit our website at VeridianCU.org for more information on how we can serve you better!

Branch History & Mission

At Veridian, we take pride in our rich history and unwavering commitment to our community. Established in 1934, our branch has been a cornerstone of financial support in Ankeny, IA, for nearly nine decades. We opened our doors with a mission to provide accessible financial services and foster a spirit of community among our members. Since then, we have grown significantly, now serving over 354,920 members and managing assets totaling more than $7.7 billion. Located at 1201 S Ankeny Blvd, our branch is easily accessible and strategically positioned near the heart of Ankeny. This prime location allows us to connect with the community we cherish, making it easy for members to visit us for all their banking needs. While members can visit us at this address, official correspondence should be sent to PO Box 6000 in Waterloo. Veridian's mission is clear: we aim to empower individuals and families by providing the financial tools they need to thrive. We believe that everyone deserves access to quality banking services whether it's through checking and savings accounts, auto loans, mortgage options, or credit cards with rewards. Our commitment extends beyond just financial transactions; we actively engage in community outreach initiatives that support local programs and organizations. As part of our dedication to modern banking solutions, we offer a variety of digital services like online banking, mobile payments, and e-statements. These advancements ensure that our members can manage their finances conveniently and securely. Our branch also features an ATM for quick cash access and drive-thru banking for those who prefer an easier way to conduct transactions without leaving their vehicle. Over the years, Veridian has built strong partnerships within the community and aims to continue making a positive impact through various outreach efforts. We are committed to ensuring that everyone feels valued and supported as they navigate their financial journeys. We invite you to join Veridian and become part of a community-focused credit union dedicated to your financial success. Experience firsthand how we prioritize your needs while championing local initiatives. Visit us today or learn more about membership by calling us at 319-236-5600 or exploring our website at VeridianCU.org. Together, let's build a brighter financial future!

Branch Location & Accessibility

Convenient Access and Amenities

At Veridian, we prioritize accessibility for everyone. Our branch features ADA-compliant facilities, ensuring that all members can enjoy our services comfortably. We also have ample parking available so you won't have to worry about finding a spot when you arrive. If you're on the go, our drive-thru banking service is available from Monday through Thursday starting at 7:30 AM until 6:00 PM, and on Fridays until 5:30 PM. You can quickly handle deposits and withdrawals without having to leave your car. For those who prefer cash transactions or quick access to their accounts, we offer ATM services right at our location.

Hours of Operation

We know that life can get busy, so we've tailored our hours to meet your needs. Our lobby is open Monday through Thursday from 8:30 AM to 5:00 PM and Fridays until 5:30 PM. On Saturdays, we're here for you from 8:30 AM until noon. Whether you need assistance with personal banking or are looking into auto loans or mortgages, our team is ready to help during these hours.

Services Tailored for You

At Veridian, we offer a wide range of services designed to support your financial journey. From checking and savings accounts to auto loans and personal loans our dedicated staff is here to guide you every step of the way. We invite you to visit us at Veridian in Ankeny or give us a call at 319-236-5600 if you have any questions or need assistance. Your financial well-being is important to us, and we look forward to serving you soon!

Member Eligibility

Becoming a member of Veridian is like joining a family that truly cares about your financial well-being. If you're looking to experience personalized banking and a supportive community, you're in the right place! Membership is open to anyone who lives, works, worships, or goes to school in certain areas of Iowa, so chances are you qualify. Plus, if you have family members who are already part of our community, they can sponsor your membership too. It's as simple as that! For more detailed eligibility criteria, feel free to check out our website at http://www.veridiancu.org/belong/membership. Opening an account is just as easy and welcoming. You can start the process online or visit us at our branch located at 1201 S Ankeny Blvd Ankeny Ia 50023. If you have any questions or need assistance along the way, don't hesitate to give us a call at (319) 236-5600. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having a reliable partner that simplifies your payment processes. Our merchant services offer just that streamlined payment processing that lets you focus on what you do best: running your business. From credit card transactions to online payments, we ensure your customers can pay easily and securely. Located at 1201 S Ankeny Blvd Ankeny Ia 50023, Ankeny, IA 50023, we invite you to discover how our tailored business banking services can help your company thrive. Reach out today at (319) 236-5600 to learn more!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $304 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $736,859,745, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, Veridian offers robust Business Banking services. Our merchant services simplify transactions so you can focus on running your business smoothly. We also provide Business Loans tailored to support growth and expansion.

Convenient Access and Services

Your convenience is essential to us. That's why we have convenient ATM & Cash Withdrawal Services available at our branch and throughout the area. If you need assistance with basic transactions, our drive-thru banking allows you to deposit checks or make withdrawals without leaving your vehicle. Our commitment extends beyond just traditional banking; we also offer comprehensive digital features. With Online & Mobile Banking, managing your finances has never been easier. You can access your accounts anytime and anywhere with features like person-to-person payments and electronic statements.

Financial Support When You Need It

Sometimes life throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation options come in handy. These loans can help you manage debt more effectively and get back on track financially. For those who prefer to earn rewards while spending, our Credit Cards with Rewards program offers an excellent way to gain benefits from your everyday purchases.

Join Our Community

We invite you to experience all that Veridian has to offer. Visit us at our Ankeny branch or give us a call at 319-236-5600 for more information about how we can assist you with your financial needs. Explore our website at Veridian for details on opening an account or becoming a member today! Your journey towards better financial health starts here!

Personal Banking Solutions

We understand that managing your finances can sometimes feel overwhelming. That's why we offer Personal Banking services that include checking and savings accounts designed for everyday needs. Imagine having easy access to your funds through our user-friendly online and mobile banking platforms. You can check balances, transfer money, and pay bills all from the comfort of your home or on the go. If you're in the market for a vehicle, our Auto Loans & Vehicle Financing options make it simple to find the right loan that fits your budget. We also provide Mortgage Loans & Refinancing services, helping you secure a place to call home or take advantage of lower interest rates on existing loans.

Digital & Online Banking

At Veridian, we understand that convenience and security are top priorities for our members. That's why we offer a robust suite of digital and online banking services designed to make managing your finances easier than ever. Our online banking platform is available 24/7, allowing you to access your accounts anytime and anywhere. Whether you're checking your balance, making transfers, or paying bills, you can do it all with just a few clicks at https://www.veridiancu.org/. Plus, with electronic signature authorization, signing documents has never been simpler no need for paper or in-person visits! We also provide e-statements to help you go green and keep track of your finances effortlessly. Instead of waiting for paper statements to arrive in the mail, you can view your account activity online whenever it suits you. For those on the go, our mobile application makes banking even more accessible. You can check balances, deposit checks, and manage payments right from your smartphone. Speaking of payments, our mobile payments feature allows you to make quick transactions without carrying cash or cards. And if you need to send money to friends or family, our person-to-person transfer service is here to help. It's an easy way to send funds directly from your account without hassle. At Veridian, we prioritize your security. Our digital banking services utilize advanced technologies to keep your information safe while providing a user-friendly experience. With real-time account management features and easy access to support when needed, you can feel confident that your financial needs are met efficiently. Experience the freedom and flexibility of digital banking today! Visit https://www.veridiancu.org/ to learn more about how we can help simplify your financial life.

Financial Strength

Commitment to Innovation

With $555,316,810 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $125,606 in used auto loans and $6,649,965,066 in total loans and leases available to support your financial goals across various sectors.

Growing Member Base

Total Share Accounts stand at 793,311, showcasing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments totaling $12,629,929, we are well-positioned to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Veridian is your trusted partner. Visit us at 1201 S Ankeny Blvd Ankeny Ia 50023 or call (319) 236-5600 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $34,681,707, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,025 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $2,955,015,613 in share certificates and $655,349,620 in money market shares, providing stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $100,246,019, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $865,903,737, we maintain robust financial health. This strength allows us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.18% further demonstrates this solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,473,588,418 in used vehicle loans and $645,377,692 in new vehicle loans already helping members get on the road. Whether you're financing a brand-new model or a reliable used vehicle, we provide competitive terms to suit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $736,859,745 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your existing operations, our business loan products are designed to support your ambitions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $608,576,439, make buying or refinancing simple. We guide you through each step of the process and offer flexible terms that fit your financial situation.

Refinancing Options

If you're considering refinancing any existing debts or loans, we can help you explore eligibility options tailored for you. This could potentially lower your monthly payments or consolidate multiple debts into one manageable payment. At Veridian in Ankeny at 1201 S Ankeny Blvd., IA 50023, our dedicated team is ready to assist you in finding the best loan product for your needs. Reach out today at 319-236-5600 to learn more about our offerings and how we can help you achieve your financial dreams. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $148,974,018 in loans helping members manage their finances effectively. These cards can be an excellent tool for building credit while enjoying the benefits of rewards and easy payment options.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all loan offers displayed are fair and transparent. Users can trust that they are looking at genuine offers from reputable lenders. LendMesh stands out for several reasons: - Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency throughout the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: The platform features up-to-date loan rates from multiple institutions, helping users make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the tool's effectiveness and reliability. Ready to find the best loan rates? Compare real-time loan offers today at LendMesh and discover options tailored to your needs. --- Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

VERIDIAN CREDIT UNION - Ankeny, IA

Type of Loan Offerings

Home Equity Loans

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Loan rates in Ankeny, IA (50023)