Velocity Credit Union Thousand Oaks CA | Best Auto Loans & Checking

Introduction

At Ventura County, we understand that banking is more than just numbers it's about building relationships and fostering community. Since opening our doors in 1950, we've proudly served Thousand Oaks and the surrounding areas from our convenient location at 18 W Thousand Oaks Blvd, Thousand Oaks, CA 91360. With a strong commitment to our members, we have grown to support over 76,398 members, offering a range of financial services designed to meet your needs. As a member-focused credit union with total assets exceeding $1.4 billion, we pride ourselves on being a stable partner in your financial journey. Our total deposits stand at an impressive $58,831,677, reflecting the trust our members place in us. Whether you are looking for auto loans, mortgages, or personal banking solutions, our dedicated team is here to help you every step of the way. Under the leadership of our CEO, Linda Rossi, and Board President, Roxanne Ostrem, we are committed to providing exceptional service and fostering a sense of community among our members. With a robust team of 203 employees, we strive to offer personalized experiences that cater to your individual financial goals. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 18 W Thousand Oaks Blvd, Thousand Oaks, CA 91360-4458. You can reach us easily by phone at 805-477-4000 during our lobby hours from 9 am to 5 pm (Monday-Wednesday) and 9 am to 6 pm (Thursday-Friday), with Saturday hours until 2 pm. Explore how Ventura County Credit Union can support your financial aspirations today! Visit us online at vccuonline.net or give us a call we look forward to serving you!

Branch History & Mission

At Ventura County, our journey began in 1950 when we first opened the doors of our Thousand Oaks Branch, located at 18 W Thousand Oaks Blvd, Thousand Oaks, CA 91360. Over the decades, we've grown into a trusted financial partner for our community, now proudly serving over 76,000 members. Our mission has always been to provide accessible financial services while fostering a sense of belonging and support for all. From humble beginnings, we have evolved into a robust credit union with total assets amounting to $1,415,994,450. This growth reflects not only our dedication to sound financial practices but also our commitment to the people we serve. As we continue to expand our offerings from personal banking solutions like checking and savings accounts to auto loans and business financing we remain focused on enhancing the lives of those in our community. Our mission is clear: we strive to empower individuals by providing them with the tools and resources they need to achieve their financial goals. We believe in building lasting relationships with our members based on trust and mutual respect. Our team works diligently to ensure that everyone feels valued and understood, whether they're looking for a mortgage loan or simply seeking advice on budgeting. In addition to our core financial services, we take pride in our community outreach efforts. We actively engage in various local initiatives designed to uplift those around us. Our partnerships with local organizations allow us to contribute positively to the area and create opportunities for others. While you can visit us at our main branch location in Thousand Oaks, official correspondence should be sent to the same address: 18 W Thousand Oaks Blvd, Thousand Oaks, CA 91360-4458. We invite you to experience the benefits of membership firsthand. With convenient operating hours 9 AM to 5 PM Monday through Wednesday and Friday; 9 AM to 6 PM Thursday; and 9 AM to 2 PM Saturday along with ATM availability for your convenience, we're here when you need us most. Join Ventura County today and discover how we can support your financial journey together! For more information or assistance, feel free to contact us at 805-477-4000. Let's build a brighter future together!

Branch Location & Accessibility

Get in Touch

We'd love for you to come visit us! If you have any questions or need assistance before your visit, don't hesitate to call us at 805-477-4000. The team at Ventura County is ready to help you with all your financial needs. See you soon!

Nearby Landmarks and Accessibility

Situated near popular local landmarks, our branch is easy to find and access. With ample parking available, getting to us is a breeze! We also ensure that our facilities are ADA compliant, providing ramps and accessible entrances for all members. While members can visit us at 18 W Thousand Oaks Blvd for all their banking needs, any official correspondence should be sent to the same address: 18 W Thousand Oaks Blvd, Thousand Oaks, CA 91360-4458.

Operating Hours

We're here to assist you during our welcoming hours: from 9 am to 5 pm on Monday, Tuesday, and Wednesday; until 6 pm on Thursday and Friday; and from 9 am to 2 pm on Saturday. Feel free to drop by anytime within these hours!

Services Offered

At Ventura County's Thousand Oaks Branch, we offer a range of services tailored for your needs. Enjoy personal banking options including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, as well as business banking solutions. For those on the go, we also provide online and mobile banking services along with ATM access for easy cash withdrawals.

Member Eligibility

Becoming a member of Ventura County is like joining a caring community where your financial well-being is a priority. If you live, work, or worship in the area around 18 W Thousand Oaks Blvd Thousand Oaks Ca 91360, you're likely eligible to join us! We welcome individuals who share our commitment to making a positive impact in their lives and communities. Membership opens the door to a range of benefits, including personalized service, competitive rates on loans, and access to various financial tools designed just for you. The process to become a member is straightforward and welcoming just visit our website for more details on eligibility at . If you're ready to take that step, you can find everything you need about opening an account online too! Feel free to reach out to us at (805) 477-4000 if you have any questions or need assistance. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Merchant Services Made Easy

In today's fast-paced world, having efficient payment solutions is crucial. Our merchant services simplify transactions, allowing you to focus on what matters most growing your business. With competitive rates and reliable support, we help you accept payments seamlessly, whether in-store or online. Located at 18 W Thousand Oaks Blvd Thousand Oaks Ca 91360 in Thousand Oaks, CA, our dedicated team is ready to assist you. Call us at (805) 477-4000 to learn more about how we can support your business ambitions!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $119 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,849,278, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking at Your Fingertips

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking features. You can easily access your accounts from anywhere, make transfers, pay bills, and more all from the comfort of your home or on the go. Our ATM services provide basic access for withdrawals and balance checks whenever you need them.

Business Solutions

If you're a business owner, you'll find our business banking services particularly beneficial. From merchant services that simplify transactions to business loans designed to fuel your growth, we aim to be your trusted partner in success.

Connect With Us

Whether you're interested in opening an account or exploring loan options, our friendly team at Ventura County is ready to assist you. You can reach us at (805) 477-4000 during our operating hours: Monday through Wednesday from 9 AM to 5 PM, Thursday and Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. We invite you to visit us at 18 W Thousand Oaks Blvd Thousand Oaks Ca 91360 or check out our website at Thousand Oaks Branch for more information about all the ways we can help you achieve your financial goals. Let's work together towards a brighter financial future!

Personal Banking Made Easy

For everyday banking, our checking and savings accounts offer flexibility and convenience, making it simple for you to manage your finances. If you're considering a new vehicle, our auto loans and vehicle financing options can help you get behind the wheel without breaking the bank. We understand that buying a home is a significant step, which is why we provide competitive mortgage loans and refinancing options tailored to fit your budget. Need cash for unexpected expenses? Our personal loans and debt consolidation services can provide the support you need. Plus, with our credit cards featuring rewards, every purchase can earn you benefits while helping you build credit.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services available at https://www.vccuonline.net/, you can check your account balance, transfer funds, and pay bills anytime you need. This means no more waiting in long lines or rushing to the branch before closing time. You're in control, and it's all done with just a few clicks.

Easy Account Management

For those who prefer to manage their accounts through their smartphones, our mobile application makes it simple. Access your accounts on the go, make person-to-person transfers effortlessly, and enjoy the convenience of e-statements for quick reviews of your transactions no paper clutter required! Plus, with electronic signature authorization available, you can complete transactions securely from wherever you are.

Safe and Secure Transactions

Your security is our top priority. Our online banking platform uses advanced technology to ensure that your personal information stays safe. You can bank with peace of mind knowing that every transaction is protected. At Ventura County, we strive to make banking not just easy but also enjoyable. Join us today and discover how our digital banking solutions can help you manage your finances more effectively!

Financial Strength

At Ventura County, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position, which reflects our commitment to providing reliable services to our community. With a net worth of $131,722,304, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $927 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $413,952,728 in share certificates and $124,397,246 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $126,638,170 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $7,702 in used auto loans and $922,023,125 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 176 full-time employees and 27 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 137,833, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ventura County is your trusted partner. Visit us at 18 W Thousand Oaks Blvd Thousand Oaks Ca 91360 or call (805) 477-4000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $124,771,661 in used vehicle loans and $23,061,654 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates, making it easier for you to drive away in the vehicle you want.

Business Loans

For business owners, our outstanding commercial loans totaling $227,849,278 provide the capital needed to grow and expand. Whether you're looking to invest in new equipment or expand your operations, we have tailored solutions to meet your unique business needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $87,964,785, make buying or refinancing simple. We can assist you through every step of the process, ensuring you find the right solution that fits your budget and lifestyle.

Refinancing Options

If you're looking to lower your monthly payments or tap into your home's equity, our refinancing options are worth exploring. We strive to make this process straightforward and beneficial for you. At Ventura County, we're here to help you navigate your financial journey with ease. If you're interested in any of our loan products or would like more information about eligibility options, please don't hesitate to reach out. You can contact us at (805) 477-4000, or visit us at 18 W Thousand Oaks Blvd Thousand Oaks Ca 91360 in Thousand Oaks, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, and that's where our unsecured credit card loans come in. With a total of $44,246,206 in loans helping members manage their finances effectively, our flexible terms allow you to spend with confidence while enjoying rewards on your purchases.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and accuracy, LendMesh is designed to help users navigate the loan landscape with confidence. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment guarantees that all offers presented are fair and transparent, allowing users to compare rates with peace of mind. One of the standout features of LendMesh is its use of verified data. Loan offers are sourced exclusively from legitimate financial institutions, which fosters an environment of trust and reliability. Additionally, LendMesh does not prioritize lenders based on paid promotions this means you receive unbiased results tailored to your needs. Real-time rate comparisons are another benefit; you can access up-to-date loan rates from multiple institutions, empowering you to make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the platform's effectiveness and reliability. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ventura County