Velocity Credit Union Simi Valley CA | Best Auto Loans & Business Banking

Introduction

Welcome to Ventura County, your trusted partner in financial services since 1950! Located at 2680 Tapo Canyon Rd, Simi Valley, CA 93063, we take pride in serving our community with dedication and care. With a strong foundation built on trust, we currently support over 76,398 members and manage assets totaling an impressive $1,415,994,450. At Ventura County, we understand that financial needs are as diverse as the individuals we serve. That's why we offer a wide range of services including personal banking accounts, auto loans, mortgage refinancing, and even business banking solutions tailored just for you. Our commitment to our members is evident in our total deposits of $58,831,677 and robust loan offerings that include more than 31,237 loans and leases. While you can conveniently visit us at our branch for any inquiries or assistance feel free to reach out via phone at 805-477-4000 official correspondence can be sent to the same address as our branch. Under the leadership of our CEO Linda Rossi and Board President Roxanne Ostrem, we continually strive to enhance your experience with us. With a dedicated team of 203 employees, we are here to help you navigate your financial journey with ease. Whether you're looking for advice on saving for the future or need assistance with loans, Ventura County is here for you. Explore how we can make a positive impact on your financial well-being by visiting our website at vccuonline.net today!

Branch History & Mission

Join Us Today!

We invite you to become part of the Ventura County family. Experience how we blend tradition with innovation to serve your financial needs while supporting the community we all love. Call us today at (805) 477-4000 or visit our website at VCCU Online for more information on how you can join us on this journey towards financial empowerment!

Our Evolution

Since our inception, we have grown steadily, reflecting the vibrant development of Simi Valley itself. With total assets now exceeding $1.4 billion, we've expanded our services to meet the changing needs of our community. Our success is driven by a dedicated team of 203 employees who are committed to providing personalized service and expert guidance to help you achieve your financial goals. Over the years, we've embraced technology to enhance member experience. Our online and mobile banking options make it easier than ever for you to manage your finances from anywhere. We also offer convenient ATM access and drive-thru banking for those who prefer in-person transactions.

Our Mission

At Ventura County Credit Union, our mission is clear: we strive to empower our members through exceptional financial services while fostering community growth. We believe that when our members succeed financially, our entire community thrives. That's why we offer a wide range of products including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. We also take pride in supporting local initiatives and partnerships that uplift our community. Whether it's sponsoring local events or participating in outreach programs, we are dedicated to making a positive impact right here in Simi Valley. While members can visit us at 2680 Tapo Canyon Rd Simi Valley Ca 93063, official correspondence should be sent to 2680 Tapo Canyon Road, Simi Valley, CA 93063. Our doors are open from 9 AM to 5 PM Monday through Wednesday and Friday; on Thursdays, we stay open until 6 PM; and on Saturdays, our drive-thru operates from 9 AM to 2 PM.

Branch Location & Accessibility

Welcome to Ventura County's Simi Valley Branch, located at 2680 Tapo Canyon Rd, Simi Valley, CA 93063. Our branch is conveniently situated near popular local landmarks, making it easy for you to stop by and manage your banking needs. Whether you're coming from nearby parks or shopping areas, we are here to serve you. At the Simi Valley Branch, we prioritize accessibility. Our facility is designed to be welcoming for everyone, with ADA-compliant features including ramps and designated parking spots. You can easily access our drive-thru service for quick transactions without leaving your car. Plus, our on-site ATM is available for cash withdrawals and balance inquiries around the clock. Our operating hours are tailored to fit your busy schedule: we're open from 9 AM to 5 PM on Monday, Tuesday, and Wednesday; until 6 PM on Thursday and Friday; and from 9 AM to 2 PM on Saturday. This flexibility ensures that you can visit us when it's most convenient for you. If you need assistance or have questions about our services like personal banking options, auto loans, mortgage financing, or online banking don't hesitate to give us a call at 805-477-4000. Our friendly staff is ready to help! While members can visit us at our branch location for all their banking needs, please note that any official correspondence should be sent to our mailing address at 2680 Tapo Canyon Road, Simi Valley, CA 93063. We look forward to welcoming you at Ventura County's Simi Valley Branch! Come in today and discover how we can assist you with all your financial goals.

Member Eligibility

At Ventura County, we believe that everyone deserves a supportive financial community. Becoming a member is easy and welcoming! If you live, work, or worship in the area, you're likely eligible to join us. We strive to create an inclusive environment where your financial goals can flourish. Membership at Ventura County opens the door to a range of benefits, from competitive loan rates to personalized service tailored just for you. To get started, simply reach out to us at (805) 477-4000 or visit us at our branch located at 2680 Tapo Canyon Rd Simi Valley Ca 93063. You can find more details about eligibility requirements by checking out this link: . We're excited to have you become part of our family and help you on your financial journey!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $119 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $227,849,278, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

Imagine running your business with ease accepting payments from customers seamlessly while managing cash flow effortlessly. Our merchant services help make this a reality. From point-of-sale solutions to online payment processing, we provide the tools necessary for smooth transactions that keep your customers happy. Visit us at 2680 Tapo Canyon Rd Simi Valley Ca 93063 in Simi Valley, CA, or give us a call at (805) 477-4000 to learn more about how our business banking and commercial services can help you thrive!

Comprehensive List Of Services

Business Banking

For our local entrepreneurs, our business banking services are here to support you. From essential merchant services that help you process payments efficiently to business loans that fuel growth, we have the tools needed for success.

Convenient Banking Solutions

Understanding the importance of convenience in today's fast-paced world, we offer robust online and mobile banking solutions. Check your balance, transfer funds, or pay bills all at your fingertips! For those who prefer in-person transactions, we have an ATM on-site along with basic drive-thru banking options for quick deposits and withdrawals.

Credit Options

We know that every member's financial journey is unique, so we provide credit cards with rewards to give you more value from your everyday purchases. Enjoy cashback or points on things you already buy it's like getting paid to shop!

Personal Banking

Our personal banking services include checking and savings accounts designed to help you reach your financial goals. Imagine having a safe space for your funds while earning interest on your savings. We also offer auto loans and vehicle financing, making it easy to drive away in the car you want without breaking the bank. With competitive rates and flexible terms, financing your next vehicle is simple and straightforward. When it comes to homeownership, our mortgage loans and refinancing options can make that dream a reality. We work with you every step of the way, ensuring that you find a loan that fits your budget and lifestyle. If you're facing debt challenges, consider our personal loans and debt consolidation services, which can help streamline your payments into one manageable monthly sum.

Why Choose Us?

At Ventura County, located at 2680 Tapo Canyon Rd Simi Valley Ca 93063, we pride ourselves on being more than just a financial institution; we're a community partner invested in your success. Our friendly staff is ready to assist you with any questions or concerns you may have. You can reach us at (805) 477-4000, where we're available during our operating hours: 9 am - 5 pm Monday through Wednesday, 9 am - 6 pm Thursday and Friday, and 9 am - 2 pm on Saturday. We invite you to explore how our comprehensive range of services can fit into your life. Join us today at Simi Valley Branch, where securing your financial future starts now!

Digital & Online Banking

Key Features

One standout feature is our electronic signature authorization. This allows you to sign documents electronically, making it easier and faster to complete important transactions without the need for paper forms. Plus, with e-statements available, you can keep track of your finances while reducing clutter no more paper statements piling up! If you're looking to send money quickly to friends or family, our person-to-person transfer option is perfect for you. It's simple and convenient, letting you send funds directly from your account to theirs in just a few clicks. For those who prefer mobile banking, you'll love our mobile application. It provides easy access to all your banking needs right from your smartphone. Although we currently do not support mobile payments, you can still enjoy all the other features at your fingertips. With security as our top priority, rest assured that your personal information is safe with us. We utilize advanced encryption technologies to protect your data while you bank online. In summary, at Ventura County, we're committed to making banking easier for you through our comprehensive digital services. Whether you're managing day-to-day expenses or making important financial decisions, our online tools provide the accessibility and ease-of-use that every member deserves. Experience the convenience today!

Financial Strength

Growing Membership Base

With total share accounts reaching 137,833, it's clear that more members trust us with their finances every day. This growing community is a testament to the reliability of Ventura County, where your needs come first. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ventura County is your trusted partner. Visit us at 2680 Tapo Canyon Rd Simi Valley Ca 93063 or call (805) 477-4000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings

Your savings are in safe hands at Ventura County. We have secured $413,952,728 in share certificates and $124,397,246 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 176 full-time employees and 27 part-time employees who are always ready to assist you.

Reinvestment for Improvement

With $126,638,170 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This dedication supports our lending capacity with $7,702 in used auto loans and $922,023,125 in total loans and leases.

Strong Financial Position

With a net worth of $131,722,304, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $927 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $124,771,661 in used vehicle loans and $23,061,654 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used vehicle, we have financing options that fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $227,849,278 provide the capital needed to grow and expand. We are committed to supporting local businesses by offering tailored solutions that meet their unique financial requirements.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $87,964,785, make buying or refinancing simple. We aim to provide competitive rates and terms that can help you make your homeownership dreams come true.

Refinancing Options

If you're considering refinancing any existing loans, we encourage you to explore our options. Refinancing can potentially lower your payments and free up cash for other priorities. At Ventura County, we are dedicated to providing personalized service and support throughout your borrowing journey. If you have any questions or need assistance, don't hesitate to reach out at (805) 477-4000. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Come visit us at our location in 2680 Tapo Canyon Rd Simi Valley Ca 93063, Simi Valley, CA, where our team is ready to assist you!

Unsecured Credit Card Loans

Managing day-to-day expenses is easier with our flexible terms on unsecured credit card loans. We currently offer a total of $44,246,206 in loans that allow members to manage their finances effectively. This option can be especially useful for those looking for a safety net or planning larger purchases.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that users receive fair and transparent offers. By pulling information straight from verified institutions, LendMesh guarantees that users can trust the data they see.

VENTURA COUNTY CREDIT UNION - Simi Valley, CA